DGRO
iShares Core Dividend Growth ETF
stock NYSE ETF

Solid milestone. The compounding from here gets noticeably more interesting — $100K working in SCHD or DGRO does more heavy lifting than the first $100K you saved.

I’ll have to look at DGRO. Not a bad mix. This is across taxable and non-taxable?

These kinds of questions seem silly to me. As you can buy multiple ETFs, and in combination it can be a better or more diversified portfolio.
But, if it was a law that you were only allowed to buy one ETF, I'd suggest VT. But since that's nonsense, I'd suggest (if in a tax-advantage account) a combination of DGRO, SCHD, SCHG, SPMO, AVUV, LVHI & AVNM. If in a taxable account, VOO, SPMO, AVUV, AVNM.

I have VOO, SCHG, SCHD, & DGRO, both sides of a coin, and like others have said when VOO & SCHG go up, SCHD & DGRO go down or flat. and vis versa.

I use SCHD, DGRO, LVHI & VYMI in my tax-advantage accounts and VOO, SPMO, SCHG, AVUV, AVNM, IDMO in my taxable accounts

The problem is that you're investing in MM. BINC, VCIT, USHY, FAAA, PAAA are some suggestions. But also you need equities like SCHD, DGRO, LVHI, VYMI which will pay dividends and have growth. Then, you simply sell a small piece of the growth funds to rebalance. You only need/want about 5% in short-term gov bonds like SGOV or STIP. No reason at all for MM except for temp sweep.
You should be able to get about a 3% dividend yield average with this portfolio, so only maybe 1% growth sale per year, well below the long-term growth average including inflation.
57 and retired since 2005. I've been selling growth capital for living expenses for 21 years. And my portfolio balance is up 4x since 2005, even including selling a small amout of the growth each year.

I only have one dividend fund which is SCHD. It’s never not raised its dividend higher than inflation and has a stellar track record.
The only reasons I see to diversify are:
1. You need a higher yield now can’t wait for SCHD dive growth to drive up the div per share
2. Market diversification
For 1. and 2. I pick individual stocks as well as invest in the UK and Canada broad market indexes (they are both basically dividend indexes anyway given the mature sectors dominating both markets - and by investing in the whole market I benefit from more growth and currency diversification.
I don’t trust any dividend ETFs outside SCHD a a few more US ones as only the US market has the market breadth for an ETF to be able to pick a diversified pool of companies ensuring quality, growth, and vitally growing the dividend of the ETF above inflation every single year.
Non-US markets are just too small to deliver this anywhere neat to the same degree hence I prefer UK and Canada market indexes and individual picks to boost the dividend yield and provide market, sector, and currency diversification.
But SCHD is more core one. A few others like DGRO are also good but I already have high tech exposure so SCHD offered far more diversification.
This strategy has paid off so far extremely well with SCHD, UK and especially Canadian market outperforming., whilst my tech holdings bounce up and down. And the constantly growing div income helps pay bills and invest in more speculative stocks.

So I looked at this “dividend portfolio” and bro… it’s basically the financial equivalent of eating only Costco samples and calling it a balanced diet.
Here’s the straight talk:
You loaded up on covered‑call ETFs, which is like telling the market, “Nah I don’t need gains, just give me coupons.” SPYI, QQQI, JEPI — all of them literally sell your upside so you can feel good getting monthly pocket change. It’s income now, poverty later.
Then you sprinkled in BXSL, which is a BDC. Translation: “I want high yield but also want to stress-test my blood pressure every time rates move.” It’s fine, but it’s not the foundation of a $150K portfolio unless you enjoy living dangerously.
You added O, the REIT that pays monthly but grows slower than a DMV line. Cute, but it’s not saving you.
And the only actual long-term compounder in the whole thing is SCHD, which is basically sitting in the corner like, “I can’t carry all of you clowns.”
The whole portfolio is:
• High yield
• Low growth
• Capped upside
• No mid-caps
• No small-caps
• No international
• No diversification
• Just vibes and dividends
It’ll hit your 7% yield, sure.
But long-term? You’re basically trading a future mansion for a slightly nicer lunch money allowance.
If you want income and a future, you need at least ONE adult ETF in the room (VO, VIG, DGRO, QUAL, RSP). Otherwise you’re running a portfolio that looks like it was built by ChatGPT after three beers and a YouTube video titled “Passive Income HACKS!!!”

I think it's about patience and having a dedicated growth section of my portfolio. For me, SCHD is more of a satellite than a main holding. SCHD has a great dividend yield, nice low volatility, high CAGR, and a low NAV.
If I buy a stock, I look at the payout ratio. If it's too close to 100%, and it's not something like O where 90% makes sense, I approach with caution. If it's consistently above 100%, and it has a history of NAV erosion, I don't even give it the time of day. Ideally, an individual stock will keep the payout ratio low, like 70% or less, unless it's something in the real estate sector like O where there are not many regular expenses and they are required to at least pay out 90% to maintain there status as a real estate trust.
I also don't touch covered call ETFs. I feel like I'm just getting my money back each month. Those I'll trust in retirement if my account doesn't grow enough to just use ETFs like SCHD and DGRO.

For divind grow USA go SCHD FDVV DGRO and DVY. They are not the same, although they share some overlap they focus on diferent industries and the managment and philosofies are different. For International I like Vymi. Just keep re-investing the dividends and spreding the $1500 between them monthly. Also, stay away from covered calls ETFs, they are good when you need income now. Unlessnyou plan to re-invest their dividends into other grow fund.

Safe and growing dividends. DGRO, SCHD, DIVB. They have never missed growing the yield and dividends.

1.SCHD,VGT,VXUS,AVUV.- Good long term portfolio for capital appreciation
2.SCHD ,DGRO, VIGI,DES-Dividend growth
3.SCHD,GPIQ, VYMI, MLPX, RFI-income.

Like I said, I use SPYI as a supplement to “juice” my income-generating capability. That portion of my portfolio has a mix of both broken down into the following:
Dividend/Distribution Growth: SCHD, DGRO, LMT, RTX, GD, WM, KO, PEP, CNQ, CVX, EOG, AVGO, TXN, MRK, MCD, MARUY, GOOGL and NVDA.
Dividend/Distribution Yield: SPYI, BTCI, BLOX, VYMI, EPD, ET, MPLX, WES, BMY, PFE, MO, BTI and KRP.
The distributions I get from BLOX and BTCI are moved to my other positions.

Dividend growth SCHD, DGRO,

Mine would probably be SCHD, VYM, DGRO, JEPI, and VIG. I like having a mix of dividend growth and income instead of chasing the highest yield. One thing I started paying more attention to recently is how each ETF changes my overall portfolio because some of them overlap much more than they appear. Looking at the portfolio as a whole has helped me make better decisions than simply picking the highest-yielding funds.

Any popular dividend growth fund will do (SCHD, DGRO, etc). Don’t invest in covered call funds, they will mathematically underperform the index that they track over extended periods of time. The index funds that they track such as SPY or QQQ are solid investments, the only issue I have with these indexes are that they are very tech heavy and not as diversified as many people think. Having a combination of SCHD and QQQ or SCHG can help mitigate sector risk for the US market

SCHD, DGRO, DIVO