SPMO
Invesco S&P 500 Momentum ETF
stock NYSE ETF

i totally see where u’r coming from – SPMO already holds a ton of the same big tech names as QNDX and FTEC. If you’re looking to trim overlap, killer combo is SPYM + SPMO + AVUV for core, then maybe add one factor orbit like FMTM or XMMO if the extra tilt feels worth it. keep it simple and you’ll reduce trading noise and expense ratios too.

Tons of things compound faster. QQQ, SPMO, VGT you could look at. Could even look at LETFs such as SPXL

SPMO and FTEC

I’m not feeling this pullback is severe enough to jump in with further investment. Also, I’m not selling anything in anticipation of a 30% market crash. My SGOV holdings generate approximately 4k every dividend and I do roll all dividends into SPMO & GARP. If the market would crash I would shift SGOV to VTI.

we own a bit over 10,000 shares of QQQI in my regular brokerage account and use the tax deferred $6,500 each month for living expenses and travel. our combined SS is less than $3,000 so QQQI is a big help. in a few years our RMD will kick in so we should be quite comfortable. The tax deferred benifit should continue through 2033. I intend on passing this on to my heirs and the can sell or get a step up in basis and start the whole process again. We specifically chose QQQI for the tax deferred dividend.
We also have VOO, SPMO, SCHG, QQQ and various stocks that we let grow and compound which can be sold and used if needed. Don’t put all your eggs in one basket!

I have 50% SPMO and 50% QQQM in my brokerage. I’ve been contributing to my Roth IRA (100% VTI) but I wanted to start using my brokerage because obviously time is $$. Is that too much overlap? I just started yesterday and that won’t be my only stocks on my taxed account

SPMO and chill

SPYG 30( growth tilt and dividends)
DGRO 50 ( broad index ; with growth tilt and future dividends)
SCHD 20 (its keeps up with inflation and its used as a substitute for bonds, no tech)
Or keep it simple and go with :
VOO 70 + SPMO 30

i totally see where u’r coming from – SPMO already holds a ton of the same big tech names as QNDX and FTEC. If you’re looking to trim overlap, killer combo is SPYM + SPMO + AVUV for core, then maybe add one factor orbit like FMTM or XMMO if the extra tilt feels worth it. keep it simple and you’ll reduce trading noise and expense ratios too.

Tons of things compound faster. QQQ, SPMO, VGT you could look at. Could even look at LETFs such as SPXL

SPMO and FTEC

I’m not feeling this pullback is severe enough to jump in with further investment. Also, I’m not selling anything in anticipation of a 30% market crash. My SGOV holdings generate approximately 4k every dividend and I do roll all dividends into SPMO & GARP. If the market would crash I would shift SGOV to VTI.

we own a bit over 10,000 shares of QQQI in my regular brokerage account and use the tax deferred $6,500 each month for living expenses and travel. our combined SS is less than $3,000 so QQQI is a big help. in a few years our RMD will kick in so we should be quite comfortable. The tax deferred benifit should continue through 2033. I intend on passing this on to my heirs and the can sell or get a step up in basis and start the whole process again. We specifically chose QQQI for the tax deferred dividend.
We also have VOO, SPMO, SCHG, QQQ and various stocks that we let grow and compound which can be sold and used if needed. Don’t put all your eggs in one basket!

I have 50% SPMO and 50% QQQM in my brokerage. I’ve been contributing to my Roth IRA (100% VTI) but I wanted to start using my brokerage because obviously time is $$. Is that too much overlap? I just started yesterday and that won’t be my only stocks on my taxed account

SPMO and chill

SPYG 30( growth tilt and dividends)
DGRO 50 ( broad index ; with growth tilt and future dividends)
SCHD 20 (its keeps up with inflation and its used as a substitute for bonds, no tech)
Or keep it simple and go with :
VOO 70 + SPMO 30

I agree that's it's been sideways for a few months, but so has VOO and SPMO. FMTM is not even 2 years old, so no track record yet, but I think FMTM will surprise.

Since you are lost, you might want to look into dumping that $170K into an ETF, such as: SPMO, QQQM, VUG, SCHG, etc. Then you can take your time in learning how to analyze individual stocks (if you so choose).
I would wait to buy a house. Just find a cheap place to live that is safe. Dump your money into investing and don't worry yourself with all the costs of owning (Property taxes, Insurance, repairs, maintenance, etc.). Give yourself a goal to double that $170K in 7 to 10 years, then look into buying a house.
If you do buy a house, then do so with the idea that you will rent out the other rooms. This is known as "House Hacking." Back in 2001, I bought a 3/2 1900 SF house (I was renting 1 of the rooms). My mortgage payment was $834/mo. I rented the other 2 rooms at $350 each. You could easily command $800 - $1000 per room in a house today. Imagine doing this for 7-10 years while you build your investment portfolio. If you decide to move, then you can rent the 3rd room for more income.
As long as you truly research your options, then whatever choice you make will be the correct one.
Wishing you all the best!

Core of VOO, but tilt to momentum and tech: SPMO, XMMO, VGT, IDMO, AVUV, AVDV, QQQM, SOXQ, AVEM. This diversifies & crushes VOO. That is if history continues, which is never a sure thing, but it's been beating the market for me.

Not Bad, but gotta beat SPMO in TR & drawdown.