INT
WORLD FUEL SERVICES CORP
stock NYSE

Thank you. Could I effectively just go 90% VT and 10% BNDX or does BND cover US and INT?

After a long time, it's actually above 10%. My living costs were 2758 EUR for June 2026, and I think I can go even lower. I'm planning some investments around the house, but probably not in the following few months. So it's a good time to build reserves before that.
My dividends were 395 EUR, but mostly from the annual payer XTB.WA. I'm 36 years old, my market loss in June was -6.28% (it's fine, it was +12% in May).
To disclose my portfolios, here are my positions:
Growth: (9868.HK,ADBE,ADYEN.AS,ALGN,ALSTI.PA,AMZN,BABA,BIDU,BYDDY,BYND,CDR.WA,CELH,CROX,CRSP,CRSR,CRWD,DDOG,DUOL,ENPH,FB,FSLY,FTCV,GOOG,GOOGL,GRE.MC,HIMS,HUYA,IBKR,ILMN,INPST.AS,INT.ST,KER.WA,LMND,META,MQ,NET,NFLX,NIO,NOW,OKTA,ONDO.L,OTGLY,PLTR,PLUG,PYPL,QLYS,SEDG,SMR,SPIR,SPOT,TDOC,TSLA,TTCF,TTD,U,UBER,UPST,VFF,VYGVF,WISE.L,XPEV,ZNGA)
Dividend portfolio: (AAPL,ABBV,ADM,AFSI,ALLY,ASML.AS,B4B.DE,BA,BAC,BBWI,BKNG,BMY,BNS,BNS.TO,BTI,CAH,CL,CMI,COST,CP.TO,CRM,CTL,CVS,D,DAL,DG,DIN,DIS,EIX,EOAN.DE,EV,EVO.ST,F,FDS,FF,FL,FLO,GEO,GILD,GIS,GPC,HBH.DE,HRL,IBM,IIPR,INTC,ITW,JNJ,JPM,KHC,KMB,KMI,KO,KR,LB,LUMN,M,MA,MMM,MO,MPW,MS,MSFT,NEE,NHI,NKE,NOW,O,OHI,ONL,PEP,PG,PM,POOL,QCOM,SBUX,SKT,SO,SPG,STOR,STX,T,TGT,TSM,UNP,UPS,V,VER.VI,VFC,VZ,WBA,WBD,WEC,XEL,XTB.WA)
**What portion of your expenses would be covered by dividends? Include Age pls :)**

Thank you. Could I effectively just go 90% VT and 10% BNDX or does BND cover US and INT?

After a long time, it's actually above 10%. My living costs were 2758 EUR for June 2026, and I think I can go even lower. I'm planning some investments around the house, but probably not in the following few months. So it's a good time to build reserves before that.
My dividends were 395 EUR, but mostly from the annual payer XTB.WA. I'm 36 years old, my market loss in June was -6.28% (it's fine, it was +12% in May).
To disclose my portfolios, here are my positions:
Growth: (9868.HK,ADBE,ADYEN.AS,ALGN,ALSTI.PA,AMZN,BABA,BIDU,BYDDY,BYND,CDR.WA,CELH,CROX,CRSP,CRSR,CRWD,DDOG,DUOL,ENPH,FB,FSLY,FTCV,GOOG,GOOGL,GRE.MC,HIMS,HUYA,IBKR,ILMN,INPST.AS,INT.ST,KER.WA,LMND,META,MQ,NET,NFLX,NIO,NOW,OKTA,ONDO.L,OTGLY,PLTR,PLUG,PYPL,QLYS,SEDG,SMR,SPIR,SPOT,TDOC,TSLA,TTCF,TTD,U,UBER,UPST,VFF,VYGVF,WISE.L,XPEV,ZNGA)
Dividend portfolio: (AAPL,ABBV,ADM,AFSI,ALLY,ASML.AS,B4B.DE,BA,BAC,BBWI,BKNG,BMY,BNS,BNS.TO,BTI,CAH,CL,CMI,COST,CP.TO,CRM,CTL,CVS,D,DAL,DG,DIN,DIS,EIX,EOAN.DE,EV,EVO.ST,F,FDS,FF,FL,FLO,GEO,GILD,GIS,GPC,HBH.DE,HRL,IBM,IIPR,INTC,ITW,JNJ,JPM,KHC,KMB,KMI,KO,KR,LB,LUMN,M,MA,MMM,MO,MPW,MS,MSFT,NEE,NHI,NKE,NOW,O,OHI,ONL,PEP,PG,PM,POOL,QCOM,SBUX,SKT,SO,SPG,STOR,STX,T,TGT,TSM,UNP,UPS,V,VER.VI,VFC,VZ,WBA,WBD,WEC,XEL,XTB.WA)
**What portion of your expenses would be covered by dividends? Include Age pls :)**