BNBUSD
Binance Coin / United States dollar
crypto Composite

In reality that is basically the case when you look at which ones are trusted with any value built on them.
**For DeFi:**
54% is on Ethereum, BSC, Solana, Tron and Base each have about 6% each, and nothing else has any relevant value.
**For Stablecoins:**
49% is on Ethereum, 31% is on Tron, 5% on Solana, 4% on BSC, and basically nothing else has any relevant value.
**For RWAs:**
44% is on Ethereum, 15% on BNB, 10% on Solana, 8% on Stellar, and basically nothing else has any relevant value.

made most of my money off BNB (been buying around $1), retired at 40

Blah blah blah, CRO/BNB and multiple others "utility" tokens are essentially loyalty points issued by the company e.g airmiles
Why would you expect to "get something" for holding a company's loyalty points

If you bought BNB when it was near $1000, I would argue otherwise 😂😂😂

I wish i could tell myself 5 yrs ago to go with BNB instead of CRO.
i made the wrong decision going with CRO.

I assume you live in America.
Don't invest in shit you don't understand. You could buy a house and the real estate market drops. You can buy gold / silver and then the prices drops of the 10th floor cuz Trump got a boner for war. Plus precious metals have a history of low profits. Recently there has been a boom in demand for precious metals for industries.
My point is there is risk everywhere.
I personally put a lot of money in BTC, ETH, BNB and SOL for cryptocurrency and I expect a bull run in 2029.
For stocks I reccomend buy and hold stock 4 years because we are both inexperienced and day trading is dangerous, like a real job and mostly losses.
I did careful research and the tech sector scales and prints money relatively easy.
For example ASML is practically world monopoly on machines that make computer chips.
It's too expensive and time consuming to build high end chip factories which is partly why more than 70% worldwide come from Taiwan / TSMC.
Demand for those chips will continue to outgrow production for those in the next 10 years. That's why I invested in ASML, Nvidia, Intel, AMD... Also other tech stocks and AI infrastructure "BOTTLENECKS"