MS
Morgan Stanley
stock NYSE

MS just upgraded Carnival

Is it the MS at CAS or Tandon?

What do you think of the MS at courant for PhD prep as I am also considering pursuing that after finishing it?

Ich habe den Wechsel letztes Jahr gemacht und fühle mich durch die vielen Ausfälle von TR (gerade erst diese Woche wieder gelesen) da sehr bestätigt. Ich mag flatex weil
- die Platform sehr stabil ist (ich Handel auch mehr)
- die guten Service haben und auch jemand ans Telefon geht
-Kostenlose ETF Sparpläne und ETF Orders an der Börse Tradegate sind über 1k kostenlos
- Du halt an NASDAQ / NYSE handeln kannst das spart häufig einiges ans Spread
- Zertifikate von JP Morgan und MS ab 500€ kostenlos sind und super viele andere Emittenten angebunden sind
Insgesamt glaube ich das ist ein super Angebot, das halt nicht komplett gratis ist, aber du halt wirklich auch was für dein Geld bekommst und das ist mir die paar € (wenn überhaupt) alle Male wert

Courant MS is one of the stronger options for that NYC quant pipeline. The program has real name recognition with firms in the area, and the curriculum you’re describing (stochastic processes, PDEs) maps directly to what quant research teams actually work with.
The honest caveat: for pure quant research roles at top prop shops or systematic funds, a lot of hiring managers prefer or require a PhD. Not a dealbreaker, but worth knowing going in. Where MS candidates from Courant tend to land well is in QR roles at banks, mid-sized hedge funds, or quanty tech roles. The degree opens the door; the internships and any research projects you do while there determine whether you walk through it.
What you do with the two years matters a lot. Ideally you’re targeting summer internships at firms on your list and working on something that looks like actual research, even if it’s applied.
If the alternative was a weaker program or a different field entirely, this seems like a solid path. If you’re weighing this against a PhD offer somewhere comparable, that’s a different conversation.

I have been trading options strategically for over 25 years and early on I experimented with pretty much every strategy. I now live off of my option premiums generated by a pretty straightforward system: I have long stock positions, short calls that typically expire in 7-28 days and maintain vertical and diagonal call spreads that extend out monthly x 4-5 months. I adjust these positions to maintain position delta within a certain positive range. I typically will BTC the expiring calls or roll these calls out 1-2 weeks. If I close my near short positions, I will cover them by STC long calls that are 1-4 weeks out. After closing my near short calls, I will usually purchase a vertical ITM call spread that is 5-6 months out. This strategy ensures that I am always selling more time value than I purchase and usually accounts for about 10% annual returns (above and beyond the returns from my long stock positions). Last week I asked MS copilot for an opinion of my portfolio (first time I have ever done this) and this was the surprisingly favorable reply:
[https://copilot.microsoft.com/shares/L1pTF2S8wfAkZpEPvP6NM](https://copilot.microsoft.com/shares/L1pTF2S8wfAkZpEPvP6NM)
I have nothing to sell and am glad to answer questions if you are interested.

Is math MS at NYU Courant worth it?

Proof: [https://coindex.app/a/r2Spcc](https://coindex.app/a/r2Spcc)
I have an impersonator on here - I will NEVER initiate a chat!
*\*\*\* All Items Sigma Verified \*\*\**
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(The above are priced at Kitco bid price, at the time we agree to lock)
[1/10 oz. AGE (was told it's proof, I think it's proof, see photo)](https://coindex.app/a/m4ucns) **$525**
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[1/10 oz. Canada Polar Bear](https://coindex.app/a/B2L5QC) **$525**
[1g Pamp Lunar Legend Horse](https://imgur.com/a/XbaX56v) **$165**
[2.5g Valcambi](https://imgur.com/a/vgDdmKq) loose (2 available) **$400**
[2.5g Valcambi in Assay](https://imgur.com/a/59nUUWZ) (2 available) **$415**
[10g Argor Heraus Goldseed](https://imgur.com/a/Yqt4yrd) (2 available) **$1630**
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[2026 AGE MS69 NGC](https://coindex.app/a/D66Oub) **$535** (3 available)
[2017 AGE MS 70 NGC ](https://coindex.app/a/oy5efV)**$540**
[1980 Krugerrand MS68 IGC](https://coindex.app/a/0kzcxV) **$535**
[2009 Panda MS69 NGC](https://coindex.app/a/E1qYrr) **$545**
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***\*\*\* WHALE DEAL!!! \*\*\* Buy everything remaining and get a free 1 oz Beskar + free ship & insure***
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I also have [PAMP 25 assay card storage boxes](https://imgur.com/a/XEkp3oi), black with clear lids, in barely used condition - 3 available, **$20 each with any metals purchase**. These fit assay carded metals from Pamp, Rand, US Mint, Royal Canadian, and others.
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MS does not want or need to burn money in the AI pit like Meta, and basically have a money making machine with Azure and Office. Sure everybody hates Windows but that is not what makes them money anymore.

This sounds like a “grass is greener” perspective. My company is power user of GH, and it’s been nightmarish lately dealing with service outages across their offerings. It’s been rough for a couple years, but recently we experience a noticeable service outage daily at this point. I’d be a bit worried if I was GH/MS. IIRC, GH blames azure migration for the instability, but that doesn’t exactly instill confidence either, as azure has been the least polished, most prone to capacity issues, and general lack of polish/ux compared to GCP and AWS.
I find it hard to believe GL won’t at least be able to compete from an agentic workflows standpoint, since integration is a matter of MCP/cli. Provided, I have not extensively used GL (especially in age of coding agents).
Tbh, I’d be more wary of self-hosting gitea or something as a real competitor if reliability of these cloud services continues to be a significant issue.

Yea but giving us E5 for less than we were paying for E3 the 3 years before is insane. 3500 E5s was going to be so hard to get budget for, but the MS rep opened the renewal talks with that insane offer. We didn’t even negotiate it. They are DESPERATE.

> It's just a matter of time before someone does a quantitative analysis of how much time was saved and what's the monetary value of that in savings and opportunity cost. AI creates efficiency and efficiency is rewarded.
There have already been several studies. They showed that 80-90%+ of AI projects in companies fail to deliver the promised value.

I'm not arguing that AI isn't useful, or that it won't become more useful as it improves, but it's very likely that there will be a big slowdown on spend, a thinning out of AI companies as many fail, and a consolidation of players, while people in industry adopting the tools temper expectations instead of spending freely on AI projects to "not get left behind". Similar to what happened with the .com bubble - there was always a TON of value burried in there, but the stock market and industry got way out ahead of the value that was actually being realized, then people figured it out, things consolidated, now 25 years later we actually see the widespread adoption that was promised. Will it take AI that long? Almost certainly not, but there will be a correction and a "come down to earth" period before it's solidified.

>when people realize that Microsoft is the actual leader

Big oof. MSFT is not going to be the winner here.

>they all still use MS Office and Co-pilot integrates so seamlessly with the entire office suite

MS office is quickly losing its moat, and Co-Pilot is absolute garbage compared to top tier models. Like embarrassingly bad for even remotely complex use cases.

First of all, I don't think the AI is a bubble. Why? Because there are real productivity gains happening in the industry and only increasing with each day. It's just a matter of time before someone does a quantitative analysis of how much time was saved and what's the monetary value of that in savings and opportunity cost. AI creates efficiency and efficiency is rewarded.
The stock market, plays a different game. They want to identify the best and top player asap. The challenge with that is that capability wise, almost all AGI models are more or less similar, unless someone is looking for a niche capability. My assessment is that the bubble will pop only when people realize that Microsoft is the actual leader and we will probably see a 2000s repeat, surprisingly in favour of the same company.
Why Microsoft? Simple answer : Inertia. Coders and software engineers don't run offices. Executives do and guess what , they all still use MS Office and Co-pilot integrates so seamlessly with the entire office suite that it's hard to go outside that environment. And most public companies will be afraid to exit that environment because they don't want an "external" AI model accessing their data due to security and auditory concerns.
So yeah, invest in Microsoft, it's cheap right now.

This is what Linux people have been saying for the last two decades. I'm a Linux user myself, but MS still has a strong and steady hold in enterprise solutions.

MS looks good

[WTS] 2018 Libertad Antiqued NGC MS 70 $485 shipped.

Dividend wise it is a buy and hold
You really can't go wrong with banks like BAC, WFC, JPM, USB, C, COF, and MS. They are all pretty much safe and probably will not fail. If you are buying for growth it is a crap shoot. I am not sure how WFC has recovered from all their bad press, and they continue to do the same thing over and over and over.
Growth wise it is a meh for BAC.
I own JPM, C, and MS. Do I worry about them? Nope. I just watch the dividends roll in. January, April, July, October, JPM pays me. February, May, August, November, C and MS pay me. I should buy a bank that pays me in March, June September, and December.
December 2022, JPM was at $132,
February 2026 JPM was at $304.
Banks are going down thanks to some events happening at 1600 Pennsylvania Avenue. Right now, the Private Credit news is rather disconcerting, Blue Owl, Blackrock, and Morgan Stanley are involved. All the banks are probably involved in some sort of Private Credit redemption limitations. banks are a copycat industry, when one bank comes up with a way to get a lot of money, the other banks quickly follow.
This is what caused the 2008 crash. They all sold Mortgage Backed Securities with a cool name, Collateralized Debt Obligations(CDO), to everyone in the world. Everyone knew what Mortgage backed securities meant, Mortgages, but the new name of Collateralized Debt Obligation spiffied it all up. The countries of Ireland and Iceland almost failed. Other European countries were in a bad bind so what do they do? They sue the big banks for misrepresenting their investment.

Iba ang experience ko. Siguro dahil masipag yun RM ko sa BPI. I get a heads up pag may bond offerings. Sya din nagreremind sakin if close to renewal date na yung car and house insurance ko, and she takes care of paying BPI/MS din, i just drop a cheque sa branch. And totoo yung no lines and preferred rates sa loans. There was a time na puro seniors yun nasa shared priority/preferred lanes, dumirecho ako kay RM and siningit nya dun sa mga staff.

PROOF (https://imgur.com/a/XYPJ6ah)
Add on only : 1/1000 gold mangled - $5 (https://coindex.app/a/ceCJCC)
\*\*GOLD:\*\* Take all 1/1000 for $26 EA, Take all 1/200 for $38 EA.
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2x 1/1000 oz Athena - $28 EA
1x 1/1000 oz Merry Christmas - $28
1x 1/1000 oz Queen - $28
6x 1/1000 oz Star of David - $28 EA
11x 1/1000 oz Libertad Tribute - $28 EA
1x 1/200 oz Muertos - $40
3x 1/200 oz Merry Christmas - $40 EA
4x 1/200 oz Egyptian - $40 EA
8x 1/200 oz Minuteman - $40 EA
\*\*ROUNDS/BARS AND COINS:\*\*
\[1825 Bust Dime - \*\*$45\*\*\](https://imgur.com/a/BAPEyLT)
\[Sealed 1956 Proof Set - \*\*$80\*\*\](https://imgur.com/a/uRolAoy)
\[1887 Uncirculated Toned Morgan in Cracked Case - \*\*$240\*\*\](https://imgur.com/a/ahob7o2)
\[1978 Cien Pesos - \*\*$60\*\*\](https://imgur.com/a/okYcYSP)
\[51x Uncirculated 40% SMS Kennedys - \*\*$565\*\*\](https://imgur.com/a/JySDT1j)
\[1891 CC AU Details Spitting Eagle VAM Morgan With Color (I’m unsure if the Reverse color is natural, Rim Dings) - \*\*$385\*\*\](https://imgur.com/a/MbGqmxv)
\[1955 Proof Set- \*\*$85\*\*\](https://imgur.com/a/XB9uIlL)
\[1914 Barber Half - \*\*$110\*\*\](https://imgur.com/a/OoBZkqF)
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\[2x 1970 Proof Set - \*\*$32\*\*\](https://imgur.com/a/gb74MBE)
\*\*COLLECTABLES:\*\*
\[\*\*PHOTOS\*\*\](https://postimg.cc/gallery/k6qMpHQ)
2024 1 oz NIUE 11/30 Carla Esparza UFC - \*\*$250\*\*
2 oz NIUE Signed Jake Paul PCGS PR70 DCAM - $215 (https://coindex.app/a/O2w8qN)
\*\*SLABS\*\*
\[1936 PCGS MS67 Elgin - \*\*$500\*\*\](https://imgur.com/a/6FgKjIQ)
\[1965MO Peso PCGS MS64 - \*\*$35\*\*\](https://imgur.com/a/b1QooIo)
\[1920 S Merc ICG EF45 - \*\*$45\*\*\](https://imgur.com/a/2tVZucZ)
1939 D Merc NGC MS67 FB - $140 (https://coindex.app/a/wcd3E3)
\[1950 Roosevelt NGC PF67 - \*\*$50\*\*\](https://imgur.com/a/dhc1pp1)
\[1953 S Roosevelt PCGS MS66 - \*\*$25\*\*\](https://imgur.com/a/dhc1pp1)
\[1955 S Roosevelt PCGS MS66 - \*\*$25\*\*\](https://imgur.com/a/jDPTRSE)
\[1963 Roosevelt NGC PF67 - \*\*$15\*\*\](https://imgur.com/a/oVKLm9K)
\[1921 S Walker NGC VG 3.5 (VG 10) FunBox 2024 - \*\*$125\*\*\](https://imgur.com/a/jITGiFZ)
\[1941 S Walking Liberty Half Toner PCGS MS 63 - \*\*$105\*\*\](https://imgur.com/a/EhjD4bb)
\[1946 Walking Liberty Half PCI MS65 - \*\*$60\*\*\](https://imgur.com/a/GYAyTO6)
\[1962 D Franklin NGC MS66 - \*\*$260\*\*\](https://imgur.com/a/5t3x0iN)
\[1966 SMS Kennedy NGC MS68 - \*\*$90\*\*\](https://imgur.com/a/lWZePBd)
\[\~\~7\~\~ 6x 1967 SMS Kennedy NGC MS68 - \*\*$90\*\* EA\](https://imgur.com/a/fIj5Yw5)
\[1967 Kennedy PCGS MS65 - \*\*$20\*\*\](https://imgur.com/a/Z7jITSi)
\[1968 S Kennedy PCGS PR67 CAM - \*\*$20\*\*\](https://imgur.com/a/1Qfw10w)
\[3x 1976 S Kennedy Silver PCGS MS68 - \*\*$50\*\* EA\](https://imgur.com/a/7deQUf6)
1986 Silver Commem PCGS MS70 - $80 (https://coindex.app/a/BrHnU1)
\[1973 S IKE Silver PCGS MS68 (small spot under neck) - \*\*$100\*\*\](https://imgur.com/a/Sf5M2ZB)
\[1879 O Morgan Fattie NGC MS63 (Toning) - \*\*$485\*\*\](https://imgur.com/a/WsQLgMj)
\[1921 S Morgan NGC MS64 - \*\*$230\*\*\](https://imgur.com/a/WilnhCa)
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