XRPUSD
XRP / United States dollar
crypto Composite

ah, I see. Since I believe in XRP and wouldn't sell it (anytime soon) either way, I decided to put it to use on Nexo but I get your point too.
Thats how I got started too btw, had too many coins that were staying and doing nothing for a long time and seemed like such a waste, so I did some research and Nexo seemed like one of the better places and here I am. No issues since then, so I would say its a good idea to give it a go.

Funny thing is, I've almost doubled my XRP bag on Nexo for almost 3 years now.
My thinking is - If you're already decided that you're not gonna touch the bag, you can let it sit there, even lock it for the extra buck (thats what I do) but if you're gonna need it or don't feel comfortable, just stick to self custody

Just the warm up act for what XRP is about to do

I’d buy the one with regulatory clarity that the central banks are working with
XRP and XLM
I know people (and me) hate banks and the system, but the system ain’t going anywhere so it’s a safe bet.
All the central bank CBDC’s are being built on the XRPL sidechains and you have to use XRP to use the XRPL so there will always be actual demand. Many more reasons but I won’t list em here.

Outside of BTC, the main alts are ETH, XRP, Sol, ADA and Link. You probably could add Tron there as well.
The whole point is that if you are still holding ADA right now it makes absolutely no sense to be selling near the lows here lol, which is exactly what retail did back in June after the yoroi wallet hack.

If in 2027-2029 we actually get a lot of euphoria into the crypto market ADA will ride along with it. 2024-2025 we essentially had no alt season and it was entirely BTC, with a select few alts doing very well; Solana and XRP in particular. ETH really didn't do anything during this time, summer of 2023 it was trading at a similar price to where we were until this pump in the market in August.
Let's say we see BTC hit a new all time high and go above 200k in 2028, alts for sure will rally hard. Seeing ETH at 5k+ will be very easy and I think this is when we actually see the alt season everyone was hoping for in 2025. If ETH gets to 8k+ it's not at all unrealistic to see ADA back to $1+.
We can speculate all day as to whether it will go to it's ATH of $3 or well beyond, but the point is that EVERYTHING will run hard if we do in fact see an alt season. ADA right now at 20 cents is at a place where huge gains can be made WITHOUT even needing to be anywhere near ATH.

Well by pure return vs BTC Eth underperformed, SOL absolutely destroyed BTC, AVAX underperformed, XRP underperformed but hardly, XLM basically same return, and Zcash obliterated them all. I sold all near top and have reentered and am very confident in my allocation heading towards this next cycle. Would be shocked if ETH/SOL don’t outperform BTC this next cycle.

XRP isn’t nonsense. Look at how many central banks have contracts with Ripple. Look at IMF

Coinbase Grabs XRP Rich-List Bronze After 5.5B Relabel

I don’t disagree at all- my crypto portfolio comprised of 60% BTC 18% ETH, 15% SOL/some AVAX/XRP/XLM and rest alt moonshots. I just don’t believe in the industry wide hype wave up again. It’ll be isolated projects w solid fundamentals along w random meme coins. Had little bit of Zcash but dumped it on pump- hope to reenter at some point

XRP is a scam

Thanks for the clarification. As I said, I got hit hard. Back then I thought it was a good project - mascot of XRP and so on. I figured most holders were XRP people, and they’re known for conviction. I guess I was wrong. I’m not a trader; I like projects with long-term goals and strong communities.

PHINX was built on the XRPL and that doesn’t make it affiliated with XRP.
It’s like every other memecoin out there and I hope you did’t think it was a good long term hold :)

How affiliated is XRP and PHNIX?

Rent was due this week and BTC's been stuck under that $82K wall for a week straight (rejected there Sept 3, now bouncing around $78-79K). Normally I'd just sell a chunk and deal with it. This time I didn't.
Fed hike odds are sitting above 60% for the meeting later this month, oil spiked on the Iran situation, and yields have been doing that nervous back-and-forth thing where the market can't decide if it wants to be scared or relieved. We ripped 5% last Thursday and everyone called the bottom of the cycle. Four days later we're back under $80K. This is not a market where I want to be forced into a sell decision because my landlord doesn't take BTC.
So instead I took a crypto-backed loan against part of my holdings to cover it through nехо. Kept my position, got the cash and moved on. Some of what's actually moving this week if you haven't been following:
* Market cap back up to $2.78T, Fear & Greed cooled slightly to 66 after touching 69
* Strive added 1,375 BTC last week at an average cost around $79K, bringing total holdings to over 24,500 BTC
* Strategy (MSTR) repurchased $176M of STRC and expanded its Digital Credit Securities program to $2B, still sitting on 845,050 BTC and $6.5B cash
* Ethereum's quantum-resistance roadmap announcement helped ETH hold up better than BTC on the down days, plus more corporate accumulation
* XRP was the one major green candle during Tuesday's dip, up over 1% while everything else was red
* Robinhооd took a stake in Cryptоcоm and is adding prediction markets, which is a weird but telling signal about where TradFi thinks this is going
* Germany's ending tax-free long-term crypto holding after 2026, gains, staking, and lending get taxed as income starting 2027
None of this tells me where price goes next, I'm not calling a bottom or a top. It's just the backdrop for why I made the call I made this week: hold, don't sell, borrow if I need liquidity.

XRP futures volume jumped in August, but I’m not sure it tells us what people think it does

Keystone 3 Pro is one of the best wallets on the market. Three seed phrases, air gapped, biometrics, etc. Their native app is the drawback because it’s very limited with what alt coins you can view. For XRP it’s great but you have to use a third party wallet to view any ERC20 or any decent SPL tokens. If you hold BTC it’s perfect.
The best wallet for alt coins is OneKey Pro. Expensive, not for newbies, and you need to figure out the awkward native app but man their hardware is a beast. Four EAL6 secure elements! Air gapped, biometrics, quantum-ready architecture, etc.

XRP to 589

Trading is pushed on every one (by the trading platforms) and almost no one makes reliable money trading (except the trading platforms).
As someone who has been in crypto from 2018, my opinion is that only reliable way to make money in crypto is to
1. Dollar cost average BTC in bear markets and hold for dear life.
2. If you want to buy alts find some category leader that has held up relatively well in the bear market and has similar winning characteristics as BTC/DOGE/XRP etc. (multi cycle winners): organic hype, loyal community, outrageous/delusional price targets, cult status. And then hold that also for dear life.
A good indicator is that the less some coin has trader TA posting around it and the more it has insane sounding "conspiracy theories" or people flocking around it as a community/identity the better.

Guy in Carolina lost $3M in XRP held in his Ellipal wallet - Justine La Roux or something close to that name. Put search terms in YouTube to learn more. Trezor Safe 5 is my recommendation. Tried and trusted. Stay away from Tangem, Cypherock, Arculus card devices. Pick a 100% open source wallet where the seed is created offline in the wallet, and never digital, not even for a second.