TD
Toronto Dominion Bank
stock NYSE

TDF is good, if you pick a date close to your actual retirement date and consider your total portfolio. I’m early 50s, and our Vanguard 2040 TDF has 24% bonds, Fidelity has 20% bonds — that’d be for you retiring at 64. For TD age 59/60, the Fidelity 2035 has 34% and Vanguard has 31% bonds. The 15% overall bond allocation seems on the low end for 10 or fewer years from retirement.
I know a lot of people take on more risk than that. Maybe your 401k balance is comfortably high; maybe you’d delay retirement if you needed to. Just thinking with what you’ve shared, if you’re putting $600k all into equities, you may want more bonds (or other less volatile/fixed income investment options) in the 401k, or elsewhere in your portfolio, for the right balance.

Usually there are minimum balance/deposit requirements. I have free checking at TD bank, with automatic deposits and probably a minimum balance requirement. I doubt Fidelity is an option for people who work for small amounts of cash or maybe get SSI. The more money you have, the less you pay for financial services.

Treat this as your seed capital, your own enterprise. Create your objectives, purpose. What is this money for - Retirement? Kids Tuition? Your Estate that you will pass on to your kids? Write those down, it will serve as your constitution in managing this money (It will also be a reminder so that you avoid investment drift).
You mentioned your goal is capital preservation while still earning a decent return. Define what is a decent return? This would help in your selection of securities. Study what are other investible securities that are available to you, what are the risks involved with each.

For me, putting it in a cooperative still bears risks. A cooperative is still a business organization, one bad year + one bad executive decision may break it. Splitting your capital to 3 cooperatives bears "CONCENTRATION RISK".
The capital is still small, so paying a financial adviser might not be worth it. Hence, you really need to do your homework in studying what are:
\- Risks relative to a security/investment
\- Pros and Cons of investing in (samples to check):
\- Cooperatives (as you mentioned)
\- Banks (TD's)
\- Stocks/Equities
\- Preferred Shares
\- Bonds
\- UITFs/ETFs
Being conservative does not mean you avoid risks. One strategy is you can focus on safe cash flowing securities, then you invest your cash flow income to risky assets. That is called COMPOUNDING. If you intend to contribute capital to your fund, you can put it in those conservative assets first and let the earnings be invested in risky assets.

There will come a time that you feel your portfolio is slow compared to hot performing securities. Read you objectives again. Capital Preservation first -> Growth is secondary.
Do not blindly follow what others say to you, specially insurance agents posing as investment advisors (their objective is to sell you a product not to help you in your financial goals, they will not disclose all the risks associated to those VUL's,etc. + the expense ratios are so heavy).
I will also advise for you to use Accounting to help you in reviewing your fund's finances (this is your own enterprise). This way, you can see how the charges/taxes/etc, acts as friction to your fund's performance. Would help you learn if selling a security just to move capital to another security with a slightly higher yield is worth it considering the costs, etc.

Do your homework and learn, investing in financial knowledge is one of the best compounding engine.

Guter Punkt, in dem Fall ist die TD tatsächlich aussagekräftig.

I have TD. They charge me $15 a month if I don't keep a daily balance of $200. So I end up paying $15 every month just to have a checking account

The Oversold/Overbought list shows stocks that are trading at extreme levels based on their Relative Strength Index (RSI), suggesting potential short-term reversals during the trading session.
## 📉 **Oversold Stocks:**
Stocks with RSI below 30, potentially indicating oversold conditions and possible upward reversals.
| Symbol | Company | RSI | Price | Change | %Change | Market Cap |
|:-------|:--------|:---:|:-----:|:------:|:-------:|:----------:|
| [NFLX](https://marketrodeo.com/asset/NFLX) | Netflix, Inc. | 29.72 | 78.72 | -2.95 | -3.61% | $331.5B |
| [KLAC](https://marketrodeo.com/asset/KLAC) | KLA Corporation | 23.34 | 237.33 | -19.09 | -7.44% | $310.0B |
| [CVNA](https://marketrodeo.com/asset/CVNA) | Carvana Co. | 20.85 | 70.01 | +1.11 | +1.61% | $76.8B |
| [BSX](https://marketrodeo.com/asset/BSX) | Boston Scientific Corporation | 29.49 | 46.92 | +0.16 | +0.34% | $69.7B |
| [ADSK](https://marketrodeo.com/asset/ADSK) | Autodesk, Inc. | 29.20 | 201.38 | +2.78 | +1.40% | $42.5B |
Source: [Oversold](https://marketrodeo.com/screener?rsiLowerThan=30&exchange=NASDAQ%2CNYSE%2CAMEX)
## 📈 **Overbought Stocks:**
Stocks with RSI above 70, potentially indicating overbought conditions and possible downward reversals.
| Symbol | Company | RSI | Price | Change | %Change | Market Cap |
|:-------|:--------|:---:|:-----:|:------:|:-------:|:----------:|
| [AMAT](https://marketrodeo.com/asset/AMAT) | Applied Materials, Inc. | 75.68 | 568.23 | -17.55 | -3.00% | $451.2B |
| [BAC](https://marketrodeo.com/asset/BAC) | Bank of America Corporation | 70.82 | 56.84 | +0.97 | +1.74% | $403.4B |
| [RY](https://marketrodeo.com/asset/RY) | Royal Bank of Canada | 77.73 | 201.13 | +2.06 | +1.03% | $280.9B |
| [TD](https://marketrodeo.com/asset/TD) | The Toronto-Dominion Bank | 73.08 | 118.21 | +0.87 | +0.74% | $199.7B |
| [CVS](https://marketrodeo.com/asset/CVS) | CVS Health Corporation | 75.09 | 100.72 | +0.04 | +0.04% | $128.5B |
Source: [Overbought](https://marketrodeo.com/screener?rsiMoreThan=70&exchange=NASDAQ%2CNYSE%2CAMEX)
**Understanding RSI:**
- **RSI < 30:** Potentially oversold (stock may be undervalued)
- **RSI > 70:** Potentially overbought (stock may be overvalued)
- **RSI 30-70:** Normal trading range

SVAQ DA with EigenQ
[https://www.prnewswire.com/news-releases/eigenq-and-silicon-valley-acquisition-corp-announce-definitive-business-combination-agreement-to-create-a-publicly-traded-quantum-technology-company-302802896.html](https://www.prnewswire.com/news-releases/eigenq-and-silicon-valley-acquisition-corp-announce-definitive-business-combination-agreement-to-create-a-publicly-traded-quantum-technology-company-302802896.html)
EigenQ's mission to develop and commercialize quantum technologies across security, artificial intelligence, communications, sensing, and computing
***Transaction Highlights***
* Transaction values EigenQ at a pro forma enterprise value of approximately$3 billion;
* Transaction supported by approximately$215 millionheld in SVAQ's trust account, prior to shareholder redemptions and transaction expenses;
* EigenQ is aQuantum Technology Companydeveloping and commercializing foundational technologies across Quantum Security, Quantum AI,Quantum Communications, Quantum Sensing, and Quantum Computing;
* Driven by government mandate and market demand, EigenQ has developed readily deployable NIST-compliant solutions;
* Technology adopted and commercialized by strategic alliances and channel partners, including HPE, AMD, WNC, and TD SYNNEX to support platform retrofit and integration, deployment readiness, manufacturing scale, and channel enablement across enterprise and public-sector environments.

Been suing Schwab for decade plus and now they have ThinkOrSwim acquired from TD Ameritrade. Don't need anything else other than TradingView for different chart options and now have fully abandoned the news and strictly price action and why even a product like Bloomberg Terminal seems to only make sense for professional traders that may need it's faster access to data and other abilities such as spot futures. This new market of inexperienced retailers, EXTO and no PDT along with potentially 24/7 trading has changed the dynamic enough that perhaps price action is safest for day trading. Algos started the change in the 80s. Band aide now coming off completely. Sentiment drives the market and no longer fundamentals as far as short term trades.

A national presence, good online interface, and apparently the data talks more smoothly with Quickbooks as per my accountant (compared to TD). I had a TD Bank business account for years and still have a personal account with them. The online interface for BOA is way better than TD such as when I’m trying to see which individual checks were in a deposit. Much easier to search for deposits.

TD is actually fine as a starter. For a young age, it would be best to go through the different vehicles and learn the fundamentals. More importantly, build the mental and emotional discipline. This is probably not the advice you're looking to get here but try to avoid stocks and risky assets until you know you can control your greed and can do proper risk management. Thinking that TD "sucks" speaks of your inexperience and impatience - which would be exponentially dangerous when you invest on high-yield, high-risk assets. You have time in your favor. You have decades ahead. Don't rush it.

RY TD CNQ JNJ

It's the same equivalent once you convert it to CAD dollars... gold price is in USD as standard. Costco stopped selling bullion.
I just go to TD because they are the only ones that sell 1/4 bars.
Other than that the local coin shop serves me well.

In what world is $255 less than a gram of gold from TD bank??? Thays pretty much what gram costs at td.

As the title suggests, I am planning to start investing din pero I don't know where or how to start. I don't know kahit surface level about stocks. Currently, the only way my savings are earning is through Maya TD and I think it sucks. Reading posts here, I always see that investing benefits one in the long run, especially at a young age. I still have about over a month left bago mag-end yung TD ko and I plan to learn about investments so that I know na where to allocate my savings then.
&#x200B;
Your help will be highly appreciated, you can drop videos or materials I can learn to if you have po. Thank you!

Honestly, I didn't know what I was buying. The picture online from TD made it look cooler. I thought the Canada paper around it was the assy and it was a firm sliver of a bar. It is real yes, but it's more like a sticker of gold lmao.
&#x200B;
As soon as I opened it I immediately regreted it and wanted to sell it in less than 20 seconds of holding it.
It was also $242 hahahah twice the price of a gram. So I can't even recoup my cost.
&#x200B;
Rookie mistake. Like why would you buy this?

Convertibles and preferred shares are a form of dilution, but they can’t be compared to straight dilution. Both are far superior to alternative forms of capital raising, such as through debts like TD bank is offering or diluting through common stock. Preferred shares are scheduled and convertible units have all sorts of rules defined by GameStop that give them the rights for how they are converted, if enacted upon before various dates, I believe sometime in 2028. GameStop holds the rights if completed beforehand, and with the EBay deal looming, that is exactly what they intend to do rather than coughing up cash to convertible unit holders.

The Canadian coins are coin roll hunting finds. The Britannia silver is from the TD Bank Canada. (Three month wait). Buffalo Bar bought in person from Mississauga Gold. I Got the American Eagle from TD Bank Canada website. Ordered it on the 8th of June. 8 days later received email telling me it arrived. Tuesday, June 16th 2026, went to bank to get it.

Yes. It would rely heavily on private equity financing allowing for an all cash deal. The numbers could shift around a lot, but here’s one example:
1. GameStop 10 billion cash (+additional cash from warrant exercise)
2. TD bank 15 billion
3. Private equity 25 billion
After exercising derivatives, GME already owns 10% of the company, making the total all-cash deal 50 billion

Achte da gar nicht drauf. Die TER ist eh egal. Es zählt die TD. Nutze aber nur iShares.

Yup, TD Ameritrade was like that too. Client services is a real aspect to picking your brokerage. I love the auto investing features and the different ways this makes me feel like I’m an investor not a speculator, but I’m starting to have too much tied up to a place with almost no customer service.