LMND
Lemonade, Inc.
stock NYSE

Rip OP. LMND down 20% today
https://preview.redd.it/eutcqbfpd6gh1.png?width=720&format=png&auto=webp&s=7a528bf082cbc4a65e860d697eb30eb7b693e1b7

I got violated by $LMND

LMND with exceptional earnings. Gross loss ratio fell to 60% and net loss ratio to 61%. Strip out the PPD impact of 7% and gross loss did tick up to 59% but that's likely seasonal. LAE came in at a record low 5%. Industry-average LAE ratios is 9%. LMND's LAE was 13% in Q3'22. To get it down to 5% while scaling IFP (11th consecutive quarter of acceleration) is an achievement.
Stock down 10-15% PM because analysts continue to be terrible at guessing.

# Today is Wednesday, the 29th of July
## Upcoming events for Wednesday, July 29th
- Stock splits:
- GSHRF @ **1:6**
- Expected earnings:
ACR, ADAM, ADP, ADPT, AEM, AER, AGI, AHT, ALGN, ALKT, ALRS, AM, AMRN, AMSC, ANIK, AON, APH, AR, ARCB, ARCC, ARIS, ARIS, ARM, ARXS, ASC, ASIC, ASTL, AUR, AVTR, AWK, AWRE, AXGN, BANC, BAND, BBNX, BBT, BBVA, BELFA, BELFB, BG, BHC, BHE, BIIB, BLCO, BLKB, BNL, BOOM, BOOT, BRBS, BSX, BTU, CBRE, CBZ, CCEC, CFFN, CHDN, CHEF, CHRW, CLB, CLBK, CLH, CLMB, CLVT, CMG, CMPR, CMTG, CNMD, CNXN, CORT, COUR, CP, CPSH, CRK, CSL, CSTM, CTSH, CVE, CVI, CVLG, CVNA, CWH, CZFS, DB, DBD, DLHC, DMC, EDU, EFOR, EG, EIG, EPR, EQIX, ESRT, ESS, ETD, ETR, EVR, EXP, FBRT, FCPT, FICO, FINW, FLEX, FLS, FMC, FORM, FPI, FTAI, FTNT, FTRE, FTV, FUSB, FVRR, FXNC, GBFH, GD, GEHC, GFL, GHC, GIB, GKOS, GNRC, GRBK, GRMN, GTE, GTX, HAYW, HBB, HBM, HLI, HLX, HOOD, HSBC, HUM, HVT, HVT.A, HWBK, HWKN, HXL, HYMC, IART, ICLR, IEX, ILPT, INVH, IONS, JCI, JOE, KEX, KGC, LAD, LARK, LENZ, LFUS, LHX, LII, LMND, LRCX, LUNG, LXP, LXU, LZM, MAA, MAS, MAX, MC, MCHB, MDXG, META, MFIN, MGM, MGPI, MGRC, MHO, MKL, MNRO, MOD, MORN, MSFT, MTG, MTH, MX, MYRG, NCSM, NEU, NFG, NGVT, NHTC, NMRK, NPKI, NSP, NWE, NWPX, OBT, ODFL, OFLX, OGE, OHI, OMF, OPCH, ORLY, OSW, PAG, PB, PBHC, PBI, PCOR, PEB, PFS, PFSI, PG, PI, PLPC, PLXS, PMT, PPC, PRCH, PRG, PSA, PSHG, PSN, PTC, PTEN, PUMP, QCOM, QTWO, QURE, RDWR, REG, REYN, RGR, RM, RRBI, RSI, RYZ, SBUX, SCI, SCL, SFM, SHEN, SILC, SIM, SIMO, SITE, SLGN, SMG, SMHI, SOFI, SONO, SPNT, SPOK, ST, STRA, SVCC, SW, SWK, SYBT, TDOC, TENB, TEVA, TFSL, TIPT, TK, TNK, TREE, TTEK, TYL, UAN, UFPI, UIS, ULCC, UMC, USLM, VET, VFC, VICI, VKTX, VMC, VRSK, VRT, VTR, WAY, WEC, WFG, WHD, WING, WNC, WSO, WSO.B, WWD
- Ex-div:
AIPI, CEPI, ENTG, FEPI, KQQQ, MCBS, MST, PSEC, QDTY, QLDY, QQQH, RDTY, SATA, SDTY, TSYX, YBMN
- Economic events and announcements:
- 7-Year Note Auction (actual: 4.473%, previous: 4.260%)
- ADP Employment Change Weekly (actual: 15.00K, previous: 16.25K)
- API Weekly Crude Oil Stock (actual: 3.296M, consensus: -2.500M, previous: 2.603M)
- Atlanta Fed GDPNow (actual: 1.5%, consensus: 1.6%, previous: 1.6%)
- CB Consumer Confidence (actual: 90.8, consensus: 92.4, previous: 92.2)
- Dallas Fed Services Revenues (actual: 9.5, previous: 9.8)
- Goods Trade Balance (actual: -101.50B, consensus: -100.30B, previous: -105.89B)
- House Price Index (actual: 0.3%, consensus: 0.1%, previous: -0.1%)
- House Price Index (actual: 2.2%, previous: 2.0%)
- House Price Index (actual: 442.4, previous: 441.3)
- M2 Money Supply (actual: 23.15T, previous: 23.05T)
- OPEC Meeting
- Redbook (actual: 8.3%, previous: 7.8%)
- Retail Inventories Ex Auto (actual: -0.2%, previous: 0.2%)
- Richmond Manufacturing Index (actual: 5, consensus: 7, previous: 4)
- Richmond Manufacturing Shipments (actual: 8, previous: 4)
- Richmond Services Index (actual: -3, previous: 0)
- S&P/CS HPI Composite - 20 n.s.a. (actual: 0.9%, previous: 1.0%)
- S&P/CS HPI Composite - 20 n.s.a. (actual: 1.6%, consensus: 1.3%, previous: 1.2%)
- S&P/CS HPI Composite - 20 s.a. (actual: 0.2%, previous: 0.0%)
- Texas Services Sector Outlook (actual: 6.6, previous: 2.9)
- Wholesale Inventories (actual: 0.3%, consensus: 0.4%, previous: 0.1%)
## Upcoming events for Thursday, July 30th
- Stock splits:
- YAAS @ **1:5**
- Expected earnings:
AAMI, AAPL, ABEV, ACCO, ADC, ADT, AEE, AEP, AES, AG, AGCO, AGIO, AGM, AJG, ALGM, ALHC, ALNY, AMCX, AMG, AMH, AMRX, AMZN, AOS, APD, APG, AQMS, ASUR, ASX, ATHM, ATR, AUPH, AVD, AVY, AX, AXTI, BAFN, BAX, BBAI, BC, BCH, BDC, BFAM, BFLY, BGC, BIP, BIPC, BJRI, BLDR, BMY, BSBK, BTE, BUD, BVN, BWIN, BXMT, BYFC, CACC, CBIO, CCB, CCC, CDNA, CDRO, CERS, CFR, CHKP, CI, CIGI, CLAR, CLST, CMCO, CMPS, CNK, CNO, CNX, COCH, COHN, COHU, COIN, COLM, CPT, CRH, CROX, CRS, CSTL, CSW, CTVA, CUBE, CUZ, CVCO, CVEO, CWT, DAIO, DAR, DFH, DFIN, DFTX, DGICA, DGICB, DLB, DOUG, DRH, DRS, DSX, DTM, DXC, DXCM, EEFT, EGO, EIX, EME, EMN, EPD, ERIE, ES, ESCA, EXC, EXPO, FATN, FBIZ, FBLG, FCN, FET, FHI, FLGT, FND, FNWB, FORR, FRBT, FSLR, FSS, FTI, GATX, GDDY, GDYN, GH, GIGM, GIL, GLPI, GOOS, GPI, GSIT, GVA, H, HCM, HGV, HII, HIPO, HLN, HNI, HR, HSY, HTGC, HTLD, HUBG, HUN, ICE, IDA, IDCC, ILMN, IMA, INBK, ING, INGM, IP, IR, ISOU, IVR, JLL, KBR, KKR, KRG, KWR, LAUR, LECO, LH, LKQ, LNC, LNT, LOPE, LPLA, LSPD, LTH, LYG, LYV, MA, MAIR, MCS, MDGL, METC, METCB, MFG, MHK, MLCO, MLM, MMSI, MO, MPT, MPWR, MRBK, MSA, MSC, MSEX, MSTR, MT, MTD, MTX, MTZ, MYE, MYGN, NBIX, NCLH, NEOG, NEXT, NMIH, NVNO, NXT, OBE, OCFC, OFS, OIS, OLED, OLN, OMCL, ONEW, OWL, PACK, PATK, PBA, PBF, PFIS, PGY, PHAR, PHAT, PHIN, PIPR, PKX, PTCT, PWR, RACE, RAL, RBLX, RDDT, REGN, RES, RIOT, RIVN, RJET, RMNI, RYAN, SAFE, SAH, SAIA, SAMG, SCKT, SHEL, SHIP, SHOO, SIRI, SLSN, SNDR, SNY, SO, SOLS, SPHR, SPSC, SPXC, SRBK, STGW, STLA, STNG, SXC, SXI, SYK, TAK, TAL, TBBK, TEM, TEX, TLK, TNET, TRN, TRP, TRS, TT, TW, TWI, UNIT, UPBD, UPLD, USEA, UTZ, VALE, VCEL, VCYT, VIRT, VLO, VNDA, VRTS, WBX, WCC, WTW, WU, WVE, WY, XEL, XHR, XPO, XRX, YUM, YUMC
- Ex-div:
FRMEP, SATA
- Economic events and announcements:
- Crude Oil Imports (previous: 0.485M)
- Crude Oil Inventories (consensus: 0.700M, previous: 2.010M)
- Cushing Crude Oil Inventories (previous: -0.674M)
- Distillate Fuel Production (previous: 0.090M)
- EIA Refinery Crude Runs (previous: -0.058M)
- EIA Weekly Distillates Stocks (consensus: 0.500M, previous: 1.395M)
- EIA Weekly Refinery Utilization Rates (previous: -0.1%)
- FOMC Press Conference
- FOMC Statement
- Fed Interest Rate Decision (consensus: 3.75%, previous: 3.75%)
- Gasoline Inventories (consensus: -1.710M, previous: 0.765M)
- Gasoline Production (previous: 0.060M)
- Heating Oil Stockpiles (previous: 0.231M)
- MBA 30-Year Mortgage Rate (previous: 6.69%)
- MBA Mortgage Applications (previous: 1.9%)
- MBA Purchase Index (previous: 165.8)
- Mortgage Market Index (previous: 264.0)
- Mortgage Refinance Index (previous: 802.3)
## Upcoming events for Friday, July 31st
- Stock splits:
- CLDI @ **1:16**
- OFAL @ **1:10**
- Expected earnings:
ABBV, ABR, AFBI, AN, ARES, AUC, BBUC, BCPC, BEN, BEP, BEPC, BLDP, BSAC, BTSG, BXBL, CBOE, CCJ, CHD, CL, CRI, CVX, D, DIT, E, ENB, ETN, FRT, FTS, GTES, IMO, IRMD, ITUB, KYIV, LEA, LIN, LYB, MGA, MOG.A, MOG.B, MRNA, NB, NVT, NWG, NWL, PAMT, PAYP, POR, PRLB, PRM, PWP, RBC, SMFG, TAC, TROW, UBS, VEON, WT, XOM
- Ex-div:
AGNC, CASY, DGICA, DGICB, GOOGM, GOOGN, LCUT, LNT, OSBC, PAA, PAGP, PKOH, RBB, SATA, STRC, TXN
- Economic events and announcements:
- 4-Week Bill Auction (previous: 3.730%)
- 8-Week Bill Auction (previous: 3.795%)
- Atlanta Fed GDPNow
- Continuing Jobless Claims (previous: 1,796K)
- Core PCE Price Index (consensus: 0.1%, previous: 0.3%)
- Core PCE Price Index (previous: 3.4%)
- Core PCE Prices (previous: 4.40%)
- Dallas Fed PCE (previous: 2.80%)
- Fed's Balance Sheet (previous: 6,747B)
- GDP (consensus: 2.3%, previous: 2.1%)
- GDP Price Index (consensus: 3.7%, previous: 3.6%)
- GDP Sales (previous: 1.9%)
- Initial Jobless Claims (consensus: 206K, previous: 187K)
- Jobless Claims 4-Week Avg. (previous: 207.50K)
- Natural Gas Storage (previous: 32B)
- PCE Price index (previous: 4.1%)
- PCE Prices (previous: 4.6%)
- PCE price index (previous: 0.4%)
- Personal Income (consensus: 0.3%, previous: 0.7%)
- Personal Spending (consensus: 0.4%, previous: 0.7%)
- Real Consumer Spending (previous: 0.5%)
- Real Personal Consumption (previous: 0.3%)
- Reserve Balances with Federal Reserve Banks (previous: 3.064T)
## Upcoming events for Saturday, August 1st
- Economic events and announcements:
- CFTC Aluminium speculative net positions (previous: -0.6K)
- CFTC Copper speculative net positions (previous: 74.0K)
- CFTC Corn speculative net positions (previous: 186.7K)
- CFTC Crude Oil speculative net positions (previous: 81.7K)
- CFTC Gold speculative net positions (previous: 183.9K)
- CFTC Nasdaq 100 speculative net positions (previous: 4.5K)
- CFTC Natural Gas speculative net positions (previous: -171.1K)
- CFTC S&P 500 speculative net positions (previous: -16.8K)
- CFTC Silver speculative net positions (previous: 23.5K)
- CFTC Soybeans speculative net positions (previous: 175.6K)
- CFTC Wheat speculative net positions (previous: -7.0K)
- Chicago PMI (previous: 56.7)
- Employment Benefits (previous: 1.20%)
- Employment Cost Index (consensus: 0.8%, previous: 0.9%)
- Employment Wages (previous: 0.80%)
- Michigan 1-Year Inflation Expectations (consensus: 4.2%, previous: 4.2%)
- Michigan 5-Year Inflation Expectations (consensus: 3.3%, previous: 3.3%)
- Michigan Consumer Expectations (consensus: 54.0, previous: 54.0)
- Michigan Consumer Sentiment (consensus: 54.4, previous: 54.4)
- Michigan Current Conditions (consensus: 54.9, previous: 54.9)
- U.S. Baker Hughes Oil Rig Count
- U.S. Baker Hughes Total Rig Count
^^^^2026-07-29

# Today is Tuesday, the 28th of July
## Upcoming events for Tuesday, July 28th
- Stock splits:
- CBWTF @ **1:14**
- SMTOY @ **5:1**
- WHLR @ **1:5**
- Expected earnings:
AAT, AB, ABG, ACGL, ACHC, AKR, ALKS, AMT, APAM, ASH, AUBN, AWI, AXS, AXTA, BA, BCS, BE, BRSP, BUSE, BXP, CAC, CAKE, CAR, CARR, CBU, CGAU, CHE, CLW, CMS, CNC, CNP, CR, CSGP, CTO, CTS, CURB, CVLT, CZR, DINO, DTE, ECL, ENPH, EXE, EXLS, EXR, F, FCF, FE, FELE, FMX, FSP, GEF, GEF.B, GLW, GSK, HIW, HLT, HRI, HUBB, HURN, INCY, INIO, IQV, ITRI, ITW, IVZ, JBLU, KLAC, KNSA, KO, LOGI, LSTR, LXFR, MANH, MBIN, MDLZ, MEOH, MIR, MVBF, NAUT, NBR, NEO, NOV, NXPI, OI, OMC, ORN, OSK, OXLC, PCAR, PDM, PDS, PHG, PII, PJT, PNR, PPG, PROV, PYPL, QRVO, QUAD, RBBN, RCKY, RCL, RGEN, RITM, RNST, ROG, RPT, RUSHA, RUSHB, RWT, SB, SBCF, SEVN, SHW, SLDE, SNDL, SPGI, SPWR, STAG, STX, SWKS, TER, THFF, THG, TLRY, TRMK, TRTX, TRU, TSBK, TTAM, TXT, TZOO, UMBF, UNM, UPS, V, VLTO, VRNS, WERN, WM, WNEB, WPC, XIFR, XPRO, XYL, ZWS
- Ex-div:
AGZD, ASML, DGRS, DGRW, EMCB, FAST, HYZD, MAXI, OBIL, PAYX, SATA, SND, TAXE, TBIL, THYM, TMNL, TMNS, TMSF, UFIV, UG, UNIY, USDX, USIN, USSH, USVN, UTEN, UTHY, UTRE, UTWO, UTWY, WTBN, WTIP, WTMU, WTMY, XBIL, ZHOG, ZMUN, ZTEN, ZTRE, ZTWO
- Economic events and announcements:
- 2-Year Note Auction (actual: 4.315%, previous: 4.189%)
- 3-Month Bill Auction (actual: 3.815%, previous: 3.730%)
- 5-Year Note Auction (actual: 4.408%, previous: 4.200%)
- 6-Month Bill Auction (actual: 3.945%, previous: 3.835%)
- Atlanta Fed GDPNow (actual: 1.6%, consensus: 1.7%, previous: 1.7%)
- Core Durable Goods Orders (actual: 0.6%, consensus: 0.9%, previous: 1.8%)
- Dallas Fed Mfg Business Index (actual: 1.3, previous: 0.0)
- Durable Goods Orders (actual: 0.3%, consensus: 1.6%, previous: -4.0%)
- Durables Excluding Defense (actual: 0.3%, previous: -4.3%)
- Goods Orders Non Defense Ex Air (actual: 0.9%, previous: 1.9%)
- U.S. President Trump Speaks
## Upcoming events for Wednesday, July 29th
- Stock splits:
- GSHRF @ **1:6**
- Expected earnings:
ACR, ADAM, ADP, ADPT, AEM, AER, AGI, AHT, ALGN, ALKT, ALRS, AM, AMRN, AMSC, ANIK, AON, APH, AR, ARCB, ARCC, ARIS, ARIS, ARM, ARXS, ASC, ASIC, ASTL, AUR, AVTR, AWK, AWRE, AXGN, BANC, BAND, BBNX, BBT, BBVA, BELFA, BELFB, BG, BHC, BHE, BIIB, BLCO, BLKB, BNL, BOOM, BOOT, BRBS, BSX, BTU, CBRE, CBZ, CCEC, CFFN, CHDN, CHEF, CHRW, CLB, CLBK, CLH, CLMB, CLVT, CMG, CMPR, CMTG, CNMD, CNXN, CORT, COUR, CP, CPSH, CRK, CSL, CSTM, CTSH, CVE, CVI, CVLG, CVNA, CWH, CZFS, DB, DBD, DLHC, DMC, EDU, EFOR, EG, EIG, EPR, EQIX, ESRT, ESS, ETD, ETR, EVR, EXP, FBRT, FCPT, FICO, FINW, FLEX, FLS, FMC, FORM, FPI, FRMM, FTAI, FTNT, FTRE, FTV, FUSB, FVRR, FXNC, GBFH, GD, GEHC, GFL, GHC, GIB, GKOS, GNRC, GRBK, GRMN, GTE, GTX, HAYW, HBB, HBM, HLI, HLX, HOOD, HSBC, HUM, HVT, HVT.A, HWBK, HWKN, HXL, HYMC, IART, ICLR, IEX, ILPT, INVH, IONS, JCI, JOE, KEX, KGC, LAD, LARK, LENZ, LFUS, LHX, LII, LMND, LRCX, LUNG, LXP, LXU, MAA, MAS, MAX, MC, MCHB, MDXG, META, MFIN, MGM, MGPI, MGRC, MHO, MKL, MNRO, MOD, MORN, MSFT, MTG, MTH, MX, MYRG, NCSM, NEU, NFG, NGVT, NHTC, NMRK, NPKI, NSP, NWE, NWPX, OBT, ODFL, OFLX, OGE, OHI, OMF, OPCH, ORLY, OSW, PAG, PB, PBHC, PBI, PCOR, PEB, PFS, PFSI, PG, PI, PLPC, PLXS, PMT, PPC, PRCH, PRG, PSA, PSHG, PSN, PTC, PTEN, PUMP, QCOM, QTWO, QURE, RDWR, REG, REYN, RGR, RM, RMBI, RRBI, RSI, RYZ, SBUX, SCI, SCL, SFM, SHEN, SILC, SIM, SIMO, SITE, SLGN, SMG, SMHI, SOFI, SONO, SPOK, ST, STRA, SVCC, SW, SWK, SYBT, TDOC, TENB, TEVA, TFSL, TIPT, TK, TNK, TREE, TTEK, TYL, UAN, UFPI, UIS, ULCC, UMC, UROY, USLM, VET, VFC, VICI, VKTX, VMC, VRSK, VRT, VTR, WAY, WEC, WFG, WHD, WING, WNC, WSO, WSO.B, WWD
- Ex-div:
ENTG, MCBS, PSEC, SATA
- Economic events and announcements:
- 7-Year Note Auction (previous: 4.260%)
- ADP Employment Change Weekly (previous: 16.50K)
- API Weekly Crude Oil Stock (consensus: -1.500M, previous: 2.603M)
- Atlanta Fed GDPNow
- CB Consumer Confidence (consensus: 92.4, previous: 91.2)
- Dallas Fed Services Revenues (previous: 9.8)
- Goods Trade Balance (consensus: -100.30B, previous: -105.89B)
- House Price Index (consensus: 0.1%, previous: -0.1%)
- House Price Index (previous: 2.0%)
- House Price Index (previous: 441.4)
- M2 Money Supply (previous: 23.05T)
- OPEC Meeting
- Redbook (previous: 7.8%)
- Retail Inventories Ex Auto (previous: 0.3%)
- Richmond Manufacturing Index (consensus: 7, previous: 4)
- Richmond Manufacturing Shipments (previous: 3)
- Richmond Services Index (previous: -1)
- S&P/CS HPI Composite - 20 n.s.a. (consensus: 1.3%, previous: 1.1%)
- S&P/CS HPI Composite - 20 n.s.a. (previous: 1.0%)
- S&P/CS HPI Composite - 20 s.a. (previous: 0.0%)
- Texas Services Sector Outlook (previous: 2.9)
- Wholesale Inventories (consensus: 0.4%, previous: 0.1%)
## Upcoming events for Thursday, July 30th
- Expected earnings:
AAMI, AAPL, ABEV, ACCO, ADC, ADT, AEE, AEP, AES, AG, AGCO, AGIO, AGM, AJG, ALGM, ALHC, ALNY, AMCX, AMG, AMH, AMRX, AMZN, AOS, APD, APG, AQMS, ASUR, ASX, ATHM, ATR, AUPH, AURE, AVD, AVY, AX, AXTI, BAFN, BAX, BBAI, BC, BCH, BDC, BFAM, BFLY, BGC, BIP, BIPC, BJRI, BLDR, BMY, BSBK, BTE, BUD, BVN, BWIN, BXMT, BYFC, CACC, CBIO, CCB, CCC, CDNA, CDRO, CERS, CFR, CHKP, CI, CIGI, CLAR, CMCO, CMPS, CNK, CNO, CNX, COCH, COHN, COHU, COIN, COLM, CPT, CRH, CROX, CRS, CSTL, CSW, CTVA, CUBE, CUZ, CVCO, CVEO, CWT, DAIO, DAR, DFH, DFIN, DFTX, DGICA, DGICB, DLB, DOUG, DRH, DRS, DSX, DTM, DXC, DXCM, EEFT, EGO, EIX, EME, EMN, EPD, ERIE, ES, ESCA, EXC, EXPO, FATN, FBIZ, FBLG, FCN, FET, FHI, FLGT, FND, FORR, FRBT, FSLR, FSS, FTI, GATX, GDDY, GDYN, GH, GIGM, GIL, GLPI, GOOS, GPI, GSIT, GVA, H, HCM, HGV, HII, HIPO, HLN, HNI, HR, HSY, HTGC, HUBG, HUN, ICE, IDA, IDCC, ILMN, INBK, ING, INGM, IP, IR, ISOU, IVR, JLL, KBR, KKR, KRG, KWR, LAUR, LECO, LH, LKQ, LNC, LNT, LOPE, LPLA, LSPD, LTH, LYG, LYV, MA, MAIR, MCS, MDGL, METC, METCB, MFG, MHK, MLCO, MLM, MMSI, MO, MPT, MPWR, MSA, MSC, MSEX, MSTR, MT, MTD, MTX, MTZ, MYE, MYGN, NBIX, NCLH, NEOG, NEXT, NMIH, NVNO, NXT, OBE, OCFC, OFS, OIS, OLED, OLN, OMCL, ONEW, OWL, PACK, PATK, PBA, PBF, PFIS, PGY, PHAR, PHAT, PHIN, PIPR, PKX, PTCT, PWR, RACE, RAL, RBLX, RDDT, REGN, RES, RIOT, RIVN, RJET, RMNI, RYAN, SAFE, SAH, SAIA, SAMG, SCKT, SHEL, SHOO, SIRI, SLSN, SNDR, SNY, SO, SOLS, SPHR, SPSC, SPXC, SRBK, STGW, STLA, STNG, SXC, SXI, SYK, TAK, TAL, TBBK, TEM, TEX, TLK, TNET, TRN, TRP, TRS, TT, TW, TWI, UNIT, UPBD, UPLD, UTZ, VALE, VCEL, VCYT, VIRT, VLO, VNDA, VRTS, WBX, WCC, WTW, WU, WVE, WY, XEL, XHR, XPO, XRX, YUM, YUMC
- Ex-div:
FRMEP, SATA
- Economic events and announcements:
- 4-Week Bill Auction (previous: 3.730%)
- 8-Week Bill Auction (previous: 3.795%)
- Atlanta Fed GDPNow
- Continuing Jobless Claims (previous: 1,796K)
- Core PCE Price Index (consensus: 0.1%, previous: 0.3%)
- Core PCE Price Index (previous: 3.4%)
- Core PCE Prices (previous: 4.40%)
- Dallas Fed PCE (previous: 2.80%)
- Fed's Balance Sheet (previous: 6,747B)
- GDP (consensus: 2.3%, previous: 2.1%)
- GDP Price Index (consensus: 3.7%, previous: 3.6%)
- GDP Sales (previous: 1.9%)
- Initial Jobless Claims (consensus: 206K, previous: 187K)
- Jobless Claims 4-Week Avg. (previous: 207.50K)
- Natural Gas Storage (previous: 32B)
- PCE Price index (previous: 4.1%)
- PCE Prices (previous: 4.6%)
- PCE price index (previous: 0.4%)
- Personal Income (consensus: 0.3%, previous: 0.7%)
- Personal Spending (consensus: 0.4%, previous: 0.7%)
- Real Consumer Spending (previous: 0.5%)
- Real Personal Consumption (previous: 0.3%)
- Reserve Balances with Federal Reserve Banks (previous: 3.064T)
## Upcoming events for Friday, July 31st
- Stock splits:
- CLDI @ **1:16**
- OFAL @ **1:10**
- Expected earnings:
ABBV, AN, ARES, AUC, BBUC, BCPC, BEN, BEP, BEPC, BLDP, BSAC, BTSG, CBOE, CCJ, CHD, CL, CVX, D, DIT, ENB, ETN, FRT, FTS, GTES, IMO, ITUB, KYIV, LEA, LIN, LYB, MGA, MOG.A, MOG.B, MRNA, NB, NVT, NWG, NWL, PAYP, POR, PRLB, PRM, PWP, RBC, SMFG, TAC, TROW, UBS, VEON, WT, XOM
- Ex-div:
AGNC, CASY, DGICA, DGICB, GOOGM, GOOGN, LCUT, LNT, OSBC, PAA, PAGP, PKOH, RBB, SATA, STRC, TXN
- Economic events and announcements:
- 4-Week Bill Auction (previous: 3.730%)
- 8-Week Bill Auction (previous: 3.795%)
- Atlanta Fed GDPNow
- Continuing Jobless Claims (previous: 1,796K)
- Core PCE Price Index (consensus: 0.1%, previous: 0.3%)
- Core PCE Price Index (previous: 3.4%)
- Core PCE Prices (previous: 4.40%)
- Dallas Fed PCE (previous: 2.80%)
- Fed's Balance Sheet (previous: 6,747B)
- GDP (consensus: 2.3%, previous: 2.1%)
- GDP Price Index (consensus: 3.7%, previous: 3.6%)
- GDP Sales (previous: 1.9%)
- Initial Jobless Claims (consensus: 206K, previous: 187K)
- Jobless Claims 4-Week Avg. (previous: 207.50K)
- Natural Gas Storage (previous: 32B)
- PCE Price index (previous: 4.1%)
- PCE Prices (previous: 4.6%)
- PCE price index (previous: 0.4%)
- Personal Income (consensus: 0.3%, previous: 0.7%)
- Personal Spending (consensus: 0.4%, previous: 0.7%)
- Real Consumer Spending (previous: 0.5%)
- Real Personal Consumption (previous: 0.3%)
- Reserve Balances with Federal Reserve Banks (previous: 3.064T)
^^^^2026-07-28

# Today is Monday, the 27th of July
## Upcoming events for Monday, July 27th
- Stock splits:
- RMXI @ **1:3**
- SGLY @ **1:14**
- SBEV @ **1:4**
- STKH @ **1:3**
- VYNE @ **1:50**
- ZNB @ **1:8**
- Expected earnings:
AGYS, AMKR, APLD, ARLP, AZN, BCAL, BLX, BMRC, BOH, BRO, BRX, BSRR, CBK, CBNA, CBNK, CDNS, CDP, CHRN, CINF, CLS, CSBR, CZWI, DYN, ESI, FFIV, FMAO, FSUN, GABC, GOVX, GRFS, HAPN, HBT, HIT, HLIT, HOPE, HTO, INHD, KFRC, KOF, KRC, LKFN, NBN, NBTB, NE, NEWT, NRC, NTB, NUE, NVTS, NWBI, OMAB, OPK, PERF, PFG, PGC, PRK, RMBS, RNGR, SANM, SSD, SUI, TFII, TIMB, TWO, UDR, UHS, UHT, VIV, VOD, WELL, WHR
- Ex-div:
FVCB, HFBL, SATA, SPFI, UNB, VALU, YBST, YBTY
## Upcoming events for Tuesday, July 28th
- Stock splits:
- CBWTF @ **1:14**
- SMTOY @ **5:1**
- WHLR @ **1:5**
- Expected earnings:
AAT, AB, ABG, ACGL, ACHC, AKR, ALKS, AMT, APAM, ASH, AUBN, AWI, AXS, AXTA, BA, BCS, BE, BRSP, BUSE, BXP, CAC, CAKE, CAR, CARR, CBFV, CBU, CGAU, CHE, CLW, CMS, CNC, CNP, CR, CSGP, CTO, CTS, CURB, CVLT, CZR, DINO, DTE, ECL, ENPH, EXE, EXLS, EXR, F, FCF, FE, FELE, FMX, FRAF, FSP, GEF, GEF.B, GLW, GSK, HIW, HLT, HRI, HUBB, HURN, INCY, INIO, IQV, ITRI, ITW, IVZ, JBLU, KLAC, KO, LOGI, LSTR, LXFR, MANH, MBIN, MDLZ, MEOH, MIR, MVBF, NAUT, NBR, NEO, NOV, NXPI, OI, OMC, ORN, OSK, OXLC, PCAR, PDM, PDS, PHG, PII, PJT, PNR, PPG, PROV, PYPL, QRVO, QUAD, RBBN, RCKY, RCL, RGEN, RITM, RNST, ROG, RUSHA, RUSHB, RWT, SB, SBCF, SEVN, SHW, SLDE, SNDL, SPGI, SPWR, STAG, STX, SWKS, TER, THFF, THG, TLRY, TRMK, TRTX, TRU, TSBK, TTAM, TXT, TZOO, UMBF, UNM, UPS, V, VLTO, VRNS, WERN, WM, WNEB, WPC, XIFR, XPRO, XYL, ZWS
- Ex-div:
ASML, FAST, PAYX, SATA, SND, UG
- Economic events and announcements:
- 2-Year Note Auction (previous: 4.189%)
- 3-Month Bill Auction (previous: 3.730%)
- 5-Year Note Auction (previous: 4.200%)
- 6-Month Bill Auction (previous: 3.835%)
- Atlanta Fed GDPNow (consensus: 1.7%, previous: 1.7%)
- Core Durable Goods Orders (consensus: 0.9%, previous: 1.4%)
- Dallas Fed Mfg Business Index (previous: 0.0)
- Durable Goods Orders (consensus: 1.6%, previous: -4.5%)
- Durables Excluding Defense (previous: -4.6%)
- Goods Orders Non Defense Ex Air (previous: 1.4%)
## Upcoming events for Wednesday, July 29th
- Expected earnings:
ACR, ADAM, ADP, ADPT, AEM, AER, AGI, AHT, ALGN, ALKT, ALRS, AM, AMRN, AMSC, ANIK, AON, APH, AR, ARCB, ARCC, ARIS, ARIS, ARM, ARXS, ASC, ASIC, ASTL, AUR, AVTR, AWK, AWRE, AXGN, BANC, BAND, BBNX, BBT, BBVA, BELFA, BELFB, BG, BHC, BHE, BIIB, BLCO, BLKB, BNL, BOOM, BOOT, BSX, BTU, CBRE, CBZ, CCEC, CFFN, CHDN, CHEF, CHRW, CLB, CLBK, CLH, CLMB, CLVT, CMG, CMPR, CMTG, CNMD, CNXN, CORT, COUR, CP, CPSH, CRK, CSL, CSTM, CTSH, CVE, CVI, CVLG, CVNA, CWH, CZFS, DB, DBD, DLHC, DMC, EDU, EFOR, EG, EIG, EPR, EQIX, ESRT, ESS, ETD, ETR, EVR, EXP, FBRT, FCPT, FICO, FINW, FLEX, FLS, FMC, FORM, FTAI, FTNT, FTRE, FTV, FUSB, FVRR, FXNC, GBFH, GD, GEHC, GFL, GHC, GIB, GKOS, GNRC, GRBK, GRMN, GTE, GTX, HAYW, HBB, HBM, HLI, HOOD, HSBC, HUM, HVT, HVT.A, HWBK, HWKN, HXL, HYMC, IART, ICLR, IEX, ILPT, INVH, IONS, JCI, JOE, KEX, KGC, LAD, LARK, LENZ, LFUS, LHX, LII, LMND, LRCX, LUNG, LXP, LXU, MAA, MAS, MAX, MC, MCHB, MDXG, META, MFIN, MGM, MGPI, MGRC, MHO, MKL, MNRO, MOD, MORN, MSFT, MTG, MTH, MX, MYRG, NEU, NFG, NGVT, NHTC, NMRK, NPKI, NSP, NWE, NWPX, OBT, ODFL, OFLX, OGE, OHI, OMF, OPCH, ORLY, OSW, PAG, PB, PBHC, PBI, PCOR, PEB, PFS, PFSI, PG, PI, PLPC, PLXS, PMT, PPC, PRCH, PRG, PSA, PSHG, PSN, PTC, PTEN, PUMP, QCOM, QTWO, QURE, RDWR, REG, REYN, RGR, RM, RRBI, RSI, RYZ, SBUX, SCI, SCL, SFM, SHEN, SILC, SIM, SIMO, SITE, SLGN, SMG, SMHI, SOFI, SONO, SPOK, ST, STRA, SVCC, SW, SWK, TDOC, TENB, TEVA, TFSL, TIPT, TK, TNK, TREE, TTEK, TYL, UAN, UFPI, UIS, ULCC, UMC, UROY, USLM, VET, VFC, VICI, VKTX, VMC, VRSK, VRT, VTR, WAY, WEC, WFG, WHD, WING, WNC, WSO, WSO.B, WWD
- Ex-div:
ENTG, MCBS, PSEC, SATA
- Economic events and announcements:
- 7-Year Note Auction (previous: 4.260%)
- ADP Employment Change Weekly (previous: 16.50K)
- API Weekly Crude Oil Stock (consensus: -1.500M, previous: 2.603M)
- Atlanta Fed GDPNow
- CB Consumer Confidence (consensus: 92.1, previous: 91.2)
- Dallas Fed Services Revenues (previous: 9.8)
- Goods Trade Balance (consensus: -98.00B, previous: -105.89B)
- House Price Index (consensus: 0.2%, previous: -0.1%)
- House Price Index (previous: 2.0%)
- House Price Index (previous: 441.4)
- M2 Money Supply (previous: 23.05T)
- OPEC Meeting
- Redbook (previous: 7.8%)
- Retail Inventories Ex Auto (previous: 0.3%)
- Richmond Manufacturing Index (consensus: 10, previous: 4)
- Richmond Manufacturing Shipments (previous: 3)
- Richmond Services Index (previous: -1)
- S&P/CS HPI Composite - 20 n.s.a. (consensus: 0.8%, previous: 1.1%)
- S&P/CS HPI Composite - 20 n.s.a. (previous: 1.0%)
- S&P/CS HPI Composite - 20 s.a. (previous: 0.0%)
- Texas Services Sector Outlook (previous: 2.9)
- Wholesale Inventories (consensus: 0.2%, previous: 0.1%)
## Upcoming events for Thursday, July 30th
- Expected earnings:
AAMI, AAPL, ABEV, ACCO, ADC, ADT, AEE, AEP, AES, AG, AGCO, AGIO, AGM, AJG, ALGM, ALHC, ALNY, AMCX, AMG, AMH, AMRX, AMZN, AOS, APD, APG, AQMS, ASUR, ASX, ATHM, ATR, AUPH, AURE, AVD, AVY, AX, AXTI, BAFN, BAX, BBAI, BC, BCH, BDC, BFAM, BFLY, BGC, BIP, BIPC, BJRI, BLDR, BMY, BSBK, BTE, BUD, BVFL, BVN, BWIN, BXMT, BYFC, CABO, CACC, CBIO, CCC, CDNA, CDRO, CERS, CFR, CHKP, CI, CIGI, CLAR, CMCO, CMPS, CMRE, CNK, CNO, CNX, COCH, COHN, COHU, COIN, COLM, CPT, CRH, CROX, CRS, CSTL, CSW, CTVA, CUBE, CUZ, CVCO, CWT, DAIO, DAR, DFH, DFIN, DFTX, DGICA, DGICB, DLB, DOUG, DRH, DRS, DSX, DTM, DXC, DXCM, EEFT, EGO, EIX, EME, EMN, EPD, ERIE, ES, EXC, EXPO, FATN, FBIZ, FBLG, FCN, FET, FHI, FLGT, FND, FORR, FRBT, FSLR, FSS, FTI, GATX, GDDY, GDYN, GH, GIGM, GIL, GLPI, GOOS, GPI, GSIT, GVA, H, HCM, HGV, HII, HIPO, HLN, HNI, HR, HSY, HTGC, HUBG, HUN, ICE, IDA, IDCC, ILMN, INBK, ING, INGM, IP, IR, ISOU, IVR, JLL, KBR, KKR, KRG, KWR, LAUR, LECO, LH, LKQ, LNC, LNT, LOPE, LPLA, LSPD, LTH, LYG, LYV, MA, MAIR, MCS, MDGL, METC, METCB, MFG, MHK, MLCO, MLM, MMSI, MO, MPT, MPWR, MSA, MSC, MSEX, MSTR, MT, MTD, MTX, MTZ, MYE, MYGN, NATR, NBIX, NCLH, NCSM, NEOG, NEXT, NMIH, NVNO, NXT, OBE, OCFC, OFS, OIS, OLED, OLN, OMCL, ONEW, OWL, PACK, PATK, PBA, PBF, PFIS, PGY, PHAR, PHAT, PHIN, PIPR, PKX, PTCT, PWR, RACE, RAL, RBLX, RDDT, REGN, RES, RIOT, RIVN, RJET, RKT, RMNI, ROKU, RYAN, SAFE, SAH, SAIA, SAMG, SCKT, SHEL, SHOO, SIRI, SLSN, SNDR, SNY, SO, SOLS, SPSC, SPXC, SRBK, STGW, STLA, STNG, SVV, SXC, SXI, SYK, TAK, TAL, TBBK, TEM, TEX, TLK, TNET, TRN, TRP, TRS, TT, TW, TWI, UNIT, UPBD, UPLD, UTZ, VALE, VCEL, VCYT, VIRT, VLO, VNDA, VRTS, WBX, WCC, WTW, WU, WVE, WY, XEL, XHR, XPO, XRX, YUM, YUMC
- Ex-div:
FRMEP, SATA
- Economic events and announcements:
- Crude Oil Imports (previous: 0.485M)
- Crude Oil Inventories (previous: 2.010M)
- Cushing Crude Oil Inventories (previous: -0.674M)
- Distillate Fuel Production (previous: 0.090M)
- EIA Refinery Crude Runs (previous: -0.058M)
- EIA Weekly Distillates Stocks (previous: 1.395M)
- EIA Weekly Refinery Utilization Rates (previous: -0.1%)
- FOMC Press Conference
- FOMC Statement
- Fed Interest Rate Decision (consensus: 3.75%, previous: 3.75%)
- Gasoline Inventories (previous: 0.765M)
- Gasoline Production (previous: 0.060M)
- Heating Oil Stockpiles (previous: 0.231M)
- MBA 30-Year Mortgage Rate (previous: 6.69%)
- MBA Mortgage Applications (previous: 1.9%)
- MBA Purchase Index (previous: 165.8)
- Mortgage Market Index (previous: 264.0)
- Mortgage Refinance Index (previous: 802.3)
^^^^2026-07-27