BNCM
BOUNCE MOBILE SYS INC
stock OTC

This absolutely makes sense. And to answer your first concern, €250 is definitely not too small. Investing is about time in the market, not just the amount. Over 20 years, that consistency is exactly what builds wealth.
A few quick tips since you're on IBKR:
• Taxes/UCITS: If you are in Europe, definitely look at VUAA or CSPX (UCITS ETFs). They are accumulating, meaning they reinvest dividends automatically without triggering immediate dividend withholding tax, which is much more efficient than holding US-domiciled funds directly.
• Currency: Don't sweat the EUR/USD risk too much over 20 years, the S&P 500 companies are global earners anyway.
I follow a similar long-term strategy, but I usually split my portfolio between these 'steady-state' index funds and a few specific sectors I understand well, like healthcare and pharmaceutical. For example, I have been keeping a close eye on $BNCM (soon $DELEX). They're doing a massice retail expansion in Southeast Asia right now. I find that pairing a broad index like the S&P 500 with a few high-growth infrastructure plays in healthcare helps balance out the 'boring' (but necessary) part of the portfolio.
Just stick to the plan—consistency is power.

This absolutely makes sense. And to answer your first concern, €250 is definitely not too small. Investing is about time in the market, not just the amount. Over 20 years, that consistency is exactly what builds wealth.
A few quick tips since you're on IBKR:
• Taxes/UCITS: If you are in Europe, definitely look at VUAA or CSPX (UCITS ETFs). They are accumulating, meaning they reinvest dividends automatically without triggering immediate dividend withholding tax, which is much more efficient than holding US-domiciled funds directly.
• Currency: Don't sweat the EUR/USD risk too much over 20 years, the S&P 500 companies are global earners anyway.
I follow a similar long-term strategy, but I usually split my portfolio between these 'steady-state' index funds and a few specific sectors I understand well, like healthcare and pharmaceutical. For example, I have been keeping a close eye on $BNCM (soon $DELEX). They're doing a massice retail expansion in Southeast Asia right now. I find that pairing a broad index like the S&P 500 with a few high-growth infrastructure plays in healthcare helps balance out the 'boring' (but necessary) part of the portfolio.
Just stick to the plan—consistency is power.