V
VISA Inc.
stock NYSE

Not doing a whole lot this week yet. Sold some AMD 210 and 220, MU 310 and 320
This is a jam-packed earnings week.
Tuesday: BA, UNH / STX, TXN
Wednesday: ASML, ADP / MSFT, META, NOW, TSLA
Thursday: CAT, MA / AAPL, V, WDC, KLAC

I'll wait.

## Cheap Calls
These call options offer the lowest ratio of Call Pricing (IV) relative to historical volatility (HV). These options are priced expecting the underlying to move up significantly less than it has moved up in the past. Buy these calls.
| Stock/C/P | % Change | Direction | Put $ | Call $ | Put Premium | Call Premium | E.R. | Beta | Efficiency |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| TTD/35/33 | -0.52% | -59.33 | $0.12 | $0.82 | 0.3 | 0.34 | 23 | 1.6 | 51.7 |
| CELH/58/56 | 0.59% | 207.27 | $0.9 | $0.76 | 0.49 | 0.39 | 23 | 1.09 | 52.2 |
| PYPL/57/56 | -0.19% | -107.13 | $0.43 | $0.72 | 0.41 | 0.4 | 8 | 1.22 | 95.6 |
| PDD/106/104 | -0.27% | -78.06 | $1.09 | $1.62 | 0.44 | 0.43 | 119 | 0.67 | 75.1 |
| PFE/26/25 | -0.06% | -10.78 | $0.06 | $0.12 | 0.5 | 0.5 | 8 | 0.65 | 82.6 |
| MRVL/82/79 | -0.5% | -59.49 | $1.38 | $1.56 | 0.53 | 0.51 | 36 | 2.06 | 85.2 |
| ENPH/40.5/39.5 | -1.67% | 155.31 | $1.02 | $0.89 | 0.57 | 0.53 | 84 | 1.24 | 54.7 |
## Cheap Puts
These put options offer the lowest ratio of Put Pricing (IV) relative to historical volatility (HV). These options are priced expecting the underlying to move down significantly less than it has moved down in the past. Buy these puts.
| Stock/C/P | % Change | Direction | Put $ | Call $ | Put Premium | Call Premium | E.R. | Beta | Efficiency |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| TTD/35/33 | -0.52% | -59.33 | $0.12 | $0.82 | 0.3 | 0.34 | 23 | 1.6 | 51.7 |
| PYPL/57/56 | -0.19% | -107.13 | $0.43 | $0.72 | 0.41 | 0.4 | 8 | 1.22 | 95.6 |
| PDD/106/104 | -0.27% | -78.06 | $1.09 | $1.62 | 0.44 | 0.43 | 119 | 0.67 | 75.1 |
| ORCL/185/177.5 | 1.11% | -44.08 | $2.43 | $4.05 | 0.47 | 0.57 | 42 | 1.36 | 94.5 |
| CELH/58/56 | 0.59% | 207.27 | $0.9 | $0.76 | 0.49 | 0.39 | 23 | 1.09 | 52.2 |
| PFE/26/25 | -0.06% | -10.78 | $0.06 | $0.12 | 0.5 | 0.5 | 8 | 0.65 | 82.6 |
| MRVL/82/79 | -0.5% | -59.49 | $1.38 | $1.56 | 0.53 | 0.51 | 36 | 2.06 | 85.2 |
## Upcoming Earnings
These stocks have earnings comning up and their premiums are usuallly elevated as a result. These are high risk high reward option plays where you can buy (long options) or sell (short options) the expected move.
| Stock/C/P | % Change | Direction | Put $ | Call $ | Put Premium | Call Premium | E.R. | Beta | Efficiency |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| GM/83/80 | -0.36% | -13.52 | $2.4 | $1.36 | 1.36 | 1.36 | 1 | 0.89 | 87.7 |
| STX/355/342.5 | 1.43% | 190.25 | $14.3 | $18.35 | 1.15 | 1.15 | 2 | 1.42 | 81.9 |
| T/24/23 | 0.45% | -37.82 | $0.24 | $0.37 | 1.33 | 1.26 | 2 | 0.27 | 88.5 |
| V/330/325 | 0.39% | -72.14 | $3.9 | $4.22 | 1.07 | 1.01 | 3 | 0.81 | 82.2 |
| DIS/114/112 | 0.96% | 15.03 | $1.14 | $0.61 | 0.54 | 0.54 | 7 | 0.98 | 63.4 |
| PFE/26/25 | -0.06% | -10.78 | $0.06 | $0.12 | 0.5 | 0.5 | 8 | 0.65 | 82.6 |
| HOG/20.5/20 | 0.0% | -103.95 | $0.25 | $0.32 | 0.73 | 0.71 | 8 | 1.16 | 52.3 |
- **Historical Move v Implied Move:** We determine the historical volatility (standard deviation of daily log returns) of the underlying asset and compare that to the current implied volatility (IV) of the option price. We use the same DTE as a look back period. This is used to determine the Call or Put Premium associated with the pricing of options (implied volatility).

- **Directional Bias:** Ranges from negative (bearish) to positive (bullish) and accounts for RSI, price trend, moving averages, and put/call skew over the past 6 weeks.
- **Priced Move:** given the current option prices, how much in dollar amounts will the underlying have to move to make the call/put break even. This is how much vol the option is pricing in. The expected move.
- **Expiration:** 2026-01-30.
- **Call/Put Premium:** How much extra you are paying for the implied move relative to the historic move. Low numbers mean options are "cheaper." High numbers mean options are "expensive."
- **Efficiency:** This factor represents the bid/ask spreads and the depth of the order book relative to the price of the option. It represents how much traders will pay in slippage with a round trip trade. Lower numbers are less efficient than higher numbers.
- **E.R.:** Days unitl the next Earnings Release. This feature is still in beta as we work on a more complete list of earnings dates.
- **Why isn't my stock on this list?** It doesn't have "weeklies", the underlying is "too cheap", or the options markets are too illiquid (open interest) to qualify for this strategy. 480 underlyings are used in this report and only the top results end up passing the criteria for each filter.

inverted V at eod

Sandisk V Jesus Christ

Here comes the (upside-down) V

whole market dipped, but I think it will V

§13 Abs. 2 SGB V kann eine Lösung für Arzttermine sein. Wenn du bereit bist, mehr zu zahlen für Arztkosten und/oder eine Zusatzversicherung.

Hi zusammen,
brauche euren Realitätscheck für ein Mietobjekt in einer Kleinstadt 12.000 Einwohner
Neubau: Erstbezug
Kaltmiete: 1550€
NK: 310€ (Heizung Fernwärme)
100qm²
EG, Garten mit dabei und Tiefgarage 70€ pro Monat.
Ich, 3400€ und Partnerin in Elternzeit 1450€ und danach Teilzeit 1400€ bei 20h. 1 Sohnemann mit 5 Monaten. Ein PKW vorhanden.
Vorteil:
- gute Zuganbindung (Umzug ist mit max 2. wöchentlicher Fahrt ins Büro verbunden, Fahrt einfach 90 Minuten, Rest Home Office)
- Infrastruktur: Kindergarten, Kita, Schulen etc.
- nähere Anbindung an Schwiegereltern und Heimat
Derzeit leben wir in einer Großstadt und zahlen für 75qm2 1200€ warm. Der Trubel wird aber ein wenig zu viel. V.a. für das Aufwachsen unseres Sohnes.
Meine Fragen an Euch:
- Miete pro Monat machbar?
- Meinung zum Pendeln für max. 2x pro Woche
Weitere Frage zu Nebenkosten: kann man hier verhandeln? Diese wird erstmal so hoch angesetzt, weil keine Referenz zu Vorjahren vorhanden, da Erstbezug?
Noch weitere Frage, bei der Kaltmiete kann man auch verhandeln? Die Wohnung ist schon länger inseriert. Wir streben ein langfristiges Mietverhältnis an. ~5 Jahre.
Die Nebenkostenaufschlüsselung kann man sich vorher aushändigen lassen?
Freu mich auf eure Einschätzung und für sämtliche Ratschläge was meine Fragen zum Verhandeln des Mietpreises betrifft. Sofern möglich.
Danke!

Come on spy, give up the full V pls

Every weekend they think it's gonna limit down to circuit breakers only to V.

The Oversold/Overbought list shows stocks that are trading at extreme levels based on their Relative Strength Index (RSI), suggesting potential short-term reversals during the trading session.
## 📉 **Oversold Stocks:**
Stocks with RSI below 30, potentially indicating oversold conditions and possible upward reversals.
| Symbol | Company | RSI | Price | Change | %Change | Market Cap |
|:-------|:--------|:---:|:-----:|:------:|:-------:|:----------:|
| [AAPL](https://marketrodeo.com/asset/AAPL) | Apple Inc. | 22.75 | 248.04 | -0.31 | -0.12% | $3.7T |
| [ABT](https://marketrodeo.com/asset/ABT) | Abbott Laboratories | 16.92 | 107.42 | -1.19 | -1.10% | $187.0B |
| [SHOP](https://marketrodeo.com/asset/SHOP) | Shopify Inc. | 29.06 | 137.89 | +0.25 | +0.18% | $179.5B |
| [SONY](https://marketrodeo.com/asset/SONY) | Sony Group Corporation | 20.75 | 23.09 | +0.13 | +0.57% | $138.0B |
| [HDB](https://marketrodeo.com/asset/HDB) | HDFC Bank Limited | 25.98 | 32.06 | -0.04 | -0.12% | $54.8B |
Source: [Oversold](https://marketrodeo.com/screener?rsiLowerThan=30&exchange=NASDAQ%2CNYSE%2CAMEX)
## 📈 **Overbought Stocks:**
Stocks with RSI above 70, potentially indicating overbought conditions and possible downward reversals.
| Symbol | Company | RSI | Price | Change | %Change | Market Cap |
|:-------|:--------|:---:|:-----:|:------:|:-------:|:----------:|
| [XOM](https://marketrodeo.com/asset/XOM) | Exxon Mobil Corporation | 73.94 | 134.97 | +1.33 | +1.00% | $569.2B |
| [ASML](https://marketrodeo.com/asset/ASML) | ASML Holding N.V. | 73.36 | 1389.04 | -5.96 | -0.43% | $538.4B |
| [JNJ](https://marketrodeo.com/asset/JNJ) | Johnson & Johnson | 70.11 | 220.14 | +1.65 | +0.76% | $530.4B |
| [MU](https://marketrodeo.com/asset/MU) | Micron Technology, Inc. | 79.56 | 399.65 | +2.07 | +0.52% | $449.8B |
| [COST](https://marketrodeo.com/asset/COST) | Costco Wholesale Corporation | 75.04 | 983.25 | +7.08 | +0.73% | $436.4B |
Source: [Overbought](https://marketrodeo.com/screener?rsiMoreThan=70&exchange=NASDAQ%2CNYSE%2CAMEX)
**Understanding RSI:**
- **RSI < 30:** Potentially oversold (stock may be undervalued)
- **RSI > 70:** Potentially overbought (stock may be overvalued)
- **RSI 30-70:** Normal trading range

# Today is Monday, the 26th of January
## Upcoming events for Monday, January 26th
- Stock splits:
- XXII @ **1:15**
- BNRG @ **1:7**
- CISS @ **1:20**
- BTF @ **1:5**
- SMUP @ **1:10**
- GRI @ **1:28**
- LRHC @ **1:10**
- MTEN @ **1:200**
- MKDW @ **1:30**
- NIVF @ **1:3**
- PCLA @ **1:30**
- Expected earnings:
AGNC, AGYS, ARE, BAOS, BMRC, BOH, BRO, BSRR, BVFL, BYFC, CBK, CBNK, CR, CZWI, DX, EFSC, EFSI, FRBA, FRME, FSBC, FSUN, FUSB, GABC, GGG, HBCP, HBT, LKFN, LNKB, MNSB, MRTN, NBTB, NRC, NUE, NWBI, OXLC, PCH, PRK, RBB, RYAAY, SANM, STLD, TSBK, VWAV, WAL, WRB, WSFS
- Ex-div:
DHC, FVCB, ILPT, RMR, SEVN, SVC, VALU, YBST, YBTY
## Upcoming events for Tuesday, January 27th
- Stock splits:
- GMRCF @ **1:4**
- TLOFF @ **1:10**
- Expected earnings:
AAL, AIT, AKO.A, AKO.B, AUBN, BA, BCBP, BPOP, BPRN, BUSE, BWB, BXP, CAC, CBC, CBNA, CBU, CCB, CCBG, CCNE, CFFI, CHMG, CLBK, CVLT, EBMT, ENVA, FBP, FCBC, FCF, FFIC, FFIV, FNWD, FRAF, FSFG, GEF, GM, HAFC, HCA, HIHO, HOPE, HTLD, IVZ, JBLU, KMB, LOGI, LRN, MANH, MCBS, NBHC, NEE, NOC, NRIX, NVR, NXT, ORRF, OVBC, PCAR, PDLB, PFS, PGC, PII, PKG, PPG, PROV, QCRH, QRVO, RNST, ROP, RTX, SSBI, SSII, STX, SYF, SYY, TRMK, TXN, UMBF, UNH, UNP, UPS, UTMD, WNEB, WRLD, WSBC, WSBF, XIFR
- Economic events and announcements:
- 2-Year Note Auction (previous: 3.499%)
- 3-Month Bill Auction (previous: 3.590%)
- 6-Month Bill Auction (previous: 3.520%)
- Atlanta Fed GDPNow (consensus: 5.4%, previous: 5.4%)
- Chicago Fed National Activity (previous: -0.21)
- Core Durable Goods Orders (consensus: 0.3%, previous: 0.2%)
- Dallas Fed Mfg Business Index (previous: -10.9)
- Dallas Fed PCE (previous: 1.90%)
- Durable Goods Orders (consensus: 3.1%, previous: -2.2%)
- Durables Excluding Defense (previous: -1.5%)
- Goods Orders Non Defense Ex Air (previous: 0.5%)
## Upcoming events for Wednesday, January 28th
- Expected earnings:
ADP, ALRS, APH, ASIC, ASML, ATGE, AVT, AXS, BBT, BMI, CALX, CBAN, CCS, CFFN, CHRW, CLS, CMPR, CNMD, COFS, CP, CPF, DHR, DLX, EAT, EDU, ELS, ELV, ETD, EXTR, FCCO, FFBC, FIBK, FICO, GBFH, GD, GEV, GIB, GLW, HLI, HWBK, HWKN, HXL, IBM, LARK, LBRT, LC, LEVI, LFUS, LII, LPL, LRCX, LSTR, LUV, LVS, MBIN, META, MHO, MNRO, MSCI, MSFT, MTH, MUR, NAVI, NFBK, NFG, NLY, NOW, OBK, OTIS, PB, PGR, PLXS, RJF, SBUX, SEIC, SF, SLG, SMG, SYBT, T, TEVA, TOWN, TSLA, TTEK, TXT, UMC, URI, UVSP, VFC, VIAV, WASH, WHR, WM
- Ex-div:
CALM, ENTG, HFWA, NTIC, PAYX, PSEC
- Economic events and announcements:
- 5-Year Note Auction (previous: 3.747%)
- ADP Employment Change Weekly (previous: 8.00K)
- API Weekly Crude Oil Stock (consensus: -0.700M, previous: 3.040M)
- CB Consumer Confidence (consensus: 90.1, previous: 89.1)
- Dallas Fed Services Revenues (previous: 0.1)
- House Price Index (consensus: 0.3%, previous: 0.4%)
- House Price Index (previous: 1.7%)
- House Price Index (previous: 436.7)
- M2 Money Supply (previous: 22.30T)
- Redbook (previous: 5.5%)
- Richmond Manufacturing Index (consensus: -5, previous: -7)
- Richmond Manufacturing Shipments (previous: -11)
- Richmond Services Index (previous: -6)
- S&P/CS HPI Composite - 20 n.s.a. (consensus: 1.2%, previous: 1.3%)
- S&P/CS HPI Composite - 20 n.s.a. (previous: -0.3%)
- S&P/CS HPI Composite - 20 s.a. (previous: 0.3%)
- Texas Services Sector Outlook (previous: -3.3)
- U.S. President Trump Speaks
## Upcoming events for Thursday, January 29th
- Expected earnings:
AAPL, ABCB, AJG, ALGM, AMP, AOS, APPF, AROW, AVBH, AX, BAFN, BC, BFH, BIP, BIPC, BRBS, BWFG, BX, BZH, CACC, CAT, CFR, CIVB, CMCSA, CNOB, CNX, CODA, CRS, CSW, CVCO, CVLG, CZFS, DB, DECK, DLB, DOV, DOW, DT, DXC, EMN, EXP, FBIZ, FFWM, FGBI, FHI, FINW, FISI, FLWS, FRST, GPI, GSIT, HFBL, HIG, HITI, HOLX, HON, HTH, HZO, INBK, IP, IROQ, ISBA, IVR, KEX, KIDZ, KLAC, KOSS, LAZ, LCNB, LHX, LMT, LPLA, MA, MAN, MBUU, MO, MRSH, MTX, MXL, NDAQ, NEWT, NOK, NSC, OLN, ONEW, ORC, OSIS, OSK, PBFS, PCB, PDEX, PFSI, PH, PHM, PMT, RBKB, RCI, RCL, RMD, RPT, RRBI, RVSB, SAP, SBCF, SBFG, SBSI, SCSC, SHBI, SHEL, SHW, SIGI, SILC, SKYW, SNDK, SNDR, SNY, STM, SXC, SXI, SYK, TAK, TAL, TBBK, TFSL, TMO, TSCO, TT, V, VIRT, VLO, VLY, WDC, WTBA, WY, XRX, YAAS, ZBAI
- Ex-div:
FAST, JCSE
- Economic events and announcements:
- Crude Oil Imports (previous: -0.027M)
- Crude Oil Inventories (previous: 3.602M)
- Cushing Crude Oil Inventories (previous: 1.478M)
- Distillate Fuel Production (previous: -0.209M)
- EIA Refinery Crude Runs (previous: -0.354M)
- EIA Weekly Distillates Stocks (previous: 3.348M)
- EIA Weekly Refinery Utilization Rates (previous: -2.0%)
- FOMC Press Conference
- FOMC Statement
- Fed Interest Rate Decision (consensus: 3.75%, previous: 3.75%)
- Gasoline Inventories (previous: 5.977M)
- Gasoline Production (previous: -0.246M)
- Heating Oil Stockpiles (previous: 0.279M)
- MBA 30-Year Mortgage Rate (previous: 6.16%)
- MBA Mortgage Applications (previous: 14.1%)
- MBA Purchase Index (previous: 194.1)
- Mortgage Market Index (previous: 397.2)
- Mortgage Refinance Index (previous: 1,580.8)
- U.S. President Trump Speaks
^^^^2026-01-26

Doch, du zockst darauf, dass dir nichts (ernsthaft) passiert. Die Leistungen sind einfach schlecht und unter GKV-Niveau. Was auch komplett logisch ist, wenn das so billig ist, dass die Leistungen nen Witz sind. Zudem zockst du darauf, dass sich die Rechtslage nicht ändert und du noch in der Lage bist, dann in Jahrzehnten in die GKV zu schlüpfen. Ich verweise nur mal auf die [Änderungen zu Beginn des Jahres 2026](https://www.christian-schlender.de/blog/gkv-zugang-wechsel-2026-verschaerft-familienversicherung-teilrente-ausland/), die ohne große Aufmerksamkeit der breiten Öffentlichkeit ziemlich innerhalb kürzester Zeit nun im SGB V stehen. Das hatte schon große Auswirkungen, hab so viele Anfragen dazu Ende 2025 und jetzt im Jan 2026 bekommen. Kann jeder machen wie er will, ich rate jedem von einem solchen Vorhaben bzw. Vorgehen ausdrücklich ab und lasse mir einen "Haftungsausschluss" unterschreiben bei Unbelehrbaren.

Der Versorgungsverband bundes- und landesgeförderter Unternehmen e. V. (VBLU) mit Sitz in Bonn ist ein führender Fachverband für betriebliche Altersversorgung (bAV), spezialisiert auf soziale Einrichtungen und Unternehmen im Umfeld des öffentlichen Dienstes.

QNC.V!!! They just applied for NYSE.

AEIS data centers/AI boom, K/V 60, forward K/V much better.
Low-volume splits are possible.
They win 100% of the tenders they enter, with hyperscalers who are flush with cash, etc., etc.

I’ma need MU and SNDK to start a massive V asap, down 10k since Friday open

[A420X0](https://www.onvista.de/aktien/CSG-Bearer-Shs-152578911-Aktie-NL0015073TS8) - CSG N.V. Aandelen aan toonder 📃@34.99€(+6,51% 🚀)

[A420X0](https://www.onvista.de/aktien/CSG-Bearer-Shs-152578911-Aktie-NL0015073TS8) - CSG N.V. Aandelen aan toonder 📃@34.955€(+6,41% 🚀)

>Seriously. All the stocks and ETF’s I see this community of investors like fit these factors like a glove. SCHD, VYM, and NOBL, all ETF’s that pay solid yields. What do they have in common? They’re made up of large cap value stocks.
Not entirely true a few of us buy micro/small/medium cap stocks (in my case):
* $EQB (CAD digital Bank),
* RX.V (Micro div growth Pharma),
* SRR.V (micro O&G royalty),
* NET-UN.V (Small cap REIT),
* MHC-U (MHC & RV REIT),
* $OZK (U.S. Regional Bank)
There are also the income portion which are mostly focused around debt instruments (MBS/ABS/Loans/T-Bills/Municipal Bonds/Junk Bonds/Unrated Bonds/H/Y Bonds, CLOs, etc.) OR does CCs or other opton strategies on the VIX or other investment index funds not related to large caps.
* $PDI - Global Debt (mostly MBS) \* Dividend income king with good returns and been around since 2007
* $CCIF - CLOs
* $GOF - Mix of everything (and an awful fund but still an example)
* $SVOL - Short VIX options + fund of fund
* $ZVOL - 1:1 short VIX