CFG
Citizens Financial Group, Inc.
stock NYSE

# Today is Thursday, the 16th of July
## Upcoming events for Thursday, July 16th
- Stock splits:
- GNPX @ **1:22**
- ILXP @ **1:500**
- Expected earnings:
AA, ABT, BANF, BCML, BSVN, BVFL, CASS, CBSH, CFG, CHMG, CNS, CWBC, FFIN, FNB, GE, HOVR, IIIN, INDB, MAN, NFLX, PLD, SFNC, STT, TSM, UNH, USB, VIST, VZLA, WABC, WAFD, WIT
- Ex-div:
GOLI, HRZN, JOUT, ODTE, QQQY, RBIL, REGCO, REGCP, SATA, ULTI, USOY, YQQQ, ZTOP
- Economic events and announcements:
- Beige Book
- Core PPI (actual: 0.2%, consensus: 0.3%, previous: 0.1%)
- Core PPI (actual: 4.7%, consensus: 5.2%, previous: 4.6%)
- Crude Oil Imports (actual: -0.399M, previous: 1.096M)
- Crude Oil Inventories (actual: -1.692M, consensus: -1.800M, previous: 2.998M)
- Cushing Crude Oil Inventories (actual: 0.430M, previous: -0.052M)
- Distillate Fuel Production (actual: 0.072M, previous: -0.001M)
- EIA Refinery Crude Runs (actual: 0.099M, previous: -0.172M)
- EIA Weekly Distillates Stocks (actual: 4.556M, consensus: 0.100M, previous: -4.980M)
- EIA Weekly Refinery Utilization Rates (actual: 0.4%, previous: -0.8%)
- FOMC Member Williams Speaks
- Fed Governor Cook Speaks
- Gasoline Inventories (actual: -1.533M, consensus: -0.800M, previous: -1.904M)
- Gasoline Production (actual: -0.096M, previous: -0.233M)
- Heating Oil Stockpiles (actual: 0.030M, previous: -0.427M)
- MBA 30-Year Mortgage Rate (actual: 6.65%, previous: 6.58%)
- MBA Mortgage Applications (actual: -2.7%, previous: -2.2%)
- MBA Purchase Index (actual: 157.2, previous: 169.5)
- Mortgage Market Index (actual: 259.1, previous: 266.3)
- Mortgage Refinance Index (actual: 821.9, previous: 794.4)
- NY Empire State Manufacturing Index (actual: 15.60, consensus: 9.30, previous: 5.70)
- PPI (actual: -0.3%, consensus: 0.0%, previous: 0.6%)
- PPI (actual: 5.5%, consensus: 6.2%, previous: 6.0%)
- PPI ex. Food/Energy/Transport (actual: 0.1%, previous: 0.8%)
- PPI ex. Food/Energy/Transport (actual: 5.1%, previous: 5.1%)
## Upcoming events for Friday, July 17th
- Stock splits:
- VIVK @ **1:20**
- WCUFF @ **1:20**
- Expected earnings:
ALV, AUC, BFC, DIT, FITB, HDB, HIFS, IBN, MCBS, NB, OVLY, PLG, RBCAA, RF, SPFI, TFC, TRV
- Ex-div:
CBRL, FRD, GWRS, HERZ, KARO, MGRC, OXLC, OXLCM, OXLCN, OXLCO, OXSQ, PBHC, RGCO, SATA, WDFC
- Economic events and announcements:
- 4-Week Bill Auction (previous: 3.630%)
- 8-Week Bill Auction (previous: 3.635%)
- Atlanta Fed GDPNow (consensus: 1.3%, previous: 1.3%)
- Business Inventories (consensus: 0.3%, previous: 0.5%)
- Continuing Jobless Claims (consensus: 1,820K, previous: 1,814K)
- Core Retail Sales (consensus: 0.0%, previous: 0.8%)
- Fed Governor Jefferson Speaks
- Fed Logan Speaks
- Fed Schmid Speaks
- Initial Jobless Claims (consensus: 216K, previous: 215K)
- Jobless Claims 4-Week Avg. (previous: 218.75K)
- NAHB Housing Market Index (consensus: 35, previous: 35)
- Natural Gas Storage (consensus: 45B, previous: 61B)
- Pending Home Sales (consensus: -0.5%, previous: 3.8%)
- Pending Home Sales Index (previous: 76.8)
- Philadelphia Fed Manufacturing Index (consensus: 12.7, previous: 10.3)
- Philly Fed Business Conditions (previous: 50.2)
- Philly Fed CAPEX Index (previous: 41.20)
- Philly Fed Employment (previous: 7.9)
- Philly Fed New Orders (previous: 27.3)
- Philly Fed Prices Paid (previous: 53.20)
- Retail Control (consensus: 0.5%, previous: 0.7%)
- Retail Inventories Ex Auto (consensus: 0.4%, previous: 0.6%)
- Retail Sales (consensus: 0.2%, previous: 0.9%)
- Retail Sales (previous: 6.88%)
- Retail Sales Ex Gas/Autos (previous: 0.5%)
- U.S. President Trump Speaks
## Upcoming events for Saturday, July 18th
- Economic events and announcements:
- Atlanta Fed GDPNow
- Building Permits (consensus: 1.400M, previous: 1.410M)
- Building Permits (previous: -0.9%)
- CFTC Aluminium speculative net positions (previous: 1.3K)
- CFTC Copper speculative net positions (previous: 64.3K)
- CFTC Corn speculative net positions (previous: 101.0K)
- CFTC Crude Oil speculative net positions (previous: 75.7K)
- CFTC Gold speculative net positions (previous: 194.2K)
- CFTC Nasdaq 100 speculative net positions (previous: 2.1K)
- CFTC Natural Gas speculative net positions (previous: -165.3K)
- CFTC S&P 500 speculative net positions (previous: -42.9K)
- CFTC Silver speculative net positions (previous: 28.0K)
- CFTC Soybeans speculative net positions (previous: 112.8K)
- CFTC Wheat speculative net positions (previous: -49.7K)
- Capacity Utilization Rate (consensus: 76.2%, previous: 76.2%)
- Export Price Index (previous: 1.3%)
- Export Price Index (previous: 11.2%)
- Housing Starts (consensus: 1.320M, previous: 1.177M)
- Housing Starts (previous: -15.4%)
- Import Price Index (consensus: -0.4%, previous: 1.9%)
- Import Price Index (previous: 6.7%)
- Industrial Production (consensus: 0.2%, previous: 0.1%)
- Industrial Production (previous: 1.67%)
- Manufacturing Production (previous: 0.0%)
- Michigan 1-Year Inflation Expectations (previous: 4.6%)
- Michigan 5-Year Inflation Expectations (previous: 3.3%)
- Michigan Consumer Expectations (previous: 50.7)
- Michigan Consumer Sentiment (consensus: 51.4, previous: 49.5)
- Michigan Current Conditions (previous: 47.7)
- U.S. Baker Hughes Oil Rig Count
- U.S. Baker Hughes Total Rig Count
^^^^2026-07-16

# Today is Wednesday, the 15th of July
## Upcoming events for Wednesday, July 15th
- Stock splits:
- AIBD @ **1:10**
- AMDD @ **1:10**
- GGLS @ **1:10**
- KORU @ **20:1**
- MUU @ **20:1**
- DRIP @ **1:10**
- SOXS @ **1:10**
- TZA @ **1:10**
- TECS @ **1:10**
- LMED @ **5:1**
- Expected earnings:
ASML, BLK, BNY, CAG, CTAS, CTBI, ELV, FEIM, FHN, GSBC, HOMB, JBHT, JNJ, KARO, KMI, MRTN, MS, MTB, PGR, PKBK, PLBC, PNC, SIFY, TRX, UAL, UNB, UROY
- Ex-div:
AIPI, BCIC, BELFA, BELFB, BPOPM, CAC, CEPI, CHCO, CMTV, CSWC, FEPI, HYBI, MLCIL, MST, NHP, NWFL, OCCI, OCCIM, OCCIN, PECO, QDTY, QLDY, RDTY, SATA, SDTY, STRC, TRIN, TSYX, VSEC, YBMN
- Economic events and announcements:
- ADP Employment Change Weekly (actual: 19.80K, previous: 21.00K)
- API Weekly Crude Oil Stock (actual: -0.056M, consensus: -2.700M, previous: -0.399M)
- CPI (actual: -0.4%, consensus: -0.1%, previous: 0.5%)
- CPI (actual: 3.5%, consensus: 3.8%, previous: 4.2%)
- CPI Index, n.s.a. (actual: 333.95, consensus: 334.70, previous: 335.12)
- CPI Index, s.a (actual: 332.57, previous: 333.98)
- CPI, n.s.a (actual: -0.35%, previous: 0.63%)
- Cleveland CPI (actual: 0.2%, previous: 0.3%)
- Core CPI (actual: 0.0%, consensus: 0.2%, previous: 0.2%)
- Core CPI (actual: 2.6%, consensus: 2.8%, previous: 2.9%)
- Core CPI Index (actual: 336.07, previous: 336.12)
- FOMC Member Bowman Speaks
- Fed Goolsbee Speaks
- Fed Governor Cook Speaks
- Fed Vice Chair for Supervision Barr Speaks
- NFIB Small Business Optimism (actual: 97.4, consensus: 95.8, previous: 95.3)
- Overall Net Capital Flow (actual: 132.20B, previous: 76.60B)
- Real Earnings (actual: 0.8%, previous: -0.2%)
- Redbook (actual: 8.2%, previous: 11.5%)
- TIC Net Long-Term Transactions (actual: 232.7B, consensus: 128.5B, previous: 104.8B)
- TIC Net Long-Term Transactions including Swaps (actual: 232.70B, previous: 104.80B)
- US Foreign Buying, T-bonds (actual: 56.60B, previous: 50.50B)
## Upcoming events for Thursday, July 16th
- Stock splits:
- GNPX @ **1:22**
- Expected earnings:
AA, ABT, BANF, BCML, BSVN, BVFL, CASS, CBSH, CFG, CHMG, CNS, CWBC, FFIN, FNB, GE, HOVR, IIIN, INDB, MAN, NFLX, PLD, SFNC, STT, TSM, UNH, USB, VIST, VZLA, WABC, WAFD, WIT
- Ex-div:
HRZN, JOUT, REGCO, REGCP, SATA
- Economic events and announcements:
- Beige Book
- Core PPI (consensus: 0.3%, previous: 0.4%)
- Core PPI (consensus: 5.2%, previous: 4.9%)
- Crude Oil Imports (previous: 1.096M)
- Crude Oil Inventories (consensus: -1.800M, previous: 2.998M)
- Cushing Crude Oil Inventories (previous: -0.052M)
- Distillate Fuel Production (previous: -0.001M)
- EIA Refinery Crude Runs (previous: -0.172M)
- EIA Weekly Distillates Stocks (previous: -4.980M)
- EIA Weekly Refinery Utilization Rates (previous: -0.8%)
- FOMC Member Williams Speaks
- Fed Governor Cook Speaks
- Gasoline Inventories (previous: -1.904M)
- Gasoline Production (previous: -0.233M)
- Heating Oil Stockpiles (previous: -0.427M)
- MBA 30-Year Mortgage Rate (previous: 6.58%)
- MBA Mortgage Applications (previous: -2.2%)
- MBA Purchase Index (previous: 169.5)
- Mortgage Market Index (previous: 266.3)
- Mortgage Refinance Index (previous: 794.4)
- NY Empire State Manufacturing Index (consensus: 9.30, previous: 5.70)
- PPI (consensus: 0.0%, previous: 1.1%)
- PPI (consensus: 6.2%, previous: 6.5%)
- PPI ex. Food/Energy/Transport (previous: 0.8%)
- PPI ex. Food/Energy/Transport (previous: 5.1%)
## Upcoming events for Friday, July 17th
- Expected earnings:
ALV, AUC, BFC, DIT, FITB, HDB, HIFS, IBN, LEDS, MCBS, NB, OVLY, PLG, RBCAA, RF, SPFI, TFC, TRV
- Ex-div:
CBRL, FRD, GWRS, HERZ, KARO, MGRC, OXLC, OXLCM, OXLCN, OXLCO, OXSQ, PBHC, RGCO, SATA, WDFC
- Economic events and announcements:
- 4-Week Bill Auction (previous: 3.630%)
- 8-Week Bill Auction (previous: 3.635%)
- Atlanta Fed GDPNow (consensus: 1.3%, previous: 1.3%)
- Business Inventories (consensus: 0.3%, previous: 0.5%)
- Continuing Jobless Claims (previous: 1,814K)
- Core Retail Sales (consensus: -0.1%, previous: 0.8%)
- Fed Governor Jefferson Speaks
- Fed Logan Speaks
- Fed Schmid Speaks
- Initial Jobless Claims (consensus: 215K, previous: 215K)
- Jobless Claims 4-Week Avg. (previous: 218.75K)
- NAHB Housing Market Index (consensus: 35, previous: 35)
- Natural Gas Storage (previous: 61B)
- Pending Home Sales (consensus: -0.3%, previous: 3.8%)
- Pending Home Sales Index (previous: 76.8)
- Philadelphia Fed Manufacturing Index (consensus: 12.1, previous: 10.3)
- Philly Fed Business Conditions (previous: 50.2)
- Philly Fed CAPEX Index (previous: 41.20)
- Philly Fed Employment (previous: 7.9)
- Philly Fed New Orders (previous: 27.3)
- Philly Fed Prices Paid (previous: 53.20)
- Retail Control (previous: 0.7%)
- Retail Inventories Ex Auto (consensus: 0.4%, previous: 0.4%)
- Retail Sales (consensus: 0.3%, previous: 0.9%)
- Retail Sales (previous: 6.88%)
- Retail Sales Ex Gas/Autos (previous: 0.5%)
## Upcoming events for Saturday, July 18th
- Economic events and announcements:
- Atlanta Fed GDPNow
- Building Permits (consensus: 1.400M, previous: 1.410M)
- Building Permits (previous: -0.9%)
- CFTC Aluminium speculative net positions (previous: 1.3K)
- CFTC Copper speculative net positions (previous: 64.3K)
- CFTC Corn speculative net positions (previous: 101.0K)
- CFTC Crude Oil speculative net positions (previous: 75.7K)
- CFTC Gold speculative net positions (previous: 194.2K)
- CFTC Nasdaq 100 speculative net positions (previous: 2.1K)
- CFTC Natural Gas speculative net positions (previous: -165.3K)
- CFTC S&P 500 speculative net positions (previous: -42.9K)
- CFTC Silver speculative net positions (previous: 28.0K)
- CFTC Soybeans speculative net positions (previous: 112.8K)
- CFTC Wheat speculative net positions (previous: -49.7K)
- Capacity Utilization Rate (consensus: 76.2%, previous: 76.2%)
- Export Price Index (previous: 1.3%)
- Export Price Index (previous: 11.2%)
- Housing Starts (consensus: 1.320M, previous: 1.177M)
- Housing Starts (previous: -15.4%)
- Import Price Index (consensus: -0.4%, previous: 1.9%)
- Import Price Index (previous: 6.7%)
- Industrial Production (consensus: 0.2%, previous: 0.1%)
- Industrial Production (previous: 1.67%)
- Manufacturing Production (previous: 0.0%)
- Michigan 1-Year Inflation Expectations (previous: 4.6%)
- Michigan 5-Year Inflation Expectations (previous: 3.3%)
- Michigan Consumer Expectations (previous: 50.7)
- Michigan Consumer Sentiment (consensus: 51.4, previous: 49.5)
- Michigan Current Conditions (previous: 47.7)
- U.S. Baker Hughes Oil Rig Count
- U.S. Baker Hughes Total Rig Count
^^^^2026-07-15

# Today is Tuesday, the 14th of July
## Upcoming events for Tuesday, July 14th
- Stock splits:
- JEM @ **1:12**
- APEOF @ **1:3**
- ASWRF @ **1:20**
- LMED @ **5:1**
- LGHL @ **1:9**
- ARMH @ **10:1**
- ASMH @ **10:1**
- STHH @ **10:1**
- YXT @ **1:10**
- Expected earnings:
AEHR, ANGO, BAC, C, CRMT, EQBK, ERIC, FAST, GS, JPM, KMTS, LOOP, PXED, WFC
- Ex-div:
APOG, CCD, CGO, CHI, CHW, CHY, CPZ, CSQ, FCEF, HNDL, NEWTH, SATA
- Economic events and announcements:
- 3-Month Bill Auction (actual: 3.760%, previous: 3.735%)
- 6-Month Bill Auction (actual: 3.860%, previous: 3.830%)
- FOMC Member Bowman Speaks
- Fed Waller Speaks
- Federal Budget Balance (actual: -120.0B, consensus: -135.8B, previous: -293.0B)
- OPEC Meeting
## Upcoming events for Wednesday, July 15th
- Stock splits:
- AIBD @ **1:10**
- AMDD @ **1:10**
- GGLS @ **1:10**
- KORU @ **20:1**
- MUU @ **20:1**
- DRIP @ **1:10**
- SOXS @ **1:10**
- TZA @ **1:10**
- TECS @ **1:10**
- Expected earnings:
ASML, BLK, BNY, CAG, CTAS, CTBI, ELV, FEIM, FHN, GSBC, HOMB, JBHT, JNJ, KARO, KMI, MRTN, MS, MTB, PGR, PKBK, PLBC, PNC, SIFY, UAL, UNB, UROY
- Ex-div:
BCIC, BELFA, BELFB, BPOPM, CAC, CHCO, CMTV, CSWC, MLCIL, NHP, NWFL, OCCI, OCCIM, OCCIN, PECO, SATA, STRC, TRIN, VSEC
- Economic events and announcements:
- ADP Employment Change Weekly (previous: 21.00K)
- API Weekly Crude Oil Stock (previous: -0.399M)
- CPI (consensus: -0.1%, previous: 0.5%)
- CPI (consensus: 3.8%, previous: 4.2%)
- CPI Index, n.s.a. (consensus: 334.71, previous: 335.12)
- CPI Index, s.a (previous: 333.98)
- CPI, n.s.a (previous: 0.63%)
- Cleveland CPI (previous: 0.3%)
- Core CPI (consensus: 0.2%, previous: 0.2%)
- Core CPI (consensus: 2.8%, previous: 2.9%)
- Core CPI Index (previous: 336.12)
- FOMC Member Bowman Speaks
- Fed Goolsbee Speaks
- Fed Governor Cook Speaks
- Fed Vice Chair for Supervision Barr Speaks
- NFIB Small Business Optimism (actual: 97.4, consensus: 95.8, previous: 95.3)
- Overall Net Capital Flow (previous: 26.10B)
- Real Earnings (previous: -0.2%)
- Redbook (previous: 11.5%)
- TIC Net Long-Term Transactions (consensus: 128.5B, previous: 103.1B)
- TIC Net Long-Term Transactions including Swaps (previous: 103.10B)
- US Foreign Buying, T-bonds (previous: 50.50B)
## Upcoming events for Thursday, July 16th
- Expected earnings:
AA, ABT, BANF, BCML, BSVN, BVFL, CASS, CBSH, CFG, CHMG, CNS, CWBC, FFIN, FNB, GE, HOVR, IIIN, INDB, MAN, NFLX, PLD, SFNC, STT, TSM, UNH, USB, VIST, VZLA, WABC, WAFD, WBS, WIT
- Ex-div:
HRZN, JOUT, REGCO, REGCP, SATA
- Economic events and announcements:
- Beige Book
- Core PPI (consensus: 0.4%, previous: 0.4%)
- Core PPI (consensus: 5.2%, previous: 4.9%)
- Crude Oil Imports (previous: 1.096M)
- Crude Oil Inventories (previous: 2.998M)
- Cushing Crude Oil Inventories (previous: -0.052M)
- Distillate Fuel Production (previous: -0.001M)
- EIA Refinery Crude Runs (previous: -0.172M)
- EIA Weekly Distillates Stocks (previous: -4.980M)
- EIA Weekly Refinery Utilization Rates (previous: -0.8%)
- FOMC Member Williams Speaks
- Fed Governor Cook Speaks
- Gasoline Inventories (previous: -1.904M)
- Gasoline Production (previous: -0.233M)
- Heating Oil Stockpiles (previous: -0.427M)
- MBA 30-Year Mortgage Rate (previous: 6.58%)
- MBA Mortgage Applications (previous: -2.2%)
- MBA Purchase Index (previous: 169.5)
- Mortgage Market Index (previous: 266.3)
- Mortgage Refinance Index (previous: 794.4)
- NY Empire State Manufacturing Index (consensus: 9.40, previous: 5.70)
- PPI (consensus: 0.0%, previous: 1.1%)
- PPI (consensus: 6.2%, previous: 6.5%)
- PPI ex. Food/Energy/Transport (previous: 0.8%)
- PPI ex. Food/Energy/Transport (previous: 5.1%)
## Upcoming events for Friday, July 17th
- Expected earnings:
ALV, AUC, BFC, DIT, FITB, HDB, IBN, MCBS, OVLY, RBCAA, RF, SPFI, TFC, TRV
- Ex-div:
CBRL, FRD, GWRS, HERZ, KARO, MGRC, OXLC, OXLCM, OXLCN, OXLCO, OXSQ, PBHC, RGCO, SATA, WDFC
- Economic events and announcements:
- 4-Week Bill Auction (previous: 3.630%)
- 8-Week Bill Auction (previous: 3.635%)
- Atlanta Fed GDPNow (consensus: 1.3%, previous: 1.3%)
- Business Inventories (consensus: 0.3%, previous: 0.5%)
- Continuing Jobless Claims (previous: 1,814K)
- Core Retail Sales (consensus: -0.1%, previous: 0.8%)
- Fed Governor Jefferson Speaks
- Fed Logan Speaks
- Fed Schmid Speaks
- Initial Jobless Claims (consensus: 215K, previous: 215K)
- Jobless Claims 4-Week Avg. (previous: 218.75K)
- NAHB Housing Market Index (consensus: 35, previous: 35)
- Natural Gas Storage (previous: 61B)
- Pending Home Sales (consensus: -0.3%, previous: 3.8%)
- Pending Home Sales Index (previous: 76.8)
- Philadelphia Fed Manufacturing Index (consensus: 12.1, previous: 10.3)
- Philly Fed Business Conditions (previous: 50.2)
- Philly Fed CAPEX Index (previous: 41.20)
- Philly Fed Employment (previous: 7.9)
- Philly Fed New Orders (previous: 27.3)
- Philly Fed Prices Paid (previous: 53.20)
- Retail Control (previous: 0.7%)
- Retail Inventories Ex Auto (consensus: 0.4%, previous: 0.4%)
- Retail Sales (consensus: 0.3%, previous: 0.9%)
- Retail Sales (previous: 6.88%)
- Retail Sales Ex Gas/Autos (previous: 0.5%)
^^^^2026-07-14

CFG which is a major holding can already produce Palm oil, olive oil and have a huge factory which is converting. They are regulated for clean oil in cosmetic which is taking pre orders for September and are expecting regulation approval soon for Palm oil, olive oil, plus other seed oils. They have proof of scale and can wipe out natural palm oil supply in the UK almost immediately.
Not a major hurdle just a little more time. ANICs CFG holding is already worth more than the current SP of ANIC. That blows my mind