INTU
Intuit Inc
stock NASDAQ

the INTU question is the most interesting one on this list. the bear case isn't that AI replaces TurboTax — it's that AI commoditizes tax prep enough that the pricing power erodes. right now people pay $100-200 for TurboTax because the complexity feels scary. if ChatGPT handles 80% of returns competently for free, INTU has to defend that moat with something other than brand anxiety. QuickBooks is stickier because of the workflow lock-in, but the consumer side is more exposed than the multiple suggests
the MELI credit book point is underrated too. Mercado Pago's loan growth looks great until rates stay high in Brazil and Argentina longer than expected and NPLs start climbing. they've navigated it well so far but it's the one thing that could turn a great business into a messy quarter fast
the last point about best company vs best put is the whole game. NVDA is probably a better business than V right now but V near lows with a defined entry you're happy with is the better options trade

Here are today's top pre-market performers showing the biggest moves before regular trading hours.
## 📈 Pre-Market Gainers:
| Symbol | Company | Pre-Market | Regular Hours | Change | %Change |
|:-------|:--------|:----------:|:-------------:|:------:|:-------:|
| [HPE](https://marketrodeo.com/asset/HPE) | Hewlett Packard Enterprise Company | 59.64 | 47.06 | +12.58 | +26.72% |
| [MRVL](https://marketrodeo.com/asset/MRVL) | Marvell Technology, Inc. | 265.68 | 219.43 | +46.25 | +21.08% |
| [STM](https://marketrodeo.com/asset/STM) | STMicroelectronics N.V. | 76.50 | 69.02 | +7.48 | +10.84% |
| [GNRC](https://marketrodeo.com/asset/GNRC) | Generac Holdings Inc. | 295.05 | 269.26 | +25.79 | +9.58% |
| [MCHP](https://marketrodeo.com/asset/MCHP) | Microchip Technology Incorporated | 99.35 | 91.52 | +7.83 | +8.56% |
## 📉 Pre-Market Losers:
| Symbol | Company | Pre-Market | Regular Hours | Change | %Change |
|:-------|:--------|:----------:|:-------------:|:------:|:-------:|
| [TEAM](https://marketrodeo.com/asset/TEAM) | Atlassian Corporation | 108.21 | 115.95 | -7.74 | -6.67% |
| [NU](https://marketrodeo.com/asset/NU) | Nu Holdings Ltd. | 12.17 | 12.99 | -0.82 | -6.31% |
| [INTU](https://marketrodeo.com/asset/INTU) | Intuit Inc. | 331.99 | 353.76 | -21.77 | -6.15% |
| [OKTA](https://marketrodeo.com/asset/OKTA) | Okta, Inc. | 132.00 | 139.79 | -7.79 | -5.57% |
| [HUBS](https://marketrodeo.com/asset/HUBS) | HubSpot, Inc. | 248.50 | 262.13 | -13.63 | -5.20% |
Source: [Market Extended Hours](https://marketrodeo.com/market-extended-hours)

"What stock would I be happiest getting assigned on Friday?"
My framework is simple: astock has to be a business I'd happily own for 3–5 years. After that, I look for temporary fear, not excitement.
Current rankings:
• MA — Elite business, ~60% ROIC, trading much closer to its lows than its highs.
• V — Similar moat to Mastercard, slightly less loved, lower drama.
• AMZN — AWS, AI, advertising, and logistics all under one roof.
• GOOG — Still a cash-flow machine. The question is whether the massive AI infrastructure buildout earns attractive returns.
• INTU — Near lows. Does AI strengthen or weaken the moat around TurboTax and QuickBooks?
• MELI — One of my favorite businesses. The key question is whether rapid credit-book growth becomes a future problem.
• META — Fantastic business, but there is less fear in the stock today.
• NVDA — Probably the best AI company in the world. The problem is that everyone knows it.
• COST — Amazing business. Rarely cheap.
• CRDO — Outstanding AI infrastructure story, but customer concentration keeps it lower on my list.
The biggest lesson I've learned:
The best company is not always the best put.
I'd rather sell puts on Visa near its lows than Nvidia near its highs.
Not because Visa is the better company.
Because the market is giving me more fear and a better entry point.
Before every trade I ask:
"If I'm assigned on Friday, would I be happy owning this stock for the next three years?"
That question has saved me more money than any options strategy.

the INTU question is the most interesting one on this list. the bear case isn't that AI replaces TurboTax — it's that AI commoditizes tax prep enough that the pricing power erodes. right now people pay $100-200 for TurboTax because the complexity feels scary. if ChatGPT handles 80% of returns competently for free, INTU has to defend that moat with something other than brand anxiety. QuickBooks is stickier because of the workflow lock-in, but the consumer side is more exposed than the multiple suggests
the MELI credit book point is underrated too. Mercado Pago's loan growth looks great until rates stay high in Brazil and Argentina longer than expected and NPLs start climbing. they've navigated it well so far but it's the one thing that could turn a great business into a messy quarter fast
the last point about best company vs best put is the whole game. NVDA is probably a better business than V right now but V near lows with a defined entry you're happy with is the better options trade

Here are today's top pre-market performers showing the biggest moves before regular trading hours.
## 📈 Pre-Market Gainers:
| Symbol | Company | Pre-Market | Regular Hours | Change | %Change |
|:-------|:--------|:----------:|:-------------:|:------:|:-------:|
| [HPE](https://marketrodeo.com/asset/HPE) | Hewlett Packard Enterprise Company | 59.64 | 47.06 | +12.58 | +26.72% |
| [MRVL](https://marketrodeo.com/asset/MRVL) | Marvell Technology, Inc. | 265.68 | 219.43 | +46.25 | +21.08% |
| [STM](https://marketrodeo.com/asset/STM) | STMicroelectronics N.V. | 76.50 | 69.02 | +7.48 | +10.84% |
| [GNRC](https://marketrodeo.com/asset/GNRC) | Generac Holdings Inc. | 295.05 | 269.26 | +25.79 | +9.58% |
| [MCHP](https://marketrodeo.com/asset/MCHP) | Microchip Technology Incorporated | 99.35 | 91.52 | +7.83 | +8.56% |
## 📉 Pre-Market Losers:
| Symbol | Company | Pre-Market | Regular Hours | Change | %Change |
|:-------|:--------|:----------:|:-------------:|:------:|:-------:|
| [TEAM](https://marketrodeo.com/asset/TEAM) | Atlassian Corporation | 108.21 | 115.95 | -7.74 | -6.67% |
| [NU](https://marketrodeo.com/asset/NU) | Nu Holdings Ltd. | 12.17 | 12.99 | -0.82 | -6.31% |
| [INTU](https://marketrodeo.com/asset/INTU) | Intuit Inc. | 331.99 | 353.76 | -21.77 | -6.15% |
| [OKTA](https://marketrodeo.com/asset/OKTA) | Okta, Inc. | 132.00 | 139.79 | -7.79 | -5.57% |
| [HUBS](https://marketrodeo.com/asset/HUBS) | HubSpot, Inc. | 248.50 | 262.13 | -13.63 | -5.20% |
Source: [Market Extended Hours](https://marketrodeo.com/market-extended-hours)

"What stock would I be happiest getting assigned on Friday?"
My framework is simple: astock has to be a business I'd happily own for 3–5 years. After that, I look for temporary fear, not excitement.
Current rankings:
• MA — Elite business, ~60% ROIC, trading much closer to its lows than its highs.
• V — Similar moat to Mastercard, slightly less loved, lower drama.
• AMZN — AWS, AI, advertising, and logistics all under one roof.
• GOOG — Still a cash-flow machine. The question is whether the massive AI infrastructure buildout earns attractive returns.
• INTU — Near lows. Does AI strengthen or weaken the moat around TurboTax and QuickBooks?
• MELI — One of my favorite businesses. The key question is whether rapid credit-book growth becomes a future problem.
• META — Fantastic business, but there is less fear in the stock today.
• NVDA — Probably the best AI company in the world. The problem is that everyone knows it.
• COST — Amazing business. Rarely cheap.
• CRDO — Outstanding AI infrastructure story, but customer concentration keeps it lower on my list.
The biggest lesson I've learned:
The best company is not always the best put.
I'd rather sell puts on Visa near its lows than Nvidia near its highs.
Not because Visa is the better company.
Because the market is giving me more fear and a better entry point.
Before every trade I ask:
"If I'm assigned on Friday, would I be happy owning this stock for the next three years?"
That question has saved me more money than any options strategy.