TGT
Target Corporation
stock NYSE

Are TGT puts too obvious?

You don't have an equivalent of VTSAX; FXAIX is close enough.
> Money and retirement causes such intense panic that I am immobilized.
Use VANGUARD TGT RTMT 200XX and you can stop thinking about it. It includes VTSAX as well as international stocks (which JL Collins has recently decided are fine) and some bonds.

Hi! Soooo I am a lucky duck with a pension, or else I would be maybe super screwed. Money and retirement causes such intense panic that I am immobilized. Like sooo many people, that means I am starting kinda late in trying to understand all of this.

I am starting a 457(b) account. I have just read A Simple Path to Wealth. However, I don't see VTSAX as an option. My options are below. What should I choose?

Thank you for your patience and guidance!

BAFSX-BROWN ADV SM CAP GRWTH INST
BPSIX-BOSTON PRTNRS SMCAP VALII INST
DOXFX-DODGE & COX INTERNATIONAL ST X
DOXGX-DODGE & COX STOCK X
FSMDX-FIDELITY MID CAP IND INST PREM
FSSNX-FIDELITY SMALL CAP INDEX INST
FTIHX-FIDELITY TOTAL INTL IND INSTL
FXAIX-FIDELITY 500 INDEX INSTL PREM
FXNAX-FIDELITY US BOND INDEX INSTL
JDMNX-JANUS HENDERSON ENTERPRISE N
MWTSX-TCW METWEST TOTAL RETURN BD PL
TBCIX-T ROWE BLUE CHIP GROWTH I
VASVX-VANGUARD SELECTED VALUE
VFFVX-VANGUARD TGT RTMT 2055
VFIFX-VANGUARD TGT RTMT 2050
VFORX-VANGUARD TGT RTMT 2040
VLXVX-VANGUARD TARGET RETIRE 2065
VSVNX-VANGUARD TARGET RET 2070
VTHRX-VANGUARD TGT RTMT 2030
VTINX-VANGUARD TGT RTMT INC
VTIVX-VANGUARD TGT RTMT 2045
VTTHX-VANGUARD TGT RTMT 2035
VTTSX-VANGUARD TGT RTMT 2060
VTTVX-VANGUARD TGT RTMT 2025
VTWNX-VANGUARD TGT RTMT 2020
VWILX-VANGUARD INTL GROWTH ADM

# Today is Monday, the 18th of May
## Upcoming events for Monday, May 18th
- Stock splits:
- PALL @ **5:1**
- PPLT @ **10:1**
- ADTX @ **1:27**
- YYAI @ **1:40**
- FRGT @ **1:5**
- MSBC @ **105:100**
- MI @ **1:80**
- PPCB @ **1:25**
- EZRA @ **1:40**
- RETO @ **1:4**
- WNFT @ **1:10**
- YMT @ **1:15**
- Expected earnings:
AGPU, AGYS, APUS, BIDU, BRC, BTAI, CBAT, CGEN, CISS, CLRO, CRVO, DRTS, DUOT, EDUC, FATN, HOTH, IMRX, IMTE, IQ, ISPC, NAK, NHIC, NIU, NRXP, PNRG, PROK, RICK, RNW, RYAAY, SB, SCNX, SOHU, SONM, TCOM, TOYO, TRNS, VSTD, WGRX, WILC, XP, XYF, YALA, ZEPP
- Ex-div:
ARKO, BCIC, BSCQ, BSCR, BSCS, BSCT, BSCU, BSCV, BSCW, BSCX, BSCY, BSCZ, BSJQ, BSJR, BSJS, BSJT, BSJU, BSJV, BSJW, BSJX, BSMQ, BSMR, BSMS, BSMT, BSMU, BSMV, BSMW, BSMY, BSMZ, BSSX, CCOI, CG, CLAR, CTSH, FHB, FIP, GEN, GOVI, GTOQ, HRZN, HSTM, IEP, KBWD, KBWY, KELYA, KELYB, KLAC, MRX, NVEC, PAX, PEY, PFX, PZZA, QQA, QQLV, QRMI, QYLD, QYLG, RBIL, RWAY, TECH, TIPT, TWIN, VRIG, WYNN, YBST, YBTY, ZTOP
- Economic events and announcements:
- 3-Month Bill Auction (previous: 3.610%)
- 6-Month Bill Auction (previous: 3.615%)
- NAHB Housing Market Index (consensus: 34, previous: 34)
- Overall Net Capital Flow (previous: 184.50B)
- TIC Net Long-Term Transactions (previous: 58.6B)
- TIC Net Long-Term Transactions including Swaps (consensus: 82.40B, previous: 58.60B)
- US Foreign Buying, T-bonds (previous: 2.00B)
## Upcoming events for Tuesday, May 19th
- Stock splits:
- CNDCF @ **110:100**
- EZGO @ **1:150**
- FNNCF @ **110:100**
- NCI @ **1:8**
- ULTHF @ **1:2**
- Expected earnings:
AAME, AMZE, ANTA, ANVS, AS, ASPI, ATLN, AUNA, AVXL, BCAB, BEKE, BILI, BRLS, BURU, CAN, CAVA, CCEP, CCIF, CCIX, CETY, CMBT, CNET, CNL, CRNT, CURR, DOYU, DRVN, EARN, ECC, ECX, EGHT, EIC, ELTK, ENSC, EVTV, EXP, FEED, FINV, FTFT, FTHM, GAUZ, GITS, GLSI, GOCO, GURE, HD, HSAI, HYFM, IPST, IRIX, IVDA, IVF, JHX, KEYS, KNOP, KUST, LUXE, MAMO, MASI, MDIA, MMYT, MOVE, MSLE, NEUP, NXXT, ODD, OXLC, PDCC, QMCO, QXL, RANI, RDCM, REBN, RERE, RRGB, RTB, SBXD, SHFS, SIEB, SLXN, SMTK, SNSE, SOPA, SSM, STI, TALK, TIL, TOL, TWAV, VEEA, VIVK, VRME, VSAT, VWAV, XHLD, XOMA, XWEL, YHC, ZTO
- Ex-div:
AUGO, BRBI, DRS, FER, IOSP, LSTR, VRSN, WEYS
- Economic events and announcements:
- 3-Month Bill Auction (previous: 3.610%)
- 6-Month Bill Auction (previous: 3.615%)
- NAHB Housing Market Index (consensus: 34, previous: 34)
- Overall Net Capital Flow (previous: 184.50B)
- TIC Net Long-Term Transactions (previous: 58.6B)
- TIC Net Long-Term Transactions including Swaps (consensus: 82.40B, previous: 58.60B)
- US Foreign Buying, T-bonds (previous: 2.00B)
## Upcoming events for Wednesday, May 20th
- Expected earnings:
ABVC, ADI, AMSC, ARCO, ATYR, AVEX, BBAR, BLTE, BORR, BZ, BZUN, CDLR, CLIR, CRVL, DOMO, DY, EC, ELF, ENS, EVGN, GDS, HAS, HDL, ICLR, IMVT, INTU, LOW, LPG, LPSN, LX, NDSN, NMM, NOTV, NPK, NVDA, PERI, PPBT, PXS, RLX, ROIV, SBLK, SDA, SEGG, SKYT, STEP, TATT, TGT, TJX, TLK, TRNR, URBN, VFC, ZIM
- Ex-div:
CHRD, EQIX, FDBC, GAIN, GLAD, GLDI, GOOD, GOODN, GOODO, LAND, LANDO, LANDP, MKTX, OSW, POWL, REGN, SLVO, TRI, USOI
- Economic events and announcements:
- ADP Employment Change Weekly (previous: 33.00K)
- API Weekly Crude Oil Stock (previous: -2.188M)
- Fed Waller Speaks
- Pending Home Sales (consensus: 1.2%, previous: 1.5%)
- Pending Home Sales Index (previous: 73.7)
- Redbook (previous: 9.6%)
## Upcoming events for Thursday, May 21st
- Expected earnings:
AAP, ADTX, ADVB, AIB, AIM, ALOY, AMST, ARQQ, ATPC, BCG, BEEM, BGDE, BGLC, BNBX, BRN, BTM, BULL, CAE, CAPS, CDIO, CDT, CETX, CHAI, CJMB, COCP, COSM, CPRT, CREG, CVU, DAO, DAVA, DBGI, DE, DECK, DRUG, DSS, ELME, EONR, FKWL, FLO, FLX, FOXX, FSI, GALT, GGR, GIPR, GNLN, GOSS, GOTU, GRDX, GREE, GRML, GTBP, GTLS, GXAI, HLNE, HOV, HTCR, IPW, IXHL, JAGX, KTTA, LION, LNAI, LPL, LSPD, MFG, MGRX, MKZR, MLP, MOBX, MRKR, MTR, MUFG, MYSE, NAMM, NBP, NDRA, NIO, NNVC, NTES, OLB, ORBS, ORMP, OSTX, OTLK, PHGE, PHI, PKE, PLAG, POLA, PPSI, PULM, PVL, QCLS, RAIN, RAMP, RDI, RENX, RNTX, ROST, RVP, SCVL, SDEV, SEED, SHG, SINT, SKE, SKYQ, SOAR, SPAI, SRG, SUNE, SXTP, TCRT, TEN, TGL, TLX, TOON, TRAW, TRUG, TTWO, UAVS, VIPS, VS, VVOS, WDAY, WMS, WMT, XNET, XPON, XRTX, XWIN, YMM, ZKH, ZM
- Ex-div:
ALNT, AMAT, CGNX, COLM, CSPI, HNNA, KRT, LFUS, LKQ, LMAT, LPLA, MSFT, RGP, TER, WHF, WWD
- Economic events and announcements:
- Crude Oil Imports (previous: -0.318M)
- Crude Oil Inventories (previous: -4.306M)
- Cushing Crude Oil Inventories (previous: -1.702M)
- Distillate Fuel Production (previous: -0.124M)
- EIA Refinery Crude Runs (previous: 0.370M)
- EIA Weekly Distillates Stocks (previous: 0.190M)
- EIA Weekly Refinery Utilization Rates (previous: 1.6%)
- FOMC Meeting Minutes
- Fed Vice Chair for Supervision Barr Speaks
- Gasoline Inventories (previous: -4.084M)
- Gasoline Production (previous: 0.222M)
- Heating Oil Stockpiles (previous: 0.153M)
- MBA 30-Year Mortgage Rate (previous: 6.46%)
- MBA Mortgage Applications (previous: 1.7%)
- MBA Purchase Index (previous: 177.7)
- Mortgage Market Index (previous: 290.1)
- Mortgage Refinance Index (previous: 921.1)
^^^^2026-05-18

TGT Puts

Reposting parts of my comment from another thread, as this XRT thing seems to be taking off for some reason...
\-------------------------------------------------------------
A low XRT share count simply means there isn't demand for this ETF out there. The AUM is a mere $89M.
On the other hand, the SI is high because of one of the most common hedges out there - someone goes **long GME or CVNA or TGT or WMT**, and simultaneously shorts XRT to hedge.
The SI itself is not a problem as shares can be minted at will, when an AP delivers the constituent share basket to State Street.
\-------------------------------------------------------------
Think of it as a hedge on retail tickers, with unlimited shares.

Are TGT puts too obvious?

You don't have an equivalent of VTSAX; FXAIX is close enough.
> Money and retirement causes such intense panic that I am immobilized.
Use VANGUARD TGT RTMT 200XX and you can stop thinking about it. It includes VTSAX as well as international stocks (which JL Collins has recently decided are fine) and some bonds.

Hi! Soooo I am a lucky duck with a pension, or else I would be maybe super screwed. Money and retirement causes such intense panic that I am immobilized. Like sooo many people, that means I am starting kinda late in trying to understand all of this.

I am starting a 457(b) account. I have just read A Simple Path to Wealth. However, I don't see VTSAX as an option. My options are below. What should I choose?

Thank you for your patience and guidance!

BAFSX-BROWN ADV SM CAP GRWTH INST
BPSIX-BOSTON PRTNRS SMCAP VALII INST
DOXFX-DODGE & COX INTERNATIONAL ST X
DOXGX-DODGE & COX STOCK X
FSMDX-FIDELITY MID CAP IND INST PREM
FSSNX-FIDELITY SMALL CAP INDEX INST
FTIHX-FIDELITY TOTAL INTL IND INSTL
FXAIX-FIDELITY 500 INDEX INSTL PREM
FXNAX-FIDELITY US BOND INDEX INSTL
JDMNX-JANUS HENDERSON ENTERPRISE N
MWTSX-TCW METWEST TOTAL RETURN BD PL
TBCIX-T ROWE BLUE CHIP GROWTH I
VASVX-VANGUARD SELECTED VALUE
VFFVX-VANGUARD TGT RTMT 2055
VFIFX-VANGUARD TGT RTMT 2050
VFORX-VANGUARD TGT RTMT 2040
VLXVX-VANGUARD TARGET RETIRE 2065
VSVNX-VANGUARD TARGET RET 2070
VTHRX-VANGUARD TGT RTMT 2030
VTINX-VANGUARD TGT RTMT INC
VTIVX-VANGUARD TGT RTMT 2045
VTTHX-VANGUARD TGT RTMT 2035
VTTSX-VANGUARD TGT RTMT 2060
VTTVX-VANGUARD TGT RTMT 2025
VTWNX-VANGUARD TGT RTMT 2020
VWILX-VANGUARD INTL GROWTH ADM

# Today is Monday, the 18th of May
## Upcoming events for Monday, May 18th
- Stock splits:
- PALL @ **5:1**
- PPLT @ **10:1**
- ADTX @ **1:27**
- YYAI @ **1:40**
- FRGT @ **1:5**
- MSBC @ **105:100**
- MI @ **1:80**
- PPCB @ **1:25**
- EZRA @ **1:40**
- RETO @ **1:4**
- WNFT @ **1:10**
- YMT @ **1:15**
- Expected earnings:
AGPU, AGYS, APUS, BIDU, BRC, BTAI, CBAT, CGEN, CISS, CLRO, CRVO, DRTS, DUOT, EDUC, FATN, HOTH, IMRX, IMTE, IQ, ISPC, NAK, NHIC, NIU, NRXP, PNRG, PROK, RICK, RNW, RYAAY, SB, SCNX, SOHU, SONM, TCOM, TOYO, TRNS, VSTD, WGRX, WILC, XP, XYF, YALA, ZEPP
- Ex-div:
ARKO, BCIC, BSCQ, BSCR, BSCS, BSCT, BSCU, BSCV, BSCW, BSCX, BSCY, BSCZ, BSJQ, BSJR, BSJS, BSJT, BSJU, BSJV, BSJW, BSJX, BSMQ, BSMR, BSMS, BSMT, BSMU, BSMV, BSMW, BSMY, BSMZ, BSSX, CCOI, CG, CLAR, CTSH, FHB, FIP, GEN, GOVI, GTOQ, HRZN, HSTM, IEP, KBWD, KBWY, KELYA, KELYB, KLAC, MRX, NVEC, PAX, PEY, PFX, PZZA, QQA, QQLV, QRMI, QYLD, QYLG, RBIL, RWAY, TECH, TIPT, TWIN, VRIG, WYNN, YBST, YBTY, ZTOP
- Economic events and announcements:
- 3-Month Bill Auction (previous: 3.610%)
- 6-Month Bill Auction (previous: 3.615%)
- NAHB Housing Market Index (consensus: 34, previous: 34)
- Overall Net Capital Flow (previous: 184.50B)
- TIC Net Long-Term Transactions (previous: 58.6B)
- TIC Net Long-Term Transactions including Swaps (consensus: 82.40B, previous: 58.60B)
- US Foreign Buying, T-bonds (previous: 2.00B)
## Upcoming events for Tuesday, May 19th
- Stock splits:
- CNDCF @ **110:100**
- EZGO @ **1:150**
- FNNCF @ **110:100**
- NCI @ **1:8**
- ULTHF @ **1:2**
- Expected earnings:
AAME, AMZE, ANTA, ANVS, AS, ASPI, ATLN, AUNA, AVXL, BCAB, BEKE, BILI, BRLS, BURU, CAN, CAVA, CCEP, CCIF, CCIX, CETY, CMBT, CNET, CNL, CRNT, CURR, DOYU, DRVN, EARN, ECC, ECX, EGHT, EIC, ELTK, ENSC, EVTV, EXP, FEED, FINV, FTFT, FTHM, GAUZ, GITS, GLSI, GOCO, GURE, HD, HSAI, HYFM, IPST, IRIX, IVDA, IVF, JHX, KEYS, KNOP, KUST, LUXE, MAMO, MASI, MDIA, MMYT, MOVE, MSLE, NEUP, NXXT, ODD, OXLC, PDCC, QMCO, QXL, RANI, RDCM, REBN, RERE, RRGB, RTB, SBXD, SHFS, SIEB, SLXN, SMTK, SNSE, SOPA, SSM, STI, TALK, TIL, TOL, TWAV, VEEA, VIVK, VRME, VSAT, VWAV, XHLD, XOMA, XWEL, YHC, ZTO
- Ex-div:
AUGO, BRBI, DRS, FER, IOSP, LSTR, VRSN, WEYS
- Economic events and announcements:
- 3-Month Bill Auction (previous: 3.610%)
- 6-Month Bill Auction (previous: 3.615%)
- NAHB Housing Market Index (consensus: 34, previous: 34)
- Overall Net Capital Flow (previous: 184.50B)
- TIC Net Long-Term Transactions (previous: 58.6B)
- TIC Net Long-Term Transactions including Swaps (consensus: 82.40B, previous: 58.60B)
- US Foreign Buying, T-bonds (previous: 2.00B)
## Upcoming events for Wednesday, May 20th
- Expected earnings:
ABVC, ADI, AMSC, ARCO, ATYR, AVEX, BBAR, BLTE, BORR, BZ, BZUN, CDLR, CLIR, CRVL, DOMO, DY, EC, ELF, ENS, EVGN, GDS, HAS, HDL, ICLR, IMVT, INTU, LOW, LPG, LPSN, LX, NDSN, NMM, NOTV, NPK, NVDA, PERI, PPBT, PXS, RLX, ROIV, SBLK, SDA, SEGG, SKYT, STEP, TATT, TGT, TJX, TLK, TRNR, URBN, VFC, ZIM
- Ex-div:
CHRD, EQIX, FDBC, GAIN, GLAD, GLDI, GOOD, GOODN, GOODO, LAND, LANDO, LANDP, MKTX, OSW, POWL, REGN, SLVO, TRI, USOI
- Economic events and announcements:
- ADP Employment Change Weekly (previous: 33.00K)
- API Weekly Crude Oil Stock (previous: -2.188M)
- Fed Waller Speaks
- Pending Home Sales (consensus: 1.2%, previous: 1.5%)
- Pending Home Sales Index (previous: 73.7)
- Redbook (previous: 9.6%)
## Upcoming events for Thursday, May 21st
- Expected earnings:
AAP, ADTX, ADVB, AIB, AIM, ALOY, AMST, ARQQ, ATPC, BCG, BEEM, BGDE, BGLC, BNBX, BRN, BTM, BULL, CAE, CAPS, CDIO, CDT, CETX, CHAI, CJMB, COCP, COSM, CPRT, CREG, CVU, DAO, DAVA, DBGI, DE, DECK, DRUG, DSS, ELME, EONR, FKWL, FLO, FLX, FOXX, FSI, GALT, GGR, GIPR, GNLN, GOSS, GOTU, GRDX, GREE, GRML, GTBP, GTLS, GXAI, HLNE, HOV, HTCR, IPW, IXHL, JAGX, KTTA, LION, LNAI, LPL, LSPD, MFG, MGRX, MKZR, MLP, MOBX, MRKR, MTR, MUFG, MYSE, NAMM, NBP, NDRA, NIO, NNVC, NTES, OLB, ORBS, ORMP, OSTX, OTLK, PHGE, PHI, PKE, PLAG, POLA, PPSI, PULM, PVL, QCLS, RAIN, RAMP, RDI, RENX, RNTX, ROST, RVP, SCVL, SDEV, SEED, SHG, SINT, SKE, SKYQ, SOAR, SPAI, SRG, SUNE, SXTP, TCRT, TEN, TGL, TLX, TOON, TRAW, TRUG, TTWO, UAVS, VIPS, VS, VVOS, WDAY, WMS, WMT, XNET, XPON, XRTX, XWIN, YMM, ZKH, ZM
- Ex-div:
ALNT, AMAT, CGNX, COLM, CSPI, HNNA, KRT, LFUS, LKQ, LMAT, LPLA, MSFT, RGP, TER, WHF, WWD
- Economic events and announcements:
- Crude Oil Imports (previous: -0.318M)
- Crude Oil Inventories (previous: -4.306M)
- Cushing Crude Oil Inventories (previous: -1.702M)
- Distillate Fuel Production (previous: -0.124M)
- EIA Refinery Crude Runs (previous: 0.370M)
- EIA Weekly Distillates Stocks (previous: 0.190M)
- EIA Weekly Refinery Utilization Rates (previous: 1.6%)
- FOMC Meeting Minutes
- Fed Vice Chair for Supervision Barr Speaks
- Gasoline Inventories (previous: -4.084M)
- Gasoline Production (previous: 0.222M)
- Heating Oil Stockpiles (previous: 0.153M)
- MBA 30-Year Mortgage Rate (previous: 6.46%)
- MBA Mortgage Applications (previous: 1.7%)
- MBA Purchase Index (previous: 177.7)
- Mortgage Market Index (previous: 290.1)
- Mortgage Refinance Index (previous: 921.1)
^^^^2026-05-18

TGT Puts

Reposting parts of my comment from another thread, as this XRT thing seems to be taking off for some reason...
\-------------------------------------------------------------
A low XRT share count simply means there isn't demand for this ETF out there. The AUM is a mere $89M.
On the other hand, the SI is high because of one of the most common hedges out there - someone goes **long GME or CVNA or TGT or WMT**, and simultaneously shorts XRT to hedge.
The SI itself is not a problem as shares can be minted at will, when an AP delivers the constituent share basket to State Street.
\-------------------------------------------------------------
Think of it as a hedge on retail tickers, with unlimited shares.