V
VISA Inc.
stock NYSE

Yea it's been tough, but I am not motivated to sell. The Citrini piece that's making the rounds called out the stablecoin threat, along with the possibility that if a lot of commerce moves to agent-driven, it will accelerate that shift. I think that has exacerbated the selloff that was already ongoing with the larger market downtrend.

My thought is it's just too early to really know what the far future of these companies will look like, and V/MA are still reporting strong earnings, and they have an incredibly strong moat by way of all the complex banking and payments relationships and regulations that exist today, which prevent novel payment methods from succeeding without serious lobbying ability.
Nothing has materially changed in their business yet, only sentiment and discussion of possibilities. If you subscribe to the Buffet/Graham method of value investing, I think the best move is to continue to hold for the long-term. That is what I'm doing, NFA ofc.

This is not very diversified for the long term, unless you are not mentioning other assets. No bonds? No real estate? No precious metals? No stock diversity ( I am referring to the V in VT). At age 36 you have 50 or 60 years left, assuming AI does not help extend life . A LOT can and will happen over that time.
What happens WHEN your stock portfolio drops by 60, 70, or 80% ? What happens WHEN hyperinflation hits a major currency? What happens WHEN you have to leave one of the countries you are in or WHEN tax laws change to take all your money?
"WHEN" is in caps because over 60 years these things WILL happen at least once.
You are young and have not experienced any financially challenging times. You think the stock market is really going to keep growing like it has in the past 15 years (I assume you were not investing before age 21)? You think the low inflation we experienced this century will continue? You think governments will be able or willing to bail out Vanguard when the next financial crisis hits?
But, since we are in the dividend reddit, go with a NEOS fund, VT, and SGOV(or local equivalent). You will have to keep an eye on NEOS funds but for now they pay well. Buy enough to fund your lifestyle. VT has the risks I mentioned but is standard for long term growth. The short term bond fund, like SGOV, is good to keep cash in.

here comes the QQQ V

Forward P/E is much lower on V / MA and profit margin much higher. Some internet chatter sent them lower. But they look like a buy on any metric.

you're paying for comfort in consensus
nobody except perma contrarians is bearish on V/MA
but they're also priced as such
same as COST, WMT

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My favourite two questions....
1. Would you sell this to your grandmother?
2. Would this fall under the scrutiny of your fiduciary duty? In particular the best interests of the beneficiary, avoiding conflicts of interest and self-dealing. And are you willing to have to explain this to the Office of the Superintendent of Financial Institutions, the Financial Consumer Agency of Canada and Canadian Investment Regulatory Organization, which all regulate such practices?
Generally, this is where they realize that this is a lot more trouble than it's worth. Because anything they say can be scrutinized... and should be.
For a person who really knows NOTHING, the best choice is often the robo-advisor, if they don't want to handle it themselves. Questwealth portfolios basically charge 0.25% for up to $100K and then go down to .20%. For example, a small portfolio would be holding percentages of CASH, ZCN, XQQ, ICF, SPTM, XEF and XEMC at the moment with MERs from .03% up to .39%.

If they do want to handle it themselves but don't want to do all the research involved, they are often best off just buying ZEQT, VEQT, XEQT etc. If they don't want to have it all in equity, then the same products are offered with 20% income ?GRO, 40% income ?BAL, 60% income ?CNS and 80% income ?INC. (Where ? is Z, V, X, H or even T)

that morning V was for the records (and so were the 73 other Vs this year)

V

they're calling it the most flaccid V of all time

that V should be illegal

$INVR just plugged into digital homebuying.
Ownly using Inverite’s Instant Bank Verification for real time income + affordability checks. That’s AI credit infrastructure moving into housing workflows.
Vertical expansion. Real integration.
$INVR $INVRF $V $MA

Watch out for V shaped recoveries too, just because we’ve had the so far doesn’t mean they’ll continue.
If you run a GA on 2008-2026 data it’ll want to keep proposing fast recovery portfolios that are fragile outside of a V shaped recovery.

Would be so funny to… fake dump and then master V Shrek for the 30th day in a row then theta for rest of the day

There are V's everywhere, probably gonna V today

Software names have been expensively valued for years on end. Some concerns about AI disruption happen and software re-rates massively.
This has turned into - as most investing things do today - a view of two extremes: "PEOPLE ARE SAYING SOFTWARE IS OVER" vs "THERE IS NO AI DISRUPTION, MUH V SHAPED RECOVERY WEN?" - and people are ignoring the possibility that reality is somewhere in the middle.
People piling into companies that they've had no interest in for years just because they're down a lot and then when the dip becomes a 7 layer dip they are asking to speak to the manager of SaaS.
"Literally every single day there’s a new viral article on how and why these companies aren’t needed anymore. The more it gets pushed it creates a perception of a new reality. "
It creates a perception of a new reality to people whose investing time horizon is "until the line stops going up."

We need V! There is no Volume. Also during stabilisation is good to have some Volume.
I also worry because of lag of news and this upper wicks are not perfect to have....
https://preview.redd.it/t3hgvlidbflg1.png?width=1162&format=png&auto=webp&s=8538bdfb11f28006e748fb90755efaad624b8a68
See IBTX for example

I have one, incredibly historical, also have sovereign of king George V and Tsar Nicholas Ruble, between them (the grandchildren of Queen Victoria and cousins) they are responsible for a great many WWI deaths in their battles against eachother….more meaningful than a Pamp bar. These coins were in the pockets of humans living through incredibly historical times, if these coins could talk….wow.

Morgan Stanley explains > Demand for rare earth elements will increase 477-fold by 2030
It's exponential!
The demand for minerals and energy for the data centers that will enable the creation of AI and also win the race for humanoids will be the major challenge of the coming years
So here are some US stocks chosen according to their potential for 10- to 50-fold growth. I only invest in US small-cap stocks because in mining, junior companies are the future; they can either explode or be acquired by senior companies to continue to survive.
RARE EARTH
$USAR The US government is in at $17; it just received major support from the US government.
It will go to $250 and more without any problem.
$ARR American Rare Earth has the largest untapped resource in the US.
Baggerx50 with its current ridiculous market capitalization. This is an explorer who recently applied for a grant to transition to developer mode.
COPPER
Copper is everywhere, so many people are waiting for the price of copper to rise, but NO, I don't believe it. It's an industrial mineral that should stay low, but what if demand explodes?
The miners will be the big winners, raking in cash, and junior mining companies will be worth more than diamond mines.
$BIG.V Hercule Metals, so watch out for this one who just discovered a very promising deposit. Barrick is on the lookout.
We're waiting for confirmation of the discovery's magnitude, but it's a 5x jump.
$USGO and $USAU are two small-cap stocks in the development and exploration phase.
Many junior companies will be winners, but I'm trying to choose companies in the game-changing phase.

Nah, we going to see a V shaped recovery. Just waiting on some people to sell their shares first, and it'll go up