MS
Morgan Stanley
stock NYSE

When you get fed up with dependency hell, BSD is there for you. It is like a Mac, but less walled garden and a little more power hungry.
I had FreeBSD jails in 2004, cute that all these kids got excited about their docker and para-v containers recently. It really feels like people just don't know what computers are for and MS takes a big advantage under the guise of ease of use. And everyone keeps re-inventing the same wheel that's already been turning for years.
Now they are in my cables with their stupid ARM processors everywhere figuring out how thick the wires on the USB-C cable are and if the source and sink are allowed to talk to each other.
I am getting too old for this shit and I am a millenial ffs.

Google and MS had a stable core business that could weather most downsides. OpenAI? We have no idea if the house of cards is bout to fall.

But before his departure, he left some of the virus around, and it laid there, dormant within the DNA of the company, until this news broke, and now under stress, it may erupt, and now MS can’t kiss anyone

I have some War nickels, but by and large I agree. Most of the non MS condition coins I have are rare (1921 Peace, CC Morgans and the like)

Human Consumption, billing of said AI, Ad Revenue, MS or Amazon will probably buy out OpenAI at some point. Value Adding.

Sprott funds are the best for trading. They hold physical. Not just paper.
For stacking I love slabbed MS US gold and silver.

It was never a partnership. It was a royalty deal to pay MS for using their AI in their robots.

I think MS, AMZN and others are moving isolated clouds into the EU and elsewhere at the request of these countries...
Its not perfect, but does address many concerns

Don't pay over melt for 1921 Morgan's or for 22 or 23 peace dollars if that's what they were. Unless they are slabbed and graded by a reliable grading company like pcgs or ngs and then only if they are graded MS.
That being said, there is some premium for uncirculated S and D mints.

There were no Morgans minted after 1921, but $90 would be high for unslabbed MS Morgans. Many raw coins that get labeled or sold as “uncirculated” aren’t really mint state, so take that designation with a grain of salt unless your confident you can tell an MS60 from an AU58 yourself.

I have never understood why the market doesn't see MSFT as an obvious loser from AI. How many Windows 11 licenses and MS Office 365 subscriptions are needed if 90% of white collar workers lose their jobs to AI?

I don’t think MS will let it. I’m seeing rapid improvements even though its still shit, and many serious comp sec guys will not allow a business to run anything other than copilot due to data sovereignty

'Actually a really good example because Microsoft 365 does in fact hold your dad in a Microsoft server that you do not own, have the crypto keys for, etc unlike palantir'
I meant just plain regular old MS Word, without the cloud.
The software edits your data but MS receives nothing, all data stays within the organisation that you dealt with.
I don't know why people find this idea so confusing in 2026.

MS beat earnings. Printed money. All around terrific job. Stock tanks after earnings.
Got assigned. :) I think I'll be fine.

I have 20 silver dollars all MS 65 graded. With the recent correction in gold I was thinking it may be a good time to convert to bullion over holding coins that have seen no real appreciation in over a year. What do you all think?

I hate Windows 11, I don’t see any usefulness of MS office in a long term, and their copilot is a disaster. Azure is the only hope and it is slowing down. The next crash narrative for MS will come from OpenAI and its mega spending. I actually don’t see any valuable play in this company.

My aunt now 90 has been living off of her pension and reverse mortgage . This year the Pension stopped providing health insurance. And she doesn't have a lot of excess income to get insurance. My brother has a friend that was diagnosed with MS. He doesn't have hasn't worked in years and is now cannot walk. His sone and sister are caring for him. He has very limited inomce. Mostly limited to social security. which is very limited.
In your case I would use dividends to build up dividends as a source of emergency income if you suddenly cannot work or you pension is canceled.or reduced in the funture when you are retired. I am invested in QQQI 13% yield,EIC 11%, ARDC 9%, PBDC 9% and EMO9% , CLOZ 8%, UTF 7%, UTG 6.3%,JAAA 5.5% in my roth that generates about 5K a month of income right now. I am currently reinvesting this income for now since i am not yet 60. But you could easily use these funds in in a taxable brokerage to get the benefits of passive income from dividneds.
Many young investors say use QQQ in stead of QQQI because QQQ has a higher total return QQQ. But QQQdoesn't produce income from dividends. Yes you can sell shares to get income but once you sell the shares they are lost forever. Eventually you will have no shares to sell and no income. Growth doesn't create new share of stock only reinvesting dividneds does. Furthermore if you have to sell shares for income you may occationally have to sell more than needed when the market is down. If that happens often enough you will loose money faster than you expect. Sequence of return risk is very real concer which many young investors simply ignore. With dividend income Sequence of return risks doesn't exist because you are not selling shares.

I'm at the outskirts of the company, and there are three main concerning things about Microsoft when looking from within:
1 Leadership change. Due to the changes in direction and signals coming from them in the brief time since they took charge, I have no faith in this new Leadership direction, and it's a sentiment shared by many / most currently working there.
2
Broadly sweeping return to office that sees them reverse a hugely beneficial policy that leads them to actively bleed their best talent. Fyi, Microsoft benefitted massively from the Google and Apple RTOs, with their "work from anywhere" guarantees in place since 2020. Those are the people behind significant product and revenue improvements in the recent years at Microsoft. Even Edge got good as a good chunk of the Chrome and Safari teams moved to Microsoft as the Edge team was fully remote.
Once the new MS leadership structure was established, the first order of operations was to start talking AI and cutting employment numbers, and so they announced a reversal and a RTO. This eroded tons of built up trust internally.
The weekly Team meetings now supposedly spend a chunk of time talking about departures of the most experienced folks who tend to have options, and who were the reasons why the last few years were wildly profitable for Microsoft.
3
Their disproportionate ties to the success of OpenAI, which does not have a viable path towards monetization that would pay them back for their massive investments.
But the main red flag to me are the Leadership and direction changes away from what made them so much money. It's a common sentiment within Microsoft. The unpopular or risky decisions make me doubt that they remain as successful as they were, aka I doubt 2026 and 2027 are as good as 2025 was for them. And in the end, when making stock decisions, they are future-facing.

You could be right, but no mention of AI Bubble downside risk? What if OpenAI goes bankrupt? MS won’t collapse but it would be devastating.

Except when intiutional inertia is driven out by what up and coming creatives/professionals use and are used to.
There's a growing generational shift in MS office use and proficiency vs google docs suite in part because of mso 365 subscriptions cut out a decent chunk of their market, and bleeding edge companies are shifting or just starting their processes in a google cloud business environment to capture the talent office left on the table.
It happened with paid 3d tools about a decade ago, and it'll happen with Adobe in segments of their business to.
The strongest thing they have going is esigning documents, but even there, there are cracks in the market. Especially since the first thing anyone in my line of work thinks of, when they think of Adobe is how every week they had a critical security vulnerability notice, and sunset flash because there was literally no fixing it.
Garbage tier company.
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