ADM
Archer Daniels Midland Company
stock NYSE

Hello! I’m working on getting my 401k transferred to a three fund portfolio, and struggling a bit to understand my options. I’d like to do a 70/20/10 total US, total international, bonds breakdown, but I don’t have access to something like a total US market fund. In lieu of that I was considering:
55% FXAIX (500 index)
10% FSMDX (mid cap index)
5% VSMAX (small cap index)
From there I only have access to one international fund (International Growth Fund II Fee Class R1) which I guess just invests entirely in MFS International Growth Fund Cl 8W. So I can put 20% there, and I’m fine figuring out what bond fund to buy into.
Is this a sensible approach? Is there anything I’m failing to consider? I’m sure the breakdown I’ve suggested would be fine in the long run, but I’m sort of in a position where I don’t know what I don’t know and I want to make sure I consider my options well. For reference, these are all of the options available to me for large/mid/small/international:
Large Cap: FID 500 INDEX
Large Cap: FID CONTRAFUND K6
Large Cap: VANG WINDSOR II ADM
Mid-Cap: FID GROWTH STRAT K6
Mid-Cap: FID MID CAP IDX
Mid-Cap: VICTORY S EST VAL R6
Small Cap: AM CENT SM CAP GR R6
Small Cap: GS SM CP VAL INS R6
Small Cap: VANG SM CAP IDX ADM
Specialty: BLKRK HLTH SCI OPP I
Specialty: COL GLB TECH GRTH I3
Specialty: NUVEEN REALESTATE R6
International: INTL GROWTH II R1
Thank you!

Hello! I’m working on getting my 401k transferred to a three fund portfolio, and struggling a bit to understand my options. I’d like to do a 70/20/10 total US, total international, bonds breakdown, but I don’t have access to something like a total US market fund. In lieu of that I was considering:
55% FXAIX (500 index)
10% FSMDX (mid cap index)
5% VSMAX (small cap index)
From there I only have access to one international fund (International Growth Fund II Fee Class R1) which I guess just invests entirely in MFS International Growth Fund Cl 8W. So I can put 20% there, and I’m fine figuring out what bond fund to buy into.
Is this a sensible approach? Is there anything I’m failing to consider? I’m sure the breakdown I’ve suggested would be fine in the long run, but I’m sort of in a position where I don’t know what I don’t know and I want to make sure I consider my options well. For reference, these are all of the options available to me for large/mid/small/international:
Large Cap: FID 500 INDEX
Large Cap: FID CONTRAFUND K6
Large Cap: VANG WINDSOR II ADM
Mid-Cap: FID GROWTH STRAT K6
Mid-Cap: FID MID CAP IDX
Mid-Cap: VICTORY S EST VAL R6
Small Cap: AM CENT SM CAP GR R6
Small Cap: GS SM CP VAL INS R6
Small Cap: VANG SM CAP IDX ADM
Specialty: BLKRK HLTH SCI OPP I
Specialty: COL GLB TECH GRTH I3
Specialty: NUVEEN REALESTATE R6
International: INTL GROWTH II R1
Thank you!