TD
Toronto Dominion Bank
stock NYSE

My TD account was locked with no explanation on September 6th. I called and they said to download a form and get a notarized proving my identity and send it in. They send me an email on January 17th saying they just released my account and it was blocked in error during a security system upgrade 😮
I think four and a half months is unacceptable. That would have been stressful if I was counting on that money or needed it for an emergency or a house down payment or something similar so. Or if I had a substantial amount in there and I would have missed out on roughly one and a half to 2% worth of interest payment

🔥 GTEC - 2026-01-17
💵 Price: $1.28 | Δ -13.60810810810811% | 📊 Vol: 1,806,377 (src: Massive)
📈 ADX 37.5 | MACD hist 0.072 | RSI 69.2 | Vol× 2.07
🧲 Short: n/a | Call/Put OI: n/a
💥 Breakout Probability: 70.0% | 💎 Accumulation | Trend: Neutral
📰 Top Headlines:
• Greenland Technologies Reports Fiscal First Quarter 2025 Results
• Gold Gains Over 1%; TD SYNNEX Shares Plunge After Downbeat Results - Dermata Therapeutics (NASDAQ:DRMA), Auddia (NASDAQ:AUUD)
• EV Stock Greenland Technologies Holding Corporation (Nasdaq: GTEC) Soars on Strong Financial Results
🧭 Trading Guidance (Simple Instructions)
Recommended Action: Buy shares; options possible for experienced traders.
Confidence: Medium-High
Buy zone (shares): $1.25-$1.30
Take-profit zone: $1.51-$1.60 (+17-25%)
Suggested stop: below ~$1.19.
Options: No clean options setup yet (volume or call/put flow too weak). Focus on shares or wait.
Why this rating?
• Trend strength is solid (ADX ≥ 25).
• Momentum has turned bullish (MACD histogram > 0).
• RSI is in a healthy range (not extremely overbought/oversold).
• Volume is elevated vs. average (buyers showing up).

TD lost 24m last year shorting silver and they opened a new short position this year and already got stopped out at a loss, again
I don't think I would hold TD

JPMorgan, Visa, Mastercard, AmEx, Capital One, TD Bank are my top financials and almost all are on discount rn

TD or BNS

Target Date funds do normally have higher expense ratio than S&P 500 or total market funds. I see T. Rowe Price target funds at 0.16% not bad for TD funds.

Gold na lang safe pa, magagamit mo, and di ka matatakot mawala.
Do not invest sa stocks and other na risk ang savings mo... Invest what you can afford to lose..
Gold mas ok.
Digital banks, possible ma scam ka, so always think about the risk, stocks maliit lang tubo mo yan sa 100k, and di mo rin sure kung tataas yan.
TD - in case of emergency hindi ka magkakaroon ng pera.
If magkaroon ka na ng work, tsaka ka mag risk on those things, pero if you can afford that amount of money to lose and you have confident on risking it, then go ka na sa stocks and Uitfs.
Diko recommend TD unless sabihin mo na may emergency fund ka na. Kase maliit lang rin tubo ng TD so kung half lang lalagay mo, natalo mo lang inflation, but still, maliit pa rin tubo non.

>I'm comfortable using TD, but if I was bad at unique password management, had been scammed/hacked before on other platforms or find technology in general flummoxing, I would avoid it.
This right here

Be a member and you can be invited and attend a zoom meeting once called. If you are skeptical about TC then I can tell you that me , my wife and son has a share capital of < 100k and automatically renewed TD of < 1000k. TC has zero debt with assets of > 16000M paying a dividend of < 12% per year. You can ask a yearly book published on its Assets and Liabilities once you’re a member.

Invest mo yung half tapos the other half save mo lng pang emergency no to TD sa inflation ngayon mawawala value ng pera mo kng ipang TD mo lahat

Digital banks kung gusto mo liquid pa rin. Kung di mo gagamitin in the near future, TD mo na lang.

I agreed that TD has a backwards stone-age website and sucks at taking care of customers. so don’t see how that can be spewing a TD narrative.
Your problems started the moment you took the action of logging in. That makes it overwhelmingly likely that you got tricked by a fake site, just like the folks in the news story I linked above.
I’m truly sorry for your loss, but the way to protect future people is to teach the how to avoid this kind of scam.

You have no idea what happened. I was not on a fake site. When I tried to log in I immediately was bombed with emails and never received an OTP from TD. When I called them on Monday, my acct was locked and the money was moved. They offered ABSOLUTELY no help and didn’t notify me of an issue for 3 months even though I repeatedly called and got no help. They are awful. It has been 7months and they refuse to provide any assistance.
Please do not spin a TD narrative.

TD still did until the merger.

Yes, TD's security is outdated. The customer support has customer's security questions/answers. For example, I could not make the answers to security questions 100% right after a long time after 3 tries. In this case, I had to call them, they figured out I was almost right and told me the right answers. Moreover, their backend can add or delete bank account to our TD account. They know all the credentials of their customers.
If customer does not do anything wrong, and the money gets lost on their platform, they are not responsible. Their shield is: As outlined in 31 C.F.R. § 363.17, account owners are responsible for maintaining the confidentiality and security of their account number, password, and any other authentication credentials like One-time passcodes (OTP). Any transaction conducted using your login information is treated as authorized. TreasuryDirect is not liable for any loss, liability, cost, or expense resulting from such transactions.

[google.com?q=Unterschied+TD+TER](http://google.com?q=Unterschied+TD+TER)

Sorry if this is a dumb question, I want to know if it's possible to trigger an order to be placed only after a conditional order executes first? In other words: Create a conditional order A. Then when it executes, automatically place order B.
I came in via TD Ameritrade, which like my Fidelity accounts pays you a reasonable money market rate (~4%) on cash sweep. So if I want to place a GTC limit order, I can just do that and not care as much if it doesn't execute for days or weeks.
But Schwab doesn't do that, so I have my cash parked in a treasury ETF (SGOV, but it doesn't matter for my question), which means it's not available to trade. So, say I want to place a limit order for WMT at $110. I know how to place a GTC conditional order "A" that sells SGOV at market when WMT Ask drops below $110, to free up the cash. But, how would I set up an order B (in this case a GTC limit buy order for WMT) to be placed *only* after A executes?
Or is there a better way? This is a non-margin IRA account, so I can't just execute the buy first and then sell whatever to cover second.

The security choices on Treasury Direct could use an update.
1) It's great they require multi-factor login with that one time password that gets sent to you, but the code can be socially engineered. It would be better if they sent a '[magic link](https://www.okta.com/blog/product-innovation/magic-links/)'
2) I appreciate they have the image/passphrase on the screen when entering your password, but this feels a bit like a false sense of security and easily ignored by someone in a hurry. It would be better if they had an integration with [id.me](http://id.me) like other branches of government.
Whoever is suggesting the passwords are being stored in plain text? If your 'friend' really experienced that they need be contacting congressman and security compliance offices. I find that incredibly hard to consider.
Honestly, I find Treasury Direct has better security flows than brokerages like Etrade which does not offer any multi factor flow beyond some bizarre integration with a Norton product.
I'm comfortable using TD, but if I was bad at unique password management, had been scammed/hacked before on other platforms in the past or find technology in general flummoxing, I would avoid it.

Danke für den TD Tipp, ist richtig und wichtig.

In canada here... Absolutely FUCK TD!!
Tried to get renew the mortgage there this fall (started the process like 5-6 months in advance) and they never got back to me... I send them all my documents only to get shit excuses from 2 dudes with pronouns in their Bio...