ZDI
BMO INTERNATIONAL DIVIDEND ETF
stock TSE

I was thinking for a non-registered account to start allocating extra money to dividend growth/income ETFs to set a base to one day live off dividends.
The thought is that investing in these types of ETFs now would prevent me from having to rebalance later in life and pay larger capital gains taxes. (VDY, VGG, ZDI)
Please give thoughts and experience with this, would just growth in the non-registered be better and take the capital gains hit later when adjusting to a more fixed income portfolio. I’d say my time frame is around 15 years.
Sorry if this has already been discussed I don’t use the app much. Thanks
(TFSA and RRSP will be fully growth focused - and make up 75% of total combined investment value)

I was thinking for a non-registered account to start allocating extra money to dividend growth/income ETFs to set a base to one day live off dividends.
The thought is that investing in these types of ETFs now would prevent me from having to rebalance later in life and pay larger capital gains taxes. (VDY, VGG, ZDI)
Please give thoughts and experience with this, would just growth in the non-registered be better and take the capital gains hit later when adjusting to a more fixed income portfolio. I’d say my time frame is around 15 years.
Sorry if this has already been discussed I don’t use the app much. Thanks
(TFSA and RRSP will be fully growth focused - and make up 75% of total combined investment value)