TD
Toronto Dominion Bank
stock NYSE

I go with Maya as well. Just the TD since it has max 1M limit. Ung personal goals kasi, while the 8% is attractive, until 100k lang. You can also potentially reach 15% p.a for one month on your savings, pero super hassle i-reach. At gagawin mo yun buwan-buwan.
Regardless, 6% p.a. for six months with cap at 1M is already attractive for your ef.

Back in 2021, Robin Hood was a new app-based broker that was trying to get market share, so they were offering free $1000 margin for people to start trading immediately if they opened an account without waiting for cash to clear. If you opened a new trading account with a traditional non-app broker, it could take two weeks for you to wire money to that brokerage and wait for it to be confirmed before you could trade. With the pandemic giving everyone $1200 checks in the US (and checks of varying sizes in countries across the world) Robin Hood got caught with their pants down when FOMO on GME's pump happened and market makers increased the amount of margin that brokers needed to back their trades (to prevent default). Market makers like Apex required brokers to show increasingly larger amounts of proof of cash before allowing them go through with a trade, but Robin Hood was running the free margin game and letting people trade before their cash cleared, and didn't have enough to cash on hand back new trades as the price kept going up.
If you had a TD Ameritrade or Schwab account, the buy button wasn't turned off. They had plenty of money to keep trading even when Robin Hood's buy button was turned off. It was only experienced by people with newer, smaller brokers that were using Apex as their clearinghouse and buys were halted when their tiny broker couldn't afford to back their trades when the price was ~$300 and their cash transfers from the bank were still waiting to clear.
Also, if you're holding because of 2021's 'turning off the buy button corruption', you won't get rich even if your conspiracy was real, because Robin Hood is still fine after all that mess. If there's another MOASS of the same size (which there won't because there isn't free pandemic money being thrown around worldwide, plus Robin Hood isn't offering free instant margin trading anymore because of 2021), what's to stop them from turning the buy button off again when it shoots up, leaving you a bagholder?
It's like saying "this casino is rigged!" while still keeping your money with the casino hoping that they're going to give you the next jackpot.

I remember having to call TD to place GME trades for me. Those were weird times.

Oh alright that makes sense, I don’t get why articles would frame it like “GameStop and AMC trading restricted by TD Ameritrade, Schwab, Robinhood” if that’s just a normal thing that all of the brokers do with volatile stocks, or if like Fidelity and Chase and the rest all did it. Was Robinhood alone in blocking it entirely?

I had 10k ready to deploy into MSOX to average down.. waiting for TD to do journal over to USD... fuck... was cueing for $3.75.. damn I missed the whole pop. I am looking to add that on Monday or Tueday on any weakness. my average is like $27..

Is it true that Schwab did the same thing as Robinhood back during the GME craze years ago? I’ve been doing my research on brokerages and was warned by people to avoid Robinhood for what they did years ago to restrict trading, and to avoid any other broker who’d do the same. I thought with everything everyone was saying that RH was alone, but the articles I looked up all listed Charles Schwab, Robinhood, and TD Ameritrade as the three brokerages that did this (and I think TD was bought by Schwab). It’s so hard to believe though given Schwab’s positive reputation and how differently people talk about it compared to Robinhood. Is there more nuance to this? Maybe misinformation or a misunderstanding of what Schwab actually did? Did people forgive Schwab more easily for some reason, like for a public apology or some sort of reparations?

I do both too.
I'm heavily focused on 3 funds (QQQ and 2 mutual funds with TD). All 3 of them give either monthly or quarterly dividends, but QQQ and one of the mutual funds is focused significantly more on growth than dividend yeild.
Personally I love seeing dividend payments flowing into my account, but pound for pound growth tends to out perform dividends over time.

MP2: decent rates (6-7% range), 5 year lock in period, tax free earnings
Digital Banks (gross rates and PDIC insured naman)
Maya: 10% capped at 100k
Maya Time Deposit Plus: 6%, forgot if may cap but yung maganda sa TD na toh is u can keep adding money before your TD matures
Banko by BPI: 5%, capped at Php 1M
Ownbank: rates vary depending on how long, check their site or lemoneyd.com

If they went back to the 3% rollover match I’d do it. Not for 1% because gold takes $60 out of that right away anyway. Wonder if they’ll offer the 3% rollover offer again this year.
I have also heard they have really bad customer service. I currently have Schwab, used to be TD which I love due to ToS platform. 1% is def not worth losing that wonderful platform. Idk thoughts?

hindi, sa metrobank kaka-open ko lang kanina ng online TD 4.125%, less than 30k, 1 month lang

Last minute Christmas shopping? Check out my silver for sale or trade. Looking to trade for:
1/4 American Gold Eagle for 18 oz
20 oz silver Scottsdale kitkat bar for 20 oz
Those that request passwords [may view this](https://youtube.com/shorts/hvyEG18k5Ek).
[Proof](https://imgur.com/a/wfjpz5Y) Close ups below
/-------------------------------------------------
**1 oz**
$64 [2023 Niue Spider-Man](https://imgur.com/a/lXphpDN) (qty 3) some have signs of milk - see pics
$64 [2021 Niue Robin Hood](https://imgur.com/a/sNh8yyt) (qty 2)
$64 [2021 Chiwoo Cheonwang](https://imgur.com/a/zegA8wH) (qty 5)
$91 - [1 oz Star Wars Bo-Katan's Gauntlet Starfighter](https://imgur.com/a/dec-1-sw-bo-katan-aOzlrdw) ***not eligible for trade***
/-------------------------------------------------
**2 oz**
$128 [2 oz bullet](https://imgur.com/a/zKdZlhT)
/-------------------------------------------------
**5 oz**
$320 - [Barbados Treasure Island Skull](https://imgur.com/a/GP1opHD)
$320 - [Scottsdale reserve button](https://imgur.com/a/VAeHnX3)
$320 - [Scottsdale lion button](https://imgur.com/a/vWAnf5V)
$320 - [TD Metals art bar](https://imgur.com/a/Q7ozo2N)
/-------------------------------------------------
**Fractionals** for add ons only
$17 - [1/4 oz Armenia Noah's Ark](https://imgur.com/a/zKdZlhT)
$21 - [10 g Valcambi](https://imgur.com/a/zKdZlhT)
/-------------------------------------------------
Accepting Zelle and Venmo no fee only. Please no notes or solely an emoji if necessary. Shipping is $6 for USPS Ground Advantage up to 7 ounces or $11 priority (US only please). Items will ship no later than two business days. Thanks for looking at my post.

You know they're desperate when the TD bank in Canada is sending out notices that you should turn on share lending this past week.
They've been quiet north of the border on this until last week. Oddly enough, the ones I have in the bank are in a tax free registered account and it's my understanding according to bank regulations, shares cannot be lent from registered accounts. 🤔
They said:
... they'll split the interest with me
...the shares will still be mine and I can recall them anytime
... they're safe,
... and then the last point was...
...if for some reason we are unable to recall your shares we will ensure you get cash for the value 😭😭😭
It's getting close... maybe tomorrow

TD wouldn't let me sell TLRY when it spiked 12% this week. But in a different account it let me buy. I hope im allowed to sell my CGC tomorrow

Metrobank has 30 day TD at 4.125%

TD Direct Investing also allows one to buy partial shares.

Is it true that Schwab did the same thing as Robinhood back during the GME craze years ago? I thought with everything everyone was saying that RH was alone, but the articles I looked up all listed Charles Schwab, Robinhood, and TD Ameritrade as the three brokerages that did this (and I think TD was bought by Schwab). If so then why do people recommend Schwab over Fidelity?

Received this message just now. I have been thinking of saving in TD but I’m still trying to learn. Do you think this offer from Security bank is a good deal? If not, can you suggest a bank that offers a high interest for TD?

Damn thats too low for TD... go with CIMB gsave you get almost 1k to 1.2k per moth there 

TD Precious Metals Delay

**View the latest Price Targets & Analyst Commentary for the list of Analyst Firms below**
1. **Keybanc**
2. **Bernstein**
3. **Piper Sandler**
4. **Citi**
5. **BofA**
6. **BMO Capital**
7. **Barclays**
8. **JP Morgan**
9. Stifel
10. **RBC Capital**
11. Cantor Fitzgerald 
12. DA Davidson
13. TD Cown
**$QQQ**
[**https://www.investingyoung.ca/post/oracle-latest-analyst-ratings-price-targets-and-commentary-from-wall-street**](https://www.investingyoung.ca/post/oracle-latest-analyst-ratings-price-targets-and-commentary-from-wall-street)