SPMO
Invesco S&P 500 Momentum ETF
stock NYSE ETF

solid mix, honestly. you clearly did more homework than most 28 year olds who post here, so I'd just ignore the VT-slave snark completely.
the redundancy take is wrong. SPMO is momentum, AVUV is small value, and they barely overlap VTI, so you're genuinely stacking 2 real factor tilts rather than paying to own the same market twice over.
the way I see it the real question is behavioral. can you sit through the long multi-year stretches where those tilts lag plain VOO, watching your own portfolio lose to the boring benchmark while everyone tells you they told you so? small value did basically nothing for most of the 2010s. tons of people bailed right before it turned. if you can hold, I think this pays off. if you'd cave, I'd just keep it simple.

Different people have different risk tolerances. The SPMO allocation is a little too high for my liking but OP will be fine and almost certainly will come out considerable ahead of the VT slaves in 40 years.

SPMO

It does not track the index. It has a momentum tilt, which you are aware of. If we are going to start using sub sectors, then XLK destroys SPMO. SOXQ destroys XLK.

The first thing I'd want to look at is how much these three funds are actually pulling in different directions, because VTI is the entire US market and the other two are slices of it.

SPMO and AVUV are both picking particular styles of US stocks, so they're sitting on top of what VTI already owns rather than next to it. If they're the kind of funds I think they are, those style bets tend to get hit hardest in exactly the quarters VTI gets hit hardest.

Nothing wrong with tilting if that's the call, but 40% across two style bets is a real bet, not a satellite.

If SPMO fell 35% in a year VTI was also flat or down, would you actually add to it every month for the next twenty years, or would the thesis start to feel thinner than it does today?

I'd probably keep VTI as the clear majority and keep the style sleeves small enough that a bad stretch in them doesn't define the account.

I'd also note that the title mentioned VSUS but the breakdown didn't, so worth checking that wasn't a typo and the 15% allocation is what you intend.

honestly if you're already running FMTM as your engine, SPMO just doubles down on the same factor. I don't think it adds much. GARP's quality-value screen is a different bet, so it diversifies the sleeve instead of stacking momentum on momentum. they track close now because the regime has been kind to both. the gap shows up in the ugly stretches, 2022 or that lost 6 months SPMO run someone mentioned. i'd lean GARP. if the point is a sleeve that doesn't move in lockstep with FMTM, it earns its spot more than a second momentum fund would imo...

8/10 Years SPMO beat SPY/VOO and its' drawdown was smaller in the red years. Why could we not extrapolate from that and say that it would have been a similar situation in 2000 and 2007? I asked Gemini to make a simulation of SPMO performance in those bear markets and it said it would have performed a little bit better. Of course we don't have to take that for granted but I'm sure somebody somewhere cand make a pretty accurate simulation.

I trust SPMO in the long run and will continue to invest in it instead of SPY or QQQ.

About QQQI i totally agree with you and I'm sure 99.99% of the people here would be 100% in it if it were to go like you say; but I'm sure that somewhere along the way it will fall 50% and that will be very painfull. Also, I am not so afraid of the fall but of the recovery time (last time it crashe it took something like 10 years to recover- ouch).

Based on the three you selected, 50%SPMO/30%AVUV/20%VTI. Depends on your risk tolerance, but some would even do 100% SPMO.

Yeah you're exactly right, which is why you have it as a smaller position in your portfolio. Anyone going fully into SPMO is ballsy for sure. At least for me personally, it takes about 15% of my port. Just enough to make a difference, but not too much to affect it a lot in a downturn.

Alternatively, add 10% VXUS, 20% SPMO, and 10% AVUV.

SPMO & seeing how this FMTM thing works out.. 😂

You really need to do more research. AVUV Redundant? You going to tell me you actually believe VTI covers small cap? The overlap is 2%. SPMO is momentum. The overlap with AVUV is so close to 0 it is essentially 0.

I mean, you haven’t found some magic, unthought of, random combination of ETFs for a set it and forget it. If this worked and produced magic returns that no one else is getting, then everyone would be doing for their longterm portfolio. All current research says you’ll under perform the market longterm. AVUV is redundant and you’re probably only buying SPMO because it’s super hyped on here. All you really need to make sure you’re wealthy when you’re older is VTI/VXUS with $1250 a month and a cash injection of $35,000.
Also, is this a taxable account? You need to be as tax efficient as possible when investing in a taxable account.

My Investment，VTI,VSUS,SPMO,AVUV

It depends what THEIR goals and risk tolerance is. If they prefer safety, ladder some bonds or use a high yielding money market for a chunk of their assets.
If they prefer steady income, set up an income portfolio for them.
If they can tolerate risk and don’t need monthly income, but can handle a draw system, you can use my plan. With $2M, they can safely spend $80k (4%) per year as a starting point. I’d set aside 4-5x that in order to make sure they wouldn’t need to draw down from their equities during bear markets or crashes. So $400k in either laddered t-bills or a high yield savings or money market.
Then the other 80% is invested in equities, namely VOO, or VTI with a small percentage in SPMO, QQQ or VGT, or any combination thereof. This will provide growth over time.
You sell equities to replenish the 5 year cushion fund during flat or up years, and just draw down on it during years when the market is down, replenishing it when the market recovers.
The beauty of the system is that over time, the 4% annual spending money increases with the performance of the market which should more than cover inflation.
The potential drawbacks, it will require a more hands on approach to refund the slush account annually and could lose value if the market goes through an unlikely abnormally extended bear market lasting more than 5 years.
But they have to be okay with the plan and taking that level of risk. Will they freak out if the market and thus the value of their portfolio drops 20-30%? Will you be able to handle that feeling in the pit of your stomach?
We never know when a market correction or bear market will come or how long it will last. But history tells us that at some point it will.
Just factor that into your decision making process

That fact that you cannot spell "you're" "should" "all" or "knowledge" correctly means that you don't have the intellectual capacity to correct anyone about anything. Any investor with a brain, and a moderate amount of experience knows what SPMO is and why someone would have it in their portfolio. Just because you are too ignorant to understand what SPMO is, and why it would be in a portfolio does not mean it's bad.
Fix your grammar and spelling before you reply to me again.

80% SPMO and 20% VOO

SPMO

SPMO looks much better to me. Better return history smaller drawdowns. That 30% max 5 yr drawdown is disgusting especially when spmos max was 22.7% over the same time frame

If I were you, I would replace your SCHD allocation with SPMO. SCHD is a terrible index, it is outperformed by almost everything else. Not to mention that dividends are largely useless, and a drag on your taxes for no reason. Don't let these smooth brain "investors" tell you to put your money in dividends. The only time you would really need them is if you are close to retirement or already retired.
The logic behind investing in SPMO is because it is an active momentum fund. Basically, that means it rotates its holdings every 6 months and only holds the stocks that have performed the best in recent history, something like the last year of performance if I remember correctly.