SDCI
USCF SummerHaven Dynamic Commodity Strategy No K-1 Fund
stock NYSE ETF

I'll preach a little bit. Your portfolio assets should all have a purpose, and that purpose should determine how it is allocated. Keep it simple.
Anything you won't need for decades (like 401k or IRA) should be mostly stock indices. Don't overthink it. VT, VOO, maybe a tiny bit SCHD or DGRO. Put some in international (VT is the one stop shop, but if you have the others then add some FNDF or VXUS or SCHY. A small commodity allocation like SDCI or gold wouldn't be crazy.
Anything you will need in the next 3-4 years, like that loan you need to pay off, should be in cash equivalents like BIL or SGOV or maybe BOXX (if you're on a higher tax bracket).
If you are sitting in cash that won't be needed for decades, the statistically best move is to lump sum it into the stock allocation. But psychologically it might be more palatable to DCA over 6 months or even a year, especially if you tend to freak out of there is volatility.
Keep it simple and don't overthink it.

I'll preach a little bit. Your portfolio assets should all have a purpose, and that purpose should determine how it is allocated. Keep it simple.
Anything you won't need for decades (like 401k or IRA) should be mostly stock indices. Don't overthink it. VT, VOO, maybe a tiny bit SCHD or DGRO. Put some in international (VT is the one stop shop, but if you have the others then add some FNDF or VXUS or SCHY. A small commodity allocation like SDCI or gold wouldn't be crazy.
Anything you will need in the next 3-4 years, like that loan you need to pay off, should be in cash equivalents like BIL or SGOV or maybe BOXX (if you're on a higher tax bracket).
If you are sitting in cash that won't be needed for decades, the statistically best move is to lump sum it into the stock allocation. But psychologically it might be more palatable to DCA over 6 months or even a year, especially if you tend to freak out of there is volatility.
Keep it simple and don't overthink it.