RTO
Rentokil Initial plc
stock NYSE ADR

Thanks for the insight guys! Actually, 2 years na yung pasabuy business ko and okay naman yung income niya. Nasasabay ko siya sa work before kasi sobrang flexible pa ng RTO setup namin. Within a month, 10 days lang yung required onsite and ikaw na bahala paano mo i-schedule. So minsan tinatapos ko yung 10 days within 2 weeks para mas free ako for the rest of the month.
Ngayon lang talaga naging problem kasi nagbago na yung RTO setup namin, and I need to go abroad for 2-3 weeks for sourcing. Kaya ako napapaisip if worth it na ba mag-resign. Hindi naman totally untested yung business since 2 years na siya, pero ang hirap din bitawan ng current job ko, especially yung HMO for my mom.
Baka option ko rin is ipahawak na lang muna sa family ko yung business whenever I need to travel for sourcing? That way, I can keep my corporate job and HMO benefits while the business is still running. Need ko lang siguro maghanap ng willing mag-takeover muna sa operations. 😅

Meesho is literally telling you how payments work… if you read between the lines
Accepts Amex / Credit Cards / UPI
Gives ₹20 discount on online payment (₹175 → ₹155)
Charges ₹20 EXTRA for Cash on Delivery
Now ask yourself — why would they penalise COD and reward online?
Reality of payment economics:
MDR cost (what Meesho pays):
Credit cards: \~2–3% (Amex even higher)
UPI: \~0–0.3%
Even after paying this, they still push online payments.
Because COD is FAR more expensive \~
Cash handling risk\~
Cash can be lost, stolen, or mismatched. No such issue in digital payments.
Settlement delay\~
Online → instant confirmation
COD → money comes after 2–3 days (working capital blocked)
Courier charges\~
Delivery partners charge EXTRA for:
Cash collection
Reconciliation
Reverse logistics
High RTO (Return to Origin)
COD orders have much higher cancellation rates
Customer can simply refuse delivery →
Shipping cost lost
Inventory stuck
Double logistics cost
Fake / low-intent orders
COD attracts non-serious buyers
increases operational inefficiency
Final takeaway:
Even after paying MDR on cards,
Platforms like Meesho STILL prefer:
UPI / Credit Cards >> COD
Because:
COD = logistics + risk + delay + cancellation loss
It’s not a “free service” —
It’s actually the most expensive payment mode in e-commerce.
If you understand this,
you’ll understand why every platform is quietly pushing
“Pay Online & Save More”