CRM
Salesforce, Inc.
stock NYSE

RDDT HOOD UNH META CRM. We eatin well this past week, boys

You're onto something. I was watching my eTrade brokerage account cash balance as I had an outgoing Bill Pay on Fri Jul 03, 2026 (a no-trading, no-settlement, no-banks, yes-Fed, yes-ACH day). Two dividends landed on Thu Jul 02, 2026, one DRIP and one not. And looking at the [Activity/Transactions](https://us.etrade.com/etx/pxy/accounts/transactions) and the [Portfolios/Positions](https://us.etrade.com/etx/pxy/portfolios/positions) cash balance, I'm off 4 cents with the DRIP! Even after now one full business day, no adjustments or nothing.
Folks, we aren't two penny-pinchers, but just detail-oriented, curious about this oddity at eTrade, perhaps a bug.
07/02/26 7:15 PM PT: Cash Purchasing Power: $216.89 Available for Withdrawal: $100.00
07/02/26 8:56 PM PT: Dividend: SALESFORCE INC (CRM) Amount Credited: $ 4.40
07/02/26 8:56 PM PT: Dividend: PGIM TR ULTRA SHORT ETF (PULS) (DRIP) Amount Credited: $ 2.66
07/02/26 PT: Reinvest: PGIM TR ULTRA SHORT ETF (PULS) 0.053 @ 49.549 Withdrawal: $ 2.62 (rounded -4c)
07/02/26 11:45 PM PT: Cash Purchasing Power: $216.89 Available for Withdrawal: $100.00
07/03/26 AM PT: Bill Pay: Withdrew: $100.00
07/03/26 4:15 PM PT: Cash Purchasing Power: $121.29 Available for Withdrawal: $ 4.40 (+div, -bill)
07/03/26 10:15 PM PT: Cash Purchasing Power: $121.29 Available for Withdrawal: $121.29 (settled -4c)
07/06/26 3:00 AM PT: Transfer: sent from brokerage to savings 07/06/2026 Withdrew: $100.00
07/06/26 1:15 PM PT: Cash Purchasing Power: $ 21.29 Available for Withdrawal: $ 21.29 (-trnsfr -4c)
07/06/26 4:16 PM PT: Sold: VANGUARD TREASURY MMKT INV (VUSXX) Amount Credited: $200.00
07/06/26 8:12 PM PT: Dividend: JPM NASDAQ EQUITY PREMIUM (JEPQ) Amount Credited: $ 9.55
07/06/26 8:12 PM PT: Dividend: JPMORGAN EQUITY PREMIUM INCO (JEPI) Amount Credited: $ 3.10
07/07/26 7:30 AM PT: Cash Purchasing Power: $233.94 Available for Withdrawal: $233.94 (+div, +sell)(settled -4c)

CRM

CRM

Company of 50 people​ : ​What does your IT tools architecture look like across sales, customer support, services, and internal documentation ?
Which solutions do you use for each function (CRM, ticketing system, mailboxes or ​centralized mailboxes, internal wiki/knowledge base, document management, collaboration tools, RAG LLM, ​etc.)?
Thanks !

CRM carrying the whole port today

Yeah the rotation to software makes sense if this is just a semi-specific panic. NOW and CRM have been hanging in there while chips bleed. But the AAPL sourcing from China thing is worth watching - if that's real and not just tariff noise, it changes the HBM demand picture more than people think.

NOW, CRM, ORCL looking good

NOW is a good shout, as is CRM. Both have been hit by fears of AI taking their business away, but I am on the coal face of AI automation, and AFAICS you need a ton of audit trail when you have a bunch of AI agents all messing around with your key systems and want to know how they broke things. You will also need ways to put guardrails in place for those agents. NOW/CRM provide that as perhaps does TEAM. I think these are all good value right now.

And it can totally rebuild SaaS. That’s why Anthropic built their own CRM with Claude and is adding it to their enterprise bundle.

Big Tech in my opinion can be more speculative. However, I think will still need to look at tech companies in terms of what moats they have and the durability of those moats.
For example, can new entrants easily come along and build a large social network that works for both advertisers and every day users? (META Platforms, X, TikTok etc)
For companies that buy into systems with their data, can they easily switch to another provider? (CRM,NOW,CSU etc)
This is really a cases by case basis so my point is that not all companies are great, you need to look in terms of moats first, then valuation.

ADBE for me. Adjusted for stock based compansation their forward PE is 10 for ADBE and 18 for CRM. EPS growth is projected to be similar (5y around +12-13% annually). ADBE have a stronger balance sheet.

For me it's CRM, looks stronger sentiment news catalyst is better.
https://preview.redd.it/cd9aboea1obh1.jpeg?width=1440&format=pjpg&auto=webp&s=5388b75c9a714a7ac4685ecdf82eca89eaaa3872

Choose your character: ADBE or CRM

NOW and CRM are so ass

CRM cucked me

I don’t think the real question is whether Veeva is hard to displace. Half the thread already agrees the switching costs get nasty once a customer is deep in Vault. The two things that actually matter are price and the Salesforce split. Veeva has basically never been cheap, and “unloved” doesn’t automatically mean “cheap,” so the question is what forward multiple you’re actually underwriting. The bigger unknown is Vault CRM. They’re ripping out Salesforce and trying to move customers onto their own stack. Maybe pharma commercial teams migrate cleanly. Maybe that’s exactly where a competitor finally gets an opening. R&D Vault feels like the fortress. Commercial CRM is the softer flank. I’d want to see real migration numbers before calling this mispriced.