RTFUSDT
RTF / Tether USD
crypto

Accumulating is much more efficient than distributing.
With distributing they gather all the dividends over a 3 month period and then pay it to you. It takes a few days for them to get the money to you and then the there is the time it takes for you to then reinvest it. Over that period the money you are getting as dividends is not working for you, this is called cash drag.
With accumulating the ETF automatically reinvests any dividends as you get them which means your money is put to work quicker.
It’s a small affect but if your investing long term then accumulating is the best option.
As for what ETFs you want you need to work out what you actually want to be invested in.
Personally I want all world for the whole market exposer. I also think is Tec isn’t going anywhere so I have a % in a NASDAQ100 ETF and then I also have some in a small cap RTF as my global ETF excludes small cap.
First thing to work out is what you actually want to be invested in and then find ETFs that fit that.

RTF Depot Übertragung Scalable Capital -> Saxo