CRM
Salesforce, Inc.
stock NYSE

Just looked at CRM and closed that door right away, those kinds of dips dont last just one day.

when would you add them back? CRM is back to Nov 2020 price level and RSI is extremely oversold

CRM - falling knife or bargain?

CRM releases new AI slack bot 
-7% ☠️ 

CRM

Meta, KNSL, NVO, CRM, ADMA, Meli, Amazon and Zeta global

BTC CRM 270c for .10 (+.70). Might as well take advantage of this bloodbath.

VYMI, AVDV, and IDMO are my core international etf holdings and the largest share of my portfolio right now; also have some single-country ETFs where CAPE ratios are historically low. BRK.B and SCHD are my core US holdings; also hold small stakes in some single stocks that look historically undervalued imo (oil&gas, chemicals that look to me to be at cyclical bottoms). For the hedge “the AI bulls are right and line will go up forever” position, AMZN and GOOG are my main positions, with smaller stakes in BABA, BIDU, CRM, and ADBE. Non-equity positions are gold, cash, and smaller amounts of international and US treasury ETFs.
Not investment advice etc etc, but that’s where I’ve landed for now.

They only started getting rid of their legacy applications because they completely ran out of COBOL developers to hire because they all retired. They are moving to things like Java because if you're looking to build a CRM or accounting system that does nothing at all interesting, it's comparatively cheap to hire a bunch of mediocre Java developers to do it.

Your instinct to rotate from “already priced as the winner” to “early AI inflection” is the key point here, and I think it makes more sense than doubling down on PLTR at 100x.
I look at it as: who’s closest to real budgets? PLTR sells big, political, lumpy deals with long cycles and headline risk. TWLO sits closer to actual customer touch points: notifications, contact centers, marketing automation. If AI really drives more personalized engagement, those usage-based pipes can quietly compound without the same narrative risk.
I’d map it this way: PLTR = AI infra + gov, TWLO = AI customer engagement rails, plus stuff like CRM (Salesforce) and ServiceNow for AI workflows. I use Koyfin and TIKR to compare unit economics and see whether re-accelerating growth is actually flowing through to FCF.
Pulse comes in handy here alongside those tools to surface obscure Reddit threads where real builders talk about how they’re actually using PLTR vs TWLO in production.
So yeah, I’d skew new money to “early AI S-curve” names rather than paying perfection multiples for PLTR right now.

This year’s been good to me so far.
I have changed my strategy from swinging options to day trading options on high volume/momentum stocks.
This is just something that I’ve found to be working well in my case.
I stopped overcomplicating my strategies. I would deep dive and spend a good amount of time figuring out which companies have upcoming events,how likely they are going to be volatile, volume. But I found myself positioning myself whether too fucking early or too fucking late. Most of the time it’s a day or two earlier than the actual action. #CRM is a good example.
Anyway, so instead of trying to time the market and predict it, I just wait for the action to happen and I pick the options on the first pull back of a major move. So far, this’s been working well with me.
It’s nothing too crazy of course, but what matters in my mind is that it is consistent. Idgaf if it’s $70 a day, it is still $2100 a month.
Btw, my first ever post here.

I recently fired my financial advisor because of the high fee and completed an asset transfer to my Fidelity account. This is a taxable brokerage account.

Below are the positions. I want to move over to VTI / VXUS and have some end of year cash (around $75k) to start building up my core. I did move some money to start my VTI position.
My question is: do I leave everything as it is for now to avoid a large tax bill but only buy VTI / VXUS in the future to make the single stocks a much smaller part of my portfolio? Or do I just sell everything, take the tax hit and dump into VTI / VXUS. Total account below is around $181,000.
|Symbol|Quantity|Current Value|
|:-|:-|:-|
|SPAXX\*\*||$125.58|
|AAPL|31|$8,033.65|
|ACWI|3|$434.92|
|AMGN|2|$646.51|
|AMZN|12|$2,975.40|
|APD|5|$1,327.86|
|ARES|4|$704.90|
|AVGO|14|$4,881.25|
|AXP|6|$2,138.49|
|BWA|17|$810.90|
|BX|10|$1,558.20|
|C|18|$2,106.54|
|CME|3|$799.98|
|CRM|5|$1,293.92|
|CRWD|2|$927.18|
|CSCO|12|$882.42|
|CVX|8|$1,295.92|
|DDOG|7|$887.81|
|DLR|5|$790.65|
|DODFX|270.653|$4,549.67|
|DUK|4|$468.04|
|EFA|33|$3,275.91|
|FAST|18|$756.09|
|FIX|1|$1,023.54|
|FSPSX|136.026|$8,500.26|
|FXAIX|5.547|$1,342.37|
|GLDM|44|$4,025.56|
|GOOG|27|$8,992.21|
|GWMIX|558.936|$6,539.55|
|INGR|3|$342.27|
|ITT|10|$1,827.85|
|JCI|15|$1,660.95|
|JNJ|7|$1,448.23|
|JPM|7|$2,257.27|
|KO|15|$1,062.90|
|LAIIX|623.473|$6,471.64|
|LEN|9|$1,090.62|
|LHX|2|$679.02|
|LMT|1|$547.59|
|LNG|1|$195.36|
|MCD|6|$1,838.16|
|META|5|$3,239.90|
|MRK|12|$1,313.04|
|MSFT|17|$8,134.58|
|NEE|10|$802.80|
|NFLX|10|$900.40|
|NOC|1|$632.01|
|NVDA|41|$7,568.39|
|PANW|5|$943.25|
|PG|3|$430.38|
|QCOM|7|$1,205.90|
|RHHBY|24|$1,288.80|
|RTX|9|$1,719.40|
|SBUX|8|$712.88|
|SCHP|175|$4,648.87|
|SCHW|13|$1,308.19|
|SNOW|3|$657.18|
|SNY|18|$860.94|
|SOFI|39|$1,030.38|
|TMO|2|$1,229.96|
|TSLA|3|$1,345.75|
|TSM|6|$1,938.96|
|TXRH|4|$733.94|
|V|6|$2,048.34|
|VHT|1|$290.79|
|VO|35|$10,440.19|
|VST|3|$525.67|
|VTI|6|$2,052.12|
|VWIUX|937.852|$12,998.62|
|VWO|76|$4,253.66|
|VZ|18|$718.87|
|WMBIX|874.172|$8,505.69|
|XLB|11|$533.00|
|XLF|4|$220.28|
|XLP|18|$1,440.00|
|XLRE|26|$1,054.95|
|XLV|2|$312.92|
|XOM|13|$1,601.47|

AMZN, NFLX, UBER, CRM, NOW.

Excel is common because it is flexible. It also becomes a payroll risk the moment you add clawbacks, splits, tier changes, and reps moving between accounts.
If you want a setup that survives growth, focus on workflow, not formulas.
**What works (even if you stay in a sheet):**
* **One source of truth for deals and credits.** Decide what system “owns” the deal and who gets credit (CRM, billing, or finance). Everything else should import from that.
* **Separate “earned” vs “payable”.** Weekly view = earned estimate. Month end = payable after returns, retention checks, and corrections.
* **Treat every payout as a ledger.** One row per rep per deal per period with: deal id, amount, rate, tier, split %, start date, end date, status, clawback flag, notes.
* **Version your plan rules.** Plans change. Keep effective dates so you can re-run past periods without breaking history.
* **Build an approval step.** Rep signs off, manager approves, finance exports. This alone kills most disputes.
* **Automate the boring part.** Imports, rule application, statement generation, and exports to payroll. That is where time disappears.
**Hacks that save hours fast:**
* Create a “Corrections” tab as a ledger (not cell edits). Never overwrite history.
* Add a “Dispute window” (eg 5 business days) so month end does not drag forever.
* Run a weekly “drift check”: deals in CRM vs deals in payout report, plus exceptions (missing owner, missing split, negative payout).
If you are past 10 to 15 reps, or you have complex clawbacks and retention rules, you will outgrow spreadsheets. Full disclosure, I run a commission tracking tool called **Prowi** [(prowi.io)](https://prowi.io/en) that automates imports, rules, approvals, and weekly/monthly reporting by rep, account size, and retention. Happy to share a simple schema/template for the ledger if you tell me: number of reps, how you handle clawbacks, and whether you do splits or tiered rates.

Hubspot imo has high risk since CRM can easily go downmarket if they really want to.

love it. I'm at $82k/$6800 mo avg. similar strategy.
36 overall
Stocks - ABBV, CRM, LYB, JNJ, KMB, MO, NFLX, O, OKE, PFE, SBUX, TD, VICI, UPS, DUK, MFA, T, TROW, XOM, UBER
MLP's - EPD, ET
CEF's - BST, BME
BDC's - ARCC, HTGC, MSDL, OWL (not BDC but finance and asset management)
ETF's - SCHG, SCHD, AIQ, PAVE, SOXQ, SPMO, QQQI, SPYI
Good luck - I personally love budgeting, finance, investing, and managing it all. After several years of learning and practicing... It truly has turned into a hobby.

NVO, CRM, CSU.TO

I agree, and salesforce is leaning into how AI can drive better customer experiences, with new AI integrated offerings. They are innovating, and will continue to be a leader in CRM and data management

I just got in on CRM last week. I share the same sentiment as you. Also, Marc Benioff is a huge believer in AI, so I fully believe Salesforce can maximize usage of AI to power its software. PEG ratio is under 0.5 as well.

It’s hard to own $CRM because of how bad the management is. I agree the fundamentals look decent, but I just can’t get considerable with the CEO’s shenanigans. They’ve been atrocious stewards of shareholder capital in the past