XRPBTC
XRP / Bitcoin
crypto Composite

I’ve been in it since 2020 and I think I’ll stay. Although it’s going to take time, maybe 10+ more years and I’m okay with that.
What keeps me going is understanding how aligned Ripple and XRP’s use case is with global financial institutional plans. For starters, read through the entire Clarity Act and BIS projects: Agora, mBridge, and Nexus. Also read DTCC's Tokenization Platform
(2026) and the IMF XC Platform.
And before you light up about being a cultist, you should know that I don't read alt coin articles and other crazy bullshit that makes you believe XRP will be some absurd price. I track real data and facts. The references I listed above are what's actually happening in the financial world of digital assets, not manufactured hype.
I’d encourage you to read them. I mean really read and understand them. Most people don’t because it’s boring as all hell and isn’t tit-jacking in the slightest. It does provide insight on just how globally huge of a shift we’ll be seeing in global finance soon. Most crypt investors are tired of waiting, and rightfully so. This shift is like trying to turn a massive ship though and it’s extremely slow. Nature of the beast.
I'll finish with one more thought. Yesterday 3/19/26, Trump signed an Executive Order directing the Federal Reserve to open FED master account access to crypto firms. Ask yourself why Ripple already filed their application last year and already have a USOCC charter and NYDFS trust in place. IMHO, it’s not a coincidence. https://www.whitehouse.gov/presidential-actions/2026/05/integrating-financial-technology-innovation-into-regulatory-frameworks/
I’m fine with being wrong, but that’s my bet and I’m sticking to it.

I think with XRP and any of the coins besides Bitcoin, I think we desperately need another bull run. We need another 2021-style bull run for any of these coins to really pick up. I think the best idea is just to hold until then, but in the meantime, really focus on stacking Bitcoin. Bitcoin is the most important. Bitcoin is number one if you're gonna do crypto. And the meme coins, I think the next bull run will be a potential exit point for any of them.

XRP has been the same price for like 8 (?) years. I'm genuinely curious what long term bag holders are feeling right now? For any crypto I suppose.
1. Do you feel at this point you're too emotionally invested? Or do you feel like your time will come? If so, do you feel the amount of time you've 'waited' so far is still worth it?
2. Knowing that same money you've tied into any crypto years ago could have put into stocks (NVDA, MU, GOOG, etc) and you would likely have your own bag with stocks by now... does that bother you, or do you still feel you're making the right decision? For example, a $25K investment in Sandisk a yearish ago would make you a millionaire, or darn near close to it. I realize we can't predict these things, but part of me wonders how long everyone plans to hold with the 'trust me bro' persona.
I'm truly curious on what current though process is.

To be fair I dislike XRP. The partnerships and institutional adoption have no impact on token scarcity and price. And it’s massively centralized in the hands of the founder.
So no love lost. It’s fair.

Just look up Charlie's comments about $XRP and it's holders and you'll understand why.

I bought at about $3 after I stopped watching Brandon Biggs for a few months and missed his XRP call-out at $0.41

XRP fanatics hate everyone

Solana, Doge, BTC, ETH & XRP. Maybe Chainlink.

I've been in XRP since 2017. The best thing you can do is stop thinking of it as a stock and think of it as a long term investment. I've seen it at both it's all time high and at its all time low. What I'm waiting for is wider spread adoption, not a price point.

Consider coins with proposed real utility - hyper liquid, solana, XRP, and so forth

Look into cryptos that solve real world problems. Utility tokens are key. Iso20022 compatible tokens that are linked to the banking system are a prime example of how this blockchain technology (crypto) is going to be used. XRP XLM XDC HBAR ZBCN ALGO IOTA. The stock market and derivative market is going to be tokenized. This indicates a shift in technology. Think of how Amazon changed how we purchase goods or how email changed how we send information. It is faster and cheaper. This is how crypto will solve real world problems in the global financial markets. If you snooze you loose.

VeChain builders are no longer limited to a single ecosystem.
With Wanchain’s decentralized bridge infrastructure, developers on VeChainThor can build Dapp's aimed at the wider blockchain ecosystem including big names like Ethereum, Bitcoin, Solana, BNB Chain, and XRP Ledger.
This unlocks far more than simple token transfers.

• More liquidity flowing into the VeChain ecosystem
• Access to major assets like BTC, ETH, USDC, USDT, and B3TR
• Cross-chain Dapp's that reach users beyond one network
• Interoperability between both EVM and non-EVM chains
• Secure, non-custodial asset transfers powered by decentralized infrastructure

With Web3 moving more and more toward a multichain future, interoperability is becoming important for builders who want to scale their applications and attract users from across the blockchain space.
Wanchain gives VeChain developers the perfect infrastructure to build without boundaries.

Thanks mate, I will hold forever until it at leasts gets back to 1.9, won't sell on a loss.
But yes with crypto it's just been going down and down with no recovery in sight, so I am interested to know why people are optimistic, other than the usual 'XRP will blow'.

I think that XRP has big potential and selling now is how you called it dumb

I'm in XRP since 2022 so I'm still green overall, but watching it drop from $3+ down to $1.36 has been.. bad. Took some profits last summer near the top. I'm still sitting on a decent bag tho and selling at these levels feels dumb. What I've been doing instead is borrowing against my holdings through different platforms(coinbase, nехо) so I can spend some without selling XRP. If I still think XRP recovers from here, then liquidating at a 40% drawdown just to have liquidity makes zero sense. Do you think that we can get to $10? Or is it time to stop the hopium and just sell

Thanks. I have been pretty successful with others and still slightly above water on XRP as I got in early.

I’d say they’re “legit” in the sense that they’ve been around for years and aren’t random overnight meme projects, but they all have really different communities and goals. A lot of people I know got into XRP because of the banking angle, LTC because it felt like the safe older option, and SOL because everyone was hyping the ecosystem during the last run.
Doesn’t mean they can’t still be risky though. Crypto people sometimes act like “not a scam” automatically means “good investment” and those are definitely not the same thing.

There’s still time to join the XRP App Campaign 🏁

At least XRP and SOL have pumped at some point. LTC is just a shitcoin that does nothing but bleed out on every ratio against every other Alt.

While the market fixates on choppy price action at $77k, something far more significant just happened. Iran launched a Bitcoin-backed insurance platform to bypass SWIFT and US sanctions in the Strait of Hormuz. Meanwhile, Goldman Sachs is dumping Alts (SOL, ETH, XRP) to go all-in on BTC. Here’s why the "smart money" and sovereign states are playing a different game while retail is distracted by the charts.