CRM
Salesforce, Inc.
stock NYSE

Right? I got downvoted for saying that buying any software company except the Mag7 is risky. Anyone paying attention should not be surprised by the sell off in stocks like ADBE and CRM. It’s been 3+ years and people still underestimate the storm that AI will unleash on all parts of the economy.

"All got absolutely hammered in the last couple of weeks.."
Now explain why exactly mathematically why CRM is 25% lower than it was a month ago. Have they lost a quarter of their customers, or what new information has been presented that warrants that?
You can't. It's just a vague fear people have about vibe coding and AI replacing it.
CRM is a stone-cold bargain at these prices and I'm going to release some UK shares to buy some.

Which ones are you bullish? I have NOW, CRM, ADBE, SNPS, and ZS bags.

ill chip in for CRM and PYPL

ADBE is probably a zero long term.
CRM - its getting there, but your fwd p/e multiple is using adjusted earnings, which for some ungodly reason adds back stock based comp. If you take forward GAAP earnings CRM is 23x

By what metric? CRM forward p/e is now in the mid teens. ADBE low teens.
If you want to argue the AI angle making them less moat-y, okay, but under what quantifiable metric are you arguing they're "overvalued"?

with all due respect, can u tell me what AI have done in actual basic science? do u know, there are 9 millenial problems in math exist and none of AI LLM wt f u name it, even did not come close? have u ever read those LLM written essays? i mena, dont get me wrong, i ve seen LLM, AI whever exist now, kinda bad bad. Again, yes it a step forward but definitely not worth of trillions of investment, nor replace actual business models we have had now. Lookup software companies (im not into those companies, bc i have zero knowledge in theses areas), CRM, NOW rubrik etc are being sold off.

PYPL CRM UNH was always sh\*t. ADBE is AI disrupted, full story yet to play out. NFLX not sure what's going on

Im surprised you didn't say NVO, because you don't seem to understand what value investing is.
Up to very recently people was loving and hating to love NVO on this subreddit until it shot up on some bullish news.
You are narrative follower, not a value investor if you don't see how Paypal or Adobe offer a fair amount of risk-adjusted value that can't be ignored at any well balanced healthy portfolio.
Also im not investing anything right now in CRM, or UNH. They're not bad, they're not good either. As for NFLX im waiting for a bigger dip.
I don't think any of the companies you mentioned are inherently bad.
Why not hold? What's wrong? Do you not have a long-term investing horizon? Then why are you even on this sub in the first place?

Main point: the right lens here is unit economics per workflow, not “SaaS is cheap vs history,” and you’re dead on that a lot of these names are just re‑rating to a world where customers actually have options.
On per-seat vs consumption, what I’m watching is: can they tie usage to a profit center? Snowflake or Twilio-style consumption is fine when finance can say, “this line item rises with revenue,” but AI prompts that just bloat experimentation budgets will get hammered in renewals. That’s where Salesforce and Adobe feel fragile: tons of spend that’s politically entrenched, not obviously ROI-positive.
I’d split a watchlist into: 1) “tax” vendors where replacing them is career risk (e.g., MSFT, maybe ServiceNow), 2) “annoying but swappable” (CRM, ADBE), and 3) “discretionary toys.” I use Koyfin/TIKR for the numbers, then tools like Brandwatch, Sprout, and Pulse to see if customers are actually ripping stuff out or just complaining.
Main point: most “cheap” SaaS is just being repriced from monopoly hopes to real switching-cost reality.

This is just the general bear case: that AI will eventually make traditional software companies obsolete.
I don’t agree with it, but the argument is that AI could replace what companies like TRI, NOW, CRM, and INTU do, similar to what happened to Chegg. I think some software companies wont be replaced by AI.

I think some of these are good names, its just that people on this sub forget two crucial things: timing and moat. Firstly, no true "value investor" would buy anything when prices are this high. If you want consistent returns on your investments and a good cost basis you DCA when the market is in a correction/bear market not a 2020 esque hyper bull market. I hate when people say that timing is irrelevant to investing when it is the difference between and mediocre and massive return. YES you CAN time the market just not to the day. Also, a lot of these names that I see suggested on here (PYPL,ADBE.CRM) have weakening moats. In my opinion a good moat is the NUMBER ONE cause of stock price appreciation more than NAV, TBV, DCF, P/E and any other kind of value metric you can imagine combined. I don't care how good their growth or buybacks seem, if the moat is weakening it is not a buy. UNH and NFLX have strong moats and will likely fall as the overall market corrects, but when prices stabilize, they will be attractive investments that will beat the market.

INTU ADBE CRM NOW absolutely getting annihilated

Just started buying into CRM and NOW. I'm not expecting those stocks to tick up this year. Many of us are buying right now because we believe in 3-5 years the stock price would perform well. Who knows when the bottom will be. That's why DCA is a thing.

same thing that's wrong with FIG, CRM and every other software company

Bunch of dummies in here. Everyone knows the #1 rule of value investing is to only buy stocks at or very close to ATH. Failing that just throw a dart at the S&P index, chances are you will make money, unless you hit NFLX, UNH, CRM, ADBE or PYPL. You should start a substack.

So boys what are we replacing CRM with on the Dow

Getting slaughtered with CRM (luckily META & AAPL gains making up for it) but I'm holding and also averaging down.
"In the short run, the market is a voting machine but in the long run, it is a weighing machine". At some point fundamentals matter. Also a massive buyback program on a now only 186B market cap company.
What a wild market we're in.

AI is bubble. At least, in healthcare where I work. AI have not done much and even scribing to type notes with AI is a full of shit.
I feel, big money is shifting movement to keep up AI narriative intact.
Oth the other hand, software companies were already overvalued, such as intuit, equifax etc what do they do- filing tax/credit reporting for billions of dollars? f them.
Cannot comment on others NOW, CRM PYPL seem are being sold off

$CRM $NOW $ADBE $INTU $WDAY
Software Bestrafung geht weiter, der Markt preist echt ein, dass dank AI Software sich zu einer Commodity entwickeln wird. Bin ehrlich, fand die Bewertung von Software Aktien schon immer viel zu hoch.
Zusätzlich killt AI neben Software auch Beratungshäuser, insbesondere im IT-Bereich.
$IT $ACN $EPAM
Gartner jetzt unter der 150 $ Marke, vor einem Jahr im Februar lag die Aktie noch bei fast 600 $.