ZJAN
Innovator Equity Defined Protection ETF - 1 Yr January
stockBATSETF

The VT people in particular, are among the most inconsistent and closed-minded I've come across on this subreddit. I’ve come across posts explicitly asking for low risk (protection against drawdowns like what ZJAN provides) and others explicitly asking for high risk because they’re opening an account for their baby and want to take advantage of those 15–20 years of compound interest, and in both cases, some of the most popular responses were essentially: throw away your entire investment strategy and put 100% into VT. The idea that an investment strategy could involve anything other than VT is beyond the comprehension of some people here.