MO
Altria Group, Inc.
stock NYSE

I recently reached a projected annual income run rate of **$5,790**, and I’m aiming for $6,000 before year-end.
My portfolio includes QQQI, GPIQ, MO, MSFT, GOOG, MCD, META, LEN, NKE, KMB, O, and VICI. The important caveat: QQQI and GPIQ make up a little over 50**%** of the portfolio, so this income is heavily concentrated and the distributions are not guaranteed.
I enjoy seeing the income grow, but I’m now thinking more about diversification and long-term durability. For new contributions, I’m considering putting less into QQQI/GPIQ and gradually building the individual dividend-growth positions instead.
For those with income-focused portfolios: how would you balance current cash flow against concentration risk and long-term dividend growth?
https://preview.redd.it/7u0m45w49cph1.png?width=1238&format=png&auto=webp&s=b92a617ae626607dc442d2bcc7dcd1140a371c09

\*\*Risk Appetite:\*\* Aggressive (verified using Survey)
\*\*Age:\*\* 25
\*\*Goal:\*\* Wealth creation
\*\*Horizon:\*\* 25-30+ years
\*\*Allocation:\*\* As per image attached - (Ones in Black font are what I have currently, I am planning to add the ones in Orange - MO MidCap 150 Index - as an alternative to active Mid Cap fund and BOI Flexi - as an alternative to PPFC)
\*\*Motilal Oswal Large and Mid Cap\*\* for Direct Growth
\*\*Edelwiess Mid Cap\*\* for Direct Growth
\*\*Invesco Small Cap\*\* for Direct Growth
\*\*Parag Parikh Flexi Cap\*\* for Direct Growth
\*\*UTI Gold ETF FoF\*\* for Direct Growth
\*\*ICICI Prudential Silver ETF FoF\*\* for Direct Growth
\*\*App Used:\*\* Groww
\*\*Why These Funds:\*\* Trying to go heavier on Mid and Snall caps, while keeping commodities as a small portion. Also, planning to dedicate some amount to international equity whenever it opens back up (previously had the Edelwiess US Tech Equity fund but it got closed).

\*\*Target Ratio (Large/Mid/Small/Commodity):\*\* 20-40-30-10

The fed hss a dual mandate.  Control inflation AND promote employment.  The inflation were seeing is due to high energy prices, not loose fiscal policy.   The only way raising rates helps reduce prices is by causing demand destruction which will go hand in hand with unemployment.  My theory is that he'll leave rates as they are and Trump will know ahead of time.  Naked corruptoon seems to be the MO of this admin, so thats my bet.

Good ol' MO. Smoke 'em if you got em

Diversify in terms of industry never in terms of stocks. Most of your portfolio is concentrated in Finance and energy sector, while other sector have very little value or has like 1 share.
Buying HDFC, MO financials, BOM, etc is not diversification. A single rate hike will send them all tumbling down. Rather buy major stocks from varies industry not vertically integrated. Building a portfolio of various high quality stocks in each industry such as Reliance, HDFC, ITC, TCS, EICHER, BSE/NSE, Apollo Hospital, etc will fare you much better and further than buying nifty next 50 or midcap/smallcap stocks and expecting them to be multi-baggers.
ALSO: DO YOUR OWN RESEARCH. THE ABOVE IS NOT AN INVESTMENT ADVICE. ITS ONLY FOR EDUCATIONAL PURPOSE.

Unpopular opinion I’m sure but MO. sure… failing model that has 10-20 years left and the stock price isn’t going anywhere but the $1.11 Div that will rise over time is where the “value” is.

"Altria"(MO), parece barata.

Für mich waren aber nur die peaks relevant. Ehrlich gesagt überfordert es mich manchmal wenn ich zB als Zeitraum 3 miante angeben und dann alles gefühlt in Größe minus 300 angezeigt wird. Daher gebe ich die peaks von MO Fr für mich oft in ein Sheet ein und hab mehr Überblick