TD
Toronto Dominion Bank
stock NYSE

It’s fine for your investments and IRA’s, but I keep a separate trading account with TD for pre, post mkt action, options, and for trading crap vanguard tries to protect you from. What do you mean I can’t short Vxx, the Vix, Vanguard. 
What really has me pissed about vanguard is that they no longer track your ROI on the main screen in the large margin account I have with them. They did in the past and there’s no reason they can’t figure out the math now. 

So back in 2019-2021 I put $2k into crypto and another $2k into a TD Ameritrade stock account. Both investments lost money, crypto was on meme coins and stocks were on Tesla/Apple. Today my coinbase account sits at $600 after selling the shitcoins at a loss and TD Ameritrade at $1400. Terrible investments, I know, but I've since learned about actual, more meaningful investments, so now I do a Roth IRA and HSA. I'd like to send the funds back to my bank account and reinvest into ETFs and maybe a small amount in PMs, though that's more like my investing side-chick right now. Will I pay taxes on funds that were ultimately a loss on my end? And if so, how do I go about filing and paying those taxes? I hate to see the money just sitting there so I want to put it to use again and actually get something out of it, and probably just liquidate the accounts after backing up any statements and info pertaining to them.

I have a ETF of Canadian banks, but TD and RBC (RY) would likely be good, but I like a bit less risk. And I have JP Morgan which has been solid, so I'll likely put more into those

TD, fidelity, schwab for box trades

 day trading is not worth it at all.  
     I've been trading  on and off for 6 years and using a simulator and these simulators that I have are good they're just as good as real stock you would think they were real stock.
    I have one with trade station when I start first using it without protecting a long position they ( The Brokerage) would go against me all the time.
    I  don't know how they could go against a lot of Traders but I know from talking to a Floor Trader from Wall Street your Brokerage and mine they all have AI computers that trade against you using their shares there are orders that come in from outside tier 2 where we trade and your brokerage can't really trade against you but this is not all day and this isn't every day. 
    Schwab took 4 years to let people know that 40% of their Traders get out after a month and by years endmost are out.
    Thank you assholes for the late info but they rarely tell you the truth they really want to steer you in the right direction because they want to sucker you in especially with margin and they can take you against your margin to do a margin call you'll start losing money that's why you don't want to go into their margin very far.
    As you know with a $25,000 account you can hold $100,000 during the day $50,000 overnight but I traded all the time with Schwab up to 300 trades and got the hell out because they traded against me  most all my trades some of them were my fault because I shouldn't have closed out even though I'm down that's the problem with most people they're tricked into closing out and then they March right back up against you it's a scare tactic.
    But after 300 trades I got out for a while I went to trade station I was on them on the 2020 crash what do you think they did.
    I was on the best bear during the crash TVIX  it went  from 50 to 1,000 what did they do they took control the market unless they're all doctoring each day Traders candlesticks and doctoring them back up later to look like the national chart which I know they probably could do.
    Boy would I like to get a class action lawsuit against these clowns.  In US code it's against the law for your brokerages to trade against you they've been getting away with it for years.
   Well there you have it that's why you were losing your money because it's hard to find any of this in print and they sure as hell don't tell you anything and rarely tell you anything in your favor they might tell you to get in and get out which isn't a bad idea or invest.
    But trading SPX and SPY  they have expirations every day up to Friday unlike other stocks and a friend of mine was somewhat successful with spy because he would wait and swing trade it and wait for the market to go down because it goes down quicker than it goes up so he would buy eight options two days out for expiration and he could make some pretty good money sometimes you miss some good opportunities because he didn't close out the day he bought the options and he was up money.
     I spent a lot of my money but there's a lot of treachery among these guys and there are other reasons you can lose and it's not your fault they are cheating you these bastards cheat they don't get the pita L correct on time they could be delayed you won't know what you're making or losing other people or brokerages give really crappy Market orders or skip over your limit orders Schwab was really good at delaying Market orders.
   The best broker I ever traded with was TD Ameritrade and I was up 2800 using options in 2 weeks well guess what I got bad luck too because Schwab took over and you wouldn't believe how bad the same option I've been trading to get $2,800 starting going when Schwab got in I lost all 2,800.
     I would straddle options with a call and put around the same strike price I would adjust the losing one but the thing is according to the rule book that they used to use calls and puts are supposed to move in opposite direction at the same time oh no no it's Charles Schwab has a different Playbook.
    They start delaying by time 30 seconds or more you're good option well you can imagine the Havoc that can wreck.
    I trade on a simulator Tesla a lot and they started doing something on options I hadn't seen before they would zero out the contracts volume by 9:30 in the morning well gee I would hold put options overnight and be up before and close out at 9:30 to 9:31 but doesn't work quite that way anymore.
    Just wait for Donald Trump to open his mouth let the market crash and buy some of your favorite semiconductor stocks or  ETFs SOXL and USD proshares you'll make some money

Once a year or so, Schwab sends out a survey to its members. One of the questions is something like "What's the one change we could make that would most improve your satisfaction with Schwab?" Historically I've usually asked them to improve their credit card offerings, but this year I'm probably going to ask them to buy or launch a native HSA platform. If they could buy and absorb TD, they can buy and absorb one of the many small HSA custodians and beef up and integrate their platform.

**Key Points**
* **National Bankshares** raised its price target on NexGen to **C$18.00** (from C$15.50) and keeps an **outperform** rating, implying about a **44.12% upside** from the prior close.
* Multiple brokers have also lifted targets recently (Haywood, TD, Stifel, BMO, Canaccord), leaving NexGen with an average target of **C$16.25** and a consensus rating of **Buy** (one Strong Buy, four Buy).
* NXE shares traded at **C$12.49** with a market cap of C$8.18B, but the company remains unprofitable (reported negative EPS) and carries leverage (debt-to-equity \~35.5%), highlighting ongoing operational and valuation risks.
**NexGen Energy**  had its price objective lifted by research analysts at National Bankshares from C$15.50 to C$18.00 in a research report issued to clients and investors on Friday,BayStreet.CA reports. The brokerage presently has an "outperform" rating on the stock. National Bankshares' target price would suggest a potential upside of 44.12% from the stock's previous close.
NXE has been the subject of a number of other research reports. Haywood Securities boosted their price target on NexGen Energy from C$12.50 to C$15.00 in a research note on Monday, November 10th. TD Securities upped their price target on shares of NexGen Energy from C$12.00 to C$15.00 in a report on Tuesday, October 21st. Stifel Nicolaus lifted their price objective on shares of NexGen Energy from C$17.00 to C$20.00 in a research note on Tuesday, October 21st. BMO Capital Markets upped their target price on NexGen Energy from C$14.00 to C$16.00 in a research note on Friday, October 17th. Finally, Canaccord Genuity Group raised their target price on NexGen Energy from C$16.00 to C$18.50 in a report on Friday, October 17th. One analyst has rated the stock with a Strong Buy rating and four have issued a Buy rating to the company. According to data from MarketBeat.com, NexGen Energy currently has an average rating of "Buy" and an average target price of C$16.25.
**NexGen Energy Price Performance**
Shares of NXE stock traded up C$0.78 during trading on Friday, hitting C$12.49. The company had a trading volume of 1,739,569 shares, compared to its average volume of 2,017,629. The company has a debt-to-equity ratio of 35.49, a quick ratio of 8.20 and a current ratio of 1.16. The firm has a market capitalization of C$8.18 billion, a P/E ratio of -21.17 and a beta of 1.43. The stock's 50-day moving average price is C$12.23 and its 200 day moving average price is C$10.82. NexGen Energy has a one year low of C$5.59 and a one year high of C$13.96.
NexGen Energy (TSE:NXE) last announced its quarterly earnings data on Wednesday, November 5th. The company reported C($0.23) earnings per share for the quarter. Equities analysts expect that NexGen Energy will post -0.07 EPS for the current fiscal year.
**About NexGen Energy**
NexGen Energy Ltd is a mineral exploration company. It is engaged in the acquisition, exploration, evaluation and development of uranium properties in Canada. The company's projects portfolio consists of ROOK I, Radio Property, and the IsoEnergy, at the Athabasca Basin. The Rook I property hosts the world-class Arrow Zone, the Bow discovery. as well as the discovered Harpoon area located northeast of the Arrow deposit.

Do all TD Banks have bullion on hand or have to order? I’m there a couple times a year and would drop a few loonies

TD Canada does, and they deliver your a Teller of your choice or a ship to your address.

Kitco at time of writing: Silver - $71.34 , Gold $4478
All products are checked on a Sigma Investor. Will be happy to provide pics if requested.
I will share the images of the package and tracking information before dropping off the package and After package is dropped off at USPS. Once package has been accepted to USPS my Liability ends. Insurance available on buyers dime.
Shipping: $6 Ground Advantage for items under 8 oz or $11 Priority 8oz+
Payment: Zelle, PayPal/FF, Venmo
Proof: [https://imgur.com/a/T4SUsVG](https://imgur.com/a/T4SUsVG)
**Silver: $71.34 time of writing**
2024 2oz Cameroon The Nativity MS70 Antiqued - $175
10oz Snake/Liberty Bar - $705
3 x ATB 5oz Quarters (Nebraska, Vermont, North Dakota) - $352
5oz Year of the Snake round - $352
15 x 1oz Generic Rounds -$70ea
2019 10Y Pandas BU in Capsules- $71
2016 10Y Panda MS70- $72
10x Random Date ASE - $71ea
2 x Silver Maple Leaf 2016&2022 - $70.50ea
24 x 1/2oz SS Tilawa Silver rounds -$35.00ea
20 x 1978 Mexico 100 Peso AU/BU (.6428 ASW) - $41.50ea ($43.22melt)
$30 Standing Liberty Quarters (have dates) - 47x FV (melt 51x)
$8.50 Barber Quarters (have dates) -48x FV (melt 51x)
20 x 1/10oz St. Helena Silver Spade Guinea Shield - $8ea
$10 FV Kennedy Halves - 47xFV (Tube included) (melt 51x)
**Silver US Proof Sets:**
2001 Silver US Proof Set $89 (Melt & Face $96.30)
2004 Silver US Proof Set x2 $89ea (Melt & Face $96.30)
2007 Silver US Proof Set $89 (Melt & Face $96.30)
Uncirculated Washington Comemorative Half w/ Box/COA x 6 - $21 ($25.70 melt)
**Silver Lot #1 - $154 Free Shipping**
5g PAN silver Demon, 1/2oz Hand Pour Eagle, 1oz Textured Buffalo Round,1955-s MS64 Dime, 1951 F12 Franklin Half
**Silver Lot #2 - $155 - Free Shipping**
1971 S Silver Ike MS65, $1.25 Silver Washington Quarters, 1954 D Franklin Half VG8, 1954 Franklin Half VG10, 1944 MS65 Merc Dime, 1945 MS64 Merc Dime (FREE 1974-D MS65 Clad Ike)
**Silver Lot #3 - $390 Free Shipping**
2016-P MS69 Kangaroo, MS68 John Wayne Second Chance, MS63 Maria Theresa Restrike, 1oz Proof Buffalo, 1oz Tiger Woods Colorized Round, 1/2oz Round, 1/4oz Round, 2x 1/10oz Buffalo Rounds
**Geiger Silver Lot - $260 - Free Shipping**
50g w/ Assay, 6 x 5g (loose), 1 x 10g (loose)
**GOLD: $4489 at time of writing**
1oz 2025 St. George and The Dragon by the Royal Mint-$4440 - Free Priority Shipping
1/4oz 2000 Gold Eagle - $1145
1/10oz 2017 Gold Eagle - $470
2014 PF70 1/10oz Gold Ealge- $480
2023 MS69 1/10oz Gold Eagle- $475
2 x 2025 MS69 1/10oz Malta 10e Golden Eagle- $465ea
Lucy Rips - TD Metals Clover 1/10oz gold and 3oz Silver Clover- $700
1g Valcambi Loose - $148
1g Argor Heraeus in assay - $149
2 x 1/4g Gold in Capsule - $37ea
.33g Gold Eagle Bar in Capsule - $48
1/200th oz Gold Round in Capsule - $25
1/1000thoz Gold Card Magic Mushroom - $15
1 Gold Pinch Bob Evans Slab, 2 x Pinch Genuine Gold Flakes Slab - $200 for all 3

Its not one of us Gorillas , its the Whales buying . Even big retailers dont have no stock. TD Precious metals has no stock . Kitco is low stock .

Until there's an announcement from IBKR that they will forbid Filipinos from transacting anymore (like what happened to TD Ameritrade / Schwabb ), just keep your positions.

>setting target dates is tricky for me

They call them "target date" funds, but the actual date on them is like the "serving size" on a bag of potato chips: Merely a suggestion. :-) I wouldn't let that throw you.

If you get a low-cost, index-based TD fund, it's actually a wonderful option for just about anyone. If nothing else, for a place to park your investments while you take the time to gain more knowledge, at which point you can always move your money to some other investments (although you might very well decide not to).
They're basically pre-packaged [Three Fund portfolios](https://www.bogleheads.org/wiki/Three-fund_portfolio). The main difference across the different "years" in the fund name is the percentage that's invested in bonds rather than stocks.
If you're super gung-ho about the stock market and very confident that you can handle the inevitable dips in the future, then you can pick a year far into the future, where the bonds are only about 10% of the fund. If you're really skittish and don't want to take on a lot of risk, you can pick a closer-to-now year that will have a higher percentage of bonds. And if you're in the middle, well, pick in the middle. Point being, pick the fund with the asset allocation you want, and don't worry so much about the year.
(Also don't worry about "inflation eating up" your HYSA. It should earn at least a little more than inflation, which is at 2.7% at the moment. Use it for your emergency fund, whose job it is to simply *be there* for you in an emergency, avoiding the need to tap into other investments, perhaps at a loss. It's okay if it's not earning a bunch. That's not its job.)

MAJOR NEWS
* GDP set for release in premarket, official estimate is 3.2%, Atlanta Fed has it coming in at 3.5%.
* COPPER HITS FRESH RECORD ABOVE $12,000 A TON IN LONDON
* TRUMP: NEXT WEEK I’ll MEET WITH DEFENSE PRIME CONTRACTORS. WE WILL TALK WITH PRODUCTION SCHEDULES, THEY ARE TOO SLOW
MAG7 NEWS:
* TSLA - Canaccord raises PT to 551 from 482.
* TSLA - UBS reiterates TSLA at Sell, PT 247. We lower our 4Q25 forecast to 415k from 429k. Our new forecast is -5% below Visible Alpha consensus of 435k (we don't yet have company-collected consensus; we expect to get this week). However, we believe our forecast is more in line with buyside expectations for a 405–415k range. Historically, despite a print that may be in line with buyside expectations, we tend to find the stock does react to beats/misses vs. the headline number. The question increasingly becomes: does the market no longer care about deliveries and only robo-taxi and Optimus developments? We expect TSLA to report 4Q25 deliveries on 1/2."
* NVDA - US is probing Singapore-based Megaspeed, NVDA's biggest chip buyer in Southeast Asia, over suspected smuggling of Nvidia chips to China and questions around its ownership structure after inventory didn’t match its data center footprint
* TSLA - Europe sales fell 11.8% YoY in November to 22,801 units, with share down to 2.1% (from 2.5%). BYD sold 21,133 units, up 221.8% y/y, lifting share to 2.0% (from 0.6%).
* NVDA - is teaming with SK Hynix and Phison on a new “AI SSD” (“Storage Next”) targeting \~100M IOPS, roughly 10x current AI server SSDs. The idea is a memory-like tier between DRAM/HBM and storage to ease inference bottlenecks. Prototype eyed for 2026.
* ByteDance is reportedly planning $23B of AI capex for 2026, up from roughly $21.6B this year, with about $12.2B of the 2026 budget aimed at advanced AI chips. Separately, sources say it could test-buy \~20,000 NVDA H200s if approvals happen, about $400M at \~$20k each.

OTHER COMPANIES:
* Shipbuilding stocks: TRUMP: I APPROVED NAVY PLAN TO CONSTRUCT 2 NEW BATTLESHIPS. STARTING WITH TWO SHIPS, WILL END UP WITH 20 TO 25. 15 SUBMARINES UNDER CONSTRUCTION OR READY TO START
* ATAI - JoensTrading initiates coverage on ATAI with Buy rating, PT 16. We believe that the short half-lives of the company's lead assets BPL-003 and VLS-01 will allow their use in treatment-resistant depression (TRD) following the commercial playbook pioneered with Johnson & Johnson's (JNJ, Not Rated) SPRAVATO (esketamine). Importantly, we believe that TRD is a large enough patient population with sufficient unmet need to accommodate multiple commercial winners, including both BPL-003 and VLS-01 in a market currently dominated by SPRAVATO. GTN - renewed a multi year NBC affiliation deal covering all 54 markets where it runs NBC stations, reaching 14M+ households (about 11% of US TV homes). The agreement keeps NBC’s full programming lineup on Gray’s affiliates. Terms weren’t disclosed.
* RKLB - Needham raises PT to 90 from 63. On Friday, the SDA announced contracts for its coveted Tracking Layer Tranche 3, for which RKLB was awarded $805MM. RKLB will supply 18 MWTD satellites as a prime and sees further upside from sales into other primes totaling \~$1B in opportunity. The $3.5B in Tracking Tranche 3 awards were delayed several months due to the federal shutdown and split across RKLB (23%), LMT (NR) (31%), LHX (NR) (24%), and NOC (NR) (22%). This award, the largest in company history, strongly validates RKLB as a defense prime, its burgeoning Space Systems segment, and more than doubles segment backlog from $0.6B to \~$1.4B."
* AMPX - Oppenheimer reiterates AMPX at Outperform, PT 17. We are moderating estimates in line with that strategy but maintain our $17 PT as we continue to believe AMPX has a multi-year lead in high-density, lightweight battery technology for aerospace/defense applications and is poised to announce significant new customers."
* AME - TD COwen upgrades to Buy from Hold, raises PT to 230 from 18. Momentum, medical, and M&A. AME is executing well at a time when exposures broadly provide both support and optionality—markets that are doing well and should sustain (utility), ones that are strong and should accelerate (commercial aerospace), and ones poised to improve off weaker levels/slower growth (medical, automation). The FARO deal is a perfect encapsulation of AME’s core and is refreshing post Paragon (fixed now but a challenging start)."
* JNJ - A Baltimore jury hit J&J with a $1.56B talc mesothelioma verdict, finding J&J, units and Kenvue failed to warn that baby powder was tainted with asbestos
* NVO - says the FDA approved the once daily Wegovy pill (oral semaglutide 25 mg), the first oral GLP 1 for weight management in the US. In the OASIS 4 trial, mean weight loss was 16.6% with adherence.
* ZIM - rejected Glickman and Ungar’s proposal, saying it undervalues the company.
* NB - says its board approved a mine portal build for the Elk Creek critical minerals project in Nebraska. Work is expected to start in Q1'26 with \~$44.6M capex, creating twin underground ramps and infrastructure and setting up access for its electric Railveyor haul system.
* TE - Roth Capital analyst Philip Shen raised the firm's price target on T1 Energy to $15 from $7 and keeps a Buy rating on the shares. The firm names the stock its "top pick" as it represents a compelling opportunity for investors seeking exposure to US solar manufacturing supported by policy like FEOC and Section 232
* RDDT - Reddit named 'Top Pick', added to 'Conviction Buy' list at Needham PT $300
* MU - ARGUS RESEARCH RAISES MICRON TECHNOLOGY TARGET PRICE TO $320 FROM $210
OTHER NEWS:
* Visa’s Retail Spend Monitor shows US holiday retail spend rose 4.2% y/y (not inflation adjusted) over the 7 weeks starting Nov 1, based on “all payment types.”
* Indonesia says US tariff talks are basically done and a deal could be signed by Presidents Prabowo and Trump late January. The US will reportedly exempt Indonesian palm oil, tea and coffee, while seeking access to Indonesia’s critical minerals.

What’s the recent rates po for PMA TD lately? How clme my rm only offered me 4.3% net 3 months daw

Strategy is positioned for a 'prolonged crypto winter' after boosting cash reserve, TD Cowen says

What’s the recent rates given to you be your RM for PMA TD? Hedged investment isn’t so good like 3.3% net daw and PMA TD is at 4.3-4.4% net, 5.3% gross. Is there any way to get a higher interest rate with PMA TD or similar investments for 5M up & preferred clients.

I’m saying this with kindness, so you learn a lesson here: You paid way too much. By a lot.
The 2oz stacker can be bought for $157 shipped and the TD bar can be bought for $100-ish.
I commend you for verifying their authenticity.
Welcome to the club.

The "big 5" banks in Canada (RBC, TD, BMO, Scotia, CIBC) are, by law, not allowed to fail. Canadian taxpayers will be forced to bail them out if there is ever a chance they might fail. Very safe investment.