DGRO
iShares Core Dividend Growth ETF
stock NYSE ETF

month-to-month shifts are almost always noise for dividend playbooks; the real story is the long‑term CAGR and drawdowns. CGDV's 2.58% loss is the shallowest of the bunch, matching its larger weighting in US large‑caps and lower expense. DGRO still pulls ahead in total return when we look beyond a single month, but CGDG can offer a higher yield if you need cash flow before retirement. Depends on your tax situation, I'd keep CGDV in the taxable side and reserve CGDG or a higher‑yield ETF for a tax‑advantaged bucket.

CGDV looking solid. I'll have to do some DD.
https://totalrealreturns.com/s/SCHD,VIG,DGRO,CGDV,CGDG?start=2016-09-16

month-to-month shifts are almost always noise for dividend playbooks; the real story is the long‑term CAGR and drawdowns. CGDV's 2.58% loss is the shallowest of the bunch, matching its larger weighting in US large‑caps and lower expense. DGRO still pulls ahead in total return when we look beyond a single month, but CGDG can offer a higher yield if you need cash flow before retirement. Depends on your tax situation, I'd keep CGDV in the taxable side and reserve CGDG or a higher‑yield ETF for a tax‑advantaged bucket.

CGDV looking solid. I'll have to do some DD.
https://totalrealreturns.com/s/SCHD,VIG,DGRO,CGDV,CGDG?start=2016-09-16

Didn't you just post this in another thread in this dividends sub?
What do you think about CGDG?
CGDG Capital Group Dividend Growers has a much better dividend growth rate of over 30% and a higher yield of 2.31%. It is not limited to U.S. equities but is not all international either. The expense ratio is quite a bit more than DGRO at 0.47%. In the past year DGRO has had a better total return 14.04% compared to CGDG,s 10.37% but CGDG has a better average annual total return of 16.87% to DGRO's average annual total return of 12.05%.

Trailing one month total returns comparison of SCHD, DGRO, VIG and CGDV

CGDG Capital Group Dividend Growers has a much better dividend growth rate of over 30% and a higher yield of 2.31%. It is not limited to U.S. equities but is not all international either. The expense ratio is quite a bit more than DGRO at 0.47%. In the past year DGRO has had a better total return 14.04% compared to CGDG,s 10.37% but CGDG has a better average annual total return of 16.87% to DGRO's average annual total return of 12.05%.

I agree this is a good strategy for many people and I was wondering when someone would suggest it!
I would still keep a growth bucket though - as the WSJ article shows you still need to beat episodes of high inflation. DGRO is anyway a more growth focused dividend fund so a combo of SCHD and DRGO perhaps solves that issue…..
Bonds I think are very attractive for retirees with the high yields they offer. Just need to be careful how to structure re. duration risk vs locking in high yields and bond funds vs individual bonds and TIPS vs normal bonds.

Move from growth stocks to bonds/dividends before retirement, like to SCHD or DGRO yielding around \~3%. If you bought SCHD ten years ago, you'd have an 8% yield on cost. pretty good

How long until you need to spend money form the account, i.e., how long until retirement? Is it a taxable account or an IRA? SCHD and DGRO are excellent parts of an overall portfolio, I have both of these myself. But I'm trying to figure out why IWMI makes sense.

Since the **Capital Group Dividend Value ETF (CGDV)** launched on **February 22, 2022**, it has significantly outperformed broader dividend-focused benchmark ETFs.
Below is a detailed breakdown comparing total return CAGR (Compound Annual Growth Rate with dividends reinvested) since CGDV's inception, along with their Total Expense Ratios (TER).
# CAGR & Expense Ratio (TER) Comparison
*(Performance metrics measured from* ***February 22, 2022 to September 2026****)*
|**Ticker**|**ETF Name**|**Inception Date**|**Total Expense Ratio (TER)**|**CAGR (Since CGDV Inception)**|
|:-|:-|:-|:-|:-|
|**CGDV**|Capital Group Dividend Value ETF|Feb 22, 2022|**0.33%**|**\~18.5% – 18.7%**|
|**VIG**|Vanguard Dividend Appreciation ETF|Apr 27, 2006|**0.04%**|**\~12.2% – 12.5%**|
|**DGRO**|iShares Core Dividend Growth ETF|Jun 10, 2014|**0.08%**|**\~11.8% – 12.2%**|
|**SCHD**|Schwab U.S. Dividend Equity ETF|Oct 20, 2011|**0.06%**|**\~10.8% – 11.2%**|

DGRO during acclimation. Add SCHD near or at retirement.

It is an income portfolio. My biggest holdings are SCHD, DGRO, and KO. I am looking at an early retirement. My thought process was let's juice up the dividends a little bit, and "this seems like a good time to buy IWMI". I am not retired yet, however I have enough in dividends to cover my utilities, property tax, and about 5% of the food budget.

SCHD vs VIG vs DGRO: Dividend Growth