RTO
Rentokil Initial plc
stock NYSE ADR

Yun nga po eh. Kaya we’re also looking at locations na malapit sa slex para pwede pa din lumuwas if once in a while babalik ng manila. Kaya lang talagang mahirap na at mahal kung everyday ang RTO

Currently paying rent with my partner at 18k per month (tig 9k kami). Dues covered by the owner studio only.
We are living in a dmci homes. We like it here and thinking of buying.
Question: if you have 2m in cash (split kami ni partner) targetting a 4m 1 BR unit, would you do it? Cash. If nagbayad kaming cash today, may matitirang around 600k sa savings ko.
Commute isn't really a factor since WFH but ang problema is, my work is hindi sustainable. parang VA kasi work ko so pwedeng mawala anytime. MIGHT need to get a RTO job in the future.
The only win i'm seeing is, we will never be homeless in the future. Would you pull the trigger or wait nalang muna makakuha ng stable job?

Yun nga po eh. Kaya we’re also looking at locations na malapit sa slex para pwede pa din lumuwas if once in a while babalik ng manila. Kaya lang talagang mahirap na at mahal kung everyday ang RTO

Currently paying rent with my partner at 18k per month (tig 9k kami). Dues covered by the owner studio only.
We are living in a dmci homes. We like it here and thinking of buying.
Question: if you have 2m in cash (split kami ni partner) targetting a 4m 1 BR unit, would you do it? Cash. If nagbayad kaming cash today, may matitirang around 600k sa savings ko.
Commute isn't really a factor since WFH but ang problema is, my work is hindi sustainable. parang VA kasi work ko so pwedeng mawala anytime. MIGHT need to get a RTO job in the future.
The only win i'm seeing is, we will never be homeless in the future. Would you pull the trigger or wait nalang muna makakuha ng stable job?

More than 5 years na kami nagrerent ng condo ng asawa ko pero gusto na namin lumipat at magkaroon ng sariling property.
Nakatira kami sa 1br unit ngayon sa QC. Tbf, mura ung kuha namin ng rent kasi nasa 25k/mo for 66sqm with parking na. Kaso pareho kaming pagod na pagod na sa traffic. 1-2hrs kami sa daan papunta o pauwi galing work sa Ortigas, so usually 3 hours a day nasasayang sa biyahe pa lang.
Tumitingin kami ng mga medyo malapit na sa Ortigas CBD. Eto options ng properties for sale:
Option A: 12M, 1br with parking, The Grove by Rockwell (for sale)
Option B: 20M, 1br with parking, Maple at Verdant (rent to own)
Option C: 18M, 2br with parking, Sandstone at Portico (for sale)
Option D: 12M, 3br with parking, Valle Verde Mansions (for sale)
Maganda amenities ng The Grove at almost half the price ng Maple. Okay din amenities sa Sandstone. Mas bago lang ung Maple at okay nung RTO financing nila, bulk payment 2030 pa. Malaki ung Valle Verde Mansions pero wala masyado amenities at luma na.
Kung plano namin tirhan for a while mga 5 years siguro para makaipon muna pambili ng house and lot, ano tingin niyong best option? Or magipon na lang ba kami until the time na ready na kami bumili ng bahay? Hindi ko din talaga alam saan o pano magsisimula. Tumitingin tingin lang kami ng mga available properties ngayon. Any suggestions po?