CRM
Salesforce, Inc.
stock NYSE

Maybe not. But it is more revolutionary than automating tickets. There’s a reason NOW, CRM, MNDY et al trade where they do and PLTR trades where it does.

Well yes because they haven't figured out how to really integrate AI into their product suite yet, though I don't think any B2B companies have really figured it out (hence why people think it's a bubble). But OP is saying if AI actually does drive value at the application layer in the future, I can imagine CRM has very strong pricing power if they are able to return much higher ROI with AI for their customers.

And CRM has poor growth and high valuation still. It's not a buy imo

What companies that existed before the internet bubble were the biggest beneficiaries of it and how long did they take to monetize it? We all know about the ones that came after: META, GOOG, AMZN, CRM, etc.
ORCL, AAPL, MSFT all of which existed in the 1980s.
ORCL mkt cap in 1995: $20B
AAPL in 1995: $3B
MSFT: $60B
The point is that it is almost impossible to know right now. IT is likely that private companies that have yet to go public will be the big winners and that they will not go public until they are close to $50B-1T mkt cap.

I think companies with lots of proprietary data will have a strong moat (e.g., CRM). Quite difficult for these AI CRM startups to replace Salesforce when they have decades of customer's client data to train their own AI models on.

I see Fiserv in a much better light than GPN. I would need to dig deeper to fully get the case, therefore I am focusing now on other companies such as CRM and ADBE

When I started I diversified to like 25 stocks, narrowed it down to 7 mains ones, GOOGL, MSFT, AMZN, META, COST, PNAW, CRM

what i wonder is where will the growth in earnings come from when companies have used up cash/revenue for capex
ultimately the end customer and businesses (non tech who use AI from these AI companies) have to pay to support this growth.
but is AI going to increase earnings of a non-tech business ? like why would Chipotle have higher earnings because of AI to support spending on it ? 'productivity' gains - sure. but what's the net benefit of it and does that justify spending on AI ? eg. if Chipotle invests in CRM, the benefits are multi fold. AI, on the other hand, will improve existing funcitons' productivity, reduce some costs (by how much though ?), but to figure out the net benefit it's going to take time. but how much time ? when will be clearer ? and how would one know unless we see reduced earnings/slowly growing earnings of AI tech providers ?
and for consumers - it isn't free like google or fb or insta ? free tier has limits. so until everyone can afford, that growth will not be unlimited. like in freemium models, or games, paying users will support free tiers. that means, that revenue will reach peak at some point. OpenAI already has around a billion users. Unless everyone start searching with AI, will this grow to next billion like google or meta userbase ?

CRM QuantSignals V3 Swing 2025-11-14

AGE pricing vs CRM pricing

NBIS, NVDA, LUNR, PL, AVGO, RKLB, CRM

I go through them one by one. And it can take many weeks for me to finish the deep dives that I publish on my Substack. Some run away, some others don't. Once you are done with the research and you know the company, you can keep it on your watchlist. The stock will come down eventually. They all do.
Doing so gives me the confidence that I need to make the investment a sizeable one. Without it, I wouldn't invest a larger amount of money.
So: Dig deep, learn a lot about the company and industry, and write it down. Only by doing this will you clarify your thinking. Another benefit: You will have fewer companies in your portfolio, and you can properly follow their developments.
The last company that I went into detail about was Salesforce $CRM. You can find my write-up and approach here if you want to learn more.
[https://41investments.substack.com/p/salesforce-the-unknown-agentic-ai](https://41investments.substack.com/p/salesforce-the-unknown-agentic-ai)
Best
41

CRM & META are 2 big names that are undervalued with a long term horizon (no clue the short term movement).
Please don't buy though - I need them to go up.

Not theta: Bought today's AMD 240c at the open for 2.25 and sold it for 4.50. Should have held out for more and bought 10 more of them.
Theta:
BTC CRM Nov 14 260c for .02 (+.35).
STO CRM Nov 14 260c for .55

This is probably good advice^. Im not a financial advisor, but I see a lot of hodgepodge in the silver you have bought. Only certain pieces of investment grade US silver eagles will gain significant value. There generally has been alot minted. The investment grade silver I have bought for awhile now and has a significant return on investment most of the time are the Mexican Libertads.
Silver and gold have been highly manipulated by the SLV and ETF stuff traded back and forth. The “critical mass” event will probably be seen in our lifetime. But…. the balancing of purchases with investment grade MS/PF 69-70 will insure a certain amount of value if spot price tanks on precious metals. Look at 10oz and kilo bars from CRM, Scottsdale, Perth, Valcambi, PAMP Suisse, Argor Heraeus, etc for solid bullion buys. The old Engelhard and Johnson Matthey products almost always command a premium. British Royal Mint pieces , especially the graded, do pretty well, also. Stay in a few lanes and become the expert in what you do.

I disagree, been working with HUBS for years in a 100-person company and I prefer it any day over CRM as an all-in-one platform for marketing, sales and support operations