UNH
UNITEDHEALTH GROUP INCORPORATED (Delaware)
stock NYSE

Hi! I'd like to share the little progress I've made these years. I started this portfolio in 2022 carving out money from family, friends and all my savings. We started with $10,600 USD; it may not be much, but I hope we can watch it grow together. I will be sharing results every month independently whether it goes up or down.
I couldn't attach my broker's chart so I'll let the basic info here.
PS 1: I'm a value long-term investor and like tech industry.
PS 2: In August 2026, money grew by +4.14%.
If anyone is interested on yearly returns:
**2022:** ***-29.20%*** (didn't choose the best year to start lol)
**2023:** ***+63.56%*** (heavily invested in Nvidia and AMD this year)
**2024:** ***+46.02%*** (same as previous year)
**2025:** ***+18.35%*** (more diversified portfolio now)
**2026:** ***+19.05%*** (let's see how the rest of the year goes).
At least until today, it's an accumulated return of **\~+138%**. Hoping it keeps growing over the years.
PS 3: Since 2022, new deposits have been made to the account, currently the portfolio is **$113.924**. That's between capital gains and new deposits.
And current stocks/etfs allocation (percentages of the portfolio) - Comments:
* MSFT (21,04%) - Bought this stock this year on February
* QQQ (17,68%) - I'd like to have more here in the future
* PGR (10,49%) - It has been cheap for a while now
* GOOGL (5,64%) - Bought some in 2022, 2024 and 2025
* MCO (5,55%) - Recently bought too on February
* MBGL (3,81%) - Last month purchase
* SPGI (3,74%) - This month purchase
* DE (3,56%) - Bought once in 2022, still hodl
* NVDA (3,48%) - Bought in 2022, reduced a bit of exposure on Feb 2026
* UNH (2.52%) - I bought a bit when stock fell in 2025

Healthcare. UNH or any other similar corps are out of the question, medicine is one of the few things that should be socialized.

I buy UNH as a hedge for tech stocks but this mfer shits bed before everything else does 🤌

can UNH stop falling?

I love how now when the stock is down, most of the sub is convinced they are done for. It reminds me of UNH, then Berkshire started a position and suddenly it was a hidden value play. Have you actually visited MCD restaurant recently? It's still as full as ever. Sure, less competent CEO does not bring much joy to any investor, but he will get replaced sooner than later. I think we see similar market overreaction as in 2022 when they exited Russian market. I'm convinced they will turn the tide around again and will return to market domination, while paying us fine dividends meanwhile. Other than that, they are also quite resilient and and not that impacted by potential AI collapse.

Hi! I'd like to share the little progress I've made these years. This may encourage others to also start investing even if it's with a small amount of money. I started this portfolio in 2022 carving out money from family, friends and all my savings. We started with $10,600 USD; it may not be much, but I hope we can watch it grow together. I will be sharing results every month independently whether it goes up or down.
I couldn't attach my broker's chart so I'll let the basic info here.
PS 1: I'm a value long-term investor and like tech industry.
PS 2: In August 2026, money grew by +4.14%.
If anyone is interested on yearly returns:
**2022:** ***-29.20%*** (didn't choose the best year to start lol)
**2023:** ***+63.56%*** (heavily invested in Nvidia and AMD this year)
**2024:** ***+46.02%*** (same as previous year)
**2025:** ***+18.35%*** (more diversified portfolio now)
**2026:** ***+19.05%*** (let's see how the rest of the year goes).
At least until today, it's an accumulated return of **\~+138%**. Hoping it keeps growing over the years.
PS 3: Since 2022, new deposits have been made to the account, currently the portfolio is **$113.924**. That's between capital gains and new deposits.
And current stocks/etfs allocation (percentages of the portfolio) - Comments:
* MSFT (21,04%) - Bought this stock this year on February
* QQQ (17,68%) - I'd like to have more here in the future
* PGR (10,49%) - It has been cheap for a while now
* GOOGL (5,64%) - Bought some in 2022, 2024 and 2025
* MCO (5,55%) - Recently bought too on February
* MBGL (3,81%) - Last month purchase
* SPGI (3,74%) - This month purchase
* DE (3,56%) - Bought once in 2022, still hodl
* NVDA (3,48%) - Bought in 2022, reduced a bit of exposure on Feb 2026
* UNH (2.52%) - I bought a bit when stock fell in 2025

I DCA monthly into index funds. With additional contributions pretty often because I have RSU and bonus that come in.
And then I leave dry powder for when a good company goes down for some reason. And if I believe it is a good investment. For example, intel crash 2024, UNH crash 2024, SAAS crash earlier this year, etc.

UNH being such a pussy lately

I bought UNH calls because my daughter kept picking those 3 alphabets from the Alphabet board. She always picks H, N and U and the onlu tickr that made sense was UNH. I didnt do it the first time, the stock ripped. I did it the second time and the stock was flat as f\*\*k.

Hi! I'd like to share the little progress I've made these years. I started this portfolio in 2022 carving out money from family, friends and all my savings. We started with $10,600 USD; it may not be much, but I hope we can watch it grow together. I will be sharing results every month independently whether it goes up or down.
I couldn't attach my broker's chart so I'll let the basic info here.
PS 1: I'm a value long-term investor and like tech industry.
PS 2: In August 2026, money grew by +4.14%.
If anyone is interested on yearly returns:
**2022:** ***-29.20%*** (didn't choose the best year to start lol)
**2023:** ***+63.56%*** (heavily invested in Nvidia and AMD this year)
**2024:** ***+46.02%*** (same as previous year)
**2025:** ***+18.35%*** (more diversified portfolio now)
**2026:** ***+19.05%*** (let's see how the rest of the year goes).
At least until today, it's an accumulated return of **\~+138%**. Hoping it keeps growing over the years.
PS 3: Since 2022, new deposits have been made to the account, currently the portfolio is **$113.924**. That's between capital gains and new deposits.
And current stocks/etfs allocation (percentages of the portfolio) - Comments:
* MSFT (21,04%) - Bought this stock this year on February
* QQQ (17,68%) - I'd like to have more here in the future
* PGR (10,49%) - It has been cheap for a while now
* GOOGL (5,64%) - Bought some in 2022, 2024 and 2025
* MCO (5,55%) - Recently bought too on February
* MBGL (3,81%) - Last month purchase
* SPGI (3,74%) - This month purchase
* DE (3,56%) - Bought once in 2022, still hodl
* NVDA (3,48%) - Bought in 2022, reduced a bit of exposure on Feb 2026
* UNH (2.52%) - I bought a bit when stock fell in 2025

Healthcare. UNH or any other similar corps are out of the question, medicine is one of the few things that should be socialized.

I buy UNH as a hedge for tech stocks but this mfer shits bed before everything else does 🤌

can UNH stop falling?

I love how now when the stock is down, most of the sub is convinced they are done for. It reminds me of UNH, then Berkshire started a position and suddenly it was a hidden value play. Have you actually visited MCD restaurant recently? It's still as full as ever. Sure, less competent CEO does not bring much joy to any investor, but he will get replaced sooner than later. I think we see similar market overreaction as in 2022 when they exited Russian market. I'm convinced they will turn the tide around again and will return to market domination, while paying us fine dividends meanwhile. Other than that, they are also quite resilient and and not that impacted by potential AI collapse.

Hi! I'd like to share the little progress I've made these years. This may encourage others to also start investing even if it's with a small amount of money. I started this portfolio in 2022 carving out money from family, friends and all my savings. We started with $10,600 USD; it may not be much, but I hope we can watch it grow together. I will be sharing results every month independently whether it goes up or down.
I couldn't attach my broker's chart so I'll let the basic info here.
PS 1: I'm a value long-term investor and like tech industry.
PS 2: In August 2026, money grew by +4.14%.
If anyone is interested on yearly returns:
**2022:** ***-29.20%*** (didn't choose the best year to start lol)
**2023:** ***+63.56%*** (heavily invested in Nvidia and AMD this year)
**2024:** ***+46.02%*** (same as previous year)
**2025:** ***+18.35%*** (more diversified portfolio now)
**2026:** ***+19.05%*** (let's see how the rest of the year goes).
At least until today, it's an accumulated return of **\~+138%**. Hoping it keeps growing over the years.
PS 3: Since 2022, new deposits have been made to the account, currently the portfolio is **$113.924**. That's between capital gains and new deposits.
And current stocks/etfs allocation (percentages of the portfolio) - Comments:
* MSFT (21,04%) - Bought this stock this year on February
* QQQ (17,68%) - I'd like to have more here in the future
* PGR (10,49%) - It has been cheap for a while now
* GOOGL (5,64%) - Bought some in 2022, 2024 and 2025
* MCO (5,55%) - Recently bought too on February
* MBGL (3,81%) - Last month purchase
* SPGI (3,74%) - This month purchase
* DE (3,56%) - Bought once in 2022, still hodl
* NVDA (3,48%) - Bought in 2022, reduced a bit of exposure on Feb 2026
* UNH (2.52%) - I bought a bit when stock fell in 2025

I DCA monthly into index funds. With additional contributions pretty often because I have RSU and bonus that come in.
And then I leave dry powder for when a good company goes down for some reason. And if I believe it is a good investment. For example, intel crash 2024, UNH crash 2024, SAAS crash earlier this year, etc.

UNH being such a pussy lately

I bought UNH calls because my daughter kept picking those 3 alphabets from the Alphabet board. She always picks H, N and U and the onlu tickr that made sense was UNH. I didnt do it the first time, the stock ripped. I did it the second time and the stock was flat as f\*\*k.