CREUSDT
Carry / Tether USD
crypto

There are some good projects with strong fundamentals & actual utility. Ex: Ethereum \~ smart contracts, Chainlink \~ Oracle, data feeds, CRE, CCIP. Chainlink even has patent.
But the market is def flooded with sh\*tcoins, memes & some straight up scams. So I understand why some people think the way you do.

Faith? In what? Banks are not using XRP. Some use Ripples software, but that only benefits Ripple, not the XRP token.
Everyone you have been listening to has been lying to pump their own bags. They probably bought 10yrs ago & were hoping to finally break even.
So much lying going on in the XRP cult. It makes me sick.
Here’s the facts: XRP has a max supply of 1 BILLION tokens. Only 2/3 are circulating. They dump 1 BILLION tokens on you bag holders every month! & the market cap is already like $70 BILLION.
Most banks already announced they are using their own private blockchains & partnered with Chainlink for their patented CCIP & CRE services.
The tokenomics are terrible. The market cap is already way to high (at best *could* maybe see a 5-10x) doubt it though.
The community is filled with liars & shills. That don’t teach you the basics & fundamentals so you keep holding waiting for XRP to go to $589 so they can use you as exit liquidity over & over & over.
If I was in your shoes I would swap XRP for a different project before the next bullrun. But you need to have reasonable price targets for any token or you will keep getting used as exit liquidity.

You did the most basic analysis and think you cooked, it’s also 250M. You’re completely ignoring the institutional network being built around Chainlink. Chainlink has some of the strongest relationships in the space with Swift, DTCC, euro clear, clear stream and U.S. government institutions. Swift has already used Chainlink as an enterprise abstraction layer and CCIP for blockchain interoperability, while DTCC is now integrating Chainlink’s CRE and data standards into its Collateral AppChain
Chainlink’s previous ATH was reached during a period when the institutional use case that exists today, barely existed back then. Chainlink was primarily being valued as a DeFi oracle. Today, that story is fundamentally different.