AGI
Alamos Gold Inc. Class A Common Shares
stock NYSE

They'll just add a space between SpaceX and AI eventually to form 'SpaceX AI', then rename it to 'Space X AGI' once we hit that realm. He truly is the ultimate grift machine with the way he figured out the market and how to trap Wall St.

Your math is not right but may not matter
If you don’t consolidate you can still get on RAP during training but can then switch to IBR as an attending.
Say your attending income is $300k and AGI is $270k. That would be a $2,250 / month payment
If you get on IBR your capped payment will be about $1,950. So you would ave $300 or so a month.
That probably still makes it worth consoldiating and getting on RAP for an extra 6 months of minimal payments

Today's -18.46% drop to $218.84 shows how volatile ARM can be, even with that strong Q4 & FY26 report from May 6th flagging record revenue and demand for their AGI CPU. Those record results led to a price of $245.53 at filing, but the market's definitely reacting differently now. Here's more on that report if you're curious: [https://wiseek.ai/ticker/arm/arm-reports-record-q4-fy26-results-agi-cpu-demand-doubles-amidst-strong-ai-data-center-momentum-000197323926000062/](https://wiseek.ai/ticker/arm/arm-reports-record-q4-fy26-results-agi-cpu-demand-doubles-amidst-strong-ai-data-center-momentum-000197323926000062/)

ARM HOLDINGS $ARM JUST REPORTED Q4 EARNINGS
* Revenue: $1.49B vs $1.47B est
* Adj EPS: $0.60 vs $0.58 est
Q1 guide:
* Revenue: $1.26B vs $1.25B est
* Adj EPS: $0.40 vs $0.36 est
Plus: ARM AGI CPU customer demand is now over $2B across fiscal 2027 and 2028, more than double what they stated at launch one quarter ago. Meta is the lead co-developer.
Beat and raise.

Lol no one is currently betting in AGI. If only Agents are using this much of memory. AGI will require 100x to 1000x more and MU will be unfathomably bigger that what it is right now. But no one is betting on that. Current bets are just in regulat AI agents

Stick to buying MU with all the other idiots who will lose their entire portfolio thinking AGI is right around the corner.

people not pricing in the risk that openai will not be able to meet it's purchase obligation this is pretty much certain at this point if you look at the numbers, unless they actually make AGI it's a bubble ready to burst.

It depends on your tax bracket. Generally speaking qualified dividends are better than ordinary dividends, but there is a much larger difference at higher brackets. For example, if you are in the 22% bracket (48k-103k AGI for a single person), your rate on qualified dividends would be 15% so the difference is 7 cents on dollar. It’s still something, but may probably isn’t enough to scare you away altogether from an allocation into BDCs, closed-end funds, REITs, etc. which are typically the categories that pay ordinary dividends. On the flip-side if you are a very high W2 earner and are in the 37% federal tax bracket (40.8% with the NIIT that kicks in after about 200k AGI), then the qualified dividend rate would cap out at 23.8% (20% LTCG cap plus 3.8% NIIT) which is a difference of 17 cents on the dollar. At that income level it isn’t going to make much sense to be allocated into ordinary dividend stocks. The higher income levels are where deferred taxation/return of capital distributions really shine through if you plan to be retired by the time taxation hits.

With the RAP payments being 10% AGI, are there even any scenarios where IBR or RAP make sense now? You’ll be making $500k+ AGI as an attending, paying $50k a year in loans for 5-6 years, doesn’t seem like it would make sense in most scenarios.
A lot of us got lucky with PAYE capping your payments but that ends in 2028

More like: the AI bubble will keep pumping markets higher as long as AGI is always “just a few months away.”
And you usually need **major events** to push markets down. But at the end of the day, it’s like holding a beach ball underwater: sooner or later, it snaps back up with full force.

it's pretty obvious that the market doesn't believe in VMS in the near or long term future. they're priced to go out of business with the eventual arrival of AGI. lmfao keep holding onto dead companies while semiconductors are booming. how's the lost opportunity cost in CSU or Topicus doing for uyou?

On phantom returns, the investment is to create AGI, this train is happening.  Yes things are about returns but return or not this is an evolutionary step in man’s journey, like the wheel, fire, electricity, the integrated circuit, the internet … it will not crash, winners will be selected, actually they’ve already been selected and those winners are already some of the most valuable companies in the world.  They ain’t going anywhere and they were some of the most  valuable companies before this boom.  The bottom line the return is going to happen because like the mob you spend trillions somebody is going to get paid , period.

This is accurate. OpenAI/Anthropic need to create AGI or something close which radically transforms productivity over the next 1-2 years, or this all falls apart. It’s not a bubble if they can do that successfully, but if there’s any stagnation in progress, the numbers no longer make sense.

457 should be all traditional. Look up withdrawl rules for 457 traditional vs Roth. It’s much easier to access your money early in the traditional account.
Do you make too much for IRA if you contribute to both the 403b and 457? You can reduce your AGI by 29k just by maxing both.

Not quite, basically when it’s time to certify they ask “what’s your most recent tax return?”
This year July 2026 you’ll say “it was 2025!” (most likely $0, assuming you didn’t already file a filing extension) so your payments will be $10/mo, which is the minimum monthly payment on RAP and they’ll wave interests each month
next year, when tax time comes in April you’ll file an for 2026 tax extension until October, so in July 2027, when they ask “it’s been a year, we want to check your income again, whats your most recent tax return?” again you’ll be able to say “2025!” Allowing for an extra year of $10/mo payments and interest subsidy
in October 2027 you file 2026 tax.
In March 2028 you file another tax extension for 2027 year
Then in July 2028, you will have filed your 2026 taxes, you’ll use your 6 months of PGY1 from 2026 tax year, since you only worked 7/1-12/31, AGI \~$47,500 based on $95k per year which is where the \~$150/mo payments came from there are no additional fees for payments if you filed an extension

AGI

Vibes and massive earnings. These companies are printing cash. Not sure who will keep buying all the product when we have been replaced by AGI, but that’s a tomorrow problem I guess

you really think tech companies will stop buying hardware to reach AGI?

Alex Karp turning out to be a rogue Anthropic AGI

It's 391 after hours right now! It will be the first company to 10T. And closest to AGI one day! That's when it will shoot from there! Who else comes close?