SF
Stifel Financial Corp.
stock NYSE

NY, Seattle, DC, Miami, Tampa, SF, Boston... tons of metro areas with high median home prices.

Sooooooo... it depends.
The 30% rule is more of a "rule of thumb" so take it with a grain of salt. I do know people that spend almost 50% of their net income on housing.
How much rent you can afford really depends on your other expenses.
- Look at your prior expenses and identify which are necessary (I call them "operating expenses"). Your student loans, car expenses, insurance, utilities, transit costs, etc. would be considered "necessary."
- Then budget your other potential expenses for just "living." Groceries, hygiene stuff (toothpaste, deodorant, soap, etc).
- In general; highball your expenses a little so you have some cushion in case costs go up.
When you have these numbers, subtract them from your monthly net pay. That is how much you potentially have for rent.
As far as housing options are concerned:
- What do you value in a place to live? Easy access to transit? Having a car? Space? Safety? Amenities?
- Do you want to live alone or are roommates an option?
- Does it have to be SF or are Oakland/Berkeley an option? Housing can be cheaper there, but they come with the added time and cost of commuting.
Early in my career I was making a little less than what you posted (about $70k). I lived in Oakland and commuted to/from my job in SF. Rent ate up about 40% of my net paycheck and a small chunk of money was allocated to taking BART. I was living with roommates.

SF

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* Seattle is great. Lots to see, easy to get around.
* SF -> take hwy 1 to morro bay, then head east to Yosemite then Sacramento and back to SF
* Amtrak train rides are pretty great way to see a lot of nature and stop in a few cities.
* if ok at altitude Denver is beautiful
* can’t go wrong with NYC
* Las Vegas has amazing shows and activities, go to the sphere. take the helicopter tour to the Grand Canyon.

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fsd 14.2 is light years from any unscalable shit from other guys which need HD maps constantly updated and get confused by broken stop lights. my Tesla went around all the waymo carnage in SF that were confused as fuck. keep shorting Tesla, you'll win I'm sure.

SF already there