AVUV
Avantis U.S. Small Cap Value ETF
stock NYSE ETF

FWIW - After doing a rebalance, I had too much large cap and too much US. I added AVUV and EFV, both of which look to be CG oriented and well performing.

AVUV is a great fund. Used by many of the “rational” investors (Carlson, Felix).
Your 30% SCHG is mostly an overweight of a subset you already own through the 40% VOO.
Drop SCHD entirely.
Add AVNM. Gives you international value and a large dividend if you think you need it.
Look into AVLV. Would be a good addition and I think you’d like it. Avantis does great work.

My current set up is:
1. VOO 40% large cap US/s&p
2. SCHG 30% growth/large cap/Dow
3. SCHD 15% dividends/value/quality
4. AVUV 15% small cap/value

I don’t know what flair to actual use on this one but here goes anyway. When seeking out small caps to pair with VT, why does it seem WSML doesn’t get much consideration at all as a more one stop shop as opposed to having to invest in multiple ETFs to capture the globe (ie AVUV/AVDV)

solid mix, honestly. you clearly did more homework than most 28 year olds who post here, so I'd just ignore the VT-slave snark completely.
the redundancy take is wrong. SPMO is momentum, AVUV is small value, and they barely overlap VTI, so you're genuinely stacking 2 real factor tilts rather than paying to own the same market twice over.
the way I see it the real question is behavioral. can you sit through the long multi-year stretches where those tilts lag plain VOO, watching your own portfolio lose to the boring benchmark while everyone tells you they told you so? small value did basically nothing for most of the 2010s. tons of people bailed right before it turned. if you can hold, I think this pays off. if you'd cave, I'd just keep it simple.

The small and mid caps in VTI are almost worthless and almost certainly will continue to be worthless in the future. It’s better either keep VTI and pair it with AVUV and maybe a mid cap value (preference). Or just do the SP500 and pair it with AVUV or a similar fund. That way the exposure actually makes a difference in your returns.

The first thing I'd want to look at is how much these three funds are actually pulling in different directions, because VTI is the entire US market and the other two are slices of it.

SPMO and AVUV are both picking particular styles of US stocks, so they're sitting on top of what VTI already owns rather than next to it. If they're the kind of funds I think they are, those style bets tend to get hit hardest in exactly the quarters VTI gets hit hardest.

Nothing wrong with tilting if that's the call, but 40% across two style bets is a real bet, not a satellite.

If SPMO fell 35% in a year VTI was also flat or down, would you actually add to it every month for the next twenty years, or would the thesis start to feel thinner than it does today?

I'd probably keep VTI as the clear majority and keep the style sleeves small enough that a bad stretch in them doesn't define the account.

I'd also note that the title mentioned VSUS but the breakdown didn't, so worth checking that wasn't a typo and the 15% allocation is what you intend.

Based on the three you selected, 50%SPMO/30%AVUV/20%VTI. Depends on your risk tolerance, but some would even do 100% SPMO.

Alternatively, add 10% VXUS, 20% SPMO, and 10% AVUV.

You really need to do more research. AVUV Redundant? You going to tell me you actually believe VTI covers small cap? The overlap is 2%. SPMO is momentum. The overlap with AVUV is so close to 0 it is essentially 0.

My split is VOO VXUS and AVUV 70/20/10

I mean, you haven’t found some magic, unthought of, random combination of ETFs for a set it and forget it. If this worked and produced magic returns that no one else is getting, then everyone would be doing for their longterm portfolio. All current research says you’ll under perform the market longterm. AVUV is redundant and you’re probably only buying SPMO because it’s super hyped on here. All you really need to make sure you’re wealthy when you’re older is VTI/VXUS with $1250 a month and a cash injection of $35,000.
Also, is this a taxable account? You need to be as tax efficient as possible when investing in a taxable account.

My Investment，VTI,VSUS,SPMO,AVUV

If your goal is long term asset appreciation, any of these are fine. I run IVV, IXUS, and AVUV

Fairly new ETF on a good run I found. Looking to compliment my GARP etf with another ETF instead of another individual stock.
Like the title says, does anyone hold this, know of it or hold GARP with something they feel compliments it? No core holdings, I hold FXAIX, AVUV, FTIHX already and just enjoy finding satellite tilts.

What kind of value would you be looking at? Large, mid, small? Def agree if you do a growth it's going to be mainly the tech sector. I'd say your split makes sense if you're comfortable with that. this [Looking at this](https://turtto.com/?tickers=VOO%2CSCHG%2CAVUV&timeframe=1yr&graphType=adjclose&alloc=70%2C20%2C10&allocMode=percent) ya can see how you'd still have 25% of your holdings in the 5 largest stocks. So if you're good with that it seems sensible. (Not saying I'm suggesting SCHG or AVUV but was just looking for ETFs that fit the criteria)
https://preview.redd.it/mbdqkxw0rmih1.png?width=2000&format=png&auto=webp&s=e3859c0c00419d8f350d1c6b19a2009fbcba4fb3

Good point, big fan of AVUV

The portfolio itself looks solid for a very long horizon — VTI/VXUS core, a small-cap value tilt with AVUV, and some bond ballast. For someone with an 80+ year runway, that equity-heavy allocation makes sense.
But the Roth accounts inheriting into a third-party special needs trust is where I'd focus your attention. Since the SECURE Act, most non-spouse beneficiaries — including trusts — have to empty inherited IRAs within 10 years. That compressed distribution window can create a tax hit *and* potentially disqualify your son from means-tested benefits like SSI and Medi-Cal if the trust isn't structured very carefully to handle those distributions without them counting as available resources.
California Medi-Cal has specific rules about what trust distributions look like to the eligibility system. A poorly drafted trust, or one that isn't coordinated with how inherited Roth assets flow in, could inadvertently put his benefits at risk right when he needs them most.
The investment strategy is genuinely the easy part here. The harder work is making sure the trust document, the beneficiary designations, and the benefit planning are all talking to each other. An elder law attorney who specifically works with special needs trusts in California — not just a general estate planner — is worth every penny for a situation like this.
You're clearly thinking long-term for him. That's the most important thing.
I built a free tool at semalegacy.com that walks through a few of these intersecting areas if you want a starting checklist.

VOO/AVUV
80/20

I think most people would say go with VTI + VXUS. Not a 50/50 split of course maybe something like 80/20.
However, depending on how long you plan I would probably be a bit more aggressive and add in even more tech sector tilt (I say more since VTI already has a lot due to it being market cap weighted) w/ a little bit of small cap value thrown in there.
So something like [65% VTI, 10% VXUS, 10% QQQ, 5% XSD, 5% SMH, 5% AVUV](https://turtto.com/?tickers=VTI%2CVXUS%2CQQQM%2CXSD%2CSMH%2CAVUV&timeframe=1yr&graphType=adjclose&alloc=65%2C10%2C10%2C5%2C5%2C5&allocMode=percent).