TD
Toronto Dominion Bank
stock NYSE

Yeah I’m looking for more options where you can park your USD safely and it can grow. (Just like a TD concept). With little risk.
I’m not into stocks and volatile investments. I know trad banks is prob not the best one for what I want but if anyone knows if BDO offers such thing then let me know. I wouldn’t mind if my USD cash earns 2-4%.

TD sucks for bullion tried ordering online and they have a max of like 3k you can spend- went to the bank to order some and they couldn’t even help me out- completely useless.
Shop at a local bullion dealer instead and ask if they can match the price they often do.

Any idea what rate the Schwab API allows? On TD API it was pretty severely rate limited, if you owned 20 stocks and were making a call per minute on each to check the price you’d get limited.

Was forced into it when they bought TD. Just never really moved out of it because I don't do high volumes. Never had this happen before so it might be time

I placed a order over a month ago for a single coin as a gift before my little nephew arrived.
I emailed them about It and got the generic answer of "Don’t worry, we’re working to get your order to you ASAP"
My nephew arrived two weeks ago and still do not even have any tracking information for my order.
I made two orders from silvergoldbull a few weeks ago and I received both of those orders just a few days ago.
Either TD does not have the supply for the current demand, Or they have like two people processing orders..

1. TD Cowen
2. Cantor Fitzgerald
3. Citi
4. DA Davidson
5. Morgan Stanley
6. KeyBanc
7. Piper Sandler
8. Evercore ISI
9. JPMorgan
10. UBS
11. Oppenheimer
12. BMO Capital
13. Roth Capital
14. Wells Fargo
15. Wolfe Research
16. Jefferies
17. Guggenheim
18. Wedbush
19. Rosenblatt
20. BofA (Bank of America)
21. RBC Capital
22. Susquehanna
23. Bernstein
24. Canaccord
25. Citizens JMP
26. Barclays
27. Stifel
28. Rothschild & Co Redburn
29. Raymond James
**$QQQ $goog** 
[**https://www.investingyoung.ca/post/amazon-analyst-upgrades-price-targets-and-commentary-from-wall-street**](https://www.investingyoung.ca/post/amazon-analyst-upgrades-price-targets-and-commentary-from-wall-street)

Anyone has experience with TD Precious Metals?

I use the Money Builder na parang sub account. Then auto roll over lang na TD every 6 months.

I have an IRA and a brokerage account. Both are simple investments which came over when they took over TD Ameritrade. I got my 1099 from Vanguard 2+ weeks ago. TD was always by the end of January. But 2 years running and my Schwab 1099s are not expected till late February. I'm seriously considering moving my accounts to Vanguard or Fidelity as a result.

Like I said, RRSP's are held by Canadian financial institutions, not by the employer. Even if they were an American company, I'm sure that the financial institution currently holding her RRSP would be happy to continue managing her account for her. But there are advantages to switching to a low fee Wealthsimple account or to one of the Canadian banks. They all have self-directed or managed RRSP accounts. At this stage of her career, it would be easier for her to keep all her banking and retirement accounts together.
Her existing (work RRSP) investments can usually be transferred in-kind unless there are some rules at the sending institution (like a restricted fund or something). There could be higher fees at a bank (self directed or managed) but if she's not very knowledgeable with financial matters, a managed account could be her best choice. The bank will usually assign a wealth manager if her investments are over a certain amount ($50000 min at TD).
Be aware that transferring RRSP's from one institution to another is a highly manual process. The receiving institution initiates the transfer by sending a transfer form with all the details to the sending institution. You can also sell the investments in the current RRSP and TRANSFER the cash to another RRSP at the receiving institution. Do not WITHDRAW from the existing RRSP as this will cause the RRSP to collapse and trigger a tax event. Transfer in-kind or in cash from one RRSP to another. Transfers can take up to 30 business days but usually get done in under 10.

As for the mix and types of investments, low risk funds/ETF's/gov bonds is what I put my parents in. The goal in retirement should be to conserve capital, not to gamble on another 20% year. A wealth manager at a bank will have different options.

The RRSP will need to roll over to a RRIF at age 71 and she'll be forced to make minimum annual withdrawals. If she needs access to the money in the RRSP sooner, she can also open a RRIF anytime after age 55 and transfer the amount she needs. This avoids the RRSP de-registration fee (yeah, there's a $125 fee at TD to withdraw from a RRSP). Then withdraw whatever amount from the RRIF.

If you're still uneasy about any of this, I suggest contacting your financial institution of choice and explain your mom's situation.

TD Sequential Pattern on Silver - Technical Analysis

Sorry, TD:LR

Tbills, properties, HYSA/TD, mutual funds (money market and foreign equities), local equities, personal health

TD;LR. Yawn

I never noticed the "day+ext" order type before on TD in Canada
Good to know, thanks 👍

TD Bank's PM site just says "Error.......Error.........Error..........."

Get yours? Im with TD, nothing yet.

Actually it would be a blessing if it happened to me. My VP advisor has done nothing for me from TD days. I have not even got a game ticket, or a hat. I picked him at the recommendation of a front desk lady who is a 10. She has all the credentials and decided not to venture into advisory role getting fired. I am there because of her not my VP. If I pick my own I will look for a younger advisory willing to spend time with me. In the past I only had 1 consultant showing interest and I helped her to make her quota funneling $ from other accounts. She took a pre-retirement job with a wealth management affiliate and I understand their compensation structure. We worked with options, future contract and carried into wealth management team which are affiliates. I use the wealth management affiliation to fend off my do nothing VP selling me things I do better w/o them.
The advisors recommended funds often carry high expense ratios. I had 1 that was closed due to poor performance and another one in tech leaders (POLIX) that I am -43% off from purchase price years ago. That did not stop charging me 0.97% expense year after year. Before Covid and office consolidation I just went to the lobby or breakroom of a Schwab office watched CNBC. It had some training session and met a few relaxed high networth clients discussed market. I suppose I can go to Palo Alto or Sunnyvale office strike a conversation with an economics professor learn more. Without having a real advisor I seem to do better.

Been watching TD and RY relative to SPX/TSX and something feels off.
On days where SPX sells off hard, Canadian banks are barely moving — often on very low volume.
Not making a prediction, just curious how others interpret this:
• Is this typical pension/ETF ownership dampening moves?
• Or does low volume during market stress usually precede repricing later?
Canada’s macro setup (housing, consumer leverage, GDP growth) looks weaker than the US on paper, so the divergence caught my attention.
Genuinely interested in how people here think about low-volume price stability in financials.

Yea, best way is through a TD account for preferred pricing.