IMO
Imperial Oil Limited
stock NYSEAMERICAN

IMO this was luck on your side. What if news was S3 recommendation instead?

GME has entered a higher trading range established today IMO. This is certainly NFA. There's several patterns I've figured out. This is also an opinion on GMEWS.

“Intuit's accounting software for small businesses, is more than half” - This is your issue.
Think about it from a discounted cash flows principle. When growth is expected the turn negative from a high teens growth rate on half of a business’s revenues you get a major current day price adjustment. Now, if agentic softwares don’t take market share. INTU is at a bargain but it’s definitely going to happen IMO.

Isn't a part of the possible explanation for the small-value premium behavioural? I.e., investors collectively pay too much for large growth vs. small value stocks. IMO it's not hard to see how that might happen.
The small-value argument is inherently counter-intuitive: hey, want to buy stocks of these companies which are neither large nor growing, and that you've never heard of?
I think in your OP you assume investors as a group invest based on rigorous, scientifically backed principles. But go to investment forums frequented by folks other than academically-minded geeks (and I include Bogleheads here), and it's all about the new, big growth story. The typical portfolio tilt is towards AI thematic funds, Nasdaq-100 or whatever's the hot recent thing -- without a care in the world for efficient markets or rich valuations as they pile money into the thing most other people are also buying.
Is this not the small-value premium being created in real time?

Third option: Factors don't exist or the premiums are so slight that they might as well not exist. Any premium that can take decades to appear is more likely to be happenstance than premium IMO.
The only factor that is interesting to me is Momentum because it's a psychological factor rather than a factor inherent to a particular company's characteristics. Market dynamics change, people don't.

IMO, it kind of depends on your salary. If you're still in a low tax bracket (10-12%), then Roth makes more sense. If you're in the 22% bracket it's kind of a wash. 24% or higher I would stick with the pre-tax 401k and increase your contribution.

Their HR/recruiting department is dogshit. Their interview invitation email was just basically, listing out \~15 or so recent hires with their accomplishments (IMO, IOI…) then they ask you to schedule a 30min call with their HR - then after scheduling, he ghosts, then after 3-4 follow up emails he schedules the call, then cancels, schedule again, cancel again absolute disaster.
After finally doing the call, I am told they will send me an interview invitation for their r1 in a week or so, then ghosted again after many follow up emails, I don’t care how much they pay, I have washed my hands off this unprofessional humiliating recruitment experience. T5 firms have better recruiters.

A positive Important FDA announcement/approval would lift the long wait for investors, and provide patients with superior treatment IMO

IMO, no it's not a good move, especially considering where we are in the cycle that's been fairly reliable!
If you put the same amount in the Exchange you get 6%, for a 6 month lock up. The rewards paid daily to your wallet to use how you want, this allows you a couple of options. You can use the rewards to buy other things, or add daily to the Supercharger, plus after 6 months you can review the state of the market. At which time you could add rewards to the base and lock for another 6 months, or think about selling during the next year, giving you options.
Locking for 4 years now means there's a good chance you missed the high of the upcoming bull market during the next 2/3 years. And, this is exactly what CDC wants, the more people Locking, the fewer selling at the local highs!
Just some musings in regards to the question posed from a random Internet stranger.

Even if an agent gives you tons of info, presentations, or even conducts site visits, hindi naman automatically tied sa kanya ang buyer. Part yan ng selling process. Closing still matters.
Exception is if the developer has a call slip or buyer registration system where the prospect is officially assigned to an agent for a certain period.
Pero yung message? Mentioning na halos binigay na ng agent ang commission niya, then bringing up na na-hospital siya probably due to stress, comes across as unnecessary guilt-tripping. The buyer was simply checking if there was a better deal, which is perfectly normal.
If may agent-protection policy, explain it professionally. No need for the drama. Sour grapes and in bad taste, IMO.

Beim letzten Mal wurde sogar Heizöl und Gas entlastet. Diesmal nur der Sprit. IMO ist das nur kurzfristiges Handeln der Regierung um die Bevölkerung zu Beruhigen mit der Hoffnung, dass bis zur Heizsaison das Öl wieder fliest. Fahren auf Sicht halt.

Great buying opportunity IMO. 1200 shares at 13usd. I keep DCA

Rebalance periodically in one account. Once a year, say, in your Roth IRA or 401k. I store everythiing outside of it as data in my Vanguard account included in an 'outside investments' section that shows up with everything else -- makes it easier to see what's out of whack. Drift is fine and normal. If you have reasonable bands you'll rarely wind out upside of them during a typical year, except in a crash and when you have bonds (which everyone should IMO but 25, sure, ok, you don't absolutely need them yet - they're mostly useful at this point so during the next big crash you can see how different asset classes perform and get better sleep at night).

Where are you getting the "Pivot" from? I believe this is an vertical to generate cash now. We license the tech out to a company (that doesn't have the time to develop it) so THEY can run production. Looks like there are only 2 other companies that create these specific ELSFP modules: Lumentum and Coherent but lots of others could benefit from it like Broadcom (AVGO). IMO this could provide the cash runway the company needs while retaining ownership of FMCW IP.

I don't think this is a bad time. Gold will be over $5k floor in the next 1-3 years, and never look back, IMO.
Unless you can buy 1oz at spot, I like the 50g bars as they have low premiums.

IMO, invest in a Piso WiFi setup. That would probably be the best route kasi at least hindi mararamdaman ng iba na nalalamangan sila or hindi sulit yung binabayad nila, and they only pay for what they actually use.

I’ve been following Remittix and the last few updates from their X account are worth breaking down. The biggest one, IMO, is the 1000 PayFi early access users, because this could give the market real metrics before the TGE.
The project is opening up sequentially to presale contributors, and it is estimated there are 40k RTX holders.
Why this matters so much:
It creates real early adopters before the token generation event on 24th november.
It gives the crypto market actual usage metrics to evaluate the project, not just promises, roadmap slides, or presale hype.
It can help justify the valuation early, because there’s something tangible to point to: users, activity, feedback, retention, volume, etc.
It can help maintain hype and upward momentum, especially if we’re heading into a bull market cycle.
In other words: instead of the market pricing Remittix purely on speculation, it may soon have pre-TGE traction data to price it on. That’s a much stronger setup. Obviously, none of this is guaranteed. Execution matters. But strategically, it’s a smart move to build traction before TGE instead of launching into a vacuum.
What’s your take?

Seriously, someone just make a goldbackcirclejerk sub and be done with it, IMO these posts stopped being funny a while ago

FIPFX, Fidelity Freedom Index 2050, is a fantastic choice for a Roth IRA IMO.
Especially since you are in a high tax state, I do think traditional is probably a good call for your 401k. I do think it is important to work on maxing out your 401k before brokerage (again, taxes) but having some money in a brokerage account can be helpful for flexibility. You are a bit behind in your retirement investing according to standard financial planning goalposts, so I would take increasing 401k contributions seriously.
If the money sitting at Ally is money you've saved under your own power (not money from, say, an inheritance, lawsuit settlement, etc.), you should be able to increase your 401k without too much pain. Just stop diverting money to Ally and start increasing your 401k contributions.
With respect to the Ally money, I'm probably in the minority, but I like a big cash reserve, especially since you foresee difficulty with a job replacement. What do you think about keeping 150k in cash and investing the rest in a brokerage?
For your brokerage account, however much you decide to invest, go for broadly diversified, low cost index funds with low turnover. Personally I like to pair a broad US market fund with a broad international fund. At Fidelity, I think FSKAX for US market and FTIHX for international are great options. Some folks will scream about having mutual funds in a brokerage instead of ETFs, but these are very tax-efficient mutual funds. If you prefer ETFs, VTI and VXUS are the standard choices. Don't get caught up in trying to optimize everything down to the last penny though. Broad index funds, put your money in, and leave it alone. For something even simpler, just buy VT or SPGM - low cost global index funds that take the US vs international decision out of your hands and put it in the hands of the market.
Since you have a lot of money to invest, I think it is perfectly reasonable to divide it into, say, sixths and just invest 1/6 each month for the next six months, or whatever schedule works for you. Make sure it is a schedule, though, and you aren't sitting back and waiting on the right time/vibe/whatever to invest.
Finally going back to that Ally money -- consider moving it to a cash management account at Fidelity and socking it away in something like FDLXX or VBIL. Both of those pay better than Ally \*and\* their interest is exempt from that high state income tax you get socked with in MA.

Kommt doch auf den Preis an. Mein Neuwagen elektrisch hat weniger gekostet als mancher Verbrenner Gebrauchtwagen.
Quatsch find ich ein Auto zu kaufen was man am Ende gar nicht braucht. Dann geht's halt oft ins hobby rein, für mich ist Auto A nach B. Andere brauchen die 400 PS und es muss ja SUv oder Kombi usw sein weil man einmal im Jahr was transportieren könnte.
Mancher gibt dann für seine gebrauchte Verbrenner Schleuder 40k aus. Ist das dann gut weil gebraucht? IMO nicht.
Aber jeder wie er mag.
Gebrauchte Autos sind gerade auch Recht teuer.