MF
MindForge Inc. Class A
stock NASDAQ

At 22, you have plenty of time on your side 😅. Start small, understand your goals and risk appetite, and choose an HDFC MF fund you can stay invested in for the long term. No need to find the “perfect” fund right away.

At 22, you have plenty of time on your side 😅. Start small, understand your goals and risk appetite, and choose an HDFC MF fund you can stay invested in for the long term. No need to find the “perfect” fund right away.

At 22, you have plenty of time on your side 😅. Start small, understand your goals and risk appetite, and choose an HDFC MF fund you can stay invested in for the long term. No need to find the “perfect” fund right away.

No wonder you feel that way. Most people feel the same. 2024 has been exceptional but the last two years were pretty much flat. Mutual Funds are like that. Some years you hardly get any returns and some years it shoots up with 20% return. I suggest you get professional help who helps you finding the right funds and right weightage in each MF.

I started investint wayback 2012, I have set up my rule about diversifying my savings.. nung year na un ito ung mga pinasok ko MF, UITF, Stock market (NYSE) every cutoff ng sahod ko nag aallot ako 50-70% (yes sobrang tipid ko sa sarili ko to the point na ang gastos ko lang is pamasahe, pagkain, and magbigay ng ambag sa bahay with my parents). Thankful rin ako na napigilan ko sarili ko na hindi mabudol dun sa VUL ung variable tsu tsu for insurance.
but then pinullback ko nung year 2018 basta before covid i didn't earned sa UITF, and talo pa ako ng 50k+ since.. while sa MF kumita naman ako kahit papaano mga 2k ata pero hindi siya worth it since kasi ang tagal naka standby nung pera ko sa kanila, my money that time was 6 digits.
Mas okay pa sa NYSE dahil kumita talaga ako ng 7 digits (php).. and crypto kung saan nagstart ako ng 2017.

https://preview.redd.it/eo0rhkzgnqih1.png?width=1308&format=png&auto=webp&s=83bf82a44a383bece4ca29a29272655b5c8d5fd5
Hi Everyone, I have paused my active SIPs this month (marked as SIP in the image) as I feel like my portfolio is not performing as per my expectations.

I invest 45k per month in SIPs. Apart from this, I hold 25 gm gold as a hedge, bought in October last year (13300/gm). I have a 50k per month RD as I don't feel comfortable investing all my income in equities. And I have a decent emergency fund in my savings account + FD.

I also have one stock SIP of 5k per month, which has performed well.
https://preview.redd.it/g1x5s6vdlqih1.png?width=1312&format=png&auto=webp&s=6f604b07fb5a566c845a55a2ad41daed57cdfaa8
Analysis:
1. Active SIP funds aren't performing as well, so want to take a different approach - a bit more aggressive and intentional
2. I want to reach 15L in MF portfolio and then pivot into different ways of investing (stocks, metals, foreign stocks, bitcoin(?)) basically experiment a little.
3. Do I keep my current SIPs active? Do I change my SIPs?

whyyy? i think for conservative inverstor naman ang MF and UITF

ON HOOD MF FIVE FIVES HAMCURGERS AND SHIT

15.05% for MF.
I missed the Covid rebound.
I also invest in US stocks. There xirr is quiet high

Space & memory does things to a MF

Then you should invest in a MF focused on growth. PPFAS is acting like BKR, focusing on traditional businesses with known values.

Whoever approved the 'merger' should be taken into a dark room... Not just the stock but every MF which is HDFC heavy has struggled ever since.
Too much investment to quit or add more.

Voluntary retirement should net him some money. Use it to invest in Postoffice scheme and let MF money where it is, just move to direct funds. 
Even possible, while moving to direct move to index fund. As large and midcap space is better invested via passive.
It might be difficult but will worth it if you can avoid withdrawing from it. 

The foreign ETFs like MON100 are trading at a very high premium now iNav is 276, but market price is 331. So you should avoid it now. Other regular foreign funds have country level limits and hence they SIPs are getting skipped. This is also the reason for the ETF premium. For international exposure best 2 ways are: 1) Apps like IND Money / Vested - but be aware there is an "estate tax" applicable if you have more than $60k in these accounts and that have to be inherited. 2) GIFT City funds - you cannot invest on these from your regular trading app, but have to do it from the mutual fund house portal. Search for "Parag Parikh GIFT city Fund" or "Edelweiss GIFT City Fund"... these are a couple of MF houses that currently offering foreign investing through GIFT city route.

What I do is Groww for MF SIP. opted out of demat. Best UI imo.
IndMoney for US ETF.
Zerodha Kite for trading, to be precise, to learn trading.

If that’s all amount, then divide in Post office schemes, MF and also explore SIF

See all photos please
I have invested this much capital into stocks, gold and ETF. Currently no other investment anywhere. Having emergency fund according to my expenses.
How should I need to see my portfolio in long term. Currently 11% portfolio.
Please review and what stocks I need to get rid? I bought these stocks only on based on trend , dividend , broker suggestion I have no knowledge about stocks. My thinking is only that stocks build long term wealth in long term not MF.
Let me know if I need to divert my portfolio. I am consulting with my broker as well on daily basis.

From MF central freeze all as many eligible MFs

Great then why you are wasting time in stocks.
Stocks can give you profit only if you do intensive research and still chances is not 100% because your one wrong decision can mar all research but in MF this is outsourced to FM for small charges 
DIY is not free because your time has value, calculate it as per your earning and potential 

Since you are already using zerodha for shares then you should stay in zerodha for MFs also. Their coin app works well, gives good information etc etc. However have a look at MFCentral also for MF. Quick google would tell you difference before coin and MF central