NVDA
Nvidia Corp
stock NASDAQ

Honestly, with $70k sitting in cash, I wouldn’t start by trying to figure out which individual stock is going to be the winner...
You’ve actually got a pretty good starting position at 29. I’d first make sure you have a solid emergency fund set aside, then deal with the $1,950 credit-card debt, since that’s usually expensive debt. After that, I’d look at the student loan rate before deciding how aggressively to pay that down.
For the investing side, I’d keep the core simple. VTI, VOO or VT can give you broad diversification without having to constantly pick stocks. You can always set aside a smaller portion for individual companies once you’re more comfortable analyzing them.
The list you mentioned is pretty wide ranging too. NVDA, AMZN, AMD, RKLB, NBIS and MRVL aren’t really interchangeable investments, and some carry substantially more uncertainty than others. I’d spend some time understanding the business, valuation and risks before buying them just because they’re popular names.
And honestly, don’t underestimate the value of leaving some cash in a good savings/money-market option while you figure all this out. You don’t have to put the entire $70k to work tomorrow.
IBKR can definitely feel intimidating at first, especially compared with the simpler apps, but once you get comfortable with it, the platform itself shouldn’t determine your investment strategy.
The nice thing about being 29 is that you have time. You don’t need to hit a home run with your first few investments ... avoiding big mistakes and building a consistent process is probably much more important.

Buy & hold is supposed to, but I've been selling CSP on NVDX for the past 1.5 years and I'm beating holding NVDA or NVDX

Why would you short SPCX if AI is a bust? NVDA and MU gains over the past year are entirely based on AI build out. If your thesis is correct and AI is a bust, shorting them would be the play.

>What is your definition of a naked put ?
A naked put is an options strategy in which the investor writes, or sells, put options without holding a short position in the underlying security. A naked put strategy is sometimes referred to as an “uncovered put” or a “short put” and the seller of an uncovered put is known as a naked writer. 
Ref: [https://www.investopedia.com/terms/n/nakedput.asp](https://www.investopedia.com/terms/n/nakedput.asp)
The writer can use the buying power of his account in place of a short position. The BP required is known as BP required or margin required. 
The cash and securities in your account have BP. For this discussion, I will assume that the BP is from cash.
In my example, I am comparing selling a Oct 16 NVDA 212.50 CSP for 2.05 vs selling 2x205 puts for a total of 2.06.
The CSP requires a collateral of 21,250 while the collateral for the naked 205 put is initially at 9,000 total, but can increase to 11,000 if the puts are ITM.  (That’s why I sell 2 only) So the naked puts have a higher rate of return.
The 212.50 put has a delta of 0.20 while the 205 put has a delta of 0.11.
Which position is riskier will depend on how the risk assessment is made.
I will pick the 205 puts as less risky. There is no correct  answer. 

NVDA to the mooooooooon

I agree that any situation where we dropped to 212 would be due to some news overreaction -- the financials make NVDA a steal even at $280. But, it's definitely possible we get such an overreaction, and that's the level I've identified as the strongest recent support. This stock has been incredibly reliable at bouncing off these clear resistance-support levels that I'm kicking myself for not going bigger in past such scenarios.

IONQ. It’s the best decision you will make this year. Lot of catalysts. Already leading the quantum computing industry. NVDA backs them up. Shipments soon. And so on. It also had a run up to $70s twice this year and came down due to macro. Even if not for the long run, it is good for short term too in my opinion. So load up.

Yes, avoid ATHs unless you want to be aggressive and really want to own the stock. I have done this for SNDK NVDA SOXX selling ATM CSPs, because I especially the stock to rise further, and I want to buy at my strike minus premium. These stocks will be good long term and I hold some as shares because I took assignment on purpose.
Delta is probably the fourth or fifth thing I look at, mostly for positioning. Gamma is much more important.
I don’t force 1% a week, that concept is the same mentality that you can keep selling every week and win. If there are no trades that week, I will sit on my profits and earn interest. I missed most of the corrections because I see it come and I cash out early.

Last I checked, NVDA was leading the world and had market cap of 5T
Mods, pls remove these embarrassing posts created by 12yos

Good afternoon guys , I really need help and some advices. I’m 29 years old and I have almost 70k in cash sitting in my bank account. I have 19200$ in student debt, and 1950$ in credit card debt. I don’t really know what I can do with my money. I tried to invest twice but I was picking the wrong stocks. I recently documented myself on investment and I wanna start investing again and this time I told myself I would invest in Voo, VT, or maybe QQQ VTI and buy some individual stocks as NVDA, Amazn, AMd, RKLB, NBIS or MRVL. I don’t know which one to invest in and also because I live abroad as a US citizen I can not use Fidelity, Robinhood or Schwab. I can only use IBkR and that’s very difficult to use as a platform. I really need help guys and would know which advice y’all would give to somebody like me. Thank you and I really hope to get an answer.

This is dumb. You’re comparing relative performance of the Nasdaq and the S&P 500 for a period of time in which info tech alone has become \~35% of the total value of the S&P. The biggest company in the Nasdaq 100 is NVDA which makes up 13% of the index, it also makes up 8.2% of the S&P 500. This isn’t the “gotcha” you seem to think it is.

TBH one can do both. I pretty much invested 90% in indexed funds or old school equivalent low cost
Mutual funds, a bit in real estate and also picked a few stocks I felt were going to win. These were small investments because if you do pick a transformational winner, you don’t need much in to win big. My small NVDA investment at .14 a share is a significant upside on my safe 401k investments that were plenty to fund a rich early retirement.
But one cant reliably find those stocks and some won’t pay out so one needs at least 10-20 of them over time. Most likely you track the overall market so it isn’t that risky to pick a few with a minor position in the overall portfolio. It’s fun and not all that risky.

MU and NVDA, or wait until Ant and openAI IPOs.

Good you understand diluting vs acquiring shares! So now tell me, even if OpenAI/NBIS/CRWV stock drops 70%, how is NVDA gaining shares of a different company “the same thing” as diluting your own shareholders at the cost of the compute they’re selling (or more)?

Interesting to say Americans can hardly write their own name while showing elementary-school reading comprehension. I said he’s “winning because he’s not British.” The latter part is the point: he’s winning by not being British.

> I’m not British at all
Whether you’re from Scotland, Ireland, Wales, Australia, New Zealand or any other irrelevant country that talks like this, it's the same shit you are British. This is like a Californian saying "I'm not American, I'm Californian" or a Canadian insisting “I’m not American, I’m Canadian." Same shit.

lol, Tesla grew like 50 percent over the past 3 years, and NVDA grew like 420% 😅

For solid long-term gains- NOW, CRM, NVDA.
For the possibility of a huge surge in the near future- HELP, MYO.

Same people saying you can’t time the market would’ve told me not to full port into NVDA or MU. I’ve 10xed my money. Why not just take 4-5% interest on cash for a while until the market cools down. Not saying an opportunity won’t present itself in the near future but when screening companies everything is overvalued. I’m seeing companies up 100%, 200% and they’re hardly growth stocks. Why would I invest into that when interest rates are climbing? I’ll take 5% guaranteed then go to war in a market that overvalued as hell.

Its very simple, you just live your life and keep a high interest in stuff.
I found NVDA in \~2010 because i was a gamer
I found Tesla in \~2016 because it was the new car my boss came in with
I found bitcoin in \~2012 because i was reading tech forums
I found CSGO investing in \~2014 because i played the game since forever
I found google in \~2010 because i was doing youtube

You live your life, and do stuff, than invest in your circle of competence. People who are online the whole day looking for stocks are absolute idiots imho.

I only manage about a third of my wealth. so two thirds are in mutual funds and a managed munibonds portfolio. The one third I manage a forth is in an index fund. I still have managed to achieve outstanding gains thanks to my bias towards tech, banks, and a little luck. Seeking a bit of balance I chose an industrial, CAT. Which became an AI play! My other large investments are NVDA, AVGO, GS. I have recently trimmed my positions in MSFT, Dell, MRVL at good to crazy good gains. positions started earlier this year in CRWD and PALO are up 100% or more!
So while my portfolio is not properly balanced, I am running over 50% annual returns over the last 5 years.

It’s hard to evaluate since TSLA folks are a bit of a cult (I don’t consider myself part of that). I definitely didn’t like the last earnings. Part of the reason why I do want to get rid of the two highest lots I have ($382-$394). 17% of my portfolio in TSLA is a bit much, so I’m definitely trying to lower it down. 
Being able to generate $4.7K on CCs from the 3 lots I have while the stock price bounce from $430 down to $300 and back up to $370-$380, so I have a high tolerance on its price movement. TSLA probably burned a ton of its fans but it hasn’t burned me cuz I’ve been able to make money downtrend and uptrend. 
TLDR, TSLA price movement works really well with my Greek set up, and it’s generating me a lot of money. Like 50% of my premiums come from TSLA. 88% come from TSLA, NVDA and MU this year.