UFO
Procure Space ETF
stock NASDAQ ETF

At least we went from UFO (unidentified financial officer) to CFO (Christine Chambers). Any pop from the hire was red meat for shorts. Just SOP until things rev' up (as in ...wait for it....and you guessed it....*revenues*)

All three are sane, which means the question has stopped being about allocation.

AVUV is a deliberate bet that the small-value factor keeps paying over decades; UFO is a bet that the space buildout turns into durable earnings; XEQT alone takes neither. Pick the version whose bets you understand well enough to hold through a bad year, because every one of these will hand you one eventually.

Nobody on the internet can make that call for you, and the 75/10/10/5 rework suggests you don't need anyone to.

Going with your idea and test
A balanced portfolio will be 75 XEQT / 10 VHT / 10 UFO / 5 QTUM
Then when quantum picks up good rev, if it happens in some years id rotate to make it 10points and take off 5 from xeqt.
Any ways im down to 3 choices that i have to pick from and chill
Xeqt and chill
Xeqt, avuv 85/15 split
Xeqt, avuv, ufo 80/10/10 split
Thoughts?

At least we went from UFO (unidentified financial officer) to CFO (Christine Chambers). Any pop from the hire was red meat for shorts. Just SOP until things rev' up (as in ...wait for it....and you guessed it....*revenues*)

All three are sane, which means the question has stopped being about allocation.

AVUV is a deliberate bet that the small-value factor keeps paying over decades; UFO is a bet that the space buildout turns into durable earnings; XEQT alone takes neither. Pick the version whose bets you understand well enough to hold through a bad year, because every one of these will hand you one eventually.

Nobody on the internet can make that call for you, and the 75/10/10/5 rework suggests you don't need anyone to.

Going with your idea and test
A balanced portfolio will be 75 XEQT / 10 VHT / 10 UFO / 5 QTUM
Then when quantum picks up good rev, if it happens in some years id rotate to make it 10points and take off 5 from xeqt.
Any ways im down to 3 choices that i have to pick from and chill
Xeqt and chill
Xeqt, avuv 85/15 split
Xeqt, avuv, ufo 80/10/10 split
Thoughts?

Looking for thoughts on a long-term portfolio
I’ve been thinking about a core and satellite approach for a 20+ year horizon:
* 55% XEQT as the broad global equity core
* 15% VHT (healthcare)
* 15% QTUM (quantum / AI / machine learning theme)
* 15% UFO (space economy)
No crypto, no leveraged products.
I’m aware there’s some overlap (especially XEQT with the others through tech/healthcare holdings). The idea is to keep a solid diversified core while deliberately adding modest exposure to a few areas that feel structurally important over the next couple of decades.
Curious how others here think about this kind of structure:
* Is adding satellite thematic ETFs like QTUM and UFO on top of a broad global fund generally considered worthwhile for a long horizon, or does it just add unnecessary complexity/overlap?
* How do people typically size these kinds of thematic positions relative to the core?
* Any experience with holding QTUM or UFO long-term (volatility, drawdowns, etc.)?
Not looking for personal portfolio advice more interested in general views on this style of allocation.

I'm 23 and haven't started investing seriously yet, but I want to change that.
My plan is to pick a portfolio, automate my contributions, and largely leave it alone for the next 20 years rather than constantly switching strategies whenever the market changes.
I'll likely start properly in about 2 years, after I finish school and start my career. My initial target is around C$9,000/year (\~C$750/month), although I'm currently thinking about roughly C$800/month. I expect that contribution to increase as my income increases.
I also don't mind starting now with whatever spare money I have rather than waiting two years.
My long-term goal
I'd like to reach approximately C$1 million eventually, ideally around my early to mid 40s.
I'm obviously not expecting the portfolio itself to magically produce 15–20% every year. I'm trying to find a combination with a reasonable long-term expected return while still being diversified enough that I can actually stick with it through major crashes.
Current portfolio I'm considering:
XEQT (55%) — broad global equity core
VHT (15%) — healthcare exposure
QTUM (15%) — quantum computing / machine learning / AI-related companies
UFO (15%) — space economy
I deliberately don't want crypto, and I'm also avoiding leveraged ETFs.
I know there is some overlap between these funds, particularly XEQT with VHT/QTUM, and potentially QTUM with UFO through technology/semiconductors. I'm trying to keep the overlap reasonable while still having some exposure to sectors I think could be important over the next 20 years.
I'd really appreciate opinions from people who have more investing experience than I do. Is this portfolio unnecessarily complicated or does the allocation make sense?
Would you change any of the percentages?
How would you approach a 20 year portfolio if the goal were \~$1M?
What CAGR would you realistically assume for planning purposes? I'm particularly interested in what people think is a reasonable forward assumption rather than simply extrapolating the last 5–10 years.
Would you start investing now with small amounts, or wait until I finish school and can contribute \~$800/month consistently?
I'm not looking to trade actively. ive been a trader and ive failed in that lol
Thanks.

[WTS] Sigma, Buffalos, Costco 50th, Rosa, Year of Rabbit, Fortuna, Specials, ASE dates, Brits, 90%, 2008-W, vintage, premium, 1990 Libertad, sovereigns, Aztec, intaglio UFO, rolo