TD
Toronto Dominion Bank
stock NYSE

Salmon bank TD at 8%, I think effectively higher when considering compounding and when it's credited. Tho you cash out after a year.

Look up the state of your last known address with them, Nebraska TD sent to Nebraska or the state of last known address or Delaware Etrade sends to Deleware.
https://unclaimedproperty.delaware.gov/
https://nebraskalostcash.nebraska.gov/
May be worth just searching all 50 states.
If not you could be super lucky and your account somehow still exists.

It was either E-trade or TD Ameritrade. Registered them while in California.

Canadian banks are typically good. TD, CM, RY etc

Nice! The TD bars are a lower mintage!

Might even get a preferential rate. I saw one bank, they have lower mortgage rates if you put TD with them. CTBC ata...pero dati pa yun.

TD one makes no sense. Looks fake

1. Yes it's allowed. Clarify with your bank to be sure tho.
2. We used to say "niluluto sa sariling mantika" pag ganito ang setup. Your Bank manager will love you for it kasi doble kinita niya sayo. For a business tho, you maintain the cash on hand in your books and declare interest expenses which can reduce your income taxes.
3. Risks - early cancellation of TD in case of default. Rather than just losing your property, you lose both the property and your funds in the bank should you default. + the usual risks with any other loan.
4. Any bank, however, you'll be applying for a personal/business loan with the purpose of investment, then go through the usual process + mag-oopen ka ng TD na auto-rolling. You might wanna re-check your spread.
5. It's your typical loan set-up, with its own set of risks, rates, terms, and costs. Just that this time you've got an auto-rolling TD that will be locked until the loan is fully paid (the passbook is surrendered). If you're highly liquid with disposable funds and want to acquire properties, you can opt for this route. I've had clients that do this and wala naman issue as long as current ang loans nila.
Source: I'm a former SME loans officer.

Hi everyone, just wanted to get insights from those who have experience with bank financing.
I currently have a time deposit with a local bank and I’m considering using it as collateral to take out a loan (around ₱10M) instead of withdrawing the funds directly. The goal is to use the loan proceeds to purchase a property.
From what I understand, the TD will still earn interest, while I pay a slightly higher interest on the loan—so the net cost is just the spread.
My questions are:
1) Is this structure commonly allowed/practical in the Philippines?
2) Is it actually a smart move vs just using the TD directly?
3) What risks or downsides should I be aware of?
4) Would banks typically approve this setup for property acquisition?
5) Would appreciate any advice, especially from those who’ve done something similar or work in banking/finance.
Thanks!

FACE: JOHNSON MATTHEY
BACK: TD BANK

Beide Fonds- / Anteilsklassen werden gemeinsam angelegt und nur unterschiedlich ausgewiesen, daher wird es nicht an der TD liegen, da das Geld effektiv im gleichen Pot liegt.
Die Differenz kommt wahrscheinlich vom unterschiedlichen Spread und daraus resultierenden NAV Report am Ende des Börsentages.
Das ist recht typisch für ETFs mit niedrigen NAVs pro Share.

BTC/USDT just printed a Bullish TD Sequential 9 on the 5M chart bounce zone or just noise?

ETH/USDT just printed a Bearish TD Sequential 9 on the 5M chart pullback incoming or just noise?

TD ist effektiv relevanter als TER und da sieht Vanguard nicht schlecht aus.

I saw in my IBKR rrsp account all the positions ( the ones I transferred from TD) are repurchased at current price.

transferring stocks in RRSP from TD to IBKR

Haben sie doch schon gesenkt.. und die TD ist sehr vorzeigbar.

Schwab has a garbage margin department too. With TD, I used to sell options and roll for literal months and let time eventually win out. On Schwab, if your shit is more than 5-10% red, margin closes and locks in the loss.

Interesting TD only lets me call to trade it

This was a great dialogue and I just have to stick my nose in and add my 2 cents.
- Consumer staples and discretionary are not the same. Consumer product will almost always lean heavy in a dividend portfolio.
- Personally I think you are fine on JNJ but should trim some JPM and add AFL which is a great call.
- I have a brokerage account with about what you have invested and annual dividends are ~$1700.
Not all my stocks are dividend payers, or big ones. I'm diversified enough I call it my mini-mutual etf. I run between 30-60 stocks and ETFs ranging from $300-$5000 in sharss. I just bought 6 shares of SCHD to test the waters.
Microsoft depends on when you bought it. Just like Costco and GEV. If you bought it 4 or 5 years ago..I wouldn't sell a thing, just trim and grow-add new holdings. Ive been sitting on and accumulating Intel since the 90s. Non-dividend paying stock these days and the recent price sure did kick in some skimming for profit that is now going into IBM, Visa, Lowes, TMUS.
All new holdings. I wanted to add McD and JPM but they are redundant to me as PEP is to KO. I own Intel and AMD. AT&T, Verizon and TMUS..so on and so forth.
Thing is are they?
I use schwab slices and Just keep adding, trim when I'm up. Opened the account 4 years ago with $500 on TD Ameritrade. 64 k today and I did consolidate some 30 year old DRIP accounts.
- two dividend stocks to look at and diversify Banco Latino America and COPA airlines. Great international dividends for diversification.