JEPI
JPMorgan Equity Premium Income ETF
stock NYSE ETF

ETFs are not inherently less volatile or simpler. There are a whole class of ETFs which are levered to deliver 2x or 3x a stock (or the inverse performance of the stock). These are complex and highly volatile instruments.
There are ETFs that try to generate income... for example JEPI, which owns stocks, and sells covered calls to generate dividends.

BTCI, NEHI, spyi, pffa, pbdc, and mlpi. JEPI and JEPQ are terrible compared to spyi and qqqi, at least tax wise. bito is worse than btci. skip individual securities. They will be worse than covered call s&P 500 or qqqi.

I do with CC ETFs. Not that many, at least not right now, but I hold about 25 right now I think. Common names - all high income NEOS, JEPI, JEPQ, QDVO, DIVO, IDVO, KQQQ, MDST, WEEI, BAGY, GPIQ, GPIX, the list goes on! To “manage” it, I only buy 25 shares of each and use the distributions to buy other funds I think look good. Figure I’ll get to about 50 then see what sounds good. Maybe consolidate down, maybe go to 100. I’m just having fun building an income stream. A bulk of my investing is in retirement accounts, simple ~75% US ~25% INT.

I'm trying something similar with JEPI, PFF, XYLD, and STRC. If anybody sees anything wrong with any of these I'm open to hearing opinions. From my research they seemed stable enough to make a small investment. Hopefully I don't get burned.

I’ve been researching dividend ETFs and came across GPIQ. From what I can tell, it seems to focus on quality income with a rules-based approach, but I don’t see it discussed much here compared to SCHD, VTI, JEPI, etc.
I’m curious:
• Do you consider GPIQ a good long-term dividend hold?
• How do you view its dividend consistency and growth potential?
• Would you choose it over more commonly discussed dividend ETFs, and why or why not?
Not looking for financial advice — just trying to learn from people who’ve looked at or held it. Thanks!

Nonsensical. Start on the same date, same investment amounts, and with a CC strategy ETF that uses the S&P500 as the underlying asset (JEPI doesn't).

Assume two scenarios
Scenario A - I invest 500k in VOO in 2025 (lump sum)
Scenario B - I invest monthly from 2015 in JEPI and by 2025 the accumulated amount is 500k (DCA)
Assuming tax rates, withdrawal are common, which scenario will have more money in 2026-2030.

JEPI

Among the ones I named, JEPI makes the most...though it's quite conservative.

Honestly, I use CC ETFs to give me enough to pay monthly bills. I have regular ETFs and stocks, but JEPQ JEPI and GPIQ give me that cushion I need.

I’d say add QQQI(around 14%), JEPI(around 8-9%, JEPQ(around 10%) and there are a few others.
QQQi is up positive for the year, with the 14% dividend on top of it. If you caught it in April, youd be up 24% + 14% dividend for a total of ~38%. Dividend is paid monthly. Id probably DCA into it in case it does go down again with qqq, that way you could catch the dip and come out even better like april.

Unless you’re a retiree, or have a very specific strategy in-mind, it doesn’t make a whole lot of sense to buy high yield dividend funds.
If you still want such a thing, check out JEPI or JEPQ.
Alternatively, FDVV offers a nice balance of high quarterly dividends with decent stocks. Its top holdings include Nvidia, Apple, Microsoft, Broadcom, and JPM. It even outperformed the S&P500 over 5 years so long as one reinvested the dividends.

That's why I'm heavy in CC ETFs right now, too. My portfolio is about 40% CC ETFs (QQQI, SPYI, JEPI, JEPQ, GPIX, etc.) then another 40% is in dividend and dividend growth ETFs (SCHD, DGRO, VYM, and VYMI). The remaining 20% is in growth.
Once I get to the monthly income I need to pay my bills without having to work, I'll stop buying the CCs and put more into the dividend and growth ETFs. Hoping to be there in about 5 more years if all goes as planned.
OP, one way to mitigate the tax drag on CCs is to buy them in a Roth IRA. You'll be limited in how much you can contribute each year ($7,500 or $8,600 if you're over 50), and there are rules on when you can withdraw without penalty, but there is no tax on all those distributions within your Roth.
For me, I'm maxing out my Roth with the same mix I mentioned above, then putting anything else I can into my taxable account for monthly income now. Once I turn 59, the monthly income I make in my Roth will just be icing on the cake that I can use if I need it, or let it DRIP if I don't.

Is it a good long-term strategy in today’s high-valuation market to invest a large portion of capital into income-generating ETFs and stocks (e.g., SCHD, VIG, JEPI, O, SCHY), then use the ongoing income/dividends to dollar-cost average into growth and broad-market ETFs like VUG, VTI, or VXUS?
The idea is to reduce timing risk by deploying capital into income assets upfront while gradually building exposure to higher-valuation growth assets through DCA funded by cash flow. Curious to hear thoughts on risks, opportunity cost, tax efficiency, and whether this approach actually improves long-term outcomes versus lump-sum or traditional DCA.

Then you should really first check your tax implications as almost all recommendations here are us domiciled and you can’t usually evade 15% tax.
Outside of the US, JP morgan and Blackrock provide the adapted listings, globalx too.
So maybe go with something like JEPI/Q and SDIV or DVYE, which i really like since years and also declining rates are a positive macro environment for.

SPYI and NEOS funds are very tax efficient. JEPI/q are better off in taxes advantaged accounts.

Whatever you could make with JEPI is with massive downside for a long term investor spending the distributions. https://www.youtube.com/watch?v=ygVObRx9X68

This makes so many assumptions. One of which is that the performance of a fund over a pretty short time frame is a good measurement of future returns. It also sounds like anyone who holds JEPQ/JEPI is uninformed in your view. Pretty bold statement considering how big those are.

On 2 million, you could make 160k a year on JEPI with minimal downside.

What if you have both O and JEPI in a Roth IRA - would you still need to save some for taxes?