ZFH
BMO FLOATING RATE HIGH YIELD E
stock TSE

Looking for a bond ETF and I am down to ZFH and XFLI for their 5% yield and acceptable volatility.
I’m inclined to XFLI because ZFH has more exposure to corporates and equity markets and in a market crash will likely suffer.
XFLI is more conservative and diversified while offering a lower yield. Also from what I read it’s a continuation of the BSIIX mutual fund which has a history of doing decently.
One risk I see is that XFLI is actively managed and a change in management might cause a drop. But I don’t see that happening in the next 3-5 years which is my time horizon.
Thoughts?

Looking for a bond ETF and I am down to ZFH and XFLI for their 5% yield and acceptable volatility.
I’m inclined to XFLI because ZFH has more exposure to corporates and equity markets and in a market crash will likely suffer.
XFLI is more conservative and diversified while offering a lower yield. Also from what I read it’s a continuation of the BSIIX mutual fund which has a history of doing decently.
One risk I see is that XFLI is actively managed and a change in management might cause a drop. But I don’t see that happening in the next 3-5 years which is my time horizon.
Thoughts?