FCT Reddit Mentions | ChartExchange

See my comment, you want to be investing, not trading. You also want to avoid crypto and scams. You may want to consider looking for a CFP (Certified Financial Planner) in your area to work with you in creating a plan for this money. You will want a fee only fiduciary. "Fee only" mean they are only paid by their clients and not from a commission off the products they sell. Fiduciary is a legal standard that they must put your interest above their own. If the CFP is pitching you constant different forms of insurance products, like annuities and life insurance, that is a red flag. Ideally you can find one that charges a flat or hourly rate, but most will charge a AUM (assets under management) fee, the industry standard is 1% AUM, which is a very high price to pay and ideally you find a cheaper fee. Here are some options, but do your own due diligence, [Facet Wealth](https://facet.com/pricing/?utm_source=google&utm_medium=cpc&utm_campaign=p:G+%7C+pl:SEM+%7C+pc:FCT+%7C+prl:Facet+Pricing+%7C+m:Mixed+%7C+bc:Brand+%7C+g:US+%7C+c:Evg+%7C+b:Perf+%7C+d:All+%7C+t:Prospect+%7C+det:%3E&utm_content=kw:facet+fees+%7C+m:Phrase+%7C+p:G+%7C+pl:Search+%7C+pc:FCT+%7C+prl:Facet+Pricing+%7C+bc:Brand+%7C+g:US+%7C+c:Evg+%7C+b:Perf+%7C+d:All+%7C+t:Prospect+%7C+det:%3E&utm_term=&utm_cmp=21519514719&utm_adg=165943630456&utm_ad=774281213998&utm_tgt=aud-1132152530771:kwd-1322637773466&gclsrc=aw.ds&&utm_kw=facet%20wealth%20fees&utm_syntkw=facet%20wealth%20fees&utm_cid=CjwKCAjw04HIBhB8EiwA8jGNbV5SRl-xtkd8qFK-W31w5oKo2lRFD30kMQxx52T5vndvsQDnC53b6xoCt5IQAvD_BwE&gad_source=1&gad_campaignid=21519514719&gbraid=0AAAAAChRg8gFgCE6D-dYpZQQ8AmMQhUsK&gclid=CjwKCAjw04HIBhB8EiwA8jGNbV5SRl-xtkd8qFK-W31w5oKo2lRFD30kMQxx52T5vndvsQDnC53b6xoCt5IQAvD_BwE) (pricing page is linked) is a financial advisory firm mainly done online with human advisors, here is a [Review](https://www.youtube.com/watch?v=viJNCGm3xoM) done by a youtuber by the name of Rob Berger, he has a great channel focused on investing toward retirement. He has also compiled a [List of low cost advisors](https://robberger.com/low-cost-financial-advisors/?utm_source=google&utm_medium=cpc&utm_campaign=21353580948&utm_content=&utm_term=&utm_id={campaignname}&place=&net=x&match=&adgroupid=&gad_source=1&gad_campaignid=21379987144&gbraid=0AAAAABbR07tZ0z1pKhL5QqNmEpThqt6Zy&gclid=CjwKCAjw04HIBhB8EiwA8jGNbcF8FYhlBYagfEX0lpGrc1651sghMgzlYxxwdlWpadKQf5RzmCiQqhoCkXwQAvD_BwE). There are advisors that you can pay for a one time plan for how to invest this money, you probably don't need much more than that from a professional.
[https://www.reddit.com/r/RothIRA/comments/1rw7jgu/comment/oaxmat3/?context=3&share\_id=UtdYyXR1z1bHbWjbAGyFA&utm\_content=1&utm\_medium=ios\_app&utm\_name=ioscss&utm\_source=share&utm\_term=1](https://www.reddit.com/r/RothIRA/comments/1rw7jgu/comment/oaxmat3/?context=3&share_id=UtdYyXR1z1bHbWjbAGyFA&utm_content=1&utm_medium=ios_app&utm_name=ioscss&utm_source=share&utm_term=1)