TD
Toronto Dominion Bank
stock NYSE

You can on TOS. I was a broker for TD.

Or just choose a TDF whose TD is further out than the default fund near your 65th birthday, and whose current asset allocation more closely matches what you're wanting.

It was uncommon for Fidelity to sent the cost basis data incorrectly.
it was unfortunately very common for TD to fuck it up, especially in the first year of DRS'ing.
I'm not sure its remained a problem since Schwab absorbed all the TD accounts.

# Today is Monday, the 23rd of February
## Upcoming events for Monday, February 23rd
- Stock splits:
- DSY @ **1:20**
- BTM @ **1:7**
- MWG @ **1:10**
- NBY @ **1:5**
- Expected earnings:
ACVA, ADEA, ADTX, ADUS, AESI, AGIG, AIV, ALSN, ANTA, APLE, ASR, ASTI, AXSM, AZTR, BAOS, BBBY, BCC, BLZE, BMRN, BOOM, BSM, BWXT, BYFC, CIB, CNNE, CRGO, CTEV, CWEN, CWEN.A, D, DEA, DHC, DPZ, EMA, ERIE, EVER, FANG, FRMI, FRPT, FWRD, GEMI, GGB, GLPG, GNW, GTE, HIMS, HLX, HSTM, IIPR, INR, INVX, JBTM, KEYS, KWR, LINC, MAX, MYGN, OKE, OMAB, OPAD, OSG, OVV, PAC, PAY, PEPG, PLOW, PRA, PRIM, RHLD, RHP, RICK, RIOT, SCL, SGHC, SIBN, SKWD, SMMT, SVCC, TARS, TNC, UCTT, UFPI, VIR, VLRS, VNOM, VVX, WDS, WGS, ZD
- Ex-div:
AEIS, BSCQ, BSCR, BSCS, BSCT, BSCU, BSCV, BSCW, BSCX, BSCY, BSCZ, BSJQ, BSJR, BSJS, BSJT, BSJU, BSJV, BSJW, BSJX, BSMQ, BSMR, BSMS, BSMT, BSMU, BSMV, BSMW, BSMY, BSMZ, BSSX, GOVI, IRMD, KBWD, KBWY, MCHP, MKSI, PATK, PEY, QQA, QQJG, QQLV, QRMI, QYLD, QYLG, VRIG, WYNN, YBST, YBTY
## Upcoming events for Tuesday, February 24th
- Stock splits:
- SPYU @ **2:1**
- BNKD @ **1:5**
- NRGD @ **1:5**
- DULL @ **1:50**
- SHNY @ **10:1**
- FLYD @ **1:10**
- TRNR @ **1:10**
- KLSVF @ **1:10**
- LFWD @ **1:12**
- BULZ @ **10:1**
- OILD @ **1:10**
- RPGL @ **1:20**
- Expected earnings:
ABCL, AHCO, AII, AIN, ALC, AMC, AMT, APLS, AROC, ARVN, AS, ATEC, ATRO, AUST, AVNS, AWI, AXGN, AXON, BBIO, BCYC, BEAM, BGS, BHF, BIOX, BNS, BOW, BRSL, BXC, CAPS, CAVA, CBLL, CCC, CCU, CDNA, CECO, CEG, CGBD, CIFR, CLNE, CLVT, CORT, CPSS, CRI, CSGP, CWH, CYD, CYTK, DAWN, DDS, DFH, DOCN, DRS, ECG, EHLD, ELAN, EOG, ESTA, EVH, EXLS, EXPD, EXPI, FIS, FLYW, FMS, FSLR, FSP, FULC, FVR, FWRG, GDDY, GIC, GMED, GPOR, HD, HIHO, HPQ, HRMY, HSIC, HURN, HVT, HVT.A, HY, HYLN, IGIC, IMOS, INFU, INGN, IOVA, IPAR, JAZZ, KDP, KNSA, KOF, LAB, LAND, LCID, LTC, LTH, LXFR, MATX, MELI, MGEE, MMSI, MOS, MQ, MTDR, NERV, NMFC, NOVT, NRG, NVRI, NVTS, NXRT, O, OFIX, ONTF, OPCH, ORIC, PARR, PCVX, PEN, PERF, PLNT, PRCT, PSTL, PTLO, RCKY, REZI, RGEN, RRC, RVLV, SAM, SEI, SHC, SHLS, SILA, SKT, SLDE, SLDP, SLRC, SNN, SPXC, SSII, SSTI, STAA, SUI, SUPN, TALO, TELO, TEM, TILE, TMDX, TREX, TYGO, UFPT, UIS, UVE, VIV, VRE, VRRM, WDAY, WLK, WLKP, WMK, WSBF, XHR, XMTR, YSG, ZETA
- Ex-div:
MNRO, PLUS, SOLS, SWKS, TSCO, UFCS
- Economic events and announcements:
- 3-Month Bill Auction (previous: 3.600%)
- 6-Month Bill Auction (previous: 3.500%)
- Chicago Fed National Activity (previous: -0.04)
- Dallas Fed Mfg Business Index (previous: -1.2)
- Dallas Fed PCE (previous: 1.50%)
- Durables Excluding Defense (consensus: -2.5%, previous: -2.5%)
- Durables Excluding Transport (previous: 0.9%)
- Factory Orders (consensus: -0.4%, previous: 2.7%)
- Factory orders ex transportation (previous: 0.2%)
- Fed Waller Speaks
## Upcoming events for Wednesday, February 25th
- Expected earnings:
A, ACAD, ACHC, ADGM, ADMA, ADTN, AGL, AHT, AI, ALEC, ALKS, ALKT, ALLT, AMRN, AMSF, AOMR, APA, APG, ARHS, ARKO, ARQT, ARRY, ASPN, ASTE, AVA, BATRA, BATRK, BBLG, BBOT, BBSI, BJRI, BKV, BLFY, BLMN, BMO, BXSL, BYND, CAPL, CARL, CBZ, CCAP, CCIF, CHDN, CHE, CHMI, CHRD, CHYM, CLDT, CLMB, CLPT, CORZ, CPHI, CPK, CPRX, CRCL, CRGY, CRM, CSV, CTRI, CUB, CWT, DBRG, DHIL, DIN, DMRC, DOLE, DORM, DRVN, ECPG, EE, EFC, EHTH, ENVX, EPR, ERII, ESCA, FIHL, FMX, FSK, FSS, FTAI, GDRX, GEF.B, GERN, GHC, GLNG, GMRE, GNL, GRBK, GRFS, GROW, HAYW, HBB, HCAT, HCI, HEI, HEI.A, HIPO, HNI, HNST, HOV, HTO, HUT, IBTA, IEP, IMAX, IMCR, IMXI, INN, INVA, INVZ, IONQ, IONS, IRWD, JOBY, JOE, KGS, KNTK, KROS, KURA, KW, LAW, LB, LFST, LIFE, LINE, LINK, LIVN, LMAT, LOW, LSF, LTBR, LXU, MANU, MARA, MDLN, MDXG, MEG, MGNI, MGPI, MGRC, MIAX, MIRM, MLTX, MLYS, MRVI, MYRG, NGVT, NMRK, NOG, NPKI, NRDS, NSA, NTNX, NVDA, NWPX, OC, ODD, ORA, OSUR, OUT, PARK, PBR, PBR.A, PCSC, PEB, PLAB, PNTG, PNW, PR, PRSU, PSKY, PSTG, RCUS, RDW, RLAY, ROOT, RRGB, RVMD, RXRX, RXST, SAFT, SARO, SBGI, SBLK, SBXD, SDGR, SDRL, SEMR, SEZL, SHOO, SHPH, SKYT, SLNO, SM, SMA, SMHI, SNOW, SNPS, SPOK, SRI, SRPT, SSP, STKL, STN, STRL, STWD, SVC, SWX, TASK, TBLA, TBPH, TCOM, TDOC, TIPT, TJX, TKO, TLF, TPH, TRIN, TSE, TSHA, TTD, TTI, TWFG, UGP, UHS, UHT, UMH, URBN, USPH, UTHR, UWMC, VAC, VCIC, VCYT, VECO, VERA, VICI, VIST, VLN, VSEC, VTOL, WHD, WSR, WTRG, XPEL, XPER, XZO, YOU, ZBIO, ZIP, ZM, ZVIA
- Ex-div:
CDW, EA, EQIX, KELYA, KELYB, PSEC, RMBI, TLF
- Economic events and announcements:
- 2-Year Note Auction (previous: 3.580%)
- ADP Employment Change Weekly (previous: 10.30K)
- API Weekly Crude Oil Stock (previous: -0.609M)
- Atlanta Fed GDPNow (consensus: 3.1%, previous: 3.1%)
- CB Consumer Confidence (consensus: 87.6, previous: 84.5)
- Dallas Fed Services Revenues (previous: 7.8)
- FOMC Member Barkin Speaks
- FOMC Member Bostic Speaks
- Fed Collins Speaks
- Fed Collins Speaks
- Fed Goolsbee Speaks
- Fed Governor Cook Speaks
- Fed Waller Speaks
- House Price Index (consensus: 0.3%, previous: 0.6%)
- House Price Index (previous: 1.9%)
- House Price Index (previous: 439.3)
- M2 Money Supply (previous: 22.40T)
- Redbook (previous: 7.2%)
- Richmond Manufacturing Index (consensus: -4, previous: -6)
- Richmond Manufacturing Shipments (previous: -5)
- Richmond Services Index (previous: -3)
- S&P/CS HPI Composite - 20 n.s.a. (consensus: 1.3%, previous: 1.4%)
- S&P/CS HPI Composite - 20 n.s.a. (previous: 0.0%)
- S&P/CS HPI Composite - 20 s.a. (previous: 0.5%)
- Texas Services Sector Outlook (previous: 2.7)
- U.S. President Trump Speaks
- Wholesale Inventories (consensus: 0.2%, previous: 0.2%)
- Wholesale Trade Sales (previous: 1.3%)
## Upcoming events for Thursday, February 26th
- Stock splits:
- CRCA @ **1:10**
- ZSL @ **1:10**
- Expected earnings:
AAOI, ABTC, ACA, ACIW, ACLX, ACMR, ACRS, ACU, ADSK, AES, AEVA, AGO, AHL, AHR, AIRG, AKBA, ALEX, ALHC, ALT, ALTG, AMBA, AMBP, AMPH, AMWD, ANAB, ANIK, ARBE, ARGX, ARLO, ASUR, AUGO, AUPH, AVPT, BAK, BCO, BCRX, BCSF, BDSX, BFLY, BHR, BIDU, BKSY, BLD, BLFS, BLND, BSY, BUR, BVN, BWIN, BWMX, CABO, CAI, CARS, CBIO, CCCC, CCEC, CCO, CDRO, CDXS, CELH, CERT, CGEM, CLDX, CLOV, CLPR, CM, CMBT, CMPS, CMPX, CODI, COLL, COMP, CON, CPNG, CRAI, CRDF, CRNX, CRON, CRWV, CSAI, CSTL, CTKB, CTRA, CUBE, CV, CVEO, DAIO, DCGO, DCI, DCO, DCTH, DEC, DELL, DH, DNA, DNLI, DNUT, DQ, DRH, DSX, DUOL, DV, DYN, E, EB, EBS, ECVT, EFXT, EIC, ELME, EME, ENIC, ENOV, EOSE, ESEA, ESTC, EVTC, EXFY, FA, FCN, FDUS, FER, FGBI, FIGR, FIGS, FIP, FLOC, FOUR, FOXF, FTDR, FTRE, FWONA, FWONK, GBTG, GDEN, GDOT, GHRS, GIL, GLDG, GLOB, GOCO, GOLF, GPCR, GREE, GRND, GSAT, GSBD, GTN, GTN.A, HAFN, HEPS, HGTY, HGV, HLN, HMR, HPP, HRL, HRTX, HTZ, IART, IBOC, IBP, ICFI, ICG, IE, IMNN, IMPP, INDV, INOD, INSW, INTU, INTZ, INV, IPW, IPWR, IQ, IRON, JANX, JCAP, JSPR, KBR, KIDS, KIDZ, KOP, KRP, KYMR, LASR, LBRDA, LBRDK, LBRX, LGND, LIF, LIMN, LIND, LLYVA, LLYVK, LNG, LNSR, LNTH, LOAR, LONA, LSTA, MAIN, MASI, MBI, MCS, MDRR, MDXH, MFIC, MIDD, MLCI, MNKD, MNST, MP, MRP, MSDL, MTZ, NATL, NAUT, NCDL, NEXA, NEXM, NHC, NHI, NLOP, NMAX, NNI, NOEM, NOMD, NRDY, NREF, NTAP, NTLA, NTRA, NUVL, NVAX, NVCR, NVNO, NXST, ONC, OPK, OPRA, OPRT, ORGO, OS, OSPN, PAR, PAYO, PBA, PBFS, PBYI, PCRX, PCT, PEG, PENN, PEW, PGNY, PHAT, PLTK, PRGO, PRKS, PRM, PRMB, PRVA, PSBD, PSNL, PUBM, PZZA, Q, QBTS, QURE, QVCGA, RAIN, RBNE, RC, RCKT, REAL, RKLB, RKT, RLJ, RNA, ROCK, RUN, RXT, RY, RYTM, SATS, SBAC, SBR, SEER, SG, SHAK, SHEN, SITC, SJM, SLN, SMP, SMR, SNDX, SOC, SOLV, SOUN, SPT, SRE, STGW, STLA, STRA, STRZ, TD, TDAY, TDW, TFX, TGLS, TGNA, TGS, THRY, TIGO, TKC, TKNO, TLN, TNGX, TPC, TRDA, TRS, TTEC, TTRX, TWI, ULH, USAR, UUUU, VCEL, VIPS, VISN, VITL, VRDN, VST, VTEX, VTRS, VTYX, VYX, WATT, WBD, WD, WLDN, WPP, WRBY, WULF, WVE, WW, WWW, WYFI, XENE, XNCR, XPOF, XRAY, XYZ, ZLAB, ZS
- Ex-div:
ACT, CATY, CGNX, CSPI, MAR, SGA
- Economic events and announcements:
- 5-Year Note Auction (previous: 3.823%)
- Crude Oil Imports (previous: -1.132M)
- Crude Oil Inventories (previous: -9.014M)
- Cushing Crude Oil Inventories (previous: -1.095M)
- Distillate Fuel Production (previous: 0.028M)
- EIA Refinery Crude Runs (previous: 0.077M)
- EIA Weekly Distillates Stocks (previous: -4.566M)
- EIA Weekly Refinery Utilization Rates (previous: 1.6%)
- FOMC Member Barkin Speaks
- Fed Schmid Speaks
- Gasoline Inventories (previous: -3.213M)
- Gasoline Production (previous: 0.290M)
- Heating Oil Stockpiles (previous: 0.362M)
- MBA 30-Year Mortgage Rate (previous: 6.17%)
- MBA Mortgage Applications (previous: 2.8%)
- MBA Purchase Index (previous: 157.1)
- Mortgage Market Index (previous: 339.0)
- Mortgage Refinance Index (previous: 1,375.9)
^^^^2026-02-23

Same people that confuses monthly interest rate of loans vs the annual interest rate of high yield savings or TD.

This thread is scaring the sh\*t out of me. I bought bonds back in 2003-2004 that are now worth about $130k. I can't get access to the TD website, where I have been checking on them twice per year. I want to move them to my investment account manager, but can't log in. I keep getting a "server is down" message.

There are two separate issues here:
\* bond funds vs. individual bonds / bond ladders
\* buying individual bonds from TD vs a broker like Fidelity
TD is a UX nightmare and as others have pointed out it can be difficult to sell bonds and get your money out. It's easy to buy individual bonds on Fidelity and manage them that way (I do buy some T-bills that way).
Overall bond funds are way easier to deal with (convenience, liquidity, dividend reinvestment, portfolio simplicity) with no difference in risk profile to a bond ladder with equal duration. If you have tens of millions to invest in bonds you may be able to eke out a few basis points of return by structuring the ladder yourself.

No. I’d go back in time and preserve TD Ameritrade

go sell them to TD precious metals, Canada PMX etc. any major retailer should buy it and wire you the money. Expect to lose at least $200-300 on the back of spot though, only way to get the full value would be a private sale.

Yes to Fidelity!
I’ve been with numerous brokers over the last several decades. The best one ever was Scottrade (who got bought out by TD Ameritrade) and service dropped, then they got bought out by Schwab (and service dropped even more). Went searching for a new broker and tried several. Went with Fidelity (who I had had before everything went internet, in the 1980’s). No regrets at all, except they don’t have enough offices. But realistically, they have people you can call 24/7/365 and they actually answer the phones.

There's frequent updates to the TD website. Plenty of stock now for different formats

Even if not HYSA, parking it in traditional bank savings account is just fine. Say, 1m savings cash and the rest in TD for 2 years placement.
No need to have a special talk with someone. When the cash hits his bank account, he’ll just open TD for all except the 1m, at any bank of his choice. Bankers will encourage him to put in this or that, and your stepdad can just remain firm to put in TD for 2 years until he has decided. So many people will give advice but your stepdad can always tell them no and maintain he wants TD only.

Using IB Canada - only USD. Linked to TD Canada USD account.

What you’re seeing is a timing quirk rather than a true call on your account. With a vertical spread the short leg technically gets assigned before the long leg is exercised, and most brokers reflect that sequence in their backend. That momentary assignment makes it look as if you’re short the shares and triggers a margin requirement until the long leg is processed.
On weekends the clearing systems aren’t running continuously, so the two legs can show up a few minutes apart. Once the long leg is exercised, the synthetic position collapses and the margin alert disappears. It’s annoying, but it isn’t a sign that you’re actually under‑margined. If it bothers you, a quick call to TD will confirm that they handle it the same way every week. Other Canadian brokers do something similar; it’s just the way the clearing process is sequenced rather than a unique problem with TDAT.

TD Active Trader Margin Call Saturday after Expiry date (Canadian Site)

And to tag onto this for u/Agitated-Elevator0_0, I'm with Schwab because of ThinkorSwim (was with TD Ameritrade for the same reason, until Schwab bought them), which is a world-class trading platform. I often see it mentioned on these forums as tied with IBKR (but I've never used IBKR, so I can't compare).
I'm with Jammer in that I use BoA for my "life" stuff, and Schwab for all my investments.
But transfers from BofA into Schwab are super-simple once you set up the account and routing numbers the first time.
And about settlement time: they'll let you **buy stocks** the moment you make the transfer. You just can't do options.
But that's no biggie, I just buy shares of whatever I'm in, then when the 2 or 3 days passes, sell them and buy LEAPS Calls.
I highly recommend Schwab. They even have wealth-management and estate-planning services free, for when you get to that stage in your life.
Take care.

My cost basis is all fucked from TD Ameritrade (Schwab) and fidelity. A good chunk of my transfers say non-covered

You will be asked a series of questions on your experience and understanding with options. Then it will match to your risk profile. You may get entry level trading only or be asked to change your risk profile.
I was approved when I was with TD Amritrade and I had to watch a few educational videos first. Fidelity did not seem to have that.

Tracking Error kann man sicherlich auch miteinbeziehen würde aber TD priorisieren. Tracking error misst ja nur die Schwankung: angenommen ein ETF performt konstant schlechter als seine Benchmark, dann hat er aufgrund der geringen Variabilität trotzdem einen “sehr guten” Tracking Error… mir wäre da dennoch ein ETF mit schlechterem TE aber besserer Performance lieber.
Am sinnvollsten find ich es eh einfach die Performance über unterschiedliche Zeiträume zu vergleichen, gerade wenn sich zwei ETFs auf marginal unterschiedliche Indexe beziehen

Ich fände den Tracking Error sinnvoller, weil die TD von der gewählten Benchmark abhängt. Bei US-lastigen ETFs ist eine TD von 0% daher meistens nicht sonderlich gut, wenn der Index mit Net Total Returns rechnet, aber der ETF aufgrund seines Domizils oder seiner Replikation weniger oder keine Quellensteuern zahlt. Heißt meistens nur, dass der Steuervorteil durch Kosten aufgefressen wird.