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**Source:** [https://x.com/solana/status/2050195126178496841](https://x.com/solana/status/2050195126178496841)
Agents can now spend USDC on Solana anywhere Mastercard works.
Introducing MoonAgents Card by [@moonpay](https://x.com/moonpay)

**Source:** [https://x.com/moonpay/status/2050190840199274999](https://x.com/moonpay/status/2050190840199274999)
https://preview.redd.it/u0yhytw7qjyg1.png?width=680&format=png&auto=webp&s=bdeb344e406b73ccaa88e4f18eb45dd1cb8be1d8
# Introducing MoonAgents Card
We’re excited to announce the launch of MoonAgents Card, a virtual Mastercard debit card that lets users and AI agents spend stablecoins directly from their onchain balances at any online merchant globally that accepts Mastercard.
The card is issued through Monavate, a regulated global payments platform and principal member of the Mastercard network.
This initiative combines
[MoonPay’s AI agent infrastructure](https://www.moonpay.com/agents) and developer network with Monavate’s regulated card issuing and Mastercard’s global payments network.
Stablecoin debit cards exist, but they weren't built for agents.
[MoonAgents Card](https://www.moonpay.com/agents/card) is designed to be accessed and managed programmatically through
[MoonPay CLI and MoonPay Agents](https://www.moonpay.com/newsroom/moonpay-agents?from=%2Fnewsroom) workflows.
Unlike some existing agent card products that require users to pre-load a custodial balance or transfer funds offchain before spending, MoonAgents Card allows users to enable or delegate authority to agents to spend directly from an onchain wallet at the moment of transaction.
"Agents are already managing wallets, executing trades, and moving value onchain. The one thing they couldn't do was spend at a merchant. Now they can," said [@ivanhodl](https://x.com/@ivanhodl)
, CEO and Founder of MoonPay.
"AI agents are going to transact constantly, at machine speed, across millions of merchants. Exodus has spent a decade building self-custodial wallets for people," said [@jprichardson](https://x.com/@jprichardson), CEO and Co-founder of [@exodus](https://x.com/@exodus). "MoonAgents Card extends that infrastructure to agents, letting them spend directly from an onchain wallet. The wallets and cards that work for that future look nothing like what exists today, and we're building for that future."
https://preview.redd.it/fumygjbhqjyg1.png?width=680&format=png&auto=webp&s=a838dbb1c0a60db33748b5404af8c65babee163c
# How it Works

[MoonAgents Card](https://www.moonpay.com/agents/card) links a self-custodial wallet to a Mastercard virtual payment card through Monavate's infrastructure.
The user authorizes a smart contract to access their stablecoin balance at the time of transaction.
The purchase is made through standard card payment flows, with Monavate executing the onchain funding and card authorization in real time.
If declined, funds return to the wallet immediately. Wallet custody is never transferred, and approvals can be revoked at any time.
[MoonAgents Card is available today](https://www.moonpay.com/agents/card) through MoonPay CLI in the UK and LATAM, with US and EU availability planned in the coming months. Identity verification is required before card issuance.
https://preview.redd.it/i971y05mqjyg1.png?width=680&format=png&auto=webp&s=868ec623954c8042646724cddcc584373ac03119
# Get Started
>Install: npm install -g [@moonpay/cli](https://x.com/@moonpay/cli)
>Issue a card: mp card issue --wallet your-wallet-name
Get started:
[https://www.moonpay.com/agents/card](https://www.moonpay.com/agents/card)
# Step-By-Step Guide
https://preview.redd.it/vg0jhohqqjyg1.png?width=680&format=png&auto=webp&s=00bb7e8f597ea9dd182c7ab57ae6dd582c265581
**Step 1: Install the MoonPay CLI**
Open your terminal (on Mac, search for "Terminal"; on Windows, search for "Command Prompt") and type:
npm install -g u/moonpay/cli

Hit enter. Wait for it to finish. The MoonPay CLI is now installed on your computer.
Step 2: Log In
mp login
Follow the prompts to connect your MoonPay account. You'll get a sign-in link in your browser, copy the verification code, and run mp verify <code> to complete it.
Step 3: Verify Your Identity
Before you can be issued a card, our card-issuing partner needs to verify who you are. Kick off the KYC flow:
mp card onboarding start \
--first-name "Your First Name" \
--last-name "Your Last Name" \
--country-of-residence GBR \
--country-of-nationality GBR \
--phone-country-code +44 \
--phone-number 7700900000 \
--date-of-birth 1990-01-01
You'll get a link to complete identity verification in your browser. It takes a few minutes, a photo of your ID, and a quick selfie. Once you're done, check the status:
mp card onboarding check

When it says you're verified, accept the terms and submit your address:
mp card onboarding finish \
--address-line1 "221B Baker Street" \
--city London \
--zip "NW1 6XE" \
--accept-terms

Step 4: Issue Your MoonCard
mp card create

This issues your virtual MoonCard. Your card details will be available right away. Then link a wallet to fund it:
mp card wallet link --wallet your-wallet-name --currency usdc --amount 5000

Replace your-wallet-name with the name of your Solana wallet. The --amount is the spending cap your agent has access to. You'll get a confirmation once the wallet is linked.
Step 5: You're Ready
Your agent now has a card. Point it at your card ID, set any spending limits you want, and let it go to work.
# Keeping Your Agent on a Leash (Spending Controls)
Just because your agent can spend doesn't mean it should spend without limits. The MoonPay CLI lets you set how much your agent can access:
* A spending cap: set when you link a wallet (--amount 5000 means your agent can spend up to 5,000 USDC before you need to top up the delegation again)
* Freeze your card instantly: mp card freeze pauses all transactions
* Revoke a wallet entirely: mp card wallet unlink cuts off your agent's access in a single command
You can update the spending cap at any time by re-running mp card wallet link with a new --amount, and you can see every purchase your agent has made with mp card transaction list.
# Real Things Your Agent Could Do
https://preview.redd.it/mxpbe8wxqjyg1.png?width=680&format=png&auto=webp&s=6c088c61abb3fbb051f7aabac318bd789e5b2c60
Still not sure how you'd actually use this? Here are some ideas:
🛒 The Shopping Agent You tell your agent "buy more coffee pods when we're running low." It monitors your supply, finds the best price online, and orders them, all without you lifting a finger.
✈️ The Travel Agent You say "book me a flight to Austin next Thursday, under $400." Your agent searches, compares, and books, spending from your MoonAgents Card within the budget you set.
💻 The Dev Ops Agent Your coding agent needs to spin up a cloud server or buy an API subscription to complete a task. Instead of waiting for you to approve and pay manually, it handles it and gets back to work.
📦 The Subscription Manager An agent that monitors all your software subscriptions, cancels ones you're not using, and renews the ones you are — automatically.
# Your Money Is Secure
We know handing a card to an AI might feel a little nerve-wracking. Here's what protects you:
✅ Your funds stay in your wallet until a purchase is made. Nothing is pre-loaded anywhere
✅ Declined transactions leave your money where it is. Your funds only ever move on a successful charge
✅ You set the spending cap when you link a wallet. Your agent can only spend what you allow
✅ You can revoke access at any time. One command (mp card wallet unlink) cuts off your agent's ability to spend
✅ You can freeze the card instantly. Mp card freeze pauses every transaction without touching the wallet
✅ Every transaction is logged. You can see exactly what your agent spent, when, and where
# MoonPay’s Agent Infrastructure
MoonAgents Card extends the AI-native financial stack MoonPay has shipped over the past year.
[MoonPay CLI](https://www.prnewswire.com/news-releases/moonpay-launches-moonpay-agents-the-onramp-for-the-agent-economy-302695744.html) provides a developer command-line interface for crypto payments.
MoonPay Agents enables autonomous AI workflows with [Ledger-secured hardware signing](https://www.prnewswire.com/news-releases/moonpay-agents-introduces-the-first-ai-agent-secured-by-a-ledger-signer-302713480.html).
The [Open Wallet Standard](https://www.prnewswire.com/news-releases/moonpay-open-sources-the-wallet-layer-for-the-agent-economy-302722116.html), launched in March with backing from more than 15 organizations including the Ethereum Foundation, Solana Foundation and PayPal, provides a universal framework for agents to hold value and sign transactions across blockchains.
[MoonAgents Card](https://www.moonpay.com/agents/card) now gives those agents a way to spend.
https://preview.redd.it/r4kb1jp2rjyg1.png?width=680&format=png&auto=webp&s=90d7615bccad6d7fb3ed577fd385866380d501b9
The MoonAgents Card is offered by Baanx Group Ltd ("Baanx") and issued by Monavate Ltd. The provision of the MoonAgents Card is governed by [these terms](https://www.exodus.com/legal/exodus-card-row-terms-202509.pdf) (the "Card Issuance Terms") between you and Baanx, and MoonPay takes no responsibility for the Card Issuance Terms or the services provided under them, which are the sole responsibility of Baanx. MoonPay is not a card issuer and does not issue, manage, or hold any funds associated with MoonAgents Cards. Any use of third-party agents, automated tools, or large language models (LLMs) in connection with this card — including to initiate, manage, or instruct transactions — is undertaken entirely at the user's own risk. MoonPay does not provide financial, investment, or legal advice in connection with this product. No agent, representative, or automated system — including any artificial intelligence or LLM — acts on MoonPay's behalf to provide personalized recommendations or guidance in relation to this card. Availability of the MoonAgents Card is subject to local laws and regulations, as well as eligibility criteria set by MoonPay and Monavate.

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