TD
Toronto Dominion Bank
stock NYSE

TD Ameritrade used to have intraday margin, but they did away with it (and obviously Schwab doesn’t) because part of it had to do with futures options.
They would actually disable intraday margin if a futures option trade was open.
Now this wasn’t one of the only reasons, but recall TOS was made originally as an option platform by TOm Sosnoff (hence TOS) and a lot of future options traders used it as well.
I will also say this, I been in this business a long time, people relying on intraday margin typically don’t last because some event happens and they get wiped.

Even 100M on a simple TD will net you around 3M per year after withholding tax. Pwedeng-pwede nang mabuhay ng komportable maski na walang trabaho. Magandang bahay, balato sa pamilya, okay na. Di ko na kelangan palakihin pa yung principal.

Es zählt die TD, da müsste Vanguard besser sein. Aber alles gute ETF

What I bought so far.
1. VFV – Vanguard S&P 500 Index ETF (CAD)
2. ZNQ – BMO Nasdaq-100 Equity Index ETF
3. TEC – TD Global Technology Leaders ETF
4. ZSP – BMO S&P 500 Index ETF
5. ZUQ – BMO MSCI USA High Quality ETF
6. XEQT – iShares Core Equity ETF Portfolio (Global)
7. XDIV – iShares Canadian Select Dividend Index ETF
8. XCHP – iShares Semiconductor ETF
ChatGPT suggested to sell.
1. ZSP ❌
→ Duplicate of VFV (same S&P 500)
2. TEC ❌
→ Heavy overlap with ZNQ + VFV (too much tech stacking)
3. ZUQ ❌
→ Overlaps with VFV (US quality factor not needed)
4. XCHP ❌ (optional but recommended)
→ Too narrow (semiconductors already covered via ZNQ)
Recommended to buy and add in portfolio
1. URA → ✅ YES (top pick)
2. EWY → ✅ Optional
3. GDX → ⚠️ Optional, small
4. VXUS
Open to suggestions and other recommendations. Thanks

The only dividend paying I have that are >1% are VYMI, HYG, JAAA, TD.

Fidelity customer service is terrible. I’ve also had the exact same problem and never solved it. Maybe they don’t like Safari and I dont plan on installing an alternate browser when I’ve been doing ACH transfers forever and Fidelity has been the only problem. While the reps are very nice, not very knowledgeable. I have both Schwab and Fidelity accounts. Schwab is seamless and their reps are extremely competent. Many came from TD Ameritrade which had the best customer service, then Schwab bought TDA. I plan on transferring my Fidelity account to Schwab since I’m an active investor and let’s face it, Fidelity’s apps are terrible trading platforms. They’re stuck in the Stone Age. One rep told me they dont have a lot of active traders, more tailored for passive investing.

Die TD ist auch nur aussagekräftig beim Vergleich von ETFs, welche denselben Index abbilden.

Dayum. Sana magdilang anghel ka.
I missed TD Ameritrade (which is now with Schwab). Mas mababa pa ang trading fees than IBKR and free ang real-time market data unlike kay IBKR that you have to pay it as a subscription.
Though I am not too optimistic, Schwab was too quick to consider unloading PH-based accounts when PH was briefly put under FATF greylist in the past. Though hindi ko alam if how much Schwab nerfed TD's capabilities since acquisition. I am not optimistic on that as well.

TD ist relevant, wenn du mehrere ETFs auf denselben Index vergleichst. Sonst ist das als Kriterium gefährliches Halbwissen zur Gewinnmaximierung im Promillebereich.
Ich würde den Amundi All Country World nehmen, weil europäischer Indexanbieter und europäischer Fondsanbieter.

ok this is not a good sign. I hope IBKR does not kick us out like TD and Shwab.

Bei einem Indexfonds ist letztlich weniger TER, sondern eigentlich TD relevant.
Grundsätzlich gilt: **TER ≠ TD**
Amundi hat in der Vergangenheit negative Aufmerksamkeit erzeugt, weil einige Fonds für die Kunden steuerschädlich umgeschichtet / zusammengelegt bzw. geschlossen wurden. Ob dir das woanders nicht passieren kann, ist fraglich. Amundi scheint es zumindest erstmal hinter sich zu haben :D
Ansonsten ist es vielleicht noch eine Überlegung, dass Amundi ein europäischer Anbieter ist und SPDR aus den USA kommt. Mittlerweile muss man sich sowas vielleicht auch überlegen.

TD ist viel relevanter als TER.

Es ist einer der animation/VFX Berufe: Concept artist, storyboard artist, previs/postvis artist, modeler, texture/lookdev artist, shading TD, rigger, animator, CFX artist, FX artist, lighting artist, render TD, compositor, layout artist, pipeline TD.
Die Branche ist recht klein und wenn ich meinen genauen Beruf sage könnte man theoretisch herleiten wer ich bin. Die Gehälter und Anforderungen sind aber alle ähnlich und überlappen sich auch teilweise.

TD Ameritrade used to have intraday margin, but they did away with it (and obviously Schwab doesn’t) because part of it had to do with futures options.
They would actually disable intraday margin if a futures option trade was open.
Now this wasn’t one of the only reasons, but recall TOS was made originally as an option platform by TOm Sosnoff (hence TOS) and a lot of future options traders used it as well.
I will also say this, I been in this business a long time, people relying on intraday margin typically don’t last because some event happens and they get wiped.

Even 100M on a simple TD will net you around 3M per year after withholding tax. Pwedeng-pwede nang mabuhay ng komportable maski na walang trabaho. Magandang bahay, balato sa pamilya, okay na. Di ko na kelangan palakihin pa yung principal.

Es zählt die TD, da müsste Vanguard besser sein. Aber alles gute ETF

What I bought so far.
1. VFV – Vanguard S&P 500 Index ETF (CAD)
2. ZNQ – BMO Nasdaq-100 Equity Index ETF
3. TEC – TD Global Technology Leaders ETF
4. ZSP – BMO S&P 500 Index ETF
5. ZUQ – BMO MSCI USA High Quality ETF
6. XEQT – iShares Core Equity ETF Portfolio (Global)
7. XDIV – iShares Canadian Select Dividend Index ETF
8. XCHP – iShares Semiconductor ETF
ChatGPT suggested to sell.
1. ZSP ❌
→ Duplicate of VFV (same S&P 500)
2. TEC ❌
→ Heavy overlap with ZNQ + VFV (too much tech stacking)
3. ZUQ ❌
→ Overlaps with VFV (US quality factor not needed)
4. XCHP ❌ (optional but recommended)
→ Too narrow (semiconductors already covered via ZNQ)
Recommended to buy and add in portfolio
1. URA → ✅ YES (top pick)
2. EWY → ✅ Optional
3. GDX → ⚠️ Optional, small
4. VXUS
Open to suggestions and other recommendations. Thanks

The only dividend paying I have that are >1% are VYMI, HYG, JAAA, TD.

Fidelity customer service is terrible. I’ve also had the exact same problem and never solved it. Maybe they don’t like Safari and I dont plan on installing an alternate browser when I’ve been doing ACH transfers forever and Fidelity has been the only problem. While the reps are very nice, not very knowledgeable. I have both Schwab and Fidelity accounts. Schwab is seamless and their reps are extremely competent. Many came from TD Ameritrade which had the best customer service, then Schwab bought TDA. I plan on transferring my Fidelity account to Schwab since I’m an active investor and let’s face it, Fidelity’s apps are terrible trading platforms. They’re stuck in the Stone Age. One rep told me they dont have a lot of active traders, more tailored for passive investing.

Die TD ist auch nur aussagekräftig beim Vergleich von ETFs, welche denselben Index abbilden.