V
VISA Inc.
stock NYSE

( . )V( . )

It also help if you use the **(arrow) Reply** button when responding to people on your post.
SPYM and QQQM are both very healthy funds to hold, DGRO & SCHD — there’s a lot of factors in this, but depending on your age, they may not be very useful to you as of now, I would consolidate into just SCHD, and that being a very small part of your portfolio).
I highly suggest taking a look at AVUV (small cap value) or do some research on the importance of having small cap in your portfolio. AAPL, NVDA, MU, AMD, V, MA \~\~ were all small cap at some point.
I would also highly suggest adding some percentage to international. For real there’s only 370 million people in the USA, there’s 8 billion people on earth, plenty of emerging and undeveloped markets I get, but it would be a shame to miss out on so many other countries economic successes (which ultimately will benefit on the US side as well, also with examples such as “the lust decade” when ex-US did better than US overall).
Before you execute what I suggest next, I can’t stress enough that you do your own research, but I also highly suggest one to three well researched, something that you just absolutely believe in and put your heart into, individual company investments.
Example: I went in on AMZN earlier this year while at $201.10. I personally felt that that was an excellent entry point price, as well as looking at the backtesting and A LOT OF research, CAGR, P/E, EBITDA et. al. — and that was before talks about Amazon and their AI expenditures with AWS. And better yet, it pays no dividend. I’m hoping AMZN gets to MercadoLibre pricing may be in 10 or 15 years. And based stuff, Amazon’s revenue, it’s ever expanding service services (AI, Data Centers, Online Store and Logistics, Streaming/Production/Exclusivity of NFL Thursdays / Superbowls and so many more reasons) that I myself personally believe that Amazon and all the power it holds will continue to be a wonderful Growth mechanism in my Roth IRA.
For you, all that research and conviction in a company you feel is worth putting your capital in and DCA for as long as possible. I personally have been looking into injecting some money into ONDS, APLD, ET, VST, or VRT, — possibly PLD.

Thanks! I'm working on some kings/aristocrats also, along with CEF's and etfs. I've heard that true return to shareholder yield is better with PEP than KO (not sure if that's true-but may be worth looking into). I also appreciate JPM, V...will have to look at BDC's and reits...i have nvidia and msft for growth....best wishes on retirement journey and thanks for sharing 🙏🏻😊

I lied, I have 8% in VOO. The other 55% is in a mix of primarily SCHD along with dividend kings / aristocrats (think KO, PG, JNJ) and more recent div growers (JPM, GS, V) along with BDC’s (main, ARCC) and REITs (vici, o)

GOOGL than AMZN. I don’t have much interest in investing in V except a few months ago when it went to new lows.

Considering Amazon is around a 15% weight and V is around 10% I’d go Amazon but I think V is an in rod or company too.

The "V" wasn't for Visa, but for "versus" :P

Falls jemand noch nach neuen Kurzhosenzielen sucht – Danke Bill 😐
*Bill Ackman says he sees Visa $V and Mastercard $MA as some of the most attractive businesses in the world* – Kalshi Finance

So Google this year is a better opportunity than Google last year?
Buying UNH and then dumping it again before UNH big run up?
How V / MA a couple of months ago during their drawdown?
Give me a break... There have been and there are plenty of great opportunities in the market.
Believing and arguing that Buffet sees something is naive.

1) Outstanding Returns
2) No One is immune to a Bubble
3) DPI does not rhyme with VC
4) Key companies by fund

1) Outstanding Returns
Lowest Net IRR is 12% for a fund deployed at the peak of the bubble
Second lowest Net IRR is 17.5% (!!!)
To anyone saying private market fees are not worth it, check this table out
And yes, most of these marks are not realized, and you could argue these valuations are pretty full, but companies will keep growing so some of these marks will get better.
No question.

2) No One is immune to a Bubble
Obviously these are outstanding results, but what stands out is that no one truly escapes the market environment /valuations - see 2021 returns
One of the best predictors of success of a fund is something that is very hard to control: the date of the launch.
If you opened a venture fund in 2021, you really faced an uphill battle.
If you started a value-oriented Tiger Cub in the early 2000s, you likely killed it.

3) DPI does not rhyme with VC
These are great returns, but wow is the realization cycle slow
The fact that no fund below 10 years old is above 0.3x DPI really stands out
And yes, an institution can likely sell their stake to monetize it if they really need the cash, but that's not the point here.
People always think PE and VC have similar liquidity profile - basically none - but that's just part of the picture when considering the cost of capital required to make the math work.
If you invest in venture, you really should not expect cash for 10 years. The same cannot be said for PE.

4) Key companies by fund
Great insight about how capital is deployed.
Two words: incredible taste and willingness to double down.
Investing in OpenAI in 2018 deserves so much admiration

Thrive II (2011): Oscar, Instagram, Warby Parker
Thrive III (2012): Oscar, Twitch, Spotify
Thrive IV (2014): Stripe, GitHub, Slack, Twilio Segment, Unity, Instacart
Thrive V (2016): Oscar, GitHub, Robinhood, Stripe, Affirm
Thrive VI (2018): Stripe, SpaceX, **OpenAI**, Fanatics, Robinhood
Thrive VII (2021): OpenAI, Stripe, Ramp
Thrive VIII (2022): SpaceX, OpenAI, Cursor, Anduril, Ramp, Stripe, Databricks, A24, Wiz, Chai Discovery, Base, Physical Intelligence
Thrive IX (2024): SpaceX, OpenAI, Cursor, Anduril, Databricks, Stripe, Wiz, Isomorphic Labs, Neuralink, OpenEvidence, General Matter
Thrive X-G¹ (2026): OpenAI, Anduril, Stripe, Isomorphic Labs

Full letter here: [https://www.bloomberg.com/news/articles/2026-08-14/read-joshua-kushner-s-first-formal-thrive-capital-investor-letter](https://www.bloomberg.com/news/articles/2026-08-14/read-joshua-kushner-s-first-formal-thrive-capital-investor-letter)
https://preview.redd.it/qrmaxogxzjjh1.png?width=679&format=png&auto=webp&s=004fd1138c7d741a06691257dab43a7489fadbec

The V on SNDK will be legendary. Its already started

Currently direct debits and iDEAL payments have:
\- No logo
\- No sanitized name (NS - the dutch railways - appears as 'NS Reizigers B.V.', for example).
\- No assigned category automatically (it's always marked as 'Transfers' even if you choose to always assign it to another category).
\- No field where you can add a description or take a photo of a receipt (the description is automatically filled with some pre-filled jargon that is not particularly useful as a consumer).

Additionally to direct debits:
\- No distinction of whether they are a recurrent debit or one-time one (also no ability to manually select this). This then screws up the 'Scheduled' view of the 'Payments' section of the app which payments that the app assumes that occur monthly but ended up not happening. A couple of examples:
\- In the Netherlands, we pay a monthly fee for our health insurance (recurrent direct debit) plus every time we use the health insurance when we go to a specialist doctor or to the pharmacy (these are usually charged by the health insurance several weeks after the treatment as a one-time direct debit).
\- In the Netherlands, we may pay a monthly subscription to NS which gives is discounts in rides (recurrent direct debit). When the month ends, we then pay the amount we owe to the train company for the rides we did that month (one-time direct debit).
To add to this, revolut.me does not accept payments via iDEAL/Wero 🥲. Paying via iDEAL in payment urls created by your bank is the main way we share bills and payments in the Netherlands. And no, having to go to the app Tikkie, input the amount and generate a payment url (where then the subsequent payments from others appear as 'transfers' in your transaction list with all the problems described above) is **NOT** a proper solution.
This is the main reason why a lot of us won't change from local neobanks like Bunq, where all of these situations are handled with a far better UX. Not to mention that the sub-accounts in Bunq are FAR superior to the Pockets in bunq, where you can easily select which transactions come from which sub-account (even after they confirmed) with one-tap.
To Revolut: when are you going to build a proper banking product for the dutch market that **ACTUALLY** rivals the local players? And why do you seem to penalize users with a far worse UX when they choose to use European payment methods?

Been using Gemini to try to properly diversify my portfolio and V/MA were some of the recommended companies. I haven't bought any yet, but I'm planning to this week. They seem fair valued/slightly undervalued right now, and they both have been seeing steady growth in revenue, especially in Value Added Services (VAS). They have a good secular growth outlook over the next 5-10 years, and are less correlated to big tech and the AI trade currently too.

Thank you for the link ! V interesting read.

I’m a believer in the psychology of the big “W” sounds like something I made up right? It’s actually a human psychological fear greed fear greed move that usually ends bullish. But Monday with that chart is completing the end of the first half of the W or V right now. So your answer is Bearish complete the V

( . )V( . )

It also help if you use the **(arrow) Reply** button when responding to people on your post.
SPYM and QQQM are both very healthy funds to hold, DGRO & SCHD — there’s a lot of factors in this, but depending on your age, they may not be very useful to you as of now, I would consolidate into just SCHD, and that being a very small part of your portfolio).
I highly suggest taking a look at AVUV (small cap value) or do some research on the importance of having small cap in your portfolio. AAPL, NVDA, MU, AMD, V, MA \~\~ were all small cap at some point.
I would also highly suggest adding some percentage to international. For real there’s only 370 million people in the USA, there’s 8 billion people on earth, plenty of emerging and undeveloped markets I get, but it would be a shame to miss out on so many other countries economic successes (which ultimately will benefit on the US side as well, also with examples such as “the lust decade” when ex-US did better than US overall).
Before you execute what I suggest next, I can’t stress enough that you do your own research, but I also highly suggest one to three well researched, something that you just absolutely believe in and put your heart into, individual company investments.
Example: I went in on AMZN earlier this year while at $201.10. I personally felt that that was an excellent entry point price, as well as looking at the backtesting and A LOT OF research, CAGR, P/E, EBITDA et. al. — and that was before talks about Amazon and their AI expenditures with AWS. And better yet, it pays no dividend. I’m hoping AMZN gets to MercadoLibre pricing may be in 10 or 15 years. And based stuff, Amazon’s revenue, it’s ever expanding service services (AI, Data Centers, Online Store and Logistics, Streaming/Production/Exclusivity of NFL Thursdays / Superbowls and so many more reasons) that I myself personally believe that Amazon and all the power it holds will continue to be a wonderful Growth mechanism in my Roth IRA.
For you, all that research and conviction in a company you feel is worth putting your capital in and DCA for as long as possible. I personally have been looking into injecting some money into ONDS, APLD, ET, VST, or VRT, — possibly PLD.

Thanks! I'm working on some kings/aristocrats also, along with CEF's and etfs. I've heard that true return to shareholder yield is better with PEP than KO (not sure if that's true-but may be worth looking into). I also appreciate JPM, V...will have to look at BDC's and reits...i have nvidia and msft for growth....best wishes on retirement journey and thanks for sharing 🙏🏻😊

I lied, I have 8% in VOO. The other 55% is in a mix of primarily SCHD along with dividend kings / aristocrats (think KO, PG, JNJ) and more recent div growers (JPM, GS, V) along with BDC’s (main, ARCC) and REITs (vici, o)

GOOGL than AMZN. I don’t have much interest in investing in V except a few months ago when it went to new lows.