MS
Morgan Stanley
stock NYSE

For every day standard prompting of regular people, that will likely be low margin indeed. The real money will be in enterprise AI, like the subscriptions of all office workers and all agentic AI that companies use. Anything that is integrated in other tooling, like copilot in MS Office will not easily be replaced by another cheap model.

Helios is AMD's "no asterisk" rack scale GPU full rack scale solution. This is what all the large scale guys will be buying (OpenAI, Meta, MS etc..)
Lisa said lead customers are already sampling it, and the ramp and revenues will start in Q3.
So that means that on the next Q2 ER, it will start boosting the numbers when they announce the Q3 guide.

IIRC, 1965-70 are 40% silver.
1970 is a rare(ish) year because Congress was going to pass a law to eliminate silver in the half dollar.
1971 on are clad - for the most part.
In 1976, there was a 40% silver proof issued for the Bicentennial. It was not intended for circulation, though.
[Here](https://www.ngccoin.com/price-guide/united-states/half-dollars/44/) is a listing, year by year, mint mark by mint mark. Change the *MS/PF* slider to the right of the page title to view the proof issues.

TRADE ONLY - NO SALES FOR CASH
Proof/Pics:
https://coindex.app/a/7ARHmE
Looking to trade my pre-33, Mexican Libertads, or other gold for your vintage poured gold, or some other gold (I'm open). Have other stuff not pictured so much flexibility in finding trades.
Hey pmsforsale. I have, as I imagine many have, gone back and forth a lot on whether to buy or sell gold at this point. I'm giving up on that weekly decision and seeing if anyone out there wants to do some gold for gold trading? It is nice to have new gold running through your hands even if it isn't new weight. I have tons of stuff available (and some for attention) in my pics here.
I am after, starting with my favorite:
Vintage Poured gold
Gold Mex Libertads
Certain pre-33 gold (e.g.wouldnt mind some MS Liberties).
I don't really want to give up any of the vintage stuff in my pics. That one is for attention as to what I am looking for!
If we know each other and have done business, great - we should both feel comfortable. I'm looking for serious traders.
Otherwise, I may want to use a middle man if I dont at least recognize you as having been around for a while. We would split the cost of the MM. Put it this way - the proper diligence will be done.
Each pay own shipping. Other points to be discussed if we make a deal.

**Everything purchased and paid for today will be shipped out TOMORROW**
**Please be warned that I will never send you unsolicited messages offering to sell something that is not part of this sale.**
**I use 2FA and will not share my password, don't waste your time**
Please send me Chat, would prefer not to use DMs any longer
___
[**PROOF FOR EVERYTHING**](https://imgur.com/a/YxoSo1e)
Everything is priced with AU spot @$4699 and AG spot @$77.72 and Pt @$2073 (Kitco quotes)
I use custom poured silver bar made by u/420pepe in my verification photos, I think you should too! :)
___
**NEW STUFF!!**
**1870–2025 Carson City Mint 155th Anniversary Gold & Silver 2-pc Commemorative Set NGC MS70 First Day of Issue** - $4500. Can't find whole lot of comps besides one sold for $7700 and one being sold for $6k right now on the famous auction site(Please don't make me sell it there, I hate it). I included comps at the end of the album | [**ALBUM**](https://imgur.com/a/NypJzFC)
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2006 American Silver Eagle 20th Anniversary 3-Coin Set - $300. Proof, Burnished and Business strike, comes in OGP & with COA, beautiful set | [**ALBUM**](https://imgur.com/a/Q5DsHql)
**MELT DEAL ALERT!!** 1916 Switzerland 20 Francs - $877 | [**ALBUM**](https://imgur.com/a/6OMMf6x)
1962 South Africa 2 Rand MS64 - $1150. Only 10k mintage, same weight as UK sovereigns, .2354 AGW | [**ALBUM**](https://imgur.com/a/xw9EhiC)
1874 G$1 Indian Princess Type 3 - $395. Really nice slightly circulated condition, no damage | [**ALBUM**](https://imgur.com/a/ypKUfvS)
1889-CC $1 Morgan VF Details - $1450. Key date for your collection. Easily $2k+ in straight grade so good discount and most importantly verified authentic by PCGS | [**ALBUM**](https://imgur.com/a/SOassxi)
1878-CC $1 Morgan VF25 - $275. Nice, problem free coin, 1st year of Carson City Mint | [**ALBUM**](https://imgur.com/a/iR9DPQc)
1879-S $1 Morgan MS65 - $225. Very PQ coin. Blast white gem, fully PL reverse, semi-PL obverse | [**ALBUM**](https://imgur.com/a/NJC6nUB)
1863-S Seated Liberty 50c XF45 - $475. Nice, problem free coin | [**ALBUM**](https://imgur.com/a/Y2W6rQ2)
1854-O Seated Liberty Half Dollar AU Details - $275. Good looking coin and most importantly verified authentic by PCGS | [**ALBUM**](https://imgur.com/a/FPoxNgk)
1957 Franklin Half Dollar MS65 - $75. Very attractive toner | [**ALBUM**](https://imgur.com/a/OdcxFuT)
1858-O Seated Liberty Half Dollar - $100. Good looking coin for your album | [**ALBUM**](https://imgur.com/a/wSB7Qex)
1835 Capped Bust Half Dollar - $60. Cheap and affordable | [**ALBUM**](https://imgur.com/a/EH5fyJD)
Canada/UK Silver Lot 108 Grams - Coins are slick or slightly damaged. I think most are .925 but I'm sure there are some .800 ones in there too, so I'm figuring the price based on .850 purity. There're 108 grams of actual weight so melt should be $225. **Yours for $215 shipped**!! | [**ALBUM**](https://imgur.com/a/TqQocMm)
Germania 100 Gram Bars- $285 each, 2 available | [**ALBUM**](https://imgur.com/a/qPdlkJq)
___
**EVERYTHING $100 OR LESS!**
Porte Louis d'Or 20 Francs Coin Tube - $75. Used but in nice shape | [**ALBUM**](https://imgur.com/a/TpVXfdg)
1967 Canada Centennial Coins set - $90. Set has 1.11oz ASW so in melt alone it's ~$85. Comes nicely toned in vintage Capital plastic holder | [**ALBUM**](https://imgur.com/a/E0WFd7t)
1986 American Silver Eagle - $90. Vintage PCI Holder | [**ALBUM**](https://imgur.com/a/6n5NwAx)
1988 American Silver Eagle - $90. Vintage PCI Holder, bit of toning on reverse | [**ALBUM**](https://imgur.com/a/tc7m4uP)
2003 NORFED Liberty Torch $10 1 oz .999 Silver - $95 | [**ALBUM**](https://imgur.com/a/554tG5A)
1917 Type 1 SLQs Lot - $80. Lower grade, price for all 5 as a lot | [**ALBUM**](https://imgur.com/a/V86LTif)
2023-W Silver Eagle PF70 Ultra Cameo Congratulations Set Early Releases - $95. Coin is perfect but holder slightly damaged on 2 corners, priced considering this, usually they go for like $20 more | [**ALBUM**](https://imgur.com/a/jsyho5P)
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**1925 Poland 10 Zlotych MS65** - $1175. Gorgeous example, priced well below comps | [**ALBUM**](https://imgur.com/a/OaShAGs)
1915 $2.5 Indian - $630. Always popular design | [**ALBUM**](https://imgur.com/a/wtDWVbH)
1936 Gettysburg Commemorative 50c MS66 - $875. Very attractive reverse toner| [**ALBUM**](https://imgur.com/a/OPaypRK)
1821 Capped Bust Half Dollar VF35 O-107 - $325. Beautiful coin, borderline XF | [**ALBUM**](https://imgur.com/a/BK2CAut)
1809 8 Reales - $225. Sharp strike, some luster, a little cleaning. Nice coin overall | [**ALBUM**](https://imgur.com/a/Hil3iRA)
Foreign Lot various countries - $250 - 11 coins, different countries/years. From UK Gothic Florin to 1898 New Foundland 50 cents to 1929 Austria 2 Shillings, all cool stuff. Total weight is 3.0405 ASW | [**ALBUM**](https://imgur.com/a/3fmUD6x)
1943 Ecuador 5 Sucre - $50 (0.5787oz ASW) | [**ALBUM**](https://imgur.com/a/6Bwzm80)
___
**2015 Mexico 1oz Libertad MS69** - $120 each, 6 available. Nice fresh coins, priced well below comps | [**ALBUM**](https://imgur.com/a/Krq5RA0) **2 SOLD**
1875-CC Seated Liberty 50c VF - ~~$650~~ $625. Not sure why NGC didn't put the numerical grade on the slab, coin looks like a nice 35 to me. | [**ALBUM**](https://imgur.com/a/wFYT3OC)
1860-O Seated Liberty 50c SS Republic Shipwreck Effect - ~~$350~~ $335. Super attractive example with lots of luster | [**ALBUM**](https://imgur.com/a/lJFpWCw)
1910-B Great Britain Trade Dollar MS61 - ~~$390~~ $375 | [**ALBUM**](https://imgur.com/a/AhVo77H)
1806-Mo Mexico 8 Reales AU50 - $375. Very nice coin with even wear. Cool crack on the planchette, still has some luster in the fields | [**ALBUM**](https://imgur.com/a/EzEL7ZK)
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**GOLD!!**
**1852 $20 Liberty VF35 - $5175**. Cool example of early gold, Type 1 (No Motto) | [**ALBUM**](https://imgur.com/a/LFcUZ2T)
1914 Belgium 20 Francs MS64 Flemish variety - $1100 | [**ALBUM**](https://imgur.com/a/Mq90iVL)
1859 Great Britain 1/2 Sovereign Unc Details - $800. Shame that they called it cleaned as it's a pretty rare and expensive coin in MS grades | [**ALBUM**](https://imgur.com/a/1859-great-britain-1-2-sovereign-unc-details-Ch00LZD)
Pamp Suisse 2.5g Gold Bar - $410 | [**ALBUM**](https://imgur.com/a/ILbcuPO)
___
**BUT WAIT THERE'S MORE!**
1903-S Philippines Peso AU55 - $225. Beautiful example with lots of luster and some toning | [**ALBUM**](https://imgur.com/a/gN351Zh)
1820 Capped Bust Half Dollar XF Details - ~~$375~~ $360. Nice looking coin, sold with great discount compared to straight graded | [**ALBUM**](https://imgur.com/a/1820-capped-bust-half-dollar-xf-details-FwtQ9vF)
1881-S $1 Morgan MS65 NCI - ~~$200~~ $190. Beautiful coin with some toning, old NCI holder | [**ALBUM**](https://imgur.com/a/PB3vYuj)
1939 Washington Quarter MS66 - $85. Some toning, old Fatty holder which is unfortunately a little damaged on one side | [**ALBUM**](https://imgur.com/a/eysZhEy)
___
**RAW COINS!!**
1819 Capped Bust 50c - $115 | [**ALBUM**](https://imgur.com/a/dq4FJ3W)
1878-CC Seated Liberty 25c - $175. High grade coin but has issues as you can see. Priced accordingly | [**ALBUM**](https://imgur.com/a/ijKzLx3)
1917 Standing Liberty Quarter Type 1 - $65. Nice coin, full date | [**ALBUM**](https://imgur.com/a/euZHnva)
1892-O Barber Half Dollar - $500. Key date, very attractive rim toning. I don't think it would grade straight, old cleaning, but you are welcome to try your luck at TPGs :) | [**ALBUM**](https://imgur.com/a/Y8YKLJF)
1885-S $1 Morgan - ~~$180~~ $165. Good looking example for your album | [**ALBUM**](https://imgur.com/a/rCwgEKp)
1890-CC $1 Morgan - ~~$325~~ $300. Nice reverse colors, I would grade it AU Details | [**ALBUM**](https://imgur.com/a/1890-cc-1-morgan-vNea1Ks)
1825 Capped Bust Quarter - $145. Honest wear, affordable type coin | [**ALBUM**](https://imgur.com/a/1825-capped-bust-quarter-miz5bo1)
**RAW PEACE DOLLARS**
1921 $1 Peace - $250. Pretty coin but unfortunate scratch through the LIBERTY in top right obverse, please see the pictures | [**ALBUM**](https://imgur.com/a/cMivhP9)
1923-S $1 Peace - $75 | [**ALBUM**](https://imgur.com/a/u4FDMvB)
1927-S $1 Peace - $175 | [**ALBUM**](https://imgur.com/a/i5MG6Rh)
1927-D $1 Peace - $110 | [**ALBUM**](https://imgur.com/a/u2MNKLU)
____
**Shipping at cost** - First Class (aka Ground Advantage) starts at $5, Priority at $9.50. If you would like insurance (Cost is $1 per $100 of value of the package) or signature (+$3.50) this will be extra. Please let me know if you want any of these extra services. I pack safely and discretely, and ship fast. All paid for purchases will be on their way **NEXT BUSINESS DAY**
Payments are accepted via **PPFF** (Sorry, I do not accept G&S payments anymore) or **Zelle**. If you are a trusted buyer/seller I can accept Venmo (sorry, no Venmo for newer users). USPS money order is cool too. I can no longer accept CashApp

This is why I'm on the fence. I'm up 292%, but the alternative is letting the funds sit in the default money market. I'm also a pretty cautious long term oriented investor - I hold for years not months. Short term fluctuations don't matter to me. I am however skeptical about AI and esp with all the recent talk of sky high token costs. I think the notion that software companies will lose out due to AI is at best a medium to short term risk when looking at decades. However that's where all the current investor focused growth is and the broader economy does not look so hot right now so there aren't many clear, safer growth bets imo. Even intel as a TSMC competitor (the reason I bought them), I have to ask if AI is not the economic silver bullet it's being sold as, is it's current value still supported without AI hype but with real chip sales? Maybe but then such an economic turn would likely result in a dip somewhere along the way.
Also if you think AI is a real risk to Adobe or MS or Accenture or any specialized industry software, I think you're either overvaluing what AI can do at scale or undervaluing how complex industry specific and specialized software can be and how messy making things intercompatable is. Humans still need to review the code, so it speeds things up but doesn't replace real expertise. Which means any given company or startup being able to out compete established industry software is unlikely, even more so if AI costs are not considered relatively cheap anymore.

Umweltanalytik. Die Branche profitiert zur Zeit sehr von Sondervermögen für Infrastruktur und Gebäudesanierung. Einfach mal die die Stellenportale der üblichen Verdächtigen abklappern wie Eurofins, GBA, SGS Fresenius, Agrolab, aber auch kleinere wie UCL, Wessling, oder Competenza. Letztere nur wenn man auf Asbest steht(Nicht abwertend gemeint ist super spannend, aber REM ist halt was völlig anderes als zum Beispiel GC/MS.)
Gesucht werden da halt meistens CTAs und Laboranten, die Leute mit Studium sitzen halt meist am Schreibtisch, Kundenbetreuung, Sales etc...

Their 2 biggest contracts are with Google and Amazon ... they make a lot of money, and can afford to spend the rest of the smaller AI competitors into bankruptcy (same with MS and Meta). If you're not a big fish, the smart money is in data centre building, power infrastructure and site prep ... which is exactly what CIFR do ...

In finance markets, it is important that you never let others know your plan, otherwise you will be slaughtered and become other people's exist liquidity. Unless MS was setup as an exit liquidity for early adopters, being a permanent bull sounds like a stupid idea

The MS Outlook search function is such garbage. Never actually gives me the results I'm looking for. And yet, you regards buy their stock???

Selling three PCGS-certified pre-33 gold pieces. All cert numbers visible in proof photo and happy to send additional close-ups upon request
Proof photo [https://imgur.com/a/G1MDBw2](https://imgur.com/a/G1MDBw2)
1904 Liberty Head $20 - PCGS UNC Details - $4450.00
(Melt $4534)
1907 Liberty Head $10 - PCGS MS 62 - $2,350.00
1901 Liberty Head $5 - PCGS AU details $1,140.00
Add $10 shipping. Will ship USPS Priority.
Flair count is low but my transactions have been large lot deals. Happy to use Middleman at buyers expense.
Zelle (preffered) or Venmo

Don’t know how strong you are in math, but want you to keep in mind that if you want BS+MS in 4 years, you have to be
1. Super passionate about maths, and
2. Top 1% at CMU stem.
To do BS+MS, you need honors Lin Alg and honors calc 3 (which is just real analysis 1+2 smushed together), and take math studies, which is a fancy word for grad versions of all undergrad math classes (algebra, real analysis etc etc..), all the while maintaining minimum 3.5+ (although will prob be higher because all these classes require either an A or sometimes a B to continue). And after that you still need to apply and get accepted (correct me if I’m wrong).
Will say on your second point of CS being scary, although yes it will be hard, Math + CS is one of the most common combos if you’re already very strong at Math or CS, so don’t think it’s that far fetched to do that,

As soon as businesses stop relying on MS Word and Excel and Outlook and etc....

>I repeated because you overlooked or did not acknowledge that monopoly simply means competition is irrelevant to the point for them to take notice.
I acknowledged it in extremely direct terms early on in our exchange, because I didn't want you to get stuck on this(and I repeated it several times afterwards):
In my first comment:
"when the...product people are choosing to use - begins to suffer in quality...Then people may begin to switch to other vendor's products. **Windows** (and Google search) **have historically been near-monopolies which has allowed them to forget this."**
In my second comment:
"I said it *should* be excellent, but **Microsoft's near-monopoly has historically allowed them to never have to prioritize that."**
>In short, Your assertion is that MS monopoly is eroding. Mine is that not to the point that it is a priority for them. They will get back to it when it will start hurting them.
Right, we diverge on our views of where the trend is heading. So we'll just have to see how it plays out.
Microsoft *has* recently made it clear they want to walk back recent changes and improve their product to [bring back "core users"](https://www.techradar.com/computing/windows/microsofts-ceo-promised-the-world-to-consumers-in-a-speech-about-fixing-windows-11-but-one-thing-satya-nadella-said-worries-me), so I would say this *is* a concern on their radar already.

I repeated because you overlooked or did not acknowledge that monopoly simply means competition is irrelevant to the point for them to take notice.
In short, Your assertion is that MS monopoly is eroding. Mine is that not to the point that it is a priority for them. They will get back to it when it will start hurting them.

Did CMC listen to feedback about their painful 2FA? I didn't have to put in an MS Authenticator code every single time I checked my portfolio today

"MS doesn’t thrive on a great product. It is an ecosystem business. They win by monopolising distribution channels and ecosystem lock in."
I'm not sure why you keep saying this - I already stated that I don't think they've ever had high quality products, because they've had a (near) monopoly which means they don't need to.
In other words: you and I agree on this point. Microsoft has built their dominance on monopolization which means they haven't needed the best product.
We both agree on this point. You don't need to say it again.
Where we disagree is that I see signs that Microsoft's monopoly is eroding, and I believe that if their monopoly erodes enough, they are unprepared to defend their market share based on the quality of their products. I cited examples of eroding market share to support my point. I'm not bullish on their future for this reason.
You keep repeating the part that I agree with (that Microsoft has won by monopolization), but I'm just going to assume you also do not think Microsoft is at any risk of losing their monopolization, and your disagreement on that point is why you keep responding. On that point, we can just agree to disagree.
Given Nadella's comments on MSFT's recent ER, it seems he is recognizing the risk here and at least suggesting they'll start to improve quality and try to prevent an exodus of users. They do have the resources to pull it off, and they've done it before. But I think it only gets harder and harder for them going forward and hence I'm not particularly bullish on the company.

If they’re slabbed PCGS or NGC MS 64/65, that’s a fair price. If they’re raw and shiny and you’re not a coin expert, assume they’re cleaned and don’t pay over $60 each.

Proof: https://imgur.com/a/aTgEvmm
Offers always welcome!
Additional images available upon request!
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**SILVER**
2015 NGC MS 69 ASE - $90
2001 NGC MS 69 ASE - $90
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**COPPER TUBES - 20oz each**
**Local meetup or Buy more than 4 tubes and get $5 off per tube**
1x Year of the Dog Tube - $90
1x $1000 Bill Rounds Tube - $80
1x $500 Bill Tube - $80
3x $100 Bill Tube - $80
1x $45 Trump Bill Tube - $80
1x Year of the Snake Tube - $85
2x Koala Tube - $80
2x Jackalope Rabbit Tube - $80
1x Gator Tube - $80
1x St Gaudens Design Tube - $75
1x Standing Liberty Design Tube - $75
1x Seated Liberty Design Tube - $75
2x Trump Tube - $75
1x Nickel Design Tube - $75
\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_
$6 Ground Shipping, $12 Priority. Ships tomorrow
OR
**Local meetup in Orange County, California and get $5 off PER copper tube. FREE Sigma services with meetup!**
Payment via zelle, Venmo or ppff

I don’t think you can overlook where the MS Windows and Office 365 primary market is.
And that’s the reason Teams became successful even though it is a vastly inferior product and experience compared to other available options.
Windows phone was indeed a disaster and more of a FOMO strategy that backfired.
MS doesn’t thrive on a great product. It is an ecosystem business. They win by monopolising distribution channels and ecosystem lock in.
You expecting anything different hardly matters to them as that’s not what their focus as a business is.