SCHD
Schwab US Dividend Equity ETF
stock NYSE ETF

I had USNQX for last 5 years which is similar to QQQM but higher expense fees. It’s a roller coaster but overall I was up over 50% before I sold to switch to VTI 70%/VXUS 20%/ QQQM 10%/ SCHD 10%. I am in 40’s and just trying to keep maintain and build. I could imagine doing QQQM only while at 27 if you don’t need the money for the next 20 years. I am not financial advisor just messing around in market with IRA until I got on Reddit. Look at Boggleheads group on here they are pretty good and convinced me to being little more conservative with my mix.

Breakdown after breakdown. Lawsuit after lawsuit. Buy 🤡. Unfortunately I have exposure to Pfizer from SCHD but hopefully they get that God awful stock out of the prospectus soon.

The risk-free return with a mm account is around 5.2% currently. Your yield is 4.43%, so even if you're yield-chasing, you're doing it wrong. I'd imagine it's because SCHD and WKLY yields are so low.

Wondering if I should grow my WKLY holding, or sell it and start a VOO holding.
I have a recurring investment in O & SCHD weekly.

ViG is excellent. Contrary to what you hear on youtube and on reddit VIG total return in the last 10 years actually beat Schd. And i like SCHD.

From sentiments on here SCHD seems like a great buy right now. But VOO seems like the best to buy continually if you want your money in the market

Thx. Yes it's a tax-advangate account. I will move everything to the IRA then sell all the funds in the IRA and buy VGT. The reason for VGT is the historical returns compared to QQQ, VOO, SCHD, VUG etc are much better. VGT has outperformed all of them over long periods of time. I plan to move part of the VGT to SCHD (40/60 mix) once I start approaching retirement age. I'm 35.

I'm a big fan of VICI and MO for consistent payouts. SCHD is also a big name so good picks so far. Not a huge fan of Pepsi, since I prefer KO but not a bad choice there. I like Realty Income, but it's growth is pretty slow, so I decided not to continue holding them into the future. My average price on O was roughly $40 so not concerned about taking less profits than I could've with them, plus I got a lot of dividends in the years I owned them. For your age you may be better off getting some other growth stocks to ensure you can capture better upsides, or just a growth based ETF like SCHG or VUG or similar. I hold most of my portfolio in growth companies that have in my opinion some advantage over their competitors like MSFT, AAPL, NVO and AVGO. I don't see any of them anywhere but more profitable in the future than they are currently. Most of my holdings are blue chips or considered blue chip investment, with a couple exemptions like PayPal which is a new addition to my portfolio. I don't think you should sell any of your holdings unless you don't see them being successful in the future. No point paying extra taxes for something that will continue to profit and increase in value. I would however consider adding other holdings if you're looking for a different investment style or strategy. Like if you're looking to add some growth, do so but keep your current investments unless your original purchase thesis changed

You have way to much overlap QQQ and QQQM are the same pick one. VTI and VOO all of VOO is in VTI pick one NVDA is in all your ETFs minus SCHD. But individual companies is ok to old if you don’t mind the overlap

I asked the question in 2018 and BRK.B has gone up 73% since then, VOO 72%, SCHD 49%. I have more VOO than BRK.B. But I think the investment strategies have been well-tested at BRK and that should be something to consider. I think it is up to the investor personal choice to answer that question if you want dividends and pay taxes. I would just like to be more diversified honestly.
If someone just told me "Hey, put the rest in VOO 100%." I would have been way better off in general.

Really? Im shocked BRK.A or B does not pay a dividend. thats nuts.
Might as well just put into VOO or SCHD then, no?

VOO, SCHD , MSFT , O , VUG

I invest in individual stocks. I do well. Now do I do so much better that i'd tell someone to skip ETFs.? absolutley no. ETFS are how most people should invest! and I still hold VTI SCHD among others in my 401K
As Warren Buffett said when asked why more people don't invest like him "nobody wants to get rich slow"
I'd like to audit your dad's results. I know mine are decent but definitely not good enough to say this is the only way to build wealth... You get wealthy by making healthy choices. This includes : Keeping your body and mind in good shape (healthcare is expensive as fuck), Saving, and good spending habits.
ETFS will beat your pops 9 out of 10 times.

I wouldn’t buy QQQ.
I would keep the Apple and Microsoft, and keep adding to VTI and SCHD if you want to retire early and live off dividends.
My only concern is, I’m sure you’ll have well over 1 million by 40 at this rate, but you’re only insured up to $500k. Do you really trust Robinhood to hold all your money?

Just started investing in general. Should I do VTI or keep my Voo. Obviously will continue to add to my portfolio weekly. 30 now, so looking for 30-35 solid years. Also have some contribution in vxus and SCHD.

It depends on what you need more of to be well-diversified. If you haven't, try running things through [this fund overlap tool](https://www.etfrc.com/funds/overlap.php) to see if your holdings are well-diversified. SCHD is a good complement to the S&P index funds because it holds value stock that consistently pays dividends, which tend to be in sectors like staples, industry, energy, and finance. VOO and the like are heavy in tech stock that's currently focused on growing their share price. See how VYM fits into that given the rest of your portfolio.

I'm starting to think there is no other answer here. But yet OP will still pick some meme stock or SCHD

Why the fuck did SCHD peak in 2021 and hasn’t reached new highs since?

other than those that u mentioned i should be selling QQQM right since its pretty much the same as QQQ and what about SCHD should i continue with it or should i just give it up.
As for NVDA im buying it because of its potential to go higher and also from what ive seen and heard from others its that its target value is p much alot higher as compared to right now.

QQQ and QQQM are essentially the same fund, so barring a particular reason to stick with QQQ I'd go with the slightly cheaper QQQM.
I'd consolidate VOO into VTI. The S&P500 already represents 80% of VTI so it has all of VOO plus the rest of the US market. So while VOO and VTI are more or less interchangeable for total return my preference is the broader range of classes in VTI. Not to mention you're already mega/large cap heavy from SCHD and QQQM.
NVDA seems like an odd duck, it is a single stock in a sea of ETFs. I understand it is an AI meme stock but it is already well represented in QQQM. Is there a reason why you doubled down on it?
I won't knock SCHD, I love the fund and what it does and more importantly how it does it; but I'm 52 not 22. Did you have a vision of mixing a dividend fund with the current hyper-growth of the tech world in some of yin and yang?
Other than that I might look beyond the US market, VXUS would complement VTI well. VXUS has definitely underperformed VTI for the last 10 years but US and ex-US usually flip every 7-10 years and it is essentially an uncorrelated asset that provides balance in your portfolio. No need to go crazy with it, but an 80/20 mix of US/ex-US is common.
Finally, you need to create some target weights e.g. 30/25/25/20 VTI/QQQM/SCHD/VXUS. Then your money needs to flow into the underweight positions so you're always buying the (relatively) best value.