TD
Toronto Dominion Bank
stock NYSE

I understand this scenario. It keeps me chained to Schwab. I had moved away from Schwab to TD Ameritrade before I knew anything about an acquisition.
I may be talking to myself here. :-) Maybe you can plan your way out by closing some trades for a 1-2 month period while rolling out other positions far out so that they can handle zero management for 2 weeks just in case it took that long. Hopefully it would not take more than a week.
Fidelity's rigidity about the interest rate is unacceptable.
I wonder if trade frequency/volume could affect the broker's decision to lower margin rates; or even trade fee rates.
If you have the the chance to choose a new broker, consider tastytrade. Their platform is rocking and much more efficient for finding your next trade compared to TOS. I have TT open on my other computer. On nearly all new opening trades I use it to find my entry point; then I enter the trade in TOS. TT is faster for me.

Looking for a big rebound on $HERB over the next week or so. Shares unlocked today, didn't do as much damage as i thought. well supported at $.065 with a $50k bid from TD.

I had something similar with TD and they had to send over to accounting, took several days. Under no scenarios does this make sense and OP should escalate.

- From: KOFAX PROD PROCESS<TeamT2ECMEngineering@tdameritrade.com>
- To: tdarprocessing@tdameritrade.com
- Subject: caseID=58992969 Re: Transfer Issue - Transfer Resolution //- messageID=105241509 //-
- Body: ?attached is form with missing information
thank you

=

On 05/28/19 3:45 PM Message Center Client Services wrote:

?

Dear Jeffrey Epstein,

We/t1/39,ve received your request io process a DTC (Depository Trust Company) transfer out of your TD Ameritrade account, but before we can finish processing it we&1139;ll need some additional information:

The instructions on the transfer request are incomplete. Please complete the Relationship and Reason fields on the transfer form.

How to Send Us Your Information

In most cases, you can provide us with the necessary information by simply including it when you reply to this twat), in by calling a TD Ammitnide TialLIFCI Specialist at 888-723-8504, option 4. Wat#39,ie available Monday through Friday from 9 a.m. to 5:30 pm ET (excluding market holidays).

If a New Transfer Form Is Required

Please complete the attached copy, including any information mentioned above, then sign it and return it to us. To send it electronically, scan it, along with any additional material needed, then reply to this message and attach your paperwork. If you'd prefer, you can fax or mail your paperwork using our contact information provided at the top of page 1 of the transfer form.

Please be sure to include your TD Ameritrade account number on any material you send us.

If you have any questions or concerns, or if we can help you in any way, just let us know. You can simply reply to this message, or call Client &ivies:* 24/7 at 800-669-3900.

Thank you for your assistance with this ? and for choosing TD Ameritrade.

Sincerely,

Mike Northrop
Asset Transfer Services
TD Ameritrade
----
- lol twat? in "when you reply to this twat"
- lol TD Ameritrade misspelled as "TD Ammitnide"
- Transfer? "TialLIFCI"

about 10 yrs ago TD bank had a free coin machine (no fees or anything if you had an acct)
I would get paid and buy a roll of the corny "gold" indian dollar coins, and rolls of half dollars to fish for silver.
I'd go to the bank near my office to get the rolls. go to the bank nearer my apartment to "return the change"

I understand this scenario. It keeps me chained to Schwab. I had moved away from Schwab to TD Ameritrade before I knew anything about an acquisition.
I may be talking to myself here. :-) Maybe you can plan your way out by closing some trades for a 1-2 month period while rolling out other positions far out so that they can handle zero management for 2 weeks just in case it took that long. Hopefully it would not take more than a week.
Fidelity's rigidity about the interest rate is unacceptable.
I wonder if trade frequency/volume could affect the broker's decision to lower margin rates; or even trade fee rates.
If you have the the chance to choose a new broker, consider tastytrade. Their platform is rocking and much more efficient for finding your next trade compared to TOS. I have TT open on my other computer. On nearly all new opening trades I use it to find my entry point; then I enter the trade in TOS. TT is faster for me.

Looking for a big rebound on $HERB over the next week or so. Shares unlocked today, didn't do as much damage as i thought. well supported at $.065 with a $50k bid from TD.

I had something similar with TD and they had to send over to accounting, took several days. Under no scenarios does this make sense and OP should escalate.

- From: KOFAX PROD PROCESS<TeamT2ECMEngineering@tdameritrade.com>
- To: tdarprocessing@tdameritrade.com
- Subject: caseID=58992969 Re: Transfer Issue - Transfer Resolution //- messageID=105241509 //-
- Body: ?attached is form with missing information
thank you

=

On 05/28/19 3:45 PM Message Center Client Services wrote:

?

Dear Jeffrey Epstein,

We/t1/39,ve received your request io process a DTC (Depository Trust Company) transfer out of your TD Ameritrade account, but before we can finish processing it we&1139;ll need some additional information:

The instructions on the transfer request are incomplete. Please complete the Relationship and Reason fields on the transfer form.

How to Send Us Your Information

In most cases, you can provide us with the necessary information by simply including it when you reply to this twat), in by calling a TD Ammitnide TialLIFCI Specialist at 888-723-8504, option 4. Wat#39,ie available Monday through Friday from 9 a.m. to 5:30 pm ET (excluding market holidays).

If a New Transfer Form Is Required

Please complete the attached copy, including any information mentioned above, then sign it and return it to us. To send it electronically, scan it, along with any additional material needed, then reply to this message and attach your paperwork. If you'd prefer, you can fax or mail your paperwork using our contact information provided at the top of page 1 of the transfer form.

Please be sure to include your TD Ameritrade account number on any material you send us.

If you have any questions or concerns, or if we can help you in any way, just let us know. You can simply reply to this message, or call Client &ivies:* 24/7 at 800-669-3900.

Thank you for your assistance with this ? and for choosing TD Ameritrade.

Sincerely,

Mike Northrop
Asset Transfer Services
TD Ameritrade
----
- lol twat? in "when you reply to this twat"
- lol TD Ameritrade misspelled as "TD Ammitnide"
- Transfer? "TialLIFCI"

about 10 yrs ago TD bank had a free coin machine (no fees or anything if you had an acct)
I would get paid and buy a roll of the corny "gold" indian dollar coins, and rolls of half dollars to fish for silver.
I'd go to the bank near my office to get the rolls. go to the bank nearer my apartment to "return the change"

Thanks! Chose TD

TD Ameritrade’s API is decent for price history if you’re okay with some quirks. Finnhub is fine for lightweight stuff, but gaps can be annoying. Backfilling missing intervals artificially can distort indicators, so I’d be careful there.

Canada Gold considers the following “recognized”:
Canada Maple Leaf Coin • Royal Canadian Mint Issued Bullion • US Silver Eagle Coin • Johnsen-Matthey (JM) • Engelhard • National • Federal • Commercial • Major Banking Institutions (Scotiabank, TD, RBC, etc.)

So for me, from what I saw DIVO and JEPI are both lower beta than the index. DIVO seems to recover faster after drawdowns and usually less of a drop. It only writes calls on selected stocks so that leaves a lot of room for upside while still contributing to income stream along with the dividends from the value stocks they hold. I think it’s a superior etf to JEPI but the yield is less and that matters to some. I have both DIVO and its international counterpart IDVO which did phenomenal in 2025 at over 30% total return and in previous years did quite well. I like the diversity of markets and it holds very strong blue chip stocks elsewhere. Yield is similar to DIVO.
I do have BDC’s as part of my income sleeve, I have ARCC as I appreciate its over 20 year history through various market cycles and credit cycles. I also have a smaller position in MAIN it’s also very reliable, no cut even during 2008. There is a lot of concern over BDC’s right now and I’d keep that in mind but I do think these two are the most resilient with a long track record. MAIN trades at quite the premium to NAV (always has) but at times can be quite pricey even for it..I never buy over $60 a share..nibble below that and if gets under $55 then buy more. ARCC under $20 a share is decent and under $19 I load up. BDC’s are good for diversify and yield but I do put them in another bucket mentally than something like my dividend stocks ABBV CNQ TD PM MO as there are more risks there and I find the accounting can be a bit opaque at times. There are other BDC’s that seem good as well but I’m good with those two. Bdc is about 10% of portfolio which is comfortable for me, if it started reaching 15% I’d be less comfortable. I see them as satellite boosters not my core.

You could open an investment account with most major banking institutions if you have a checking or savings account with them. You don’t necessarily need a platform. Just make sure you know what the fees are beforehand. Chase offers it, so does TD bank, Bank of America, etc

Thank you po for the help! Currently po diversified yung EF ko into different banks (BPI/Metrobank 1 Month TD/Gotyme/BanKo/Cash EF). HYSA palang po mainly yung way ko to grow my money a bit 😅 but after buying an HMO and insurance I will dive more into investing. Salamat po ulit!!

It's also worth a lot to not have to transfer bonds from TD to a broker to sell them before maturity. That is a slow and tedious process at TD.
If you suddenly need the money from your bonds at TD before their maturity you ain't getting it in less than six months. That alone is a very good reason to never buy Treasury bonds at TD. Also if you mess up logging in too many times you will get locked out. Getting back in can take weeks with their marginal customer support.
The TD web site is not modern, but I find it perfectly functional. I don't need eye candy from my financial accounts web sites. Learning how to navigate it is no worse than learning the differences between Vanguard, Fidelity, and Schwab.

If you want proof of the sheep mentality look at previous situations:
1. Retail investors during Covid: “Oil and gas is dead” “demand is done” “we are going to switch to green energy” nvm that oil companies were still printing money and even after lockdowns had ended Suncor as an example had net income in the billions per quarter but was still trading for ~$20 (CAD)
1.1 Anyone who had the sense to buy oil then and ignore the sheep made a killing
2024 - Retail on TD bank: “the fraud is going to kill them” “their reputation will never recover” “the fees will be crippling” nvm that they were the second biggest bank in Canada and were again still printing billions in net income, they got sold off to around ~$70 (CAD)
Anyone that had the sense to ignore the sheep and bought in December 2024 would be looking at gains around 75-100%.
Retail on Senior housing in Canada REITs during covid and until about 2023: “families aren’t going to keep their parents there anymore” “senior housing is done” nvm that demographics, growing net incomes or any fundamentals were in their favour sentiment led the sheep to sell sienna and chartwell and their prices went to shit / seesawed but were around ~$8-$9 for chartwell and $9-$10 for sienna at their lows in 2020 and then again when interest rates started rising in 2022 and fall of 2023.
Since then nearly 100%-200% gains for those that ignored the sheep and bought quality companies.
Where is the pattern repeating:
Software and AI:
Retail: “software is dead” “AI will replace everything” “changes the model, these companies won’t be able to compete” nvm that again they printing billions in net income, nvm switching costs are insane and no company is going to risk replacing their mission critical software with some vibe coded shit, nvm how embedded they are in their customer bases. The sheep have decided it’s the end so off they go.
CSU in Canada (in the states it’s CNSWF) - printing billions in net income a year
TRI - printing billions in net income a year
MSFT - printing 10s of billions in net income and so embedded in every single corporate workplace
Amazon - printing 10s of billions in net income and AWS embedded in literally everything.
Taylor Scott a famous fund manager in Canada has said something along the lines of “Everyone loves to quote Buffett and his saying “be fearful when others are greedy, and greedy when others are fearful” but few actually follow this saying, because in practice it’s way harder to do.”
As the above examples show, when you do follow the saying and ignore the sheep the opportunities are there. You just need the patience and ability to stay solvent longer than the markets can stay irrational.
Let’s see how well this comment has aged in the next 5 years or so.

$10 i f n wish thats all i paid. for me to dip n and put of trades with 1000 contracts cost me $1000 in and $1000 out before not still liek $800 n and out .
it's stupid . TD has made 100s of thousands from me trading and i'm a broky

Agree that sort of a bond tent makes sense. We are actually planning on doing that. Last 7 years of working, going to buy bonds only with retirement contributions. If that doesn’t hack it for the glide, will evenly sell across stock funds to get it done. Also going to ramp from 6 month expenses in cash to 1.5 years cash (about 5% portfolio) in a taxable account.
Bonds will glide 3% up to 20% at start of retirement, then glide down to 10% over 1st 10 years of retirement. Cash will stay constant at 5%. We are okay with this risk level as we will have solid pension and SS income that will cover roughly 90% fixed expenses in retirement.
You could use a TD to ramp up bonds, yet they will not ramp down. They will just continue to ramp up. We should rally for a bond tent TD fund option!