TD
Toronto Dominion Bank
stock NYSE

Made the IRA the 20th in January. Wait 4-5 business days after that to make the transfer. Got the screen saying my TD savings account hasn’t been verified yet. Tried again few days ago and same result.

Made a Roth IRA two weeks ago, linked my TD Bank savings to it so I can transfer some money into it. Tried twice to make a transfer, both times I’ve been told that I couldn’t due to my TD account hasn’t been verified yet (which it is). Who do I contact to fix this issue? TD or Fidelity? Thank you!

|Company|Analyst|New Price|Old Price|Rating|
|:-|:-|:-|:-|:-|
|Melius Research|Ben Reitzes|**$?**|$380|Buy|
|Raymond James|Srini Pajjuri|**$365**|$377|Outperform|
|Cantor Fitzgerald|C.J. Muse|**$?**|$350|Overweight|
|Wells Fargo|Aaron Raikers|**$?**|$345|Overweight|
|Evercore ISI|Mark Lipacis|**$328**|$283|Outperform|
|Benchmark Co.|Cody Acree|**$?**|$325|Buy|
|Jefferies & Company|Blayne Curtis|**$?**|$300|Buy|
|Rosenblatt Securities|Kevin Cassidy|**$?**|$300|Buy|
|Barclays Capital|Tom O’Malley|**$?**|$300|Overweight|
|UBS|Timothy Arcuri|**$?**|$300|Buy|
|R. W. Baird|Tristan Gerra|**$?**|$300|Buy|
|Roth/MKM|Suji De Silva|**$?**|$300|Buy|
|Bank of America|Vivek Arya|**$?**|$300|Buy|
|Daiwa Capital Markets|Lou Miscioscia|**$?**|$300|Buy|
|CFRA|Angelo Zino|**$?**|$300|Strong Buy|
|Susquehanna International|Chris Rolland|**$?**|$300|Buy|
|Wolfe Research|Chris Caso|**$?**|$300|Outperform|
|HSBC|Frank Lee|**$?**|$300|Buy|
|KeyBanc|John Vinh|**$300**|$270|Overweight|
|Wedbush|Matt Bryson|**$?**|$290|Outperform|
|Loop Capital |Gary Mobley|**$?**|$290|Buy|
|TD Cowen|Joshua Buchalter|**$?**|$290|Buy|
|Truist Securities|William Stein|**$283**|$277|Buy|
|Piper Sandler|Harsh Kumar|**$?**|$280|Overweight|
|Stifel Nicolaus and Company|Ruben Roy|**$?**|$280|Buy|
|Mizuho Securities|Vijay Rakesh|**$275**|$285|Outperform|
|Argus Research|Jim Kelleher|**$?**|$275|Buy|
|Morningstar|Brian Colello|**$?**|$270|Fair Value|
|JP Morgan|Harlan Sur|**$?**|$270|Neutral|
|Exane BNP Paribas Research|David O’Connor|**$265**|$300|Outperform|
|Citigroup|Chris Danely|**$?**|$260|Neutral|
|Northland Capital Markets|Gus Richard|**$?**|$260|Outperform|
|Morgan Stanley|Joseph Moore|**$255**|$260|Equal-Weight|
|Deutsche Bank|Ross Seymore|**$?**|$250|Hold|
|Bernstein Research|Stacy Rasgon|**$235**|$225|Market Perform|
|New Street Research|Pierre Ferragu|**?**|$230|Buy|
|Goldman Sachs|James Schneider|**$?**|$210|Neutral|
|Oppenheimer|Rick Schafer|**NA**|NA|Hold|
I'm back again with another post earnings price target list. The list will be updated throughout the day as new price targets get released. Please share any new ratings or missing info and I'll add them. You can check out the previous thread [here.](https://www.reddit.com/r/AMD_Stock/comments/1op3ots/analyst_price_targets_5th_nov_2025/) You can also find a special post Financial Analyst Day price target thread [here.](https://www.reddit.com/r/AMD_Stock/comments/1ov32q0/analyst_price_targets_12th_nov_2025_financial/)
Thank you.
**Updated prices are in bold.**

Is their TD interest bigger than 5.5%? Isn't it's net about 4.5-ish%?

Still waiting on my cost basis from this lol. Oh TD Ameritrade, you forever made my taxes questionable.

Was laddering up till now because was better to let the dividends compound yearly over 5 year terms. Recently retired so now over next 4 years will be combining all accounts into 1 accoumt as they mature and changing them to yearly payouts . Right now I have enough interest from TD's and savings and pension to live next few years without touching the MP2. But yeah if you are still younger and thinking long-term investment then its better to ladder and leave dividends in accounts till end of 5 year term to compound. Also this way if any emergency comes up you will have at least 1 account maturing yearly so can withdraw without penalty if needed

Wtf. I read a 90 page analyst report by TD Cowan and my fucking god what a pile of garbage. These equity analyst are fucking useless and had a price target of $800. And bam here you are summarizing things to the point and they actually makes sense.

I park them in $ Short-tem/Mutual funds with same day settlement. Better rate and liquidity despite the added risk compared to $TD.
Edit: And $TBills

What the heck, TD Cowen guy sounds exactly like Stacy.

No, what for? reporting/record keeping... nothing new
canada: TD bank is REPORTING every BUY and SELL to Canada Revenue Agency for the last 30 years or longer
2026-02-03 E&OE/CYA

Well, the majority of my portfolio is in VOO QQQ and VTI.
Iv done quite well on MU, IBKR, and TD bank. All being up over 100%.
My question is, how do I find what’s next? My strategy seems to be running dry last few months

TD 9 count printed on $XAU - Potential top forming?

hi, you may ask for corporate bonds, fixed income notes..those are high yield compared to regular TD.

I bought 20g of CombiBar from the TD bank a while back. Love the chocolate bar idea. Played with it, broke some of it up, and just recently sold 5x 1g pieces at 3% off spot. Still have 15g left, in 2 large pieces plus a couple of 1g’s. The place I sold to is putting them in their for sale cases at 7% over spot in individual display envelopes.
They are very sellable “by the each.” And you can keep some for the future too, Perfect.

No cannot po. Still need to maintain 100k in savings po. But the rest can be put in TD on the app with decent rates and hassle free

Oh nice! Didnt know we can we put sa TD yung 100k for hexagon maintaining balance. Hindi naman daw po macoconvert to regulae savings yung account once pinasok sa TD yung 100k?

Uninvested cash at IBKR does the same as fidelity.
I think Schwab is going to struggles with retail investors in the future and especially advisor business. They’re not that great.
Sad a great company like TD was wasted to this 🗑️

Actually TD Ameritrade was the first zero commission brokerage

You can call by the day after assignment to say what lot you want to use. There used to be a way you can choose the lot from the website, but I don’t know if that changed when Schwab bought TD and I haven’t had to do this since.
In the future you might consider selling the long put and the shares in separate transactions, which likely would have resulted in both a higher profit and the lot of shares you wished sold.

The penalty-free withdrawal age on tax-deferred plans (e.g. 401(k)) is 59.5. The penalty-free withdrawal age on Roths is also 59.5 but there is an IRS rule that penalizing withdrawals within the first five years of opening the account.
Ideally, you want to maximize the benefit of all tax-advantaged accounts, tax-deferred plans and a Roth.
If you have a large balance in a tax-deferred plan, and plan expect to live well beyond the age of 75, then you want to start Roth conversions every year, while remaining within one of the lower tax brackets, in order to reduce the negative impact of taxes on RMDs after age 75.
To afford yourself maximum flexibility, maximum opportunity, and maximum risk management control, you want to "rollover" all tax-deferred plans from previous employers into a "like" account with a brokerage firm of your choosing.
I've used Fidelity, Vanguard, TD Ameritrade before it was bought out, T. Rowe Price, and Charles Schwab. For the criteria I most value, I like Schwab the best, but Fidelity is a close second.
One last thing to consider. Maintain 3 to 7 years of living expenses and investments in non-risk assets, i.e. do not invest in equities with a time horizon less than 3 years. 7+ years is much better to greatly reduce the chances of being forced to sell stocks in a down market and incur irrecoverable losses.
May the markets be with you!