DL
China Distance Education Holdings Limited
stock NYSE

Got into churning/points maximizing at the beginning of med school. Still doing it as attending.
Do it if you find this as a nice break from monotonous studying, don’t do it if you treat it like a chore to save a couple hundred bucks.
MR > DL is about the worst transfer there is… it’s called skypesos for a reason.
Simple set up by starting with Citi double cash, C1 VX, or bilt palladium and then branch from there by maximizing your category bonus such as Citi strata, Chase freedom, Wells Fargo autograph journey, Amex gold etc. continue to branch into airline and hotel credit cards that are keeper for the benefits.

Got into churning/points maximizing at the beginning of med school. Still doing it as attending.
Do it if you find this as a nice break from monotonous studying, don’t do it if you treat it like a chore to save a couple hundred bucks.
MR > DL is about the worst transfer there is… it’s called skypesos for a reason.
Simple set up by starting with Citi double cash, C1 VX, or bilt palladium and then branch from there by maximizing your category bonus such as Citi strata, Chase freedom, Wells Fargo autograph journey, Amex gold etc. continue to branch into airline and hotel credit cards that are keeper for the benefits.