TD
Toronto Dominion Bank
stock NYSE

ZEC TD Sequential - How would you play this with leverage?

[ZEC/USDT] TD Sequential 9-Count Complete - Trend Exhaustion Setup (Bybit 15m)

lol same they used to say with Hurts or CMC 1+ TD

We were paying $8 a trade on TD Ameritrade however the fills were much better then than now. I'd rather pay for better fills than the free garbage fills we get nowadays.

Those are solid companies IMO. I personally I’m moving away (slowly) from having so many individual names. It can get messy, not knowing which to add to and spreading 2 grand out over 40 tickers feels silly…$50 here and $100 there. I’m adding more to DIVO SCHD IDVO MAIN ARCC for income and then main dividend stocks are MO ENB PM CNQ RY TD. If I was starting from scratch I’d probably do ETF’s and a couple of companies I really like.

BofA/ME, Chase/JPM, Citibank, E-Trade/MS, Fidelity, PNC, TD AmeriTrade, Wells do not charge for partial ACATs.
Have not tried Schwab yet.
I have not had IKBR or Vanguard accounts.
Robinhood is the 1st time I've heard of a partial ACAT fee.
PNC said they had a $39 brokerage account closure fee, but when I went in branch they closed my brokerage account for free (I left $1 in the account).

Hi. I have my work IRA with Empowerment. I have my own money in a very old Scottrade / TD / Charles Schwab account. Do you know if these are available at those brokerages ?
I have about $180,000.00 at Empowerment, and $65,000.00 in my Charles Schwab just sitting there doing Nothing for the last 3 years.
I kept being afraid of the Correction Everyone says is coming and somehow its been 3 years and I've missed out on a lot. Ready to get back in the market.
Thanks.

Mir ist der Kommer zu teuer. Ich setze auf S&P 500 (syn) und MSCI World ex USA zu gleichen Teilen aber auch auf aktive ETFs für EM und Small Cap Value von Avantis. Alles abgedeckt inklusive EM SCs. Keine Überschneidungen. US genau da wo ich es haben will mit einem hohen Anteil SCV gegenüber den Dickschiffen. Die extrem gute TD der passiven ETFs subventioniert die Kosten der aktiven. Aber ich bin mit der Performance der Aktiven extrem zufrieden.

us dividend withholding tax is 30% at the worst case, but can be 15% for funds in Ireland
The best is just to look at the TD of the ETF, as it includes everything
P500 as an annualised TD since creation in 2013 of -0,26% (better than the SP500 TR because the index takes the worst case dividends tax into account)
https://www.invesco.com/uk/en/financial-products/etfs/invesco-sp-500-ucits-etf-acc.html
SPYL doen't have a long history but is -0,23% other 1 year (slightly worse but not much)
https://www.ssga.com/fr/en_gb/intermediary/etfs/spdr-sp-500-ucits-etf-acc-spyl-gy
So it doesn't seem really worth it to change with the current available data

TD Ameritrade was a standalone entity. It had no affiliation with any other businesses carrying the TD name.

Hi, I'd like to discuss whether MSFT is at a fair price. I've recently purchased 10k dollars with avg cost at 408$. want to know your opinions on whether to continue accumulate microsoft.
To be honest, I don't really like the way that MSFT competes in the high tech industry, like their bet on OpenAI and tries to ruin the search business, which really hurt my portfolio at some point. But now everyone needs to invest crazy amount of capex on AI infrastructure and seems microsoft is even in a worse position than some of the other major tech companies.
Anyway, don't like MSFT, but if it's cheap, still willing to invest.
AI analysis for MSFT below, also built a frontend: [https://ai-stock-overview.com/](https://ai-stock-overview.com/) to contains around 30 stocks overview, and some LLM workflow tweaking here and there. my previous [UNH post](https://www.reddit.com/r/ValueInvesting/comments/1qp1mig/unh_what_next_share_my_ai_analysis/), and UNH is included in the new stock overview site as well. Feedback is welcome.
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# Investment Research Report: Microsoft Corporation (MSFT)
**Date:** February 14, 2026 **Analyst Rating:** **STRONG BUY (High Conviction)** **Price Target (12M):** $550.00 **Current Price:** \~$401.00
# 1. Executive Summary: The "Dislocation" Thesis
Microsoft presents a rare **"Deep Value Growth"** opportunity caused by a severe market dislocation. While the stock is technically broken—trading 27% below its 52-week high in a confirmed downtrend—the business fundamentals are accelerating. With Azure growing at 39% and operating margins expanding to an elite 47%, the sell-off appears driven by macro fears over AI capital expenditures ($37.5B/quarter) rather than structural weakness. We are currently witnessing a **TD Buy Setup** on the weekly timeframe, signaling that seller exhaustion is imminent. The compression of the P/E multiple to \~25x, alongside a PEG ratio of 0.36, makes MSFT the most attractive risk/reward play in the Mega-Cap space.
# 2. Financial Health Scorecard
*Benchmarking MSFT against key cloud rivals (Alphabet/Google Cloud and Amazon/AWS).*
|**Metric**|**Microsoft (MSFT)**|**Industry/Peer Avg.**|**Status**|**Analysis**|
|:-|:-|:-|:-|:-|
|**P/E Ratio (TTM)**|**25.1x**|\~28-32x|✅ Undervalued|Trading significantly below its 5-year average (\~32x).|
|**Operating Margin**|**47.1%**|\~30%|💎 Elite|Best-in-class profitability despite massive AI infrastructure spend.|
|**Cloud Growth (YoY)**|**+39%** (Azure)|\+24% (AWS)|⚠️ Mixed|Outpacing AWS, but trailing Google Cloud's recent +48% surge.|
|**ROE**|**34.4%**|\~25%|✅ Superior|High efficiency in deploying shareholder capital.|
|**Net Cash Position**|**-$33.8B**|Varies|⚠️ Watch|Total Debt ($123B) exceeds Cash ($89B) due to Activision & AI spend.|
|**PEG Ratio**|**0.36**|\~1.5 - 2.0|🚀 Screaming Buy|Growth (59% EPS YoY) is not priced in.|
# 3. Valuation Assessment: A Historic Mispricing?
The market is currently pricing Microsoft as a low-growth utility rather than an AI hyper-scaler.
* **The PEG Anomaly:** With a PEG ratio of **0.36**, MSFT is effectively priced for stagnation despite posting nearly 60% earnings growth YoY. A PEG under 1.0 is rare for a Mega-Cap; under 0.5 is historically a "bottom-fishing" signal.
* **Multiple Compression:** The P/E has compressed from \~35x to 25.1x. This contraction contradicts the earnings acceleration, suggesting the market is over-penalizing the company for its heavy Capex cycle ($175B annual run rate).
* **Fair Value:** Applying a conservative 30x multiple (in line with historical averages) to the Forward EPS of $18.85 yields a price target of **$565**, implying **40% upside**.
# 4. Technical Analysis (TD Sequential Overlay)
*Timeframe: Daily & Weekly Analysis*
**Current Phase: Bearish Trend with Exhaustion Signals** The stock is in a confirmed downtrend, trading well below the 50-day ($462) and 200-day ($487) moving averages, forming a "Death Cross." However, counter-trend indicators suggest a bottom is forming.
* **TD Setup (Daily):** The recent plunge to the $400 level has triggered a **TD Buy Setup 9** (nine consecutive closes lower than the close four days prior). This pattern historically signals a short-term reversal or a pause in the downtrend.
* **TD Countdown (Weekly):** On the weekly chart, the extended correction from $555 is approaching a **TD Buy Countdown 13**. This indicates that the "bearish energy" is nearly depleted.
* **Key Levels:**
* **Support:** **$398 - $400** (Psychological floor and recent pivot low). A break below here opens the door to $380.
* **Resistance:** **$462** (50-Day MA). Reclaiming this level is required to confirm a trend reversal.
**Technical Verdict:** The "falling knife" is hitting the floor. The confluence of a Daily TD Buy Setup 9 at the $400 psychological support offers a high-probability entry for contrarian investors.
# 5. Risk & Moat Analysis
**Economic Moat: Wide (Trend: Stable)** Microsoft possesses a "dual-engine" moat: **High Switching Costs** (Office 365/Windows ecosystem) and **Network Effects** (Azure/GitHub/LinkedIn).
**Top 3 Risks:**
1. **Capex "Black Hole":** MSFT is spending \~$37.5B quarterly on AI infrastructure. If AI monetization (Copilot adoption) slows, these depreciation costs will severely hurt future margins.
2. **Competitive Erosion:** Google Cloud is currently growing faster (+48% vs. Azure +39%), suggesting Google's Gemini models are gaining traction against OpenAI/Azure.
3. **Regulatory Headwinds:** With the acquisition of Activision and deep ties to OpenAI, MSFT faces continued scrutiny from the FTC and EU regulators, potentially limiting future M&A.
# 6. Final Investment Verdict
**Rating: STRONG BUY**
Microsoft is a classic "good house in a bad neighborhood" scenario. The market is selling off the stock due to macro fears and Capex sticker shock, ignoring the operational excellence (47% margins) and earnings explosion (EPS +59%).
**Action Plan:**
1. **Immediate Action (Aggressive):** Initiate a **50% starter position** at current levels ($401-$405). The Daily TD Buy Setup 9 suggests the immediate downside is limited.
2. **Accumulation Zone:** Add the remaining 50% if the price retests **$385** or upon a confirmed daily close above the **20-day moving average** (signaling momentum shift).
3. **Stop Loss:** A weekly close below **$380** would invalidate the thesis (breaking long-term structural support).
*Disclaimer: This analysis combines fundamental data with technical probability. Past performance is not indicative of future results.*