CMCL
Caledonia Mining Corporation Plc
stock NYSEAMERICAN

> The turn to index was a desire to get away from individual stocks.
Seems to be the theme in here, at least you are polite about it! Thank you for that.
> Buffett did very well for himself and his shareholders; he also said that retail investors should buy broad, low fee index funds.
Correct. I am no Buffett purist, I simply take inspiration from his methods (if not his advice to retail).
>are you overall matching (or nearly) the market?
I did very badly the first 2.5 years or so and overall am at +7.54% per year. The difference is what I posted in the OP, I wasn't doing that until about three months ago.
I made my decisions based on a variety of factors. I heard there would be high inflation and decided to move my money out of the HYSA. I saw that Gold was down and was confident it would go back up. I saw that shipping was important. Above all I used the metrics in the OP (ROE above all, dividends least) to screen and discarded anything Chinese and most tech. I predict an AI bubble, rising Gold and continued demand for container ships. So far so good.
Notably +22.20% occurred in the last month. I was happy about that until I posted here, the replies from most meant unsubscribing from the subreddit. You and a few others have been pleasant but it seems near unanimous that you lot prefer ETFs and Mutual Funds (as I do not). I research my current stocks and screen for new options nearly every day, generally first thing when I wake sometimes last thing before I sleep. The pay isn't great for the past four years (adds up like a minimum wage job) but is rather good for the past year and amazing for the past month. Even if Gold goes back down briefly I should be ok, this is regarding CMCL:
>Standard Bank (July 10 report) used a 20% effective discount rate and a $4,000/ounce gold price assumption for Blanket mine, and a 25% discount rate for Bilboes, arriving at a fair value range of **$23.13-$29.78/share**, with a midpoint of $26.46, representing a premium of over 25% over the then-current share price.
Current Gold value is 4,618.90 USD and I expect $5,000 and beyond any time.

> The turn to index was a desire to get away from individual stocks.
Seems to be the theme in here, at least you are polite about it! Thank you for that.
> Buffett did very well for himself and his shareholders; he also said that retail investors should buy broad, low fee index funds.
Correct. I am no Buffett purist, I simply take inspiration from his methods (if not his advice to retail).
>are you overall matching (or nearly) the market?
I did very badly the first 2.5 years or so and overall am at +7.54% per year. The difference is what I posted in the OP, I wasn't doing that until about three months ago.
I made my decisions based on a variety of factors. I heard there would be high inflation and decided to move my money out of the HYSA. I saw that Gold was down and was confident it would go back up. I saw that shipping was important. Above all I used the metrics in the OP (ROE above all, dividends least) to screen and discarded anything Chinese and most tech. I predict an AI bubble, rising Gold and continued demand for container ships. So far so good.
Notably +22.20% occurred in the last month. I was happy about that until I posted here, the replies from most meant unsubscribing from the subreddit. You and a few others have been pleasant but it seems near unanimous that you lot prefer ETFs and Mutual Funds (as I do not). I research my current stocks and screen for new options nearly every day, generally first thing when I wake sometimes last thing before I sleep. The pay isn't great for the past four years (adds up like a minimum wage job) but is rather good for the past year and amazing for the past month. Even if Gold goes back down briefly I should be ok, this is regarding CMCL:
>Standard Bank (July 10 report) used a 20% effective discount rate and a $4,000/ounce gold price assumption for Blanket mine, and a 25% discount rate for Bilboes, arriving at a fair value range of **$23.13-$29.78/share**, with a midpoint of $26.46, representing a premium of over 25% over the then-current share price.
Current Gold value is 4,618.90 USD and I expect $5,000 and beyond any time.