VEA Reddit Mentions | ChartExchange

WIth you being young my thoughts are (not investment advice blah blah blah)...
1. Time is your biggest ally. The market will take multiple hits inevitably. Treat the ETFs as clearance sales. You have a time horizon where it will recover and that's where the money is made. (As long as you have good long term investments). Your BIGGEST advantage over other investors is your age.
2. With your age...stay away from bonds unless you're using them as an emergency fund/savings. $VBIL or $SGOV both will have better yields than a regular bank savings account. Some people like High Yield Savings, those are fine too. $SGOV/$VBIL you can put "DRIP" on though, and your dividends will buy more of the funds. The advice people give on having 6 months of emergency savings is great for $VBIL/$SGOV/High yield savings.
3. You can also put DRIP (dividend reinvestment) on with all your funds in your portfolio.
4. Watch out for expense ratios. Vanguard is incredible with how low they are. If any are .25ish or more they're too high for the most part. $SMH is .35. I have shares of $SMH just because I don't want to go through and individually select all the semiconductors.
5. If the market crashes. As long as you have sound investments. Do not sell. That's where people lose money from being emotionally invested. You should be happy to see $VTI or $VOO etc. go down even 50% because it means you can buy more at a discount and average down. A lot of people lose money in crashes when they sell NOT when the market crashes. A lot of portfolios recovered and people made profit eventually after historical crashes. It's the best time to buy.
6. Your portfolio is tech heavy which is fine for your age and time horizon. If tech cycle shifted, it could even be back in the tech cycle (and most likely will) eventually and you're still fine. If you wanted to balance it a little more keep focusing on $VOO, but it's also largely tech at the moment.
7. Calls and puts are a good way to make a lot of money OR lose a lot of money. Please don't do these unless you're really a pro. I don't touch them personally.
8. Don't over-trade it's a good way to lose money. A lot of great investers are lazy. They never look at their portfolio and let the funds do their thing.
9. If you wanted small cap as well you could replace $VOO with $VTI for more diversity. $VOO is S&P500/large capped focused. I wouldn't recommend holding both, just one or the other. VTI already contains VOO.
10. Watch out for capital gains tax when selling. If you're investing long term this shouldn't be a problem.
11. I see some advice on here about buying leveraged funds. Do not do this without being more experienced, and even then be careful with it.
12. $VGT is great for tech sector. $VEA for international exposure. Most of your portfolio should be one of $VTI or $VOO or $VT depending on who you ask. It's mostly preference at this point. If you're doing $VT, ignore $VEA.