BLK
Blackrock, Inc.
stock NYSE

The only thing in my portfolio that really dipped over the last week was BLK, and I loaded up with that.

BLK did not care enough to check if they were a real company, they just emailed the fake email addresses be provided them with

BlackRock faceplanted in shadow banking: $500m “receivables” were merely vibes.
For BLK it’s a parking ticket; for private credit, it’s cockroach season.
Don’t YOLO BLK puts; if the roaches multiply, smack HYG/JNK/BKLN or grab VIX.
Shadow banking = payday loans in tuxedos.
Free yield ain’t free.

The only thing in my portfolio that really dipped over the last week was BLK, and I loaded up with that.

BLK did not care enough to check if they were a real company, they just emailed the fake email addresses be provided them with

BlackRock faceplanted in shadow banking: $500m “receivables” were merely vibes.
For BLK it’s a parking ticket; for private credit, it’s cockroach season.
Don’t YOLO BLK puts; if the roaches multiply, smack HYG/JNK/BKLN or grab VIX.
Shadow banking = payday loans in tuxedos.
Free yield ain’t free.

Hi,
First and foremost, **education is key!** The more you know about a particular type of investment, the lower the risk of being deceived or “losing money.” Every form of investing has its own rules and carries the potential for both gains and losses. Investing in BTC, Apple shares, investment gold, government bonds, or the VWCE ETF is not the same, and the returns over 5, 10, 15, or 20 years will differ significantly.
A few days ago, I structured my portfolio with a horizon of 5–10–15 years. Here’s a simple way to **diversify your investments**:
1. **ETFs:**
VWCE (Global ETF – all-world, accumulating), SXRV (iShares NASDAQ 100 UCITS ETF USD (Acc)),
VUAA (S&P 500 ETF, accumulating).
2. **Blue-chip stocks:**
JP Morgan (JPM), BlackRock (BLK), Apple (AAPL), Microsoft (MSFT), NVIDIA (NVDA), Alphabet Inc. (GOOGL), The Home Depot (HD), AMD, Walmart (WMT), Goldman Sachs (GS), AT&T (T), Costco (COST), Mastercard (MA), Rolls-Royce (RR).
3. **Gold:**
4GLD (ETF tracking the price of physical gold) and physical gold such as coins or bars (5g, 10g, 20g, or 1 oz = 31.103g). Gold acts as protection against inflation and market volatility. It’s a **long-term investment (5+ years)**—you buy it today and sell it only after several years. Buying gold jewelry, however, is **not** considered investing in gold.
4. **High-risk assets (Crypto):**
Bitcoin (BTC) or other cryptocurrencies. Only invest money you’re ready to lose. This is the **most speculative part of the portfolio**—if your investment drops drastically, it won’t hurt your financial stability, but if it rises, that’s a nice bonus.
⚠️ **Warning:** Investing carries risks. The value of your investments may rise or fall, leading to profits or losses. Past returns do not guarantee future results. That’s why **education should always be your top priority** before investing.
Here are some of my favorite **educational YouTube videos about investing**:
1. [How To Invest For Beginners (Starting With $100)](https://www.youtube.com/watch?v=jw_CWHs2YDU)
2. [How To Invest For Beginners (European Investor)](https://www.youtube.com/watch?v=zDm8ZR8Wzjc&t=1s)
3. [If I Started Investing in 2025, This is What I’d Do](https://www.youtube.com/watch?v=NeWGBmXCJy4)
4. [14 Years of Investing: Everything I Learned](https://www.youtube.com/watch?v=FFlreMF-w4Y)
5. [If I Started Investing In 2025, This Is What I Would Do](https://www.youtube.com/watch?v=c7JJGGDQmEQ)
6. [Which Will Profit Most in the Next 5 Years: Gold / S&P 500 / QQQ / BTC](https://youtu.be/LtMsBYhVDys?si=FScQ_TMuSbhn9YEq)