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>Monzo claims the associated perks are worth more than £360 a year, including airport lounge access and fast-track passes. However, at £180 a year for the card, plus the cost of a Monzo subscription, I’m not convinced the overall value is there.
OP you aren't adding value of yearly Google Plus and Apple TV subscription tho which both can be shared family members up 5-6 people in household.
>My understanding is that Revolut structures its plans (Plus, Metal, Ultra…) to align with its credit card offerings in markets where the cards are available, such as Ireland and Spain. That seems like a fairer approach
If I'm not mistaking Poland,Brazil,Lithuania, United States also has a credit card also provides from Revolut, as for the UK, we don't have credit card yet but we do have a IHG rewards debit card free and 15£p/m one, I guess it's something but it's super niche card better then their tier plans.

OP I'm also curious and waiting to see what will Revolut will actually do for the UK version because the current stage it's a joke. They fallen off so badly compare to most western Revolut accounts what offer them, not mention the enshittification,with the ChatGPT crap with ads and data gathering and the other stuff it's been change mainly for me with RevShop it's just not worth it anymore due to the removed some brands and downgraded other that isn't worth the price for Ultra anymore for daily use. Klarna Max combine with Monzo Perk plan both are making the same price as Revolut Ultra plan and both give similar perks and services Revolut ones and also way more features then Ultra provides right now, which is why I'm switching to them until Revolut tries win me over. If Revolut staff reading this is a wake up call, do something.

>Monzo claims the associated perks are worth more than £360 a year, including airport lounge access and fast-track passes. However, at £180 a year for the card, plus the cost of a Monzo subscription, I’m not convinced the overall value is there.
OP you aren't adding value of yearly Google Plus and Apple TV subscription tho which both can be shared family members up 5-6 people in household.
>My understanding is that Revolut structures its plans (Plus, Metal, Ultra…) to align with its credit card offerings in markets where the cards are available, such as Ireland and Spain. That seems like a fairer approach
If I'm not mistaking Poland,Brazil,Lithuania, United States also has a credit card also provides from Revolut, as for the UK, we don't have credit card yet but we do have a IHG rewards debit card free and 15£p/m one, I guess it's something but it's super niche card better then their tier plans.

OP I'm also curious and waiting to see what will Revolut will actually do for the UK version because the current stage it's a joke. They fallen off so badly compare to most western Revolut accounts what offer them, not mention the enshittification,with the ChatGPT crap with ads and data gathering and the other stuff it's been change mainly for me with RevShop it's just not worth it anymore due to the removed some brands and downgraded other that isn't worth the price for Ultra anymore for daily use. Klarna Max combine with Monzo Perk plan both are making the same price as Revolut Ultra plan and both give similar perks and services Revolut ones and also way more features then Ultra provides right now, which is why I'm switching to them until Revolut tries win me over. If Revolut staff reading this is a wake up call, do something.