V
VISA Inc.
stock NYSE

**Proof:** [**https://imgur.com/a/proof-HwV4MD9**](https://imgur.com/a/proof-HwV4MD9)
**Items will be shipped on Monday or Tuesday**
**Payments:** **zelle** *(preferred)*, **PFFF**, **Venmo FF**, **crypto**
**Shipping:** Risky **$1-2** depending on weight, USPS ground **$5** and sfrb **$10**. Other options and international shipping is available.
**Trades:** Looking to sell or trade for Gold (Bars/Sovs/Eagles/Buffaloes/Pre-33/20 franc/sovs & half sovs)
***gold spot at time of posting: $4508.80***
***silver spot at time of posting: $79.84***
# Silver:
~~2011W ASE satin finish ANACS MS69 -~~ **~~$81~~**
1993 Riverside Resort .20g .999 silver casino round - **$48 (Melt is $51.34)**
1953-d Franklin - **$27 (Melt is $28.93)**
Dateless Lowball stone mountain half - **$28.93 (melt)**
5 silver quarters (1 cull seated lib, 4 washingtons) - **$13.5 each (Melt is $14.46 ea)**
2 silver dimes (1 cull barber, 1 merc) - **$5 each (Melt is $5.78ea)**
# World Silver Lots:
78.44g .925 culls (some dated) - **$158 (Less than 85% of melt, melt is $186.26)**
[**https://imgur.com/a/lots-EZcHch6**](https://imgur.com/a/lots-EZcHch6)
70.91g Unidentified silver coins - **$70 (Just $1/gram! Some very nice stuff)**
[**https://imgur.com/a/unidentified-YggrPzW**](https://imgur.com/a/unidentified-YggrPzW)
24.61g .500 silver - **$26.00 (Less than 85% of melt)**
# Crowns
2x Cull Austria Maria Theresa silver restrike thalers - **$50 each (MELT IS $60.07/ea!)**
1780 Austria Maria Theresa silver restrike thaler VF no issues - **$55 (Melt is $60.07)**
1959 Bermuda Crown BU (rarer type, large .500 crown) - **$40**
1952 NWL Canada dollar variety cleaned low mintage - **$45.00 (below melt)**
1957 Ceylon 5 rupees XF very nice low mintage - **$67.20 (MELT)**
1895-1907 China (Hupeh province) silver dollar PCGS VF details - **$300**
1927 China memento dollar VF cleaned - **$80**
1944 Curacao 2 1/2 Gulden saltwater corroded (shipwreck maybe?) - **$40 (Way below melt)**
1897 Ecuador 1 sucre XF/AU cleaned (light scratches on obv) - **$65**
1899-A French Indo-China 1 piastre VF cleaned - **$65**
1906-A French Indo-China 1 piastre XF cleaned - **$65**
1900-B Great Britain Trade dollar PCGS AU details (harshly cleaned) - **$150**
1935 GB "Rocking Horse" 1 crown XF very nice - **$40**
1937 GB 1 crown coronation AU nice - **$40**
1876 Greece 5 drachmai PCGS AU50 darker toning - **~~$185~~** **$150 (auction comps 200+)**
1874-M Italy 5 lire VF cleaned nice - **$57.81(MELT)**
1678-1790 Mexico Mo L cob 8R Joanna shipwreck VF/XF shipwreck effect 20.6g date off flan - **$250**
1816 D-MZ Mexico revolutionary DURANGO 8 reales - G (weak strike) very rare! - **$200**
1811-1812 Mexico revolutionary ZACATECAS 8 reales date worn off (I think it's a contemporary counterfeit, similar contemporaries sold for over $100) - **$60**
1932 Poland 5 zlotych XF - **$38**
1870 S.M.V Spain PROVISIONAL GOVERNMENT 5 pesetas VF cleaned - **$57.81 (MELT)**
1879 Serbia 5 dinara XF damaged (mount removed) very rare - **$85**
1936 Venezuela 5 bolivares VF no issues very nice - **$55.00 (Melt is $57.81!)**
# Singles
1935 Australia 3 pence UNC toned (older clean?) - **$10**
1867 Belgium franc G - **$10 (Below Melt)**
1840 British India 1/2 rupee holed VF - **$13.73 (melt)**
1919 Canada 5 cents BU - **$12**
1967 Canada 10 cents BU - **$4 (Below Melt)**
1887 Chile 1/2 decimo XF holed - **$4**
1902 China (Kirin province) silver 10 cents PCGS F details - **$50**
1913? Colombia 20 centavos cull - **$9 (Melt is $11.56)**
1952 Cuba 40 centavos XF cleaned nice - **$28**
1907 Denmark 10 ore ex jewelry - **$1.57 (melt)**
1937 Denmark commemorative 2 kroner AU - **$28 (below melt)**
1937 Denmark commemorative 2 kroner CH BU - **$30.83 (melt)**
1873 S Finland (Russian administration) 25 pennia CH XF - **$7**
1873A France 2 francs VF problem free key date - **$35**
AN14 (1805)H (La Rochelle) France 1 franc Napoleon mintage of 7,149 G - **$50**
1866A Germany - Prussia thaler NGC AU details cleaned - **$70**
1910A Germany - Prussia 3 mark XF/AU cleaned - **$38.54 (melt)**
2x 1876 German Empire 20 pfennig - **$7 for both**
1875E Germany 1 mark - **$12.85 (melt)**
1878A Germany 1 mark - **$12.85 (melt)**
1861 Germany - Hesse - Cassel thaler F cleaned (very rare) - **$100**
1912F Germany - Wuerttemberg 3 mark PCGS MS61 - **$75**
1935D Germany third reich 5 reichsmark XF - **$32.12 (melt)**
1934 (rare date) Guatemala 10 centavos CH VF - **$10**
1945 Guatemala 10 centavos AU/UNC - **$8**
1926 Guatemala 1/4 quetzal XF (a little green on reverse) - **$15.41 (melt)**
1893 Guatemala 25 centavos AU/UNC weak strike - **$30**
1943 Guatemala 25 centavos VF/XF nice - **$15.42 (melt)**
1828 Great Britain 6 pence very rare (16k minted) low grade damage - **$25**
1890 Great Britain 1/2 crown VF nice - **$33.60**
1893 Great Britain 1/2 crown VF nice - **$33.60**
Hafsids silver dirham A-514 very rare VF+ - **$30**
1886 Hong Kong 10 cents worn - **$5**
1900 Hong Kong 10 cents F cleaned - **$5**
1885 Hungary 1 Forint XF/AU hairlines high grade - **$35**
1939 BP Hungary pengo BU - **$14**
India medieval gujarati paisa silver - **$8**
Assorted date meiji/taisho Japan 10 sen VF+ - **$4 ea (20 available)**
M41 (1908) Japan 20 sen XF - **$8**
Japan 1950-60s silver 100 yen - **$6 ea (20 available)**
1866 Mexico Empire 50 centavos (1 year type with 31,000 mintage) VF (reverse dark, problem free) very rare - **$150**
1877 ZsZ Mexico 50 centavos very high grade (XF+) - **$45**
1878 ZsZ Mexico 50 centavos VG/F cleaned - **$31.41 (melt)**
1879 AsL Mexico 50 centavos Alamos mint VF - **$35**
1944 Mexico 50 centavos AU cleaned - **$15.41 (melt)**
1960 Monaco 5 francs AU - **$25.74 (melt)**
1935 New Guinea shilling VF/XF - **$12.79 (melt)**
2x 1945 New Guinea shilling BU - **$12.79ea (melt)**
1876 Ottoman kurus VG - **$3**
1910s Ottoman egypt 2 kurus worn - **$5 (below melt)**
1933 Panama 1/2 Balboa XF lowest mintage of the series- **$28.90 (melt)**
1962 Panama 1/2 Balboa XF rim hits - **$28.90 (melt)**
1962 Panama 1/2 Balboa AU - **$28.90 (melt)**
1903 Philippines 10 centavos (large type) XF/AU - **$8**
1907s Philippines 50 centavos VG/F - **$19.27 (melt)**
1944s Philippines 50 centavos PCGS MS65 - **$70**
1942 Portugal 2 1/2 escudos - **$5 (Melt is $5.85)**
1913 Russia 10 kopecks XF/AU - **$6**
1929 South Africa florin F - **$20 (melt is $23.25)**
1900 S.M.V Spain 50 centimos CH AU - **$12**
1850 Swiss 1/2 franc (very rare type and date) jewelry cull - **$8**
1944B Switzerland franc AU/UNC - **$20 (Way below melt)**
1932B Switzerland 5 franc VF - **$30 (Way below melt)**
1935B Switzerland 5 franc VF - **$30 (Way below melt)**
1953B Switzerland 5 franc AU - **$30 (Way below melt)**
end of post

When it comes to newfoundland gold exploration I prefer canterra minerals (CTM.V). They hold the land rights next to Equinox golds valentine lake property (was marathon originally) and are located on the same seam. It's my personal belief that as drilling results make recoverable gold totals more clear, they will eventually be an acquisition target for equinox who can naturally continue their operation right into the canterra claim as all the infrastructure and equipment is already there. Equinox will be able to bring the property to production significantly cheaper than any company starting from scratch.

It's ~6% V/V Ag in Ag-C. So 32000 sq feet. Of covering ANODES only. Not believing the Samsung figures. Samsung is now suddenly involved in multiple silver related stories, buying an unproductive mine, a failure to deliver of Comex, etc. Feels like it's hyped, scripted. Samsung are not going to crash the world economy with one battery. That said, I keep stacking, despite the demand overstatement that is likely hiding sovereign hoarding (China mainly).

The market can simply move sideways for a LONG time as earnings grow a little and P/E ratios contract. A long road to nowhere. That's the "soft landing". The best course of action, in my opinion, is to play it like the big boys (Buffett, et al): Keep a significant portion in T-bills that can be readily liquidated to buy stocks in the event of a crash. If there is no crash, you're only out the risk-premium you'd have earned on stocks. Let's be very generous and say you'd get 5% extra from stocks above the 3.5% T-bill rate. However, if there IS a crash and you are able to deploy your capital to achieve lets say a pretty quick 30% return in the rebound year or two after the crash, you've just made up for 6 years of holding that capital as T-bills.
The game, of course, is to not hold T-bills for any longer than you have to, because by a certain point you're losing money even if a crash does materialize. If you had only held 3 years, you'd have a significantly positive net return from the strategy. The odds go strongly in your favor as the market reaches ever higher valuations... if it's true 4.7% is about what we're going to see anyway, that's only a 1.2% premium over T-bills, so theoretically you could easily sit on them for 20 years waiting for some significant correction and still make money, even if your yield from buying in a crash is 30% (1.2% compounded for 20 years is 27%). After 2008, the market recovered 50% within two years. And valuations are higher today than they were in 2008, significantly higher. The question of how much to hold is another question entirely, but again I'd defer to the GOAT: Buffett says he doesn't "time the market" but he does exactly that, only with respect to individual stocks. He buys things when they're at attractive valuations, and that might not be timing the broad market, but it does amount to market timing any way you slice it. Stocks just don't normally get cheap until there is a broad market crash. They ALL do this. Billionaires I mean. Look at that V recovery after the COVID "crisis" for instance. Net worths got multiplied as billionaires bought up everything.

The Ag-C layer in Samsung's battery is only 5 micrometers thick, with a likely Ag content of 6 % V/V. And this Ag-C ONLY goes on the anodes. So, where does Samsung plan to stick 1 kg of silver in a battery with such a microscopic layer? I don't know.
That said, China is sitting on an ocean of unsold EV's. EV sales are basically down everywhere. Same goes for solar. Silver's alleged industrial demand is way overstated. It's investment/hoarding, that is driving up the price.

When I retired in 2017 (not planned, got laid off and decided to retire.) we were 80/20, about 6 years of withdrawals. By the time Covid hit we were closer to 8 or 9 years of withdrawals. Let me tell you, when the market was crashing in early March 2019 and the entire economy was shutting down, you will wish you had at least 10 years in cash/bonds. Luckily we had a V shaped recovery, but what if we went into a deep recession or a depression lasting a few years?

December 12th
The Office of the Comptroller of the Currency (OCC) today announced its conditional approval of five national trust bank charter applications. Subject to meeting the OCC’s conditions, these institutions will join approximately 60 other national trust banks currently supervised by the OCC.
In granting these conditional approvals, the OCC applied the same rigorous review and standards it applies to all charter applications. The OCC carefully reviewed each application, based on its individual merits, consistent with applicable statutory and regulatory factors.
“New entrants into the federal banking sector are good for consumers, the banking industry and the economy,” said Comptroller of the Currency Jonathan V. Gould. “They provide access to new products, services and sources of credit to consumers, and ensure a dynamic, competitive and diverse banking system. The OCC will continue to provide a path for both traditional and innovative approaches to financial services to ensure the federal banking system keeps pace with the evolution of finance and supports a modern economy.”
The OCC conditionally approved applications for de novo national trust bank charters for First National Digital Currency Bank and Ripple National Trust Bank.

Ito dapat contact si paul vega
Office of the City Treasurer
Head: Mr. Paul Vega
Designation: City Treasurer
Contact No.: (+63) 2 8527 5020
Room No.: 152
Bureau of Permits
Head: Mr. Levi C. Facundo
Designation: City Government Office Head
Contact No.: (+63) 2 5310 4184
Room No.: 110
Department of Assessment
Head: Engr. Jose V. de Juan
Designation: City Assessor
Contact No.: (+63) 2 8527 4918
Room No.: 204-205

Fair point - not as badly affected as the lenders and credit card providers. I still bet V/MA will do well, inflation is not as “low” as it’s being reported which may be a tailwind for V/MA. Is it going to be enough to make up for the gap in credit vs debit card yield? Maybe, maybe not

I don’t think this ban is going to happen in a long-term way. That said, if it did I completely disagree with the following:
>V, MA should not get affected at all, if they dip ill buy lots of shares because it doesn’t make sense.
V/MA don’t earn interest but credit card spend in the US has *much* higher margins for payment processers than debit card spending.
If people have to switch from credit to debit because their banks can’t afford to issue credit cards at 10% then then this would be devastating for US revenue.

V. a. Dingen wenn du dir anschaust, dass du erstmal Abitur und Studium brauchst für eine Tätigkeit als Arzt.
Ich würde (wie ich schon schrieb) durchaus den gleichen Job machen wollen - aber natürlich nicht, wenn ich erstmal zehn Jahr keinerlei Einkommen habe und das auch nie wieder aufholen könnte - da müsste man mich schon für Schule und Studium genau so bezahlen. Und ich würde nie auf eine Leitungsposition wollen. Warum auch?

I’m personally wary of consumer sentiment if people suddenly got their credit cards cancelled or limits greatly reduced.
Though, V and MA could also potentially offset the revenue loss with higher volume of debit card transaction, albeit partially.
I do wonder if this will be beneficial for BNPL firms.

Yes. November lows were I gift which I didn’t profit off. I already hold a balancing pos of V (low beta) and didn’t wanna engage. Mistake.
If it shows weakness I will load the truck.

🔥 ROCK (Trident) FTW
Check out GCN.V / GCFFF, technical team, CEO is ex-SilverCrest. Serious skin in the game. Cheap! Phased production plan / toll milling / close to mills on all 5 projects. Nevada projects are next door to Hecla and Newmont. [https://www.reddit.com/r/Canadianstockpicks/comments/1q5yw1s/gcnv\_gcfffus\_two\_nearterm\_catalysts\_in\_2026\_with/?utm\_source=share&utm\_medium=web3x&utm\_name=web3xcss&utm\_term=1&utm\_content=share\_button](https://www.reddit.com/r/Canadianstockpicks/comments/1q5yw1s/gcnv_gcfffus_two_nearterm_catalysts_in_2026_with/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button)

V, MA should not get affected at all, if they dip ill buy loads before it doesn’t make sense. American Express should dip a bit but Amex target segment (premium consumers) rarely has issues with repayments so I’ll buy the dip too. JPM more exposed and so is capital one.

Guess how much gap down financials on Monday. $V, $MA, $AXP. Time to rotate back to Tech?

V welcome. No worries

I see a lot of people singling out value stocks and also building “dividend growth portfolios”. BRK.B, JNJ, PG, V, KO, etc. But what about just doing an etf instead? SCHV is schwabs value etf and has all these companies. SCHD is great for a dividend growth portfolio but instead of picking stocks yourself, you just buy SCHD and/or SCHV.
I’m a pretty big growth investor and I use stocks and ETFs for growth. However, I choose growth stocks based on fundamentals and growth potential. I’m assuming nobody buys PG or JNJ for “growth potential”. So, do you buy ETFs or stocks for value investing and why? What makes you choose a good value stock other than just being a big name like the ones I mentioned and being dividend kings?

CTRL + C, CTRL + V and repeat with <elected officials> and then <business leaders> that have enabled the current crisis.

!RemindMe 1 year
None of them had even close to the moat V and MC have lmao. The entire US Retail Federation including WMT, AMZN, COST etc. has tried to kill them and couldn't.
As always you're saying retarded things and will be proven wrong.