UST
ProShares Ultra 7-10 Year Treasury
stock NYSE ETF

I'm looking for a sanity check on my inherited IRA drawdown strategy.
Inherited an IRA earlier this year. The original owner had already started RMDs, so I owe annual RMDs in years 1–9 plus a mandatory full payout by year 10. Account is currently all equities.
My plan is to shift it entirely to bonds because:
1. it rebalances my overall portfolio without touching other accounts
1. Bond income is taxed as ordinary income either way, so it belongs in a tax-deferred account while my equities elsewhere keep LTCG/qualified-dividend treatment or grow tax-free in a Roth
1. any growth here eventually becomes ordinary income anyway, so I'd rather not let equity-level gains pile up before being forced to withdraw them.
I'll build a bond ladder for years 1–4 using [iShares iBonds ETFs](https://www.ishares.com/us/strategies/bond-etfs/build-better-bond-ladders) (each rung 50% UST, 50% TIPS) sized to deliver a predictable yearly withdrawal. For the balance, I'll hold BND, then each year sell a slice of BND and add the next rung, so later purchases reflect future intermediate-ish rates, not just locking in today's rate for the whole ladder.
Each year I plan on withdrawing the bond rung that matures, always above the RMD floor, to avoid a big forced lump sum in year 10. I can potentially withdraw more or less if I have a year of surprisingly high or low income.
I will withdraw into my taxable brokerage and either buy equities and offsetting bonds in my 401k, or buying bonds in my taxable (either munis or not, depending on the tax/return tradeoff)
Is this overly complicated? I could just buy BND and sell a (1/years left)% slice of it every year, or build a 10 year ladder now.
Any other thoughts or critiques?

Lot of reasons:
1) High crude oil prices due to closed SOH & BAM which has taken approximately 25 mbpd of oil off the global oil market. Also Russian oil refining capability has been hurt due to Ukraine attacks on oil refineries.
2) Increasing US treasury yield which leads to investors selling equities world over and instead invest in UST.
3) Indian stock market is overpriced. So FIIs are selling their shares, booking their gains and moving out.
4) AI related tech stack stocks are witnessing daily absurd highs. So investors prefer investing in AI related stocks in US, Japan, S Korea, Taiwan etc.

So Japanese aggressively selling UST? LMAO

I'm looking for a sanity check on my inherited IRA drawdown strategy.
Inherited an IRA earlier this year. The original owner had already started RMDs, so I owe annual RMDs in years 1–9 plus a mandatory full payout by year 10. Account is currently all equities.
My plan is to shift it entirely to bonds because:
1. it rebalances my overall portfolio without touching other accounts
1. Bond income is taxed as ordinary income either way, so it belongs in a tax-deferred account while my equities elsewhere keep LTCG/qualified-dividend treatment or grow tax-free in a Roth
1. any growth here eventually becomes ordinary income anyway, so I'd rather not let equity-level gains pile up before being forced to withdraw them.
I'll build a bond ladder for years 1–4 using [iShares iBonds ETFs](https://www.ishares.com/us/strategies/bond-etfs/build-better-bond-ladders) (each rung 50% UST, 50% TIPS) sized to deliver a predictable yearly withdrawal. For the balance, I'll hold BND, then each year sell a slice of BND and add the next rung, so later purchases reflect future intermediate-ish rates, not just locking in today's rate for the whole ladder.
Each year I plan on withdrawing the bond rung that matures, always above the RMD floor, to avoid a big forced lump sum in year 10. I can potentially withdraw more or less if I have a year of surprisingly high or low income.
I will withdraw into my taxable brokerage and either buy equities and offsetting bonds in my 401k, or buying bonds in my taxable (either munis or not, depending on the tax/return tradeoff)
Is this overly complicated? I could just buy BND and sell a (1/years left)% slice of it every year, or build a 10 year ladder now.
Any other thoughts or critiques?

Lot of reasons:
1) High crude oil prices due to closed SOH & BAM which has taken approximately 25 mbpd of oil off the global oil market. Also Russian oil refining capability has been hurt due to Ukraine attacks on oil refineries.
2) Increasing US treasury yield which leads to investors selling equities world over and instead invest in UST.
3) Indian stock market is overpriced. So FIIs are selling their shares, booking their gains and moving out.
4) AI related tech stack stocks are witnessing daily absurd highs. So investors prefer investing in AI related stocks in US, Japan, S Korea, Taiwan etc.

So Japanese aggressively selling UST? LMAO