TD
Toronto Dominion Bank
stock NYSE

"Why everyone is so worried?"
Err, didn't you see what happened with Etoro and TD Ameritrade?

I'm using Bill Pay option (IBKR as payee) and it took 2 days to have fund available. I paid from TD

I was really saddened when TD Ameritrade pulled out

New to this, why is TD 's silver so much more expensive than most other I see?

Hi everyone,
I'm new here and to the investment world. I saw 2 videos that I'm going share with you and I hope someone can guide me thro.
First: https://www.instagram.com/reel/DP40Zt1CHzl/?igsh=MWtkeDcxajU5bXE3aw==
Second:
https://www.instagram.com/reel/DSNMqiqjUPV/?igsh=MWYxcmhzdHRoeTdueA==
Basically, just small monthly contribution to reach a million or so by the retirement. I am 38 and I think I need to start anyway. I'm in Canada and I have account with TD and wealth simple.the TD agent didn't give me a real advice once he heard small contribution. So I believe that I have to do it by my own. I have 3 kids and I was thinking to do the same with each kid separately, even old enough they chose what to do. or it would be better to combine all of them under one investment account I don't know. I need to put monthly payments and whatever they make return back to the account is investment What do you suggest? Any idea will be great, also how can I focus on a certain field such as technology, AI or even gold.
Thank you

its a Citizen Powered Global Early Warning System for tracking market stress which allowed users to track and report stress points.
Currently (JUST UPATED THE DASHBOARD) these are the data points, it was originally just TD Bank but 4 new provider notifications have been added:
FISHER PRECIOUS METALS
Critical demand signal. Online cart deactivated due to extreme volume. Pricing shifted to manual sheet downloads.
US GOLD BUREAU
Increased holiday demand impacting processing, fulfillment, and shipping timelines.
CANADIAN PMX
All metal shipments to the USA are temporarily suspended until further notice. High systemic impact.
CANADIAN BULLION
Official notice indicates shipping delays due to unprecedented order volumes. Physical settlement timelines impacted.
TD BANK
Official notice indicates 10-20 business day delivery timelines for online precious metals orders due to high demand.

I see the advice to buy a bond fund and I always wonder , why not buy the bonds? Brokerage firms will sell them and Treasury Direct sell them. (I know TD is a pain to use)

New Dragon oz from TD

Problem is that the ‘few’ outliers are something close to a dozen cards, and the non-outlier 1.5% cards often have more compelling reasons to choose them.
For 2% cards we have the Wells Fargo Active Cash, Citi Double Cash, Fidelity Rewards, TD Double Up, PNC Cash Unlimited, US Bank Smartly, Navy Federal cashRewards Plus, Pentagon Federal Power Cash Rewards, SDFCU Premium CashBack+, SoFi Unlimited, Synchrony Premier, FNBO Evergreen, Fifth Third Preferred, and Bread Financial Cashback. And for 1.5% cards we have the Capital One Quicksilver (no FTF, Mastercard), Chase Freedom Unlimited (3% dining and drugstores), Bank of America Unlimited Cash Rewards (up to 2.625% with Platinum Honors status), PayPal Cashback Mastercard (3% on all PayPal transactions), even stuff like the new Walmart card (3-5% at Walmart). Almost all credit union 1.5% cards also have no foreign fees and are usable abroad as much as domestically.
That Schwab has a debit card that’s so great for travel and banking services with such a favorable fee structure, yet their cards are the inverse with both, is a really painful gap.

Looking forward to checking in on this 12 months from now...

MOONSHOTS: RKLB, ASTS, PL, ACHR
2026 ROCKSTARS: GEV, AYI, VMI, IBM, GLW, RIO, RING, SLVO, TMC, NLR, TD

Since TD Ameritrade.

Same situation for those savings accounts. They won't automatically react to interest rate changes unless they are time deposits. But even then TD rates are discretionary. The objective of these rates is to build a deposit base. If they've gotten to that ideal level, they might end it. Those high rates are largely promotional in nature.

It's an old TD Ameritrade account that was converted to Schwab. I don't think you can open a Schwab account from the PH.

I had a Scottrade account. TD Ameritrade acquired them. Also had a “thinkorswim” account when they were their own company. Also acquired by TD Ameritrade. And now both accounts are with Schwab!
Every move has really been good. I miss the days when thinkorswim got big monthly updates. It was fun reading the monthly release notes to see which features were being added.
thinkmonkey magazine by thinkorswim and then TD Ameritrade was great until they killed it off.
I still have stuffed animal monkeys they gave away from when thinkorswim was its own company.

Does Waterhouse Securities, pre merger with TD Bank, count? I opened our brokerage and IRA accounts with them in 1995 and they've survived each merger culminating with Schwab almost 30 years later.

I rolled over a couple million into an existing Fidelity account from Schwab a couple years ago. I was dissatisfied with Schwab after the TD Ameritrade takeover. They paid me a $3K bonus after I held the money with them for 90 days.

I started with TD Waterhouse and dumped them after they charged me an inactivity fee! I switched to Scottrade! Funny how Ameritrade ended up acquiring both of those. But, after getting used to Schwab after they acquired TD Ameritrade, I have really grown to like the Schwab platform.

No, I sold my position when the Redskins got their first TD.

I was with "Datek Online," in the late 1990s, it got acquired by Ameritrade in 2002, which later became TD Ameritrade (after TD Bank acquired a stake), and then got transferred to Schwab in May 2024.
Yes, I feel ancient, heh, trading fees were $9.99 back then, and that was the lowest available.

I've been using Fidelity for almost a year, and I have a solo 401k, Roth and traditional IRAs, and a CMA. I've used other brokers for a long time (including Merrill, JPM, TIAA, Empower, TD Ameritrade), and Fidelity often compares favorably, but here's what I see that could improve.
1. Wait times on deposits. This is well known, so no need to belabor it. It's especially painful with a new CMA, where you want to move recurring payments over.
2. App bugs. There are several with alignment and other weirdness. It would also be nice to have more information (e.g., streaming quotes even if every few seconds) without it being a "trading" interface.
3. Beneficiary designation. Copying from another account helps, but it falls off badly when you need some of the same beneficiaries in a different configuration. For example, our CMA is joint, so I don't want to copy my IRA where my wife is a beneficiary (because she's already a joint owner), but I do want my kids. It would be nice if beneficiaries could be specified once and selected from a list.
4. Beneficiary records. It would be really nice to have an on demand, dated, printable/PDF statement of beneficiaries. I'd personally like it for all accounts in one document, but could see how others may like selectable or single account versions. I keep a spreadsheet of our beneficiary designations and when I last checked them, along with documents in PDF to match. I try to check these annually, but I'm rarely changing them, so the change document is only rarely useful.
5. Clear fee reimbursement rules. We have two small Roth IRAs we'd move to Fidelity today (each under 25k; roughly that total), but it's not clear that we'd get the $75 exit fees reimbursed. We wouldn't move them if we had to eat the fee ourselves, and the lack of upfront clarity keeps us at the status quo.
6. Asset value tracking. You can manually add assets (I care mostly about our house and vehicles), but it would be better to capture the cost, use third-party APIs to pull current values (monthly would be fine for me), allow the selection of the lower of cost or market for net worth calculations, and allow excluding these values from portfolio value calculations.
7. Website dark mode. Everyone else is terrible at this, too, but it could be a differentiator. You also have the color scheme worked out in the app already.
8. Full View Rounding. I know Full View has its share of issues (and is being reworked), but the rounding to the nearest dollar is kind of a bizarre choice. Among other things, this makes it hard to see if Fidelity's data is truly in sync with the original sites or my own spreadsheet tools.
9. Setup steps. I keep seeing prompts for setup steps. When I click, I see beneficiaries (already set up) or things like text alerts that I have all turned off on purpose. Capture the decision and consider it completed. Some of them seem to drop off over time, not on completion.
10. Account groups for non-Fidelity accounts. It would be really nice to group non-Fidelity accounts and allow both in the same groups. For example, I'd like to group my 457b accounts separately, because they're available before 59.5. It would be nice to have my taxable Fidelity and non-Fidelity accounts in a group together, too.
11. Better account type detection. Many accounts are flagged as taxable that are not, and they often don't have their own types listed when you go to change it (and end up as Other). Those include 401a, 457b, and so on. From Merrill the IRA accounts are correct, but the IRRA (their rollover IRA designation) accounts are grouped as taxable. I'm not sure how much of this is available feed data versus hard-coded detection, but it could be better either way.
I hadn't quite planned on having a list this long, but I've been collecting things, since you all are solidly responsive here. Maybe these are concrete/actionable enough to end up in an issue tracker (or +1-ed on known things).
There's a lot to like, which is why we're here. Big ones for us are instant-ish Roth conversions (instant but EOD pricing), TIPS availability, Treasury auction access, and just generally more sensible design (e.g., dividend adjusting returns on ex-div days) for people who actually use their accounts (cf. Merrill, JPM).