UPIUSD
Pawtocol / United States dollar
crypto

Did you get IPOs using the same UPI from different Demat accounts?
Is it still valid or have the rules changed?
I have personally been getting rejections from my parents and grandparents demat accounts but got allotment from my demat account for IPOs where it was statistically favourable to get allotment in all of them.
Can someone help.

UPI IPO Mandate Modification Issue – Funds still blocked for old bid amount?

Has anyone successfully used the **BHIM App → Bharat Connect → FX-Retail** route for sending USD to IBKR recently?
I’m asking because there have been quite a few reports of the transaction ending in a **Service Timeout / Server Timeout**, while the UPI mandate still gets created and the amount gets blocked/lien-marked in the bank account even though no forex trade is executed.
I’ve personally faced the same issue and have also raised it with BHIM/NBBL/CCIL, but I’m trying to understand whether the system has actually improved recently.
For anyone who has used it in the **last few days/weeks**:
* Did the forex transaction complete successfully?
* Did you get the FX-Retail trade/transaction ID immediately?
* Which bank were you using?
* Did you face any **Service Timeout** or gateway error?
Would especially appreciate **recent experiences**, since older posts already document the timeout issue pretty well.
Trying to figure out whether it is safe to use again or whether Bharat Connect is still having the same reliability problems.

Exactly the same thing will happen with UPI. A system that is working well. They introduce a small fee. And then more and then more. Has government released any study on the impact of the fee? Did government release any study on impact of ever increasing taxes? These are low IQ people who only understand hooliganism making economic decisions while sitting on the shitter. They don’t think of long term consequences of their actions.

Choosing between mStock and HDFC Sky for a long-term ETF portfolio depends on whether you prefer paying a subscription upfront to eliminate transaction costs or starting for free with a bank-backed broker.
mStock's ₹999 lifetime brokerage plan (plus ₹999 lifetime free AMC) allows you to buy ETFs continuously for 10 or 20 years with zero brokerage and zero recurring maintenance fees. For investors making frequent, small investments in multiple ETFs every month, this model eliminates ongoing transaction costs.
HDFC Sky offers free account opening and zero AMC for the first year, charging ₹240/year thereafter. Delivery and ETF trades cost ₹20 or 0.1% per order. In exchange, HDFC Sky provides Stock & ETF SIP via UPI Autopay, institutional research guidance, and direct integration with HDFC Bank accounts.

No, I don’t think Meesho is looking for this three-person or one-person marginal benefit from UPI.
They are looking at a very clear picture based on behavioural economics principles. When someone has already paid, they are less likely to cancel or refuse the order when it arrives. So, they are promoting UPI because they want to reduce RTOs and returns.
RTOs cause huge costs for Meesho and suppliers. Consumers don’t get affected, but Meesho is attracting more genuine customers.
|Weight slab|Flat reverse shipping fee|
|:-|:-|
|0 g–500 g|₹157|
|500 g–1 kg|₹184|
|1–1.5 kg|₹218|
|1.5–2 kg|₹243|
|Above 2 kg|₹269|

Meesho is literally telling you how payments work… Accepts Amex / Credit Cards / UPI Gives ₹20 discount… Charges ₹20 EXTRA for Cash on Delivery…

At no point did I say UPI is not important or that freebies are needed or a good thing. I'm merely pointing out why banks/fintechs would want MDR to be charged.

But we need to first see the impact of MDR on merchants and customers to understand if it really benefits of Pinelabs?
What if UPI usage falls due to charges? Also, Pinelabs debt has reduced too.

If someone did a proper dd on NSE:PINELABS please share it. You will get my eternal gratitude. The new MDR for UPI should have a positive impact on Pinelabs. Please share your views

UPI hai to sahi COIN mein?

And they also bowed down to Trump for introducing fees to UPI. Masterstroke.. Laude Bhojam everyday alleday of MUDI

I moved from upi to cards before MDR. Only use UPI for peer to peer transfer.