VT
Vanguard Total World Stock ETF
stock NYSE ETF

The more I read through all this, the more I'm just going to buy VT and chill

FYI, Ive spoke to him about the article. He actually doesn't do it himself. He's 50/50 and recommended VT for his children. What worked in the past really just doesn't matter in the future. I was set on doing it prior to speaking to the author.

If I want to use a core portfolio for portfoliomargin, will there be any distinction between using: VT vs (VTI/VXUS) vx (VTI/VEA/VWO)?
I'm interested in just buying, staying in the market, and leverring during opportunistic times. I may want to also sell options on this. Since I'm going to buy in big and hold for a lifetime, wondering if either-or choice should be preferred.

All good. VTWAX is VT and chill. No need to add anything else.

Right, China is like 3.5% of VT. Not ideal, especially when you can mix up VEA, VGK, and VPL to easily bypass that.

Since your 27, I would focus on growth stocks as well in your traditional. Maybe when you turn 30 you can add O. But for now, probably stick to QQQ, FXAIX, SCHD. When you turn 30 probably go SCHD and O. When you turn 40, JEPI and JEPQ. You are young, remember that. Maybe even just VT/BND would be a great idea. The boggle heads know what they are doing

With Vanguard, there's no tax difference. They have a (now-expired) patent on a method to avoid distributing capital gains. So the expense ratio is pretty much the only difference.
One thing you can do, if you're investing in a mutual fund that has an equivalent ETF (eg. VTSAX and VTI, VTWAX and VT) is call them and request to redeem your mutual fund shares for ETF shares. Meaning you can automate your mutual fund investments and every now and then manually have shares converted to the ETF.

Not quite: VT/VTWAX follows global market cap weight, it doesn't use a fixed ratio. Currently, 60/40 is a very good approximation (the nearest when rounded to the nearest multiple of 5%) of global market cap weight.

I do the same thing for my kids. I do VT, and let them pick a stock (very small portion of the allocation) to try to teach them about investing.

Overall, 60-40. But I can’t just use VT. My HSA and 401k are entirely S&P500 (best option) so I just buy extra international in my Roth IRA.

VT would be market cap (currently \~60% US 40% International)
With two Vanguard ETFs breakdown would be
VTI = 0.8\*.6 + .2 = 0.68
VXUS = 0.8\*.04 = 0.32
For me, the biggest takeaway from the article I linked is that having some international exposure is important, but we will only know the optimal amount in hindsight.

VT is a great way to go.
Emerging Markets 9.90%
Europe 17.00%
Pacific 10.80%
Middle East 0.20%
North America 62.10%

That's like saying a lot of people here use portfolio managers just cause they stick with the 60/40 blend VT has.

If you're going to invest in QQQ you should probably do QQQM, literally the same fund but lower expense ratio.
I think VTI and VXUS are fine, I personally prefer that over VT since it gives you a little more flexibility on how much you want to allocate to US vs International

If you’re buying the haystack just buy it, so VT all the way. Then possibly add a domestic tilt due to currency risk. That works the same regardless of where you live. Splitting VT into VTI/VXUS has some potential tax advantages in a brokerage due to foreign tax credit but unless you’ve got a huge amount invested I don’t think it adds up to much.

Hello folks,
I think I am ready to give up. I have been stacking for 15 years, and I am now at a stage where I have broken even. A percent or two gain in 15 years, far from even covering the inflation. I will not even mention my gold miner stocks.
In the meantime, my friends have enjoyed 4x in the most basic investments like s&p 500, 100x on TSLA, or 1000x on Bitcoin. They have great lives.
I just feel like a fool. I am not young anymore, but 15 years ago I was. I was so hopeful. I remember listening to Chris Duane (greatest truth never told), and the crash of death & debt paradigm was always just around the corner - you better invest now because you never know when it happens. Same with Mike Maloney promising triple digits. At least Schiff gives better advice to also invest into foreign stocks. Wish I would have listened. Talking heads at Kitco always promising 10x by the next summer. Which of course never comes.
This is Chris Duane twitter (silvershield76@), he is twetting every hour, and sounds like an axe that has totally flown out of the handle. These are not posts of a man who is mentally stable. I don't want to personally attack him, but he has misled me a lot. I also heard he deleted the youtube channel because he was so frustrated with the performance of silver.
Even this group has promised short squeeze 1.0, short squeeze 2.0 and some law change I don't even remember the name anymore. I miss the days when this sub was full of people making stickers, posters and bilboards, and posting the silver they have bought. These days, it's just a sub with right wing memes.
Then all these people who talk about silver price manipulation. Whether they are right, or not right, it's bad. If they are not right, there is something very wrong on the supply side, if they are right, then why would manipulation just end all out of the sudden. I don't believe silver is manipulated, so I hope we stop with these bedtime stories.
Please talk some sense into me. I am thinking of selling all my silver, and putting it into 1/3 VT, 1/3 IEMG and 1/3 QQQM. And then I will be back to this group in 10 years (as a man well into his fifties), and we will compare the results.

for me VT/QQQ 80/20

Yea you can use the same approach. You are diversifying by buying FZROX & FZILX and getting exposure to the total US + International markets.
Using mutual index funds has advantage of making it simpler to invest in dollar amounts. But it is less flexible if you want to say move your account from one custodian to another (Ex - Fidelity to Schwab). There's also transaction fee involved if you buy another company's fund.
ETF versions offer flexibility for such transfers. But you dont have convenience of investing in dollar amounts, unless they support fractional shares.
So if you want to continue using fund approach and your taxable brokerage account is at Fidelity, you can buy the same. Should be fine.
If it’s elsewhere check out the [wiki](https://www.bogleheads.org/wiki/Three-fund_portfolio) to find the relevant funds.
If you want to use ETF and diversify in the sense that you want to use a different company, do the same just find the corresponding ETF versions. For FZROX & FZILX it will be VTI/VXUS and you can do the same 80/20 split. There is also VT which is VTI + VXUS and takes care of managing this split

Any argument that leads to VOO or VTI would logically lead to VT

You mean market cap weight? Just buy VT. Current global market cap weight is roughly 60/40 US/int'l.