PSTVY
POSTAL SVGS CHINA UNS/ADR
stockOTCADR

Alibaba (BABA): Deep value growth play. Your buying a dominant moat with $20B+ in free cash flow at a massive discount to intrinsic value, effectively paying 50 cents on the dollar for the operating business. Postal Savings Bank of China (1658.HK / PSTVY.OTC): Defensive income anchor. It differentiates itself from the Big Four via a unique rural moat, a massive retail network providing  sticky, low cost deposit base that competitors can’t match. This funding advantage supports a cleaner loan book with historically lower exposure to toxic real estate debt. Trading at \~ 0.5x book value with a 7% + yield, you’re buying superior asset quality at a distressed price.