DYOR
Insight Digital Partners II Class A
stock NASDAQ

Random one I came across today Avecho Biotechnology.
This is a proper tiny biotech so obviously this could end badly lol, but they’ve got the CBD insomnia drug in Phase 3 and the company has already got Sandoz involved.
The stock has also randomly started moving after sitting dead for ages.
At around 0.009 this feels like one of those “either nothing happens or this gets very interesting” situations.
I threw a small amount at it just because I like the risk/reward here.
Anyone else been following AVE? Would be interested to hear what I’m missing.
**Not financial advice, obviously. DYOR.**

Yes sir. Extreme amount of literature/videos on the topic. DYOR

# 1. M & B Engineering-
* *Q4FY26:* Guided for 25% topline growth. [](https://substackcdn.com/image/fetch/$s_!Cy1Q!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F51d62330-00db-4993-8735-bf8122ce3600_566x193.png)
* *Q1FY27:* Will deliver 25%+ growth. [](https://substackcdn.com/image/fetch/$s_!kE_E!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F22395fed-e4a3-43dd-8b13-53f178ab978b_587x112.png)
# 2. Aarti drugs-
* *Q4FY26:* Guided for 8-10% volume growth. [](https://substackcdn.com/image/fetch/$s_!ehrS!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F62bdbd0b-6ec0-4378-9bd0-ad8e824a354c_771x153.png)
* *Q1FY27:* 10-15% volume growth for next 2 years. [](https://substackcdn.com/image/fetch/$s_!cpCK!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F70afa239-54c5-4707-ae31-d2171722923e_775x107.png)
# 3. Gufic Bio-
* *Q4FY26:* Guided for 15% revenue growth. [](https://substackcdn.com/image/fetch/$s_!ZJCd!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F76bb34b9-9ee6-4e86-ab6f-a0d6bbee172c_732x107.png)
* *Q1FY27:* Could grow by 15-20% growth. [](https://substackcdn.com/image/fetch/$s_!cI2Q!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9da6f1ac-e42a-4414-981b-2f093731cd52_765x200.png)
# 4. IPCA labs-
* *Q4FY26:* Will grow by 12-13% with margin expansion. [](https://substackcdn.com/image/fetch/$s_!qGCd!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F29bd7363-b36d-4ae6-9980-33ab3841e547_732x236.png)
* *Q1FY27:* Guidance upgraded to 14-16%. [](https://substackcdn.com/image/fetch/$s_!QV-F!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F264a818c-ab7d-4946-852f-56fac6d373d0_718x120.png)
# 5. Kwality Pharma-
* *Q4FY26:* Guided for 650-700 cr revenue. [](https://substackcdn.com/image/fetch/$s_!_sS5!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5aca752c-1ae2-4f3a-a04a-0e18c2c9da61_777x230.png)
* *Q1FY27:* Will do 700 cr+ revenue. [](https://substackcdn.com/image/fetch/$s_!ITZx!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9bb0bada-14d2-4e68-a321-f52a1f6ef51d_773x220.png)
# 6. Goodluck India-
* *Q4FY26:* Will grow by 14-15%. [](https://substackcdn.com/image/fetch/$s_!Uxj2!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3c7eec92-7f1b-495a-b15b-24504ff426e2_775x207.png)
* *Q1FY27:* Guidance came back to 15-20% growth. [](https://substackcdn.com/image/fetch/$s_!bv6U!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9293bae0-73e0-4575-8feb-253e22e9e61e_812x235.png)
# 7. - Fujiyama Power-
* *Q4FY26:* 50% topline growth guided. [](https://substackcdn.com/image/fetch/$s_!boyc!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fbc704064-2fca-455d-a353-e1b7568d05b6_562x147.png)
* *Q1FY27:* Guidance revised upwards to 70%. [](https://substackcdn.com/image/fetch/$s_!_rXc!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3aec6580-12b5-49f1-ab2d-0a045cc75735_758x233.png)
# 8. Sadhav Shipping-
* *Q4FY26:* Guided for 115-120 cr revenue (15-20% growth). [](https://substackcdn.com/image/fetch/$s_!OV3y!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fba674ea1-734c-46a1-878a-07f24c4031ee_788x202.png)
* *Q1FY27:* Guided for 20% revenue, PAT growth. [](https://substackcdn.com/image/fetch/$s_!iHFO!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F96b7dbb4-c761-4c46-9ea1-20f2ade1fe35_555x417.png)
# 9. GFCL-
* *Q4FY26:* Will grow by 20-25% [](https://substackcdn.com/image/fetch/$s_!iYkx!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6b2afd0a-1305-499f-ad2d-fd92af8c6955_775x160.png)
* *Q1FY27:* Raised guidance to 40%+ [](https://substackcdn.com/image/fetch/$s_!4TsK!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb1bf9c7f-2348-4f8a-a136-63f65e3adf16_597x210.png)
# 10. Sportking-
* *Q4FY26:* 15-20% growth can be done. [](https://substackcdn.com/image/fetch/$s_!akU7!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F72d12bee-5fc6-446e-bef2-45b6ad4c3cd7_642x130.png)
* *Q1FY27:* Targeting 3000 cr revenue (+20%). [](https://substackcdn.com/image/fetch/$s_!Hp0J!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffa0df307-6d30-4283-a164-178dac1a8cdd_855x176.png)
# 11. Capri Global-
* *Q4FY26:* 25% AUM growth guidance for the year, 46,000 cr AUM. [](https://substackcdn.com/image/fetch/$s_!me4H!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3b45e296-43bd-4e01-a79c-1ae5c0195815_771x238.png)
* *Q1FY27:* Guidance upgraded to 50,000 cr AUM. [](https://substackcdn.com/image/fetch/$s_!THi7!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F63ee2671-be5e-49de-8068-75ad7a14c609_745x122.png)
# 12. Finkurve Financial Services-
* *Q4FY26:* The gold lender guided for 40-50% AUM growth guidance for FY27. [](https://substackcdn.com/image/fetch/$s_!8RS0!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F03935bf3-2f40-4fb2-878e-f9ffb2cfd436_797x127.png)
* *Q1FY27:* Guidance upgraded to 50-60% AUM growth. [](https://substackcdn.com/image/fetch/$s_!Eep_!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F561ea736-4cb3-4848-803c-6cdc936f9333_765x112.png)
# 13. Muthoot Microfinance-
* *Q4FY26:* Guided for 12-15% AUM growth during Q4FY26 conference call. [](https://substackcdn.com/image/fetch/$s_!Z8EG!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8dab369c-f22f-4e4a-b84e-1859e78e9108_815x125.png)
* *Q1FY27:* Guidance revised to 20%. [](https://substackcdn.com/image/fetch/$s_!JH6P!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8991995c-8f08-4880-aa89-d2c9142c0ced_600x105.png)
# 14. State bank of India-
* *Q4FY26:* Guided for 13-14% credit growth for the FY. [](https://substackcdn.com/image/fetch/$s_!DqOn!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd4105b1d-4168-4084-8c63-bbab85607eb3_798x312.png)
* *Q1FY27:* Guided for 14-15% credit growth. [](https://substackcdn.com/image/fetch/$s_!sHbM!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd536d844-c2b3-46e4-9a21-1d5f37dda97e_692x247.png)
# 15. Punjab & Sind bank-
* *Q4FY26:* Guided for 16-18% advance growth. [](https://substackcdn.com/image/fetch/$s_!jIkV!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F968d5dc9-5894-4720-841e-e22b23110ba8_808x193.png)
* *Q1FY27:* Growth guidance upgraded to 18-20%. [](https://substackcdn.com/image/fetch/$s_!FGyF!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7e5f442f-5801-4dd1-bc5d-185e1f49aa77_793x230.png)
# 16. Tamilnad Mercantile bank-
* *Q4FY26:* Will do around 20% advance growth. [](https://substackcdn.com/image/fetch/$s_!EQ4Z!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe6031a9e-11bb-4543-b744-5a95e3203006_561x125.png)
* *Q1FY27:* Guidance upgraded to 21-22%. [](https://substackcdn.com/image/fetch/$s_!Mi67!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F07b0459e-5775-489e-b596-c891d510da4b_606x93.png)
# 17. Ujjivan SFB-
* Although advance growth guidance stayed constant at 25%, asset quality (credit cost), profitability (ROA) guidance improved.
* *Q4FY26:* 1.6% ROA, 1.4-1.5% credit cost. [](https://substackcdn.com/image/fetch/$s_!uv04!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F58cb40dc-e0a9-4618-a023-d986be701435_1042x460.png)
* *Q1FY27:* Guidance upgraded to 1.8-2% ROA, 0.9-1% credit cost. [](https://substackcdn.com/image/fetch/$s_!2OW5!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F65f19d3e-ef2f-436f-9237-abe7e58f76d8_786x332.png)
# 18. Manba Finance-
* *Q4FY26:* Guided for 25-30% growth. [](https://substackcdn.com/image/fetch/$s_!y6Bp!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F783deb1a-c79f-49b4-a5f2-abe536b8959d_766x107.png)
* *Q1FY27:* Guidance improved significantly- 35-40% AUM growth. [](https://substackcdn.com/image/fetch/$s_!0iRr!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F50b168c9-7f05-4f21-ba95-cdee914a5101_557x111.png)
I think I have covered almost all the guidance upgrades that happened during Q1 over these 3 parts.
*\*\* I am not a registered research analyst and these are not buy/sell recommendation, DYOR.*
Find my Substack on my profile.

DYOR! Not a single person can answer this because no has a crystal ball. If inflation accelerates it could be $1,000,000,000 USD to 1 BTC or it could be $250,000 to 1 BTC there's so many factors at play for a fixed global unit of account, It could even be that 1 BTC = 1M Chinese Yuan, depends on what the global monetary system does. The thing that can be said with the most certainty is that it will be worth enough to buy a house a car and still pass along something to your kids. That I believe.

DYOR. Why start listening to me now.

REITs are a completely different investment vehicle. They provide dividends quarterly. Its essentially passive income
But I think right now, given your context, best course of action is to focus on aggressive growth thru ETFs.
REITs come later into the picture once you're closer or in retirement mode na.
But at the end of the day DYOR.

DYOR more, it's normal naman na maglose money. Everyone experience that but keep going.