JPM
JPMorgan Chase & Co.
stock NYSE

LOL, the forced selling to cover other losses recently
the forced selling from CHANGED margin requirements,
the manipulation from JPM,
The huge number of fakes in the market diluting the price.
....yeah, silver is going to be a real scarce asset when \^ unwinds down to what is actually held.

JPM is a suppressor Benedict Arnold. They are now on the Ownership Roster...maybe.

Why Dividend Growth investing:
1.) Able to generate a market rate of return with a lot less volatility
2.) No Sequence of Return Risk
3.) Ability to create Generational Wealth - having the ability to share our wealth with our family and causes that are important to us (do good in the world)
4.) Gives you more control over the outcome / focus on Dividend Growth instead of share price
5.) Easier to know when you can retire
6.) A study by Hartford Funds shows that Dividend Growth stocks have outperformed non-payers, non-growers and eliminators from 1980 to 2023
7.) Extremely tax efficient in retirement. A married couple filing jointly can earn just over $126,000 in qualified dividends a year and pay $0 in taxes.
—————
What to do with Free Cash Flow?
Capital allocation is the most important task of a company’s management. Their options:
- Reinvest for organic growth
- Mergers & Acquisitions
- Pay down debt
- Buy back shares
- Pay out Dividends
The decision to pay dividends often comes down to efficiency.
Companies like MSFT, AVGO, NEE, etc. generate so much cash that, after funding high-return projects, there's still excess.
At this point, paying dividends becomes the most efficient use of capital.
But here's what makes these companies unique: they can pay dividends without sacrificing growth.
For example, Microsoft has been paying dividends since 2003. In 2013, they paid out $7.5 billion in dividends while generating $24.5 billion in free cash flow.
A decade later, their free cash flow nearly tripled to $60 billion, and their dividend payments grew to $18 billion annually.
Despite paying out dividends, Microsoft continued to grow at an exceptional rate.
Now a look at poor Capital Allocation with Meta:
Meta spent $45B on Reality Labs (Metaverse), which was unprofitable (zero ROI on that $45B for investors)
Paying out dividends instead of reinvesting in low ROl projects increases total return
Any capital that can't be reinvested at a high ROl should be paid out as a dividend
—————
Here are my considerations for Dividend Growth stocks (not Dividend Income):
Starting yield at least at least 2x the current yield on SPY
Dividend growth of at least 6% (twice as fast as inflation)
Earnings growth greater than or equal to dividend growth
Payout Ratio less than 60% (80% for Utilities)
10+ years consecutive dividend growth
Credit rating of BBB+ or better
LT Debt/Capital less than 50%
Appropriate Chowder Rule score
Analyst scorecard (how reliable are the projections?)
No one stock greater than 5% of portfolio and no sector more than 20%
—————
My Current Holdings:
**Retirement account:**

Growth: QQQM SCHG
Dividend Growth: SCHD DGRO FDVV
Income: FSCO JEPI JEPQ RNP RQI UTG
International Income: IDVO LVHI
**Taxable account:**
Because we are recently retired early, the portfolio is in the process of migrating from Dividend Growth to Dividend Income.
Growth: GOOGL AMZN AAPL NVDA V
Dividend Growth: HD LOW PEP PG CVX AMP BX FITB JPM PRU STT AMGN JNJ CAT CMI LMT UNP AVGO MSFT QCOM EGP ATO CPK ES EVRG NEE WEC
Dividend Income: VZ BKE EPD HESM MPLX AB AFG O VICI EOI EOS GPIX GPIQ QQQH QQQI SPYH SPYI

JPM wants to protect their dying business model is what they want.

I mentioned JPM in the post.
Just say you didnt read the link.

Is that why JPM paid a billion $$ fine just a few years back for market manipulation in metals markets ? Among other penalties? I agree a lot conspiracy nonsense abounds. But the suppression bias is real. Many banks (mostly US) have seen the future and reversed their shorts. Others may still be stuck - short and distraught. But they are all joined at the hip, because if one fails they all go down. Such is the nature of hyper-leveraged credit markets. It's all interconnected, until it implodes. Then the metals will stand alone.

To all beginners here: Please do your own research. Silver is not like a Gamestop squeeze and never will be.
The AI images of banksters fighting apes may be convincing but do your own research, and no, AI videos of Asians talking doesn't count as research.
The following link is excellent to clear up misunderstandings that are commonly quoted on these subs. PS yes I know JPM done spoofing, and I am bullish for silver for this year and the next 5 years.
Snippet from link:
Misunderstanding #1 - banks are shorting silver to suppress prices
A persistent claim is that banks deliberately short silver to keep prices down, laying the groundwork for a GameStop-style squeeze. This story resurfaces whenever futures positioning data is released.
Banks do short silver futures - that part is true. The error is assuming this represents a directional view ie that they are betting on silver going down a la Gamestop.
In practice, banks are typically acting as market makers. When hedge funds or trading firms - often their own clients - want silver exposure via futures, someone must take the other side.
Banks, however, do not want price risk. To neutralise their futures exposure, they usually buy an equivalent (or greater) amount of physical silver, often in London. This is the classic cash-and-carry trade.
Under normal conditions, this earns a modest arbitrage spread. The key point is that the futures short is offset by physical holdings. There is no meaningful directional exposure and no obvious mechanism for a GameStop-style squeeze or systematic price suppression.

Manipulation of paper silver by JPM

JPM and MA literally said “Buy the war dip”.
Couldnt have shouted they were looking to exit more clearly.

Just a part of paper price behavior "*Institutional whales abandon silver positions to cover margin calls and crashing equity indices*." Lol what a bunch of broke clowns..that s what you get when you giving money to JPM and Black Rock and dont sue them for cheating on rules instead of buying physical. Which by the way you probably can not buy. What a shitshow lol haha..

Yall remember when JPM ans MS explicityly said “Buy the dip on war” yesterday?
Yeah they needed exit liquidity and to flip over to shorts and retail gave it to them.

This will go to shit tomorrow.
How can you think the market will get stable when you are getting hot af ppi data with rising energy costs.
And now these beard guys look like they are not so incompetent after all, if the war does not end this week we are up for some fucked up shit.
Today what saved the market? Some MS and JPM sellside research overweight upgrades on “undervalued” equity names, please, Textbook dumping prelude.
Buying gold/oil at the open today was really idiotic, but believing in the rally was degrees of magnitude worse.
Many reasons for this market to shit the bed, can’t find any for it to rally… lets see what happens

JPM wants a level playing field lol

You bought the top on banks. You can’t pay 1.5-2x book for banks and make any money. They aren’t great businesses. Best to get them under book value, if you want a decent return. The only bank I would pay even book value for is JPM.
You also got suckered into the “PayPal is cheap” trap like thousands of others on Reddit. Foxa, WTF???
Try looking at some market leaders instead of junky companies. Think about what you are doing and why it didn’t work or your alternative is to be like 99.9 percent of other redditors and keep pretending you are right while you lose lots of money.

As the title suggests, I have made some paper investments on investopedia simulator a couple months back and haven't seen any progress. Though the value fluctuates up and down, over the long run it has stayed around the same amount. I wanted to know what I was doing wrong, what i was doing right and what must I do to improve.
I'm not committed to looking at charts everyday, though I try to keep myself updated with industry trends and how the market is generally looking like.
I am attaching a table with a summary of my portfolio below - I would really appreciate some constructed criticism.
|**Symbol**|**Company**|**Current Price**|**Today’s Change**|**Purchase Price**|**QTY**|**Total Value**|**Total Gain/Loss**|
|:-|:-|:-|:-|:-|:-|:-|:-|
|AAPL|Apple Inc|$262.55|\-$68.46 (-0.62%)|$239.92|42|$11,027.10|$950.30 (9.43%)|
|ACLS|Axcelis Technologies Inc|$84.57|$166.60 (2.37%)|$81.05|85|$7,188.45|$298.93 (4.34%)|
|BLK|BlackRock Inc.|$1,064.01|\-$2.28 (-0.05%)|$1,130.00|4|$4,250.64|\-$269.36 (-5.96%)|
|CAT|Caterpillar Inc.|$744.40|$12.56 (0.21%)|$514.22|8|$5,955.20|$1,841.44 (44.76%)|
|DHR|Danaher Corp.|$206.55|\-$28.63 (-1.94%)|$218.23|7|$1,445.85|\-$81.76 (-5.35%)|
|FSLR|First Solar Inc|$195.10|\-$21.92 (-1.39%)|$228.29|8|$1,555.68|\-$270.64 (-14.82%)|
|GDX|VanEck Gold Miners ETF|$114.21|\-$22.82 (-1.41%)|$73.80|14|$1,598.94|$565.74 (54.76%)|
|GLD|SPDR Gold Shares|$487.97|$21.10 (0.87%)|$377.31|5|$2,439.85|$553.30 (29.33%)|
|GM|General Motors|$76.49|\-$51.06 (-2.82%)|$67.18|23|$1,759.27|$214.25 (13.87%)|
|HD|Home Depot|$372.01|\-$40.48 (-2.66%)|$388.55|4|$1,482.40|\-$71.80 (-4.62%)|
|HDB|HDFC Bank ADR|$31.06|\-$67.68 (-2.26%)|$37.22|94|$2,926.22|\-$577.19 (-16.35%)|
|HON|Honeywell|$245.44|$1.61 (0.76%)|$206.54|9|$2,208.92|$350.10 (18.83%)|
|IAU|iShares Gold Trust|$100.29|$2.50 (0.91%)|$77.28|25|$2,499.25|$567.25 (29.36%)|
|JNJ|Johnson & Johnson|$248.57|$4.18 (0.05%)|$192.79|31|$7,705.52|$1,729.18 (28.93%)|
|JPM|JPMorgan Chase|$297.19|\-$43.51 (-1.04%)|$293.33|14|$4,160.63|$54.01 (1.32%)|
|KO|Coca-Cola|$80.61|\-$14.33 (-1.17%)|$70.02|15|$1,209.08|$158.78 (15.12%)|
|LEN|Lennar Corp|$110.48|\-$197.10 (-3.83%)|$127.55|45|$4,949.10|\-$790.65 (-13.77%)|
|MS|Morgan Stanley|$167.79|$11.52 (0.77%)|$159.43|9|$1,510.11|$75.24 (5.24%)|
|NEE|NextEra Energy|$91.84|\-$115.80 (-2.06%)|$83.43|60|$5,510.40|$504.60 (10.08%)|
|NFTY|India Nifty 50 ETF|$56.20|\-$202.00 (-1.77%)|$57.27|200|$11,240.00|\-$214.00 (-1.87%)|
|NVDA|NVIDIA|$180.66|$18.85 (2.13%)|$155.55|5|$904.80|$127.04 (16.33%)|
|SCHW|Charles Schwab|$95.38|$3.60 (0.19%)|$94.33|20|$1,907.60|$21.10 (1.12%)|
|SLV|iShares Silver Trust|$81.04|\-$98.75 (-4.65%)|$44.08|25|$2,026.00|$924.00 (83.85%)|
|SNPE|Xtrackers S&P 500 ETF|$62.85|\-$5.07 (-0.21%)|$58.69|39|$2,451.15|$162.10 (7.08%)|
|STLA|Stellantis N.V|$7.57|\-$48.36 (-6.43%)|$10.80|93|$704.01|\-$299.93 (-29.87%)|
|TLT|iShares 20+ Yr Treasury ETF|$89.66|\-$18.29 (-1.01%)|$91.40|20|$1,792.10|\-$35.80 (-1.96%)|
|TMO|Thermo Fisher Scientific|$506.88|\-$142.30 (-2.73%)|$563.71|10|$5,068.80|\-$568.30 (-10.08%)|
|TSLA|Tesla|$401.50|\-$14.14 (-0.25%)|$437.31|14|$5,621.00|\-$501.34 (-8.19%)|
|UNH|UnitedHealth|$292.64|\-$3.15 (-0.21%)|$360.08|5|$1,463.20|\-$337.18 (-18.73%)|
|WM|Waste Management|$241.78|$4.70 (0.39%)|$216.93|5|$1,208.90|$124.25 (11.46%)|

JPM says WW3 was already accounted for and everyone should be buying the dip in the big indexes. “Please, everyone, buy SPY, so we can afford to keep GME under $24.”

On one side, I bought miners for a commodity whose price was artificially maintained by JPM for years (but they're now long on it), which is essential for solar energy and new solid state car batteries, defense, etc. No new silver mines launched in years, a very severe shortage that could lead to a crisis before July, and only a handful of discoveries that will be operational in 2030+.
On the other side, you bought makers of a commodity that is benefitting from a gigantic, euphoric, bubble-like capex spending that is so huge that they will have negative cash flow for the first time since going public, to build a non-profitable product that is transforming the largest profitable companies in the world into a short-term financial crisis trigger.
Yeah I considered it, hope you'll be able to exit in time lmao

80% VOO.
Rest: MS, JPM, V, AXP, WMT, BRK, AAPL, NFLX, NVDA, AMZN, META, MSFT, COST, GOOGL
Smaller amounts (riskier) BTC, RDDT and UNH.

I like how it starts with JPM those guys own the USA basically.

2FA activated and password protected.
Proof: https://imgur.com/a/a2383Qx
\- gold:
$615 (under spot) - 1888 German 10 mark, great condition, I’d guess MS
\- Silver:
$1020 (15 over spot) - vintage WSR 10.70oz bar
$515 - vintage MMM 5oz bar
$515 - vintage JPM 5oz bar
$93 (under spot) - vintage 1oz bar
\- Argentina silver: ($195 shipped for all 7 coins)
$22 each - 1882-1883 Argentina 10 centavos (any)
$33 - 1883 Argentina 20 centavos
$65 - 1883 Aegentina 50 centavos
\- Add ons only:
\+$38 - Mexico 5 pesos
\+$9 each - 3x 40% Kennedy half dollars
\+$5 - 1965 Un Peso
I pack very well and always make sure nothing is rattling. I always use lots of tape as well. Each bubble mailer I send out has at least 1 layer of packaging tape all around the entire package. I also use small boxes for heavier, irregular, or higher value items.
Shipping:
USPS: $6 ground for anything under 10oz, or $11 Priority (priority required for 10+ oz.)
\*\*\*USPS does not include additional insurance. If you would like additional insurance, usps registered mail will be required at cost by buyer. If additional insurance is not included, once the package gets scanned in at the post office, I am no longer liable in the case of a lost package. I will help in any way I can in the event of a package not being delivered.
Please comment here before moving to chat.
Accepting, in order of preference; Zelle, PPFF, Venmo