BLND
Blend Labs, Inc.
stockNYSE

# Today is Thursday, the 5th of November ## Upcoming events for Thursday, November 5th - Stock splits: - XXII @ **1:58** - EZGO @ **1:3** - INM @ **1:10** - EFG @ **3:1** - EFV @ **2:1** - MTUM @ **4:1** - QUAL @ **4:1** - SOXX @ **3:1** - ITA @ **3:1** - Expected earnings: AAOI, AAP, ABAT, ABNB, ABX, ACDC, ACFN, ACH, ACHV, ACIW, ACLS, ACMR, ACRS, ACTG, AEE, AERT, AFCG, AFRM, AG, AGEN, AGIO, AGM, AGNT, AGO, AHR, AIP, AKAM, AKBA, ALEC, ALGS, ALLO, ALOY, ALRM, ALT, AMLX, AMN, AMPH, AMTX, ANIP, AORT, AOSL, APD, APLE, APPN, APVO, APYX, ARCT, ARHS, ARI, ARKO, ARL, ARLO, ARRY, ARTNA, ARW, ASLE, ASPN, ASTE, ASTH, ATEN, ATLC, ATYR, AU, AUGO, AURA, AUUD, AVPT, AVTX, AXON, BARK, BBDC, BBUC, BCE, BCIC, BDSX, BDTX, BDX, BFS, BGC, BGDE, BHF, BHM, BILL, BIOA, BIRD, BJRI, BKSY, BKV, BL, BLND, BLNK, BOBS, BRBI, BRFH, BRLT, BRT, BSY, BTE, BZFD, CABO, CAH, CALY, CAMP, CARG, CARS, CBIO, CBL, CCCC, CCLD, CCOI, CCSI, CCU, CDLX, CELC, CELH, CENX, CERT, CG, CGBD, CGEM, CGTX, CI, CIA, CIM, CION, CLAR, CLDT, CLNE, CLYM, CMI, CMMB, CMRC, CNDT, CNQ, CNR, CNSY, COCH, COLD, COLL, COMP, CON, COP, CORZ, CPK, CPT, CRAI, CRDF, CRIS, CRNT, CRON, CRSR, CRVS, CSTL, CTM, CTMX, CTRE, CTRI, CVRX, CYRX, CZNC, DBX, DCO, DH, DIBS, DIOD, DKNG, DMLP, DMRA, DNA, DNN, DNOW, DNUT, DOCS, DSGR, DTE, DTI, DUK, DVN, DWTX, DXPE, ECHO, ECVT, ED, EDN, EGAN, EGY, ELUT, ENOV, EOG, EOSE, EPAM, ETON, EVC, EVCM, EVH, EVO, EVRG, EWTX, EXFY, FA, FDUS, FG, FIGS, FIP, FIRY, FIVN, FLGT, FLL, FLWS, FNF, FNKO, FOCL, FOUR, FOXF, FROG, FSK, FTDR, FUN, FVR, FWONA, FWONK, G, GAU, GCT, GEL, GENB, GENI, GEO, GH, GHM, GHRS, GIL, GLIBA, GLIBK, GLUE, GMAB, GMED, GNE, GOOS, GPCR, GPGI, GPN, GPRE, GPRO, GRDN, GRND, GRNT, GRPN, GSAT, GSBD, GSIT, GTE, HAE, HALO, HASI, HCAT, HEPS, HGBL, HHH, HIMX, HLIO, HLLY, HMR, HNST, HOS, HPP, HRZN, HSHP, HTZ, HUBG, HY, IAG, IBEX, IBP, ICFI, ICUI, IMAX, IMCR, IMNM, INAB, INDI, INGN, INGR, INMB, INOD, INSE, INSW, INTS, INUV, IONQ, IOR, IOVA, IPHA, IQMX, IREN, IRM, IRON, IRTC, IRWD, ISOU, ISPR, IVVD, JANX, JHX, JYNT, KBDC, KDK, KEEL, KELYA, KELYB, KINS, KLXE, KMB, KRMN, KRO, KRP, KRT, KRUS, KTB, KVHI, KWY, LAMR, LASR, LBRX, LCII, LCLN, LCTX, LCUT, LDI, LFST, LIDR, LION, LMND, LNC, LNTH, LOAR, LOCO, LOMA, LONA, LPCN, LPG, LSPD, LSTA, LUCK, LXRX, LYFT, LYTS, LYV, MAIN, MAIR, MAT, MAZE, MBC, MBUU, MBX, MC, MCHP, MCN, MDA, MDRR, MDU, MERC, MFIC, MH, MIDD, MKTW, MLCI, MNKD, MNR, MNST, MOBI, MP, MRDN, MRX, MSDL, MSGM, MSIF, MT, MTD, MTSI, MTVA, NABL, NEON, NEPH, NET, NFE, NGL, NL, NMIH, NMRA, NNI, NOG, NRDS, NREF, NSIT, NTCT, NTIP, NTLA, NTRA, NUS, NUTX, NVAX, NVMI, NVRI, NWN, NXDR, NXH, NXST, NYXH, OBE, OESX, OKUR, OMDA, ONC, ONIT, ONL, OPEN, OPTU, ORGO, OSCR, OTEX, OUT, OXLC, PANL, PAR, PAYO, PBA, PBH, PBYI, PCRX, PCSA, PCTY, PDFS, PENN, PESI, PH, PHUN, PLBY, PLNT, PLRX, PLSE, PLTK, PLUS, PRAA, PRDO, PRKS, PRM, PRMB, PRQR, PRTA, PRTH, PRVA, PSEC, PSIX, PSQH, PTGX, PTLO, PTON, PULM, PURR, PVLA, PZZA, QNRX, QNT, QRHC, QSI, QXO, RANI, RAPP, RAVE, RC, RCEL, RCKT, REAX, REF, REFR, REG, REI, REVB, RGA, RGNX, RGS, RIGL, RILY, RL, RNAC, RNXT, ROCK, ROK, RWAY, RZC, RZLT, SABR, SABS, SANA, SARO, SBS, SCSC, SERV, SG, SGP, SHAK, SHOO, SI, SINT, SKIN, SKM, SKWD, SLN, SMR, SNDA, SO, SOLV, SONY, SOUN, SPG, SPHR, SPNT, SPRY, SRE, SRFM, SRPT, SSP, SSTK, STEM, STEP, STLN, STRA, STRO, STRW, STTK, SUIG, SUZ, SVM, SVV, SYNA, TAP, TAP.A, TBCH, TCI, TCPC, TCX, TDAY, TDC, TEAD, TEAM, TECX, TFX, TGLS, TIC, TIGO, TMDX, TNDM, TPR, TRC, TRDA, TRGP, TRIP, TRLV, TRP, TRUP, TSSI, TTEC, TXG, TXRH, U, UBCP, UEIC, UG, UMAC, USFD, VCEL, VEEE, VERA, VHI, VIRT, VISN, VIVS, VNT, VRSK, VSAT, VSTM, VTEX, VTRS, VTVT, VYX, WD, WEN, WEST, WHG, WHLR, WHWK, WK, WLDN, WMS, WPM, WRBY, WRN, WSBF, WSC, WTM, WW, WYNN, XERS, XPOF, XRAY, YARW, YELP, YORW, ZD, ZLAB, ZTS - Ex-div: AGGA, ASEC, BANR, BMRC, CHAD, DUKH, FELE, GOLI, HBANZ, LVHD, MUY, NWBI, ODTE, ONBPO, ONBPP, OPBK, QQQY, SATA, SDSI, SIMO, STRC, SUNS, TRS, USOY, WTFC, YQQQ - Economic events and announcements: - ADP Nonfarm Employment Change (actual: 86K, consensus: 67K, previous: 86K) - All Car Sales (actual: 2.45M, previous: 2.52M) - All Truck Sales (actual: 13.09M, previous: 13.46M) - Atlanta Fed GDPNow (actual: 3.4%, consensus: 3.7%, previous: 3.7%) - Crude Oil Imports (actual: 1.179M, previous: -0.796M) - Crude Oil Inventories (actual: -0.865M, consensus: -1.700M, previous: -1.892M) - Cushing Crude Oil Inventories (actual: 0.280M, previous: -0.624M) - Distillate Fuel Production (actual: -0.007M, previous: -0.071M) - EIA Refinery Crude Runs (actual: 0.199M, previous: -0.123M) - EIA Weekly Distillates Stocks (actual: -3.565M, consensus: -0.100M, previous: -1.462M) - EIA Weekly Refinery Utilization Rates (actual: 1.7%, previous: -0.6%) - Exports (actual: 321.50B, previous: 315.70B) - Gasoline Inventories (actual: -0.222M, consensus: 0.200M, previous: 3.870M) - Gasoline Production (actual: 0.463M, previous: -0.509M) - Heating Oil Stockpiles (actual: -0.203M, previous: 0.164M) - ISM Non-Manufacturing Business Activity (actual: 53.8, previous: 56.5) - ISM Non-Manufacturing Employment (actual: 51.4, consensus: 50.0, previous: 50.1) - ISM Non-Manufacturing New Orders (actual: 55.9, consensus: 58.5, previous: 59.8) - ISM Non-Manufacturing PMI (actual: 54.5, consensus: 54.8, previous: 54.9) - ISM Non-Manufacturing Prices (actual: 73.0, consensus: 74.6, previous: 74.0) - Imports (actual: 426.60B, previous: 421.40B) - MBA 30-Year Mortgage Rate (actual: 7.30%, previous: 7.37%) - MBA Mortgage Applications (actual: -1.2%, previous: 3.4%) - MBA Purchase Index (actual: 131.4, previous: 134.1) - Mortgage Market Index (actual: 192.6, previous: 195.0) - Mortgage Refinance Index (actual: 517.5, previous: 516.8) - S&P Global Composite PMI (actual: 55.9, consensus: 57.6, previous: 58.4) - S&P Global Services PMI (actual: 56.1, consensus: 57.9, previous: 58.8) - Total Vehicle Sales (actual: 15.50M, consensus: 15.80M, previous: 16.00M) - Trade Balance (actual: -105.00B, consensus: -107.90B, previous: -105.70B) ## Upcoming events for Friday, November 6th - Stock splits: - CDT @ **1:20** - NWGL @ **1:80** - JSPR @ **1:30** - NEXR @ **1:8** - ONCO @ **1:10** - AIIO @ **1:25** - TOPS @ **1:10** - Expected earnings: ABVC, ACRE, AD, AIRS, ALXO, AMR, AMST, ANIK, AQN, ATMU, AWX, BAM, BEN, BH, BH.A, BIP, BJDX, BKD, BLMN, BRK.A, BRK.B, CELZ, CGC, CHTR, CLLS, CLMT, COGT, CPHC, CRVO, CTNT, CVR, DCBO, DCH, DIT, DK, DKL, ELAN, EMA, ENB, ERNA, ESNT, FBLG, FLR, FRHC, GLP, GOGO, GRVY, GTEC, GTN, GTN.A, GYRE, HE, HMC, HOST, HUM, IBO, IMMX, INTT, KOP, KPRX, KT, KYIV, MAIA, MAMO, MBIO, MMI, MRNA, MSGK, MSGR, NEN, NFGC, NHC, NLOP, NODK, OGEN, OGG, OKLO, ORIO, PAA, PAGP, PBFS, PPL, PRME, PW, QNTM, RKDA, RPID, RYM, SBR, SELF, SHO, SLVM, SNGX, SNT, SNWV, SONM, SRZN, STHO, STWD, SUNE, TCBS, TDS, TG, THM, TILE, TMCI, TOMZ, TTGT, TU, UA, UAA, UI, UTZ, VEON, VST, WULF, XCUR - Ex-div: ARLP, CFFN, CHAD, CMCO, CWBC, CZWI, EGBN, FER, FRAF, FRBA, FRST, FSBW, HOPE, JBHT, MMLP, RELL, SATA, SATS, SFBC, SIRI, STRC, WFRD, WSFS - Economic events and announcements: - 4-Week Bill Auction (previous: 3.910%) - 8-Week Bill Auction (previous: 4.020%) - Challenger Job Cuts (actual: -71.3%, previous: -19.9%) - Challenger Job Cuts (actual: 43.994K, previous: 43.281K) - Continuing Jobless Claims (consensus: 1,710K, previous: 1,701K) - FOMC Member Barkin Speaks - Fed Logan Speaks - Fed's Balance Sheet (previous: 6,746B) - Initial Jobless Claims (consensus: 197K, previous: 194K) - Jobless Claims 4-Week Avg. (previous: 196.75K) - Natural Gas Storage (consensus: 81B, previous: 80B) - Nonfarm Productivity (consensus: 2.8%, previous: 1.4%) - Reserve Balances with Federal Reserve Banks (previous: 2.895T) - Unit Labor Costs (consensus: 0.3%, previous: 1.2%) ## Upcoming events for Saturday, November 7th - Economic events and announcements: - Average Hourly Earnings (YoY) (consensus: 2.9%, previous: 3.0%) - Average Hourly Earnings (consensus: 0.3%, previous: 0.1%) - Average Weekly Hours (consensus: 34.4, previous: 34.4) - CFTC Aluminium speculative net positions (previous: -1.0K) - CFTC Copper speculative net positions (previous: 48.3K) - CFTC Corn speculative net positions (previous: 201.3K) - CFTC Crude Oil speculative net positions (previous: 74.3K) - CFTC Gold speculative net positions (previous: 186.5K) - CFTC Nasdaq 100 speculative net positions (previous: 48.8K) - CFTC Natural Gas speculative net positions (previous: -255.2K) - CFTC S&P 500 speculative net positions (previous: -134.4K) - CFTC Silver speculative net positions (previous: 19.7K) - CFTC Soybeans speculative net positions (previous: 204.1K) - CFTC Wheat speculative net positions (previous: -50.8K) - Consumer Credit (consensus: 12.00B, previous: 8.28B) - FOMC Member Bowman Speaks - FOMC Member Williams Speaks - Government Payrolls (previous: -17.0K) - Manufacturing Payrolls (previous: 9K) - Michigan 1-Year Inflation Expectations (previous: 4.7%) - Michigan 5-Year Inflation Expectations (previous: 3.5%) - Michigan Consumer Expectations (consensus: 49.5, previous: 48.8) - Michigan Consumer Sentiment (consensus: 47.8, previous: 48.0) - Michigan Current Conditions (consensus: 48.0, previous: 46.7) - Nonfarm Payrolls (consensus: 65K, previous: 29K) - Participation Rate (previous: 61.8%) - Private Nonfarm Payrolls (consensus: 64K, previous: 46K) - U.S. Baker Hughes Oil Rig Count (previous: 462) - U.S. Baker Hughes Total Rig Count (previous: 603) - U6 Unemployment Rate (previous: 7.6%) - Unemployment Rate (consensus: 4.2%, previous: 4.2%) ^^^^2026-11-05

Hey everyone, A few weeks ago we [introduced LumenWipe here](https://www.reddit.com/r/Stellar/comments/1wbvj6v/introducing_lumenwipe_opensource_infrastructure/) along with Phase 1. Phase 2 (Tranche 2) is now completed, approved and live, and it covers the part of an account classic tools can't see: Soroban. # Why this matters If an account has a Blend deposit, an Aquarius or Soroswap LP position, or Soroban token balances, a normal account merge doesn't touch any of it. Merge the account and that value stays behind in the contracts. LumenWipe now finds it and moves it out before the merge. # What's new * **DeFi exits.** Blend (repays debt before withdrawing, claims BLND first), Aquarius (claims AQUA rewards, then withdraws) and Soroswap (withdraws through the router). If LumenWipe can't confirm a position, it tells you instead of treating the account as empty. * **Soroban tokens.** For each token you choose: convert it to XLM through the Soroswap Aggregator with a minimum you accept, send it as the token to another account, or leave it on record. * [**Allowance inspector**](https://www.lumenwipe.com/mainnet/allowances)**.** Lists every SEP-41 allowance an account has granted and revokes any of them in one click. You don't need to close anything to use it. * **Sponsored fees.** An account holding only its minimum balance can't pay the fee to close itself. A sponsor account now pays it through a CAP-15 fee-bump. # Seen on-chain One testnet account with positions in Blend, Aquarius and Soroswap at the same time closed in a single pass: three exits, then [one last transaction](https://stellar.expert/explorer/testnet/tx/4c2ab3ed209b0f049596623c7ebe00431bc67b84117ef6f0f4c39249e008abb6) that swapped the AQUA rewards to XLM, removed the trustline and merged the account. The token conversion has also [run on mainnet](https://stellar.expert/explorer/public/tx/80207b5424bde583103d7e2170879c574d37a508a44c6a83d33fc821d7974ea7) with real funds. # Your keys stay with you Every transaction is signed in your browser, and your secret key never reaches our servers. Before your wallet signs a Soroban call, your browser decodes it and checks the contract, the function, every account it touches, and the fee. The analysis is read-only, so you can look at any account without signing anything. Want to see it first with no wallet and no funds? The [testnet playground](https://playground.lumenwipe.com) creates a messy account and walks you through closing it end to end. # Links * **Web App:** [https://www.lumenwipe.com](https://www.lumenwipe.com) * **Phase 2 write-up:** [https://www.lumenwipe.com/blog/phase-2-launch](https://www.lumenwipe.com/blog/phase-2-launch) * **GitHub (Apache 2.0):** [https://github.com/LumenWipe/lumenwipe](https://github.com/LumenWipe/lumenwipe) * **Documentation:** [https://docs.lumenwipe.com](https://docs.lumenwipe.com) Building a wallet or app and want account offboarding built in? Reach us: * **Telegram:** [@miguelnietoa](https://t.me/miguelnietoa) | [@salazarsebas](https://t.me/salazarsebas) * **Discord:** @miguelnietoa | @salazarsebas\_cr Feedback and suggestions are always welcome!

BLND