SBI
Western Asset Intermediate Muni Fund, Inc.
stock NYSE Closed Ended Fund

SBI choose Solana and i bet it eats eth's share along the way over time, major corps dont want to deal with l2's all day long and its slow and not cheap.

One-time investments of ₹1 lakh (preferably once a year) to create a 10% diversification in portfolio. Hence, a small retail investor. I know my shortcomings but still wanna invest as I believe in this market.
Horizon- Long-Term (10-15yrs). Don't mind if later I have multiple stocks/ETFs bought on different platforms.
Have no partner bank accounts that these 4 provide. Have an SBI Bank account only. Willing to open a bank account with any app which is the most hassle-free and preferably has online procedures to set up. Federal Bank of IndMoney works for me provided I get total charges within ₹1.5-2k for every ₹1 lakh invested. If SBI + IndMoney works for me with similar charges, I would be more than happy to not open a new bank account.
Not interested in doing enormous account setup, offline form submissions and other kinds of hassle like regular bank visits. I am lazy that way. **So don't suggest me IBKR or AU Small Finance Bank**. Not worth the effort right now to invest such a small sum.
Would invest only in 2 ETFs equally- QQQM and VOO. Might look into SOXX later but not now.
Will always be within RBI annual LRS limit, annual TCS Limit and US Inheritance Tax of 40% limit (₹55 lakhs would never touch in next 10yrs). So not much interested in UCITS ETFs. Later.
Note- Convenience over saving some very minimal extra ₹100-200 charges. IBKR can be looked at once I become a HNI like you guys. Thank you for your understanding.

SBI VC Trade Launches Japan’s First Trust-Based Yen Stablecoin Lending Service with 3% Promotional Yield

SBI owns 7% of Ripple yet they chose solana. LMAO!!!!

SBI

SBI is a pretty big name to have on board, they manage trillions so this could actually move the needle in Japan

SBI and Solana Build Japan's Onchain Finance Future as $400 SOL Forecast Returns

SBI and Solana Build Japan's Onchain Finance Future as $400 SOL Forecast Returns

SBI is a big name

Hi everyone,
I'm new to mutual fund investing. I'm looking for feedback on whether my portfolio is suitable for long-term wealth creation.
Current Investments
₹2,000/month – UTI Nifty 50 Index Fund
₹2,000/month – DSP Nifty Next 50 Index Fund
₹2,000/month – SBI Gold Fund
₹250/week – Digital Gold (Aura)
Planning to Add
₹500/month – HDFC Flexi Cap Fund or
₹500/month – Parag Parikh Flexi Cap Fund
Investor Details
Risk Profile: Moderate to Aggressive
Investment Horizon: 10–15+ years
Goal: Build long-term wealth and eventually reach a ₹1 crore portfolio.
Current SIP: ₹7,000/month (plus ₹250/week in digital gold)
Future Plan: Increase my SIP amount as my income grows.
My Questions
Is this portfolio suitable for my long-term goal?
Should I add only one Flexi Cap fund? If yes, which one would you recommend?
Is my allocation to gold appropriate, or should I reduce it?
Any other changes you'd suggest as a beginner?
I'm still learning, so I'd really appreciate your feedback. Thanks!

SBI Funds Management IPO | Source: RHP dated 8 Jul 2026 (audited)

SBI already holds a massive SOL treasury and has been deep in crypto for years, so this is them putting real weight behind that bet. SMFG being in the mix is the real headline since they're one of Japan's three megabanks. If they actually route real institutional flow through Solana, the "fast and cheap" pitch stops being a meme and starts being proven at scale. Japan keeps moving while the US fumbles on regulation.

🚨 SBI (Japan's banking giant) just partnered with the Solana Foundation to build on chain finance in Japan

Hi everyone,
I’m buying an under-construction property with possession expected in about 3 years.
Based on my calculations, I **might need up to ₹45 lakh** as a home loan, but **right now I only need around ₹20 lakh**. I’m not even sure I’ll end up needing the full ₹45 lakh because I may be able to fund some future payments from savings.
My concern is that if I get a ₹45 lakh loan sanctioned now, won’t I have to pay mortgage/stamp duty/registration or other charges based on the entire sanctioned amount, even if I don’t use all of it?
Would it make more sense to:
Take only a ₹20 lakh home loan now and apply for additional funding (top-up or another loan) later if required, or
Get the full ₹45 lakh sanctioned and only draw funds as needed?
Has anyone here taken a smaller loan first and then increased it later? How difficult was the process? Were there any unexpected costs or issues with eligibility or interest rates?
I’m in **Maharashtra (India)**, so experiences with banks like SBI, HDFC, ICICI, Axis, or Bank of Maharashtra would be especially helpful.

SBI XDC Network APAC Advances Regional Blockchain Integration with TOPPAN Factoring Trial and DSRV Partnership

Hello, I would request experts to review my Portfolio. Total Monthly SIP of 18K.
[Overall Portfolio, but these also have some stopped SIP's](https://preview.redd.it/zfvz68qy3vch1.png?width=836&format=png&auto=webp&s=00172df042a9cb1258df3e2c084f39c085a78515)
https://preview.redd.it/1alk7sbw6vch1.png?width=834&format=png&auto=webp&s=1bcc7b6814e4be49440f33a8d552095a83ed5665
Risk Appetite: Moderate to Aggressive
Goal: Retirement
Horizon: 10–20 years
Allocation (Monthly SIPs – all SIPs have a 10% annual step-up, except Mirae Asset):
# Active SIPs
* Mirae Asset Large & Midcap Fund Direct Growth – ₹2,000/month (Started \~9 years ago)
* Parag Parikh Flexi Cap Fund – ₹4,400/month (Started \~3 years ago)
* Quant Small Cap Fund – ₹3,300/month (Started \~3 years ago)
* Motilal Oswal Mid Cap Fund – ₹4,400/month (Started \~1.5 years ago)
* Nippon India Large Cap Fund – ₹2,200/month (Started \~1.5 years ago)
* SBI Gold Fund – ₹1,500/month (Started \~7 months ago)
# Stopped SIP
* Navi Nifty 50 Index Fund
* Total Invested: ₹97,000
* Current Value: \~₹1.7 lakh
* Investment Duration: \~4 years 4 months
* Reason for stopping: Switched future SIPs to Nippon India Large Cap Fund.
App Used: Zerodha Coin
Why These Funds: I selected these funds after doing my own research, and many of them were quite popular at the time. However, after learning more about portfolio construction, I feel I may have missed a few things. I'd appreciate some feedback from the community.
# Questions
1. Mirae Asset Large & Midcap Fund has been my first mutual fund, so I've continued investing in it for almost 9 years. However, its recent performance hasn't met my expectations. Would it make sense to pause the SIP and redirect that amount to another fund? If yes, which category or fund would you suggest?
2. Does my portfolio look sufficiently diversified, or do I have unnecessary overlap between funds?
3. Was stopping the SIP in the Navi Nifty 50 Index Fund and redirecting new investments to the Nippon India Large Cap Fund a good decision, or should I consider restarting the index fund instead?
4. Any other suggestions to improve this portfolio for a 10–20 year retirement goal?

Mutual Fund Sahi Hai: SBI Fund Management IPO creates 13 crorepati employees

Your Nifty 50 Index fund is 51% of your portfolio and it’s only up 3.97%. That alone is dragging your whole return down to 8.4%, even though your other funds (Kotak Midcap +16%, Quant Small Cap +11%, Nippon Small Cap +10.5%) are doing fine.
Two real problems I can think of
**1. Overlap** \- Kotak Multicap, PPFCF Flexicap, and UTI Nifty 50 are all basically holding the same large/mid stocks. And you’ve got three small cap funds (SBI, Nippon, Quant) chasing the same small cap universe. That’s not diversification, it’s diluting your winners with duplicates.
**2. The 10 month SIP gap** likely cost you the recovery bounce after you paused, which is quietly eating your XIRR compared to people who stayed invested continuously.
Fix: drop to one flexicap OR multicap (not both), keep your best small cap only (not three), don’t let index fund be half your book if it’s your weakest performer. 4-5 solid funds beat 7 overlapping ones for a ₹2-3 cr target.

Difficult to say but even on a 3 year basis, PPFC remains positive.
So it might be that you stopped or reddened during the down phase and invested mostly in the rising phase. But overall, it’s still decent. Wait another year or so and it should recover.
Compare your XIRR and funds with their category average too. Mid and smallcap might require churning, if they underperform. SBI has done quite poorly post Covid.

**Out of all major PSU ( SBI, PNB, BOB ) and PSB ( HDFC, ICICI, KOTAK ). The Only Bank with optimal Branch network and Online infrastructure is HDFC Bank.**
**Here is a day to day life experience FOR ONLINE INFRASTRUCTURE:**
**1. Online Account opening- Allowed**
**2. Online Account type downgrade- Allowed**
**3. Online Home Branch change- Allowed**
**4. UPI Scan for ATM withdrawal- Allowed**
**5. Premium Debit Card/Credit Card Online application- Allowed**
**6. Demat services ( Hdfc Sky/ Securities)- Available**
**7. Insurance services ( Hdfc Ergo )- Available**
**8. UPI APP & WALLET ( PAYZAPP )- AVAILABLE**
**9. E-COMMERCE ( FLIGHT/TRAIN BOOKING/ GIFT CARD PURCHASE )( THROUGH PAYZAPP SMART BUY )- AVAILABLE**
**ANY BANK IN COUNTRY ( INCLUDING SBI, ICICI, AXIS ) Has not developed there online Infrastructure this perfectly.**
**Hdfc Bank aims to fulfill most services online, through asset light model, while maintaining ample branch and atm presence.**
**I am Bullish on Hdfc Bank and set a target of 1600Rs per share by end of F.Y. 2030. Based on Fundamentals, and current P/B, apart from ONLINE Infrastructure.**
**"NOT AN ADVICE FOR INVESTMENT IN HDFC BANK"**