TD
Toronto Dominion Bank
stock NYSE

I was trafficked by TD to Schwab and all I got was a shitty app

Achane/Waddle/Deebo TD parlay

Not with the time deposits. New law started in July 2025 all earnings are taxed at 20%. I have some time deposits locked in for 5 years I opened before July 2025 and mine have tax free earnings until the end of the 5 year term. But new TD accounts earnings are taxed 20%

Yep. Was originally with TD Ameritrade. Then all clients were moved to Charles Schwab. So left my account there, did not add funds and started to DCA into ibkr instead.

Just read this bit. I hope this helps.
To invest in stocks or ETFs, you will need to open a brokerage account and fund it — Some popular long standing brokerages in the US are Charles Schwab, TD Ameritrade, Fidelity and some of the newer brokerages are Robinhood, eToro. (I personally use Schwab and I'm happy with them).
Things you need to consider before choosing a brokerage
a) Brokerage fee — Some brokerages offer their services without a fee
b) Stock slicing — Some brokerages allow you to purchase stocks in slices (for as little as $5) if you can’t afford the whole stock
3. Now you got to do 2 things
a) Identify your investment goals. e.g. Quick returns, Long term savings for retirement, or monthly income
b) Depending on your investment goal and your risk appetite, pick Stocks or ETFs, or Funds, or a combination of these
4. Be aware that stocks are a higher risk than ETFs and Funds and hence it is important to pick the right stocks to invest. Lot of beginners just stick with ETFs. Lot of them are less risky than individual stocks. Obviously less risky means the returns may be on the lower side as well as compared to high growth stocks.
5. If you do wish to pick stocks, do not pick stocks based on what’s popular or FOMO; and never buy penny stocks. Do your own analysis on the fundamentals.
6. To pick your own stocks, start with identifying products or services that you absolutely love. e.g. Big Mac from McDonald's, listening to songs in Spotify, shopping in TJ Maxx, watching Marvel movies, etc.
7. List the companies that offer your favorite products and services. From the example in point 6, it would be Mcdonald's, Spotify, TJ Maxx, Disney.
8 . Now do a fundamental analysis of these companies and try to answer the following basic questions at a minimum
Is the company giving above-market returns over a 5-year period?
Is the company profitable?
Is the company growing in terms of revenue and profit?
Does the company give dividends?
Does the company have enough cash?
Does the company hit its earnings target?
Is the stock price undervalued?
9. Invest in companies that satisfy the above questions at a bare minimum
10. Hold the stocks for at least 5 years to reduce risk and beat the market
Now, this is by no means comprehensive but it does help if you’re a beginner.

Hey all,
Ive got some various 1g, 1/10th gold along with 6 x silver Mexican 1oz Libertads in capsules for sale.
PROOF: [https://imgur.com/a/astls5l](https://imgur.com/a/astls5l)
Gold spot $4080.70 Silver spot $50.47
First sale post here so i am very willing to use a middle man to aid in the trust of the transaction and sale.
Closeups: [https://imgur.com/a/LNoP18l](https://imgur.com/a/LNoP18l)
ITEMS:
SILVER:
1982 Libertad - $75
1985 Libertad - $75
3 x 2016 Libertad - $70
2023 Libertad - $70
Take all Libs for $420
GOLD:
1g Pamp - $160
1g TD Bank bar - $150
1g Maple - $150
1/10th Valcambi - $450
2 x 1/10th 1999 AGE - $450
Slabbed 1/10th 2014 Kangaroo - $490
I welcome offers and whale deals are welcomed too!
Payment: I accept PPFF or PPG&S if you pay fees.
XRP is also accepted.
Drop a comment before sending me a message I will **never!** initiate any chat.
Please feel free to ask for more pictures / or any questions you may have.
Shipping under 10 ounces is $6 GA & over 10 ounces $11 or for Priority.
I package securely and use plenty of bubble wrap and tape. I always ensure there’s no rattling or movement inside.

My responsibility ends once I hand it to the clerk at the post office and it’s scanned as received but I will help out as much as I can if an issue is to arise.
Packages will ship within 24hrs after payment is made. Weekend orders will be shipped on Monday morning.
Thanks for taking a look!

Love the community engagement! Dark mode is great, we need it! But can we also get API access to our personal accounts?
I'm building trading tools for my own portfolio and I'm stuck waiting months for Plaid approval just to read my own data. Active Trader Pro has APIs - why can't retail customers get similar access for personal use?
Other brokers (Interactive Brokers, Alpaca, TD Ameritrade) have this figured out. Can the community team help escalate this to product/dev?
Happy to go through whatever verification is needed. What's the process?

I had the exact same experience as you, just keep emailing TD PM frequently, eventually they will get annoyed and your order will magically show up at the local branch.

VWCE has a TD of -0.02%, which means it even outperforms the index it aims to replicate (with the assumption of withholding tax on US stocks).
To compare costs of ETFs, look at the Tracking Difference, not the TER

I got scared for a second and then I realized I am on Schwab, it’s just that I still call it TD.

Thank you! This is one reason I’m with Schwab. Only time I’ve ever had trouble was buying the dip a day or two after their merger with TD. Sadly was unable to log in that day, but it’s forgivable with how great they’ve been outside of that.

Hi everyone, I’m trying to figure out the best way to invest my savings and would love some advice.
I’m in NY and have about $90k in cash. I am 27 and I am living with my parents, just recently opened up my own design firm and will be needing to move out soon. I’ll keep $10k as an emergency fund- and I am going back and forth on what to do with the rest. $50–60k into something safer (CDs, Treasuries, or bonds), and invest $20–30k for long-term growth is what I keep coming back to. I eventually want to buy a home, but in the next 6 months I’ll be renting an apartment, so will need some liquid cash for furniture, etc.
I don’t feel confident managing this on my own. Fidelity suggested Fidelity Go (their robo-advisor), but transferring later would require liquidating. I also spoke with a TD Ameritrade/Schwab advisor who charges 1.1% annually to manage my portfolio. I’m not sure if that fee is high or normal.
Questions:
1. Is 1.1% too expensive for a financial advisor at my portfolio size?
2. Would a robo-advisor like Fidelity Go make more sense?
3. For the safe portion, are Treasuries/bond ETFs better than CDs right now?
4. Any simple, beginner-friendly allocations for long-term stock investing?
Thanks , trying to make the smartest move with what I have and save for the future

I avoided dealing with my Ascensus account after reading how much of a pain that was for others, but it must be done.
I can’t seem to find recent information on the Ascensus process and customer support has not given me straightforward answers.
I already have 3 accounts in Schwab: brokerage, Roth IRA and IRA.
Funny enough these were moved from my TD Ameritrade account after the acquisition.
I’m happy enough with Schwab so would like to open the Solo 401k there as well for simplicity.
Has anyone moved from Ascensus to Schwab (or other) Solo 401k recently?
Would it be easier/better to roll over the Ascensus Solo 401k to my IRA accounts and start a brand new Solo 401k at Schwab?
What’s the best timing to make the move: before I file 2025 taxes or after? Will it matter if it’s a Solo 401k to Solo 401k move or a rollover to one of my IRA accounts?

Zunächst mal, reden wir prinzipbedingt nur von "Public" Firmen, das heißt Aktiensgesellschaften. Ein Land kann eine Wirtschaft mit vielen großen Unternehmen haben, die aber dem Staat gehören (oder vielleicht theoretisch Aktiengesellschaften sind aber die Aktien zu einem so großen Anteil einem Staat gehören, dass sie defacto nicht frei gehandelt werden) oder privaten Inhabern oder Gruppen von privaten Inhabern, aber eben keine Aktiengesellschaften an einer Börse sind.
Dann ist Schlüsselwort schon Namen des Index enthalten: "Investable". Es muss für Ausländer möglich sein, Aktien an diesen Firmen zu halten, ohne Kapitalverkehrsbeschränkungen oder Sanktionen (du erwähnst Russland), die ein Investment unpraktikabel oder unzuverlässig machen, in einer hinreichenden Größe und Liquidität, mit ausreichend zuverlässigem Rechtssystem, dass die Rechte ausländischer Investoren schützt, usw.
Es ergäbe keinen Sinn für MSCI einen Index zu entwickeln, der überhaupt nicht mit vertretbaren Kosten replizierbar ist, weil die Firmen in diesen Frontier Markets vielleicht Aktien und jeden Tag Kurse haben, aber immer wenn ein ETF-Anbieter versuchen würde sie zu handeln, er mehrere Prozente Abweichung realisieren würde, weil die entsprechenden Börsen seine Kauf- und Verkaufsorder nicht in der Größe oder Geschwindigkeit absorbieren könnten, die nötig wären, damit der ETF eine niedrige TD hat.
Du kannst dich nach ETFs auf s.g. Frontier Markets umschauen, aber du wirst vermutlich enttäuscht darüber sein, was diese ETFs tatsächlich abdecken (können). Du kannst in den Veröffentlichungen von MSCI nachschauen, welche Länder unter "Developed", "Emerging", und "Frontier" fallen und was ihre Kriterien dafür sind.

Put me down for the dunk, homer, TD parlay.

TD Direct Investing is who I use. When I pick a stock to research on there, I typically get access to two Morningstar reports, and a few others. For the Morningstar reports, I get access to what the site calls an "Analyst Report", which gives more qualitative data like company background, outlook, analyst opinions, etc. The second report I can access is a "Qualitative Report" which contains historical financial data like revenues, dividend payout amounts, etc.
Maybe this is something customized for TD customers and is done differently on other trading platforms?

I’ve never had any issues with Robinhood with options. I used to trade them on TD Ameritrade and found Robinhood to be much smoother. I respect everyone’s opinion though

For Canadians , TD Precious Metals is a good option . Safe delivery and branch pickup option if you have a TD Account .

[PROOF](https://imgur.com/a/wisdZbM)
Lucky rips from TD mint 5oz bars with 5 grams of gold, nice looking bars $1050 each
Hexed in Threads and ~~Tomb of Treasures~~
[PICTURES](https://imgur.com/a/WcpYHgS)
2019 Apollo 11 50th anniversary 5oz silver coin in the original box with COA, beautiful coin $325
[PICTURES](https://imgur.com/a/pfh2C4h)
2018 1oz silver libertad antiqued finish in capsule, the capsule is cracked but the coin looks perfect $280
[PICTURES](https://imgur.com/a/mM3lPDj)
13 x 2015 1/4oz libertads $25 each
[PICTURES](https://imgur.com/a/RSGID6J)
19 x 2024 Niue Grogu coins, nice looking coins $59 each
[PICTURES](https://imgur.com/a/YzeNZ9j)
2 x Monarch precious metals 2oz silver sugar skulls $120 each
[PICTURES](https://imgur.com/a/LghDrus)
Vintage mexican silver lot, 5 ozs total, $300
2oz railroad, 1oz pancho villa, 1oz liberty and 1oz Aguascalientes
[PICTURES](https://imgur.com/a/SqXcws4)
Slab lot, 4ozs total $240
2023 MS70 eagle, 2017 MS70 eagle, 2019 MS70 eagle, 2022 MS70 Cook Islands colorized
[PICTURES](https://imgur.com/a/bsQv8DL)
Paypal ff or Venmo payment between friends, I'll ship within 24hrs of receiving payment.
I will ship UPS insured for the value of the package (buyer pays) or you can decline insurance and I can ship USPS.
By choosing USPS Buyer assumes 100% liability after scanned in by USPS personnel, I will package well with plenty of bubble wrap and tape and help with any issues, I’ve shipped many packages without any issues so far, check my feedback.
• ⁠USPS Ground Advantage — $6 (less than 5oz)
• ⁠USPS Priority $10
• ⁠USPS Priority Medium FRB — $20

Good to see you TD!